Civic Intelligence

Naifa Foundation

990EZ • Fiscal year 2016 • EIN 04-2914539

Jan 01, 2016 to Dec 31, 2016 • Filed on Feb 11, 2017

Organization ProfileN/A
15 West Brookfield Road PO Box 417Brookfield, MA 01506

(866) 639-0443

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

99th percentile

87%

Higher net margin than 99% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

61st percentile

7.9%

Faster asset growth than 61% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

90th percentile

39%

Faster revenue growth than 90% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets46th percentile

Assets

Up

$137,714

Up $10,096 (+7.9%) from 2015

Net Assets

Up

$137,714

Up $10,096 (+7.9%) from 2015

Liabilities

Flat

$0

Flat from 2015

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin99th percentile

Revenue

Up

$4,032

Up $1,123 (+39%) from 2015

Expenses

Down

$540

Down $290 (-35%) from 2015

Net Income

Up

$3,492

Up $1,413 (+68%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2010: $118,239Liabilities 2010: $0Net Assets 2010: $118,2392010Assets 2011: $112,873Liabilities 2011: $0Net Assets 2011: $112,8732011Assets 2012: $121,565Liabilities 2012: $0Net Assets 2012: $121,5652012Assets 2013: $125,203Liabilities 2013: $0Net Assets 2013: $125,2032013Assets 2014: $130,792Liabilities 2014: $0Net Assets 2014: $130,7922014Assets 2015: $127,618Liabilities 2015: $0Net Assets 2015: $127,6182015Assets 2016: $137,714Liabilities 2016: $0Net Assets 2016: $137,7142016Assets 2018: $146,762Liabilities 2018: $0Net Assets 2018: $146,7622018

Highlighted filing

2016

Assets$137,714
Liabilities$0
Net Assets$137,714
Open 2016 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$15K$10K$5.0K$0-$5.0KRevenue 2010: $1,640Expenses 2010: $1,315Net Income 2010: $3252010Revenue 2011: $5,598Expenses 2011: $6,365Net Income 2011: -$7672011Revenue 2012: $5,584Expenses 2012: $6,365Net Income 2012: -$7812012Revenue 2013: $15,372Expenses 2013: $2,530Net Income 2013: $12,8422013Revenue 2014: $7,811Expenses 2014: $515Net Income 2014: $7,2962014Revenue 2015: $2,909Expenses 2015: $830Net Income 2015: $2,0792015Revenue 2016: $4,032Expenses 2016: $540Net Income 2016: $3,4922016Revenue 2018: $7,327Expenses 2018: $2,293Net Income 2018: $5,0342018

Highlighted filing

2016

Revenue$4,032
Expenses$540
Net Income$3,492
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Feb 11, 2017
Return Version
2016v3.0
Gross Receipts
$4,032
Mission and Program Overview

Mission

To provide a forum for the exchange and formation of common business interests among persons engaged in the life insurnace industry, to improve the conditions under which the business of life insurance underwriting and brokerage occurs, and to advance the interests and standards of the industry and the community it serves through educational, legislative, judicial and political activities.

Program Services

DescriptionGrantsExpenses
TO ENHANCE LIFE INSURANCE EDUCATION AND RESEARCH$0$540
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ROBERT A MATSONTreasurer-$0--
JENNIFER SHEPLEYSecretary-$0--
ROBERT EVANSDirector-$0--
ADAM SACHSDirector-$0--
BRAD KADELSKIPresident-$0--
DANIEL GIRARDDirector-$0--
Filing and Contact Details

Filer

Filer Name
Naifa Foundation
EIN
04-2914539
Phone
8666390443
Address
15 WEST BROOKFIELD ROAD PO BOX 417, BROOKFIELD, MA 01506

Signing Officer

Name
Bradford J Kadelski
Title
President
Phone
8666390443
Signed
2017-02-11
Discuss with paid preparer
Yes

Preparer

Firm
Ingle & Associates LLC
Address
415 BOSTON TURNPIKE, SHREWSBURY, MA 01545
Preparer
Robert C Ingle
Phone
5084751910
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: dividend. Amount: 3,396.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: interest. Amount: 636.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: business licenses and fees. Amount: 15.”

