Civic Intelligence

Naifa Foundation

990EZ • Fiscal year 2013 • EIN 04-2914539

Jan 01, 2013 to Dec 31, 2013 • Filed on Sep 22, 2014

Organization ProfileN/A
1984 Boston RoadBrookfield, MA 01095-1046

(508) 753-9001

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

48th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Net Margin

99th percentile

84%

Higher net margin than 99% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Top Officer Pay

67th percentile

$0

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Asset Growth

50th percentile

3.0%

Faster asset growth than 50% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

98th percentile

175%

Faster revenue growth than 98% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$125,203

Up $3,638 (+3.0%) from 2012

Net Assets

Up

$125,203

Up $3,638 (+3.0%) from 2012

Liabilities

Flat

$0

Flat from 2012

Revenue And Expenses
Liabilities / Revenue48th percentileNet Margin99th percentile

Revenue

Up

$15,372

Up $9,788 (+175%) from 2012

Expenses

Down

$2,530

Down $3,835 (-60%) from 2012

Net Income

Up

$12,842

Up $13,623 (+1744%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2010: $118,239Liabilities 2010: $0Net Assets 2010: $118,2392010Assets 2011: $112,873Liabilities 2011: $0Net Assets 2011: $112,8732011Assets 2012: $121,565Liabilities 2012: $0Net Assets 2012: $121,5652012Assets 2013: $125,203Liabilities 2013: $0Net Assets 2013: $125,2032013Assets 2014: $130,792Liabilities 2014: $0Net Assets 2014: $130,7922014Assets 2015: $127,618Liabilities 2015: $0Net Assets 2015: $127,6182015Assets 2016: $137,714Liabilities 2016: $0Net Assets 2016: $137,7142016Assets 2018: $146,762Liabilities 2018: $0Net Assets 2018: $146,7622018

Highlighted filing

2013

Assets$125,203
Liabilities$0
Net Assets$125,203
Open 2013 Filing

Operations Trend

Revenue Growth98th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$15K$10K$5.0K$0-$5.0KRevenue 2010: $1,640Expenses 2010: $1,315Net Income 2010: $3252010Revenue 2011: $5,598Expenses 2011: $6,365Net Income 2011: -$7672011Revenue 2012: $5,584Expenses 2012: $6,365Net Income 2012: -$7812012Revenue 2013: $15,372Expenses 2013: $2,530Net Income 2013: $12,8422013Revenue 2014: $7,811Expenses 2014: $515Net Income 2014: $7,2962014Revenue 2015: $2,909Expenses 2015: $830Net Income 2015: $2,0792015Revenue 2016: $4,032Expenses 2016: $540Net Income 2016: $3,4922016Revenue 2018: $7,327Expenses 2018: $2,293Net Income 2018: $5,0342018

Highlighted filing

2013

Revenue$15,372
Expenses$2,530
Net Income$12,842
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Sep 22, 2014
Return Version
2013v3.0
Gross Receipts
$158,771
Mission and Program Overview

Mission

To provide a forum for the exchange and formation of common business interests among persons engaged in the life insurnace industry, to improve the conditions under which the business of life insurance underwriting and brokerage occurs, and to advance the interests and standards of the industry and the community it serves through educational, legislative, judicial and political activities.

Program Services

DescriptionGrantsExpenses
TO ENHANCE LIFE INSURANCE EDUCATION AND RESEARCH$0$0
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ROBERT A MATSONTreasurer-$0--
JENNIFER SHEPLEYSecretary-$0--
ROBERT EVANSDirector-$0--
ADAM SACHSDirector-$0--
ALAN STEARLEYPresident-$0--
MARK DRISCOLLDirector-$0--
JULES O GUADREAU JRDirector-$0--
SCOTT MULLENDirector-$0--
BRAD KADELSKIDirector-$0--
Filing and Contact Details

Filer

EIN
04-2914539
Phone
5087539001

Signing Officer

Name
Alan Stearley
Title
President
Phone
5087539001
Signed
2014-09-22
Discuss with paid preparer
Yes

Preparer

Preparer
David J Lacey
Phone
5084751910
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 1. Description: dividend. Amount: 4,783. Total included on form 990-ez, line 4: 4,784.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: business licenses and fees. Amount: 30.”

