Civic Intelligence

Solutions for Living Inc

EIN 04-3221614 • 501(c)3 • Stoneham, MA

Profile

Provide counseling and mediation services to children, adolescents, and their families.

92 Montvale AvenueStoneham, MA 02180

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

1.00x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

100th percentile

311.92x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

1st percentile

-33199%

Higher net margin than 1% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

43rd percentile

-6.0%

Faster asset growth than 43% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

6th percentile

-93%

Faster revenue growth than 6% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$0

Down $107,302 (-100%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Flat

$0

Flat from 2024

Operations
Liabilities / Revenue100th percentileNet Margin1st percentile

Revenue

-

No earlier filing loaded for comparison.

Expenses

-

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $146,843Liabilities 2010: $116,294Net Assets 2010: $30,5492010Assets 2011: $124,162Liabilities 2011: $105,521Net Assets 2011: $18,6412011Assets 2012: $138,719Liabilities 2012: $112,845Net Assets 2012: $25,8742012Assets 2013: $173,310Liabilities 2013: $121,524Net Assets 2013: $51,7862013Assets 2014: $196,910Liabilities 2014: $119,610Net Assets 2014: $77,3002014Assets 2015: $226,270Liabilities 2015: $83,533Net Assets 2015: $142,7372015Assets 2016: $233,871Liabilities 2016: $63,893Net Assets 2016: $169,9782016Assets 2017: $198,613Liabilities 2017: $39,654Net Assets 2017: $158,9592017Assets 2018: $296,185Liabilities 2018: $65,146Net Assets 2018: $231,0392018Assets 2019: $302,422Liabilities 2019: $33,069Net Assets 2019: $269,3532019Assets 2020: $425,549Liabilities 2020: $51,821Net Assets 2020: $373,7282020Assets 2021: $500,608Liabilities 2021: $50,582Net Assets 2021: $450,0262021Assets 2022: $401,809Liabilities 2022: $43,719Net Assets 2022: $358,0902022Assets 2023: $114,203Liabilities 2023: $0Net Assets 2023: $114,2032023Assets 2024: $107,302Liabilities 2024: $107,302Net Assets 2024: $02024Assets 2025: $0Net Assets 2025: $02025

Highlighted filing

2025

Assets$0
Liabilities-
Net Assets$0
Open 2025 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $869,3692010Revenue 2011: $889,848Expenses 2011: $904,994Net Income 2011: -$15,1462011Expenses 2012: $875,3522012Revenue 2013: $950,209Expenses 2013: $933,797Net Income 2013: $16,4122013Revenue 2014: $983,876Expenses 2014: $959,847Net Income 2014: $24,0292014Revenue 2015: $993,437Expenses 2015: $923,940Net Income 2015: $69,4972015Revenue 2016: $889,219Expenses 2016: $862,336Net Income 2016: $26,8832016Revenue 2017: $857,408Expenses 2017: $867,499Net Income 2017: -$10,0912017Revenue 2018: $1,009,118Expenses 2018: $934,305Net Income 2018: $74,8132018Revenue 2019: $989,446Expenses 2019: $943,819Net Income 2019: $45,6272019Revenue 2020: $1,077,987Expenses 2020: $975,408Net Income 2020: $102,5792020Revenue 2021: $1,032,513Expenses 2021: $957,487Net Income 2021: $75,0262021Revenue 2022: $887,447Expenses 2022: $928,674Net Income 2022: -$41,2272022Revenue 2023: $4,975Expenses 2023: $248,862Net Income 2023: -$243,8872023Revenue 2024: $344Expenses 2024: $114,547Net Income 2024: -$114,2032024