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

“Description: change in fmv of investments. Amount: 6,604.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: note receivable. Beg. Of year amount: 39,000. End of year amount: 0.”

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ROBERT MATSON
IRS990EZ/BooksInCareOfDetail/PhoneNum05083762009
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0333 ORCHARD STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MILLIS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002054
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt088618
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0137714
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt03492
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0525
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0127618
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0137714
IRS990EZ/GrossReceiptsAmt04032
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt03396
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0127618
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0137714
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0127618
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0137714
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ROBERT A MATSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JENNIFER SHEPLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROBERT EVANS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ADAM SACHS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BRAD KADELSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5DANIEL GIRARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt039000
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt06604
IRS990EZ/OtherExpensesTotalAmt015
IRS990EZ/OtherRevenueTotalAmt0636
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A FORUM FOR THE EXCHANGE AND FORMATION OF COMMON BUSINESS INTERESTS AMONG PERSONS ENGAGED IN THE LIFE INSURNACE INDUSTRY, TO IMPROVE THE CONDITIONS UNDER WHICH THE BUSINESS OF LIFE INSURANCE UNDERWRITING AND BROKERAGE OCCURS, AND TO ADVANCE THE INTERESTS AND STANDARDS OF THE INDUSTRY AND THE COMMUNITY IT SERVES THROUGH EDUCATIONAL, LEGISLATIVE, JUDICIAL AND POLITICAL ACTIVITIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ENHANCE LIFE INSURANCE EDUCATION AND RESEARCH
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0540
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0540
IRS990EZ/TotalProgramServiceExpensesAmt0540
IRS990EZ/TotalRevenueAmt04032
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDEND. AMOUNT: 3,396.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INTEREST. AMOUNT: 636.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: BUSINESS LICENSES AND FEES. AMOUNT: 15.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: CHANGE IN FMV OF INVESTMENTS. AMOUNT: 6,604.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: NOTE RECEIVABLE. BEG. OF YEAR AMOUNT: 39,000. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BRADFORD J KADELSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08666390443
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-02-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0MASS
ReturnHeader/Filer/EIN0042914539
ReturnHeader/Filer/PhoneNum08666390443
ReturnHeader/Filer/USAddress/AddressLine1Txt015 WEST BROOKFIELD ROAD PO BOX 417
ReturnHeader/Filer/USAddress/CityNm0BROOKFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001506
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId09038CE74E220A5B09D00CAAB62D24D40CF392B52
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09038CE74E220A5B09D00CAAB62D24D40CF392B52
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0108.49.115.58
ReturnHeader/FilingSecurityInformation/IPDt02017-02-11
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ES
ReturnHeader/FilingSecurityInformation/IPTm010:26:38
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0273571151
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0INGLE & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0415 BOSTON TURNPIKE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SHREWSBURY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001545
ReturnHeader/PreparerPersonGrp/PhoneNum05084751910
ReturnHeader/PreparerPersonGrp/PreparationDt02017-02-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT C INGLE
ReturnHeader/ReturnTs02017-04-15T14:02:25-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$137,714
Liabilities
$0
Net assets
$137,714
Revenue
$4,032
Expenses
$540
Net income
$3,492
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$1.47$0.00$1.47$0.07$0.02$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.38$0.00$1.38$0.04$0.01$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.28$0.00$1.28$0.03$0.01$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.31$0.00$1.31$0.08$0.01$0.07
2013Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$0.15$0.03$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.00$1.22$0.06$0.06$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.00$1.13$0.06$0.06$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.18$0.00$1.18$0.02$0.01$0.00