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

“Description: change in fmv of investments. Amount: -9,204.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: note receivable. Beg. Of year amount: 0. End of year amount: 39,000.”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine10ROBERT MATSON
IRS990EZ/BooksInCareOfDetail/PhoneNum05083762009
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10333 ORCHARD STREET
IRS990EZ/BooksInCareOfDetail/USAddress/City0MILLIS
IRS990EZ/BooksInCareOfDetail/USAddress/State0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode002054
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0121565
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt086203
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt0143399
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt012842
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02500
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0121565
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0125203
IRS990EZ/GainOrLossFromSaleOfAssetsAmt010588
IRS990EZ/GrossReceiptsAmt0158771
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt04784
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0121565
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0125203
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0121565
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0125203
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ROBERT A MATSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JENNIFER SHEPLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROBERT EVANS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ADAM SACHS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ALAN STEARLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MARK DRISCOLL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JULES O GUADREAU JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7SCOTT MULLEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8BRAD KADELSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt039000
IRS990EZ/OtherChangesInNetAssetsAmt0-9204
IRS990EZ/OtherExpensesTotalAmt030
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A FORUM FOR THE EXCHANGE AND FORMATION OF COMMON BUSINESS INTERESTS AMONG PERSONS ENGAGED IN THE LIFE INSURNACE INDUSTRY, TO IMPROVE THE CONDITIONS UNDER WHICH THE BUSINESS OF LIFE INSURANCE UNDERWRITING AND BROKERAGE OCCURS, AND TO ADVANCE THE INTERESTS AND STANDARDS OF THE INDUSTRY AND THE COMMUNITY IT SERVES THROUGH EDUCATIONAL, LEGISLATIVE, JUDICIAL AND POLITICAL ACTIVITIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ENHANCE LIFE INSURANCE EDUCATION AND RESEARCH
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SaleOfAssetsGrossAmt0153987
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt02530
IRS990EZ/TotalRevenueAmt015372
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 1. DESCRIPTION: DIVIDEND. AMOUNT: 4,783. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 4,784.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: BUSINESS LICENSES AND FEES. AMOUNT: 30.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: CHANGE IN FMV OF INVESTMENTS. AMOUNT: -9,204.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: NOTE RECEIVABLE. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 39,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ALAN STEARLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05087539001
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-09-22
ReturnHeader/Filer/BusinessName/BusinessNameLine10NAIFA FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0MASS
ReturnHeader/Filer/EIN0042914539
ReturnHeader/Filer/PhoneNum05087539001
ReturnHeader/Filer/USAddress/AddressLine101984 BOSTON ROAD
ReturnHeader/Filer/USAddress/City0WILBRAHAM
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode0010951046
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0273571151
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10INGLE & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10415 BOSTON TURNPIKE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0SHREWSBURY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode001545
ReturnHeader/PreparerPersonGrp/PhoneNum05084751910
ReturnHeader/PreparerPersonGrp/PreparationDt02014-09-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID J LACEY
ReturnHeader/ReturnTs02014-10-15T11:49:46-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$125,203
Liabilities
$0
Net assets
$125,203
Revenue
$15,372
Expenses
$2,530
Net income
$12,842
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$1.47$0.00$1.47$0.07$0.02$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.38$0.00$1.38$0.04$0.01$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.28$0.00$1.28$0.03$0.01$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.31$0.00$1.31$0.08$0.01$0.07
2013Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$0.15$0.03$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.00$1.22$0.06$0.06$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.00$1.13$0.06$0.06$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.18$0.00$1.18$0.02$0.01$0.00