Latest loaded filing

2024

Revenue$344
Expenses$114,547
Net Income-$114,203
Open 2024 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
-
Net assets
$0
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.00$0.00
2024Detailed filing. Detailed filing data is available for this year.$0.11$0.11$0.00$0.00$0.11$0.11
2023Detailed filing. Detailed filing data is available for this year.$0.11$0.00$0.11$0.00$0.25$0.24
2022Detailed filing. Detailed filing data is available for this year.$0.40$0.04$0.36$0.89$0.93$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.50$0.05$0.45$1.03$0.96$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.43$0.05$0.37$1.08$0.98$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.30$0.03$0.27$0.99$0.94$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.30$0.07$0.23$1.01$0.93$0.07
2017Detailed filing. Detailed filing data is available for this year.$0.20$0.04$0.16$0.86$0.87$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.23$0.06$0.17$0.89$0.86$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.23$0.08$0.14$0.99$0.92$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.20$0.12$0.08$0.98$0.96$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.12$0.05$0.95$0.93$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.11$0.03$0.88
2011Summary only. Only limited summary data is available for this year.$0.12$0.11$0.02$0.89$0.90$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.12$0.03$0.87
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Apr 29, 2025
Return Version
2024v5.0
Mission and Program Overview

Mission

The organization provides counseling and mediation services to children, adolescents, and their families.

Provide counseling and mediation services to children, adolescents, and their families.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION CLOSED BUSINESS AS OF 6/30/2022.--
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARGARET DICORIDirector & C-$0--
Filing and Contact Details

Filer

Filer Name
Solutions for Living Inc
EIN
04-3221614
Phone
9788575583
Address
92 MONTVALE AVENUE, STONEHAM, MA 02180

Signing Officer

Name
Margaret Dicori
Title
Director & Clerk
Phone
7813061180
Signed
2025-04-29
Discuss with paid preparer
Yes

Preparer

Firm
Bruce D Norling CPA Pc
Address
410 BOSTON POST RD STE 24, SUDBURY, MA 01776
Preparer
Bruce D Norling CPA Pc
Phone
9784439114
Supplemental Narrative

Additional Explanations

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 107,302 0”

Form 990-ez, Part III

“Provide counseling and mediation services to children, adolescents, and their families.”

Raw XML Appendix113 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MARGARET DICORI
IRS990EZ/BooksInCareOfDetail/PhoneNum09788575583
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0121 METROPOLITAN AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ASHLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001721
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0107302
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/FinalReturnInd0X
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0107302
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARGARET DICORI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR & C
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0true
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE COUNSELING AND MEDIATION SERVICES TO CHILDREN, ADOLESCENTS, AND THEIR FAMILIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION CLOSED BUSINESS AS OF 6/30/2022.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0107302
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0937604
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0937604
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0987675
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0937604
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0937604
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0937604
IRS990ScheduleA/TotalSupportAmt0937604
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CHARITABLE DONATION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02024-11-21
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0043314093
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt0100000
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(C)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0CASH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm0BOSTON MEDICAL CENTER CORP
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt01 BOSTON MEDICAL CENTER PLAZA
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0BOSTON
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0MA
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd002118
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACCOUNTS PAYABLE AND ACCRUED EXPENSES 107,302 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PROVIDE COUNSELING AND MEDIATION SERVICES TO CHILDREN, ADOLESCENTS, AND THEIR FAMILIES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARGARET DICORI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR & CLERK
ReturnHeader/BusinessOfficerGrp/PhoneNum07813061180
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOLUTIONS FOR LIVING INC
ReturnHeader/Filer/BusinessNameControlTxt0SOLU
ReturnHeader/Filer/EIN0043221614
ReturnHeader/Filer/PhoneNum09788575583
ReturnHeader/Filer/USAddress/AddressLine1Txt092 MONTVALE AVENUE
ReturnHeader/Filer/USAddress/CityNm0STONEHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002180
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043147371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRUCE D NORLING CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0410 BOSTON POST RD STE 24
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SUDBURY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001776
ReturnHeader/PreparerPersonGrp/PhoneNum09784439114
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRUCE D NORLING CPA PC
ReturnHeader/ReturnTs02025-04-29T12:18:16-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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