Civic Intelligence

Chatham Chamber of Commerce

990 • Fiscal year 2014 • EIN 04-2619692

Oct 01, 2013 to Sep 30, 2014 • Filed on May 27, 2015

PO Box 793Chatham, MA 02633-0793

(508) 945-5199

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.02x

Higher debt load relative to assets than 59% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

55th percentile

0.01x

Higher debt load relative to revenue than 55% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Net Margin

42nd percentile

0.2%

Higher net margin than 42% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

68th percentile

$0

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

41st percentile

-1.1%

Faster asset growth than 41% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

45th percentile

-0.3%

Faster revenue growth than 45% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Down

$91,007

Down $990 (-1.1%) from 2013

Net Assets

Up

$89,094

Up $361 (+0.4%) from 2013

Liabilities

Down

$1,913

Down $1,351 (-41%) from 2013

Revenue

Down

$231,034

Down $669 (-0.3%) from 2013

Expenses

Down

$230,673

Down $2,834 (-1.2%) from 2013

Net Income

Up

$361

Up $2,165 (+120%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $107,027Liabilities 2011: $1,138Net Assets 2011: $105,8892011Assets 2012: $92,185Liabilities 2012: $1,648Net Assets 2012: $90,5372012Assets 2013: $91,997Liabilities 2013: $3,264Net Assets 2013: $88,7332013Assets 2014: $91,007Liabilities 2014: $1,913Net Assets 2014: $89,0942014Assets 2015: $95,546Liabilities 2015: $1,600Net Assets 2015: $93,9462015Assets 2016: $104,740Liabilities 2016: $980Net Assets 2016: $103,7602016Assets 2017: $124,978Liabilities 2017: $1,810Net Assets 2017: $123,1682017Assets 2018: $176,875Liabilities 2018: $0Net Assets 2018: $176,8752018Assets 2019: $125,328Liabilities 2019: $0Net Assets 2019: $125,3282019Assets 2020: $204,634Liabilities 2020: $24,865Net Assets 2020: $179,7692020Assets 2021: $271,375Liabilities 2021: $44,608Net Assets 2021: $226,7672021Assets 2022: $297,787Liabilities 2022: $42,553Net Assets 2022: $255,2342022Assets 2023: $306,762Liabilities 2023: $62,243Net Assets 2023: $244,5192023Assets 2024: $291,355Liabilities 2024: $37,277Net Assets 2024: $254,0782024

Highlighted filing

2014

Assets$91,007
Liabilities$1,913
Net Assets$89,094

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $226,591Expenses 2011: $233,416Net Income 2011: -$6,8252011Revenue 2012: $267,030Expenses 2012: $282,382Net Income 2012: -$15,3522012Revenue 2013: $231,703Expenses 2013: $233,507Net Income 2013: -$1,8042013Revenue 2014: $231,034Expenses 2014: $230,673Net Income 2014: $3612014Revenue 2015: $237,428Expenses 2015: $232,576Net Income 2015: $4,8522015Revenue 2016: $276,233Expenses 2016: $266,418Net Income 2016: $9,8152016Revenue 2017: $290,830Expenses 2017: $271,422Net Income 2017: $19,4082017Revenue 2018: $335,562Expenses 2018: $281,854Net Income 2018: $53,7082018Revenue 2019: $284,667Expenses 2019: $336,214Net Income 2019: -$51,5472019Revenue 2020: $321,485Expenses 2020: $267,044Net Income 2020: $54,4412020Revenue 2021: $370,295Expenses 2021: $323,297Net Income 2021: $46,9982021Revenue 2022: $496,611Expenses 2022: $468,144Net Income 2022: $28,4672022Revenue 2023: $402,639Expenses 2023: $413,354Net Income 2023: -$10,7152023Revenue 2024: $451,774Expenses 2024: $442,215Net Income 2024: $9,5592024

Highlighted filing

2014

Revenue$231,034
Expenses$230,673
Net Income$361
Jump To
Filing Snapshot
Filing Period
Oct 1, 2013 to Sep 30, 2014
Signed
May 27, 2015
Return Version
2013v4.0
Gross Receipts
$237,200
Mission and Program Overview

Mission

The mission of the chatham chamber of commerce is to be an advocate for our local businesses, to support our membership with value added services, and to contribute to the success of our community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$65,371$60,697▼ $4,674
Cash and Non-Interest-Bearing Accounts$26,526$26,760▲ $234
Land, Buildings, and Equipment, Net-$3,450-
Total Assets$91,997$91,007▼ $990
Other Assets Total$100$100→ $0
Liabilities
Deferred Revenue$3,264$1,913▼ $1,351
Total Liabilities$3,264$1,913▼ $1,351
Net Assets / Fund Balance
Unrestricted Net Assets$88,733$89,094▲ $361
Total Net Assets Fund Balance$88,733$89,094▲ $361
Total Liabilities and Net Assets / Fund Balance$91,997$91,007▼ $990

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$3,450$863$4,313
Compensation and Service Providers

Board Members and Trustees

NameTitle
Michael GiorgioPresident
Darci SequinDirector
Edward McdonaldDirector
Ella LeavittDirector
John PappalardoDirector
Melinda HeadrickDirector
Nancy GardnerDirector
Rebecca SpeightDirector
Scott HamiltonDirector
Tommy DoaneDirector
Ward BrownDirector
William BystromEx-officio P
Kevin SmithSecretary
Mandee BlairTreasurer
Steve WilliamsVice-preside
Revenue and Support

Revenue Composition

Contributions and Grants
$76,993
Program Service Revenue
$70,919
Investment Income
$326
Other Revenue
$82,796
Change in Net Assets
$361
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$118,573
Other Expenses$112,100
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$109,521
All Other Expenses---$27,628
Payroll Taxes---$9,052
Occupancy---$7,570
Other Expenses---$2,956
Depreciation Depletion---$863
Total Functional Expenses$0$0$0$230,673
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$14,112
Fundraising Direct Expenses$6,166
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The chamber is a membership organization, officers are elected annually by the membership.

Form 990, Page 6, Part VI, Line 7A

Membership elects officers of the chamber.

Form 990, Page 6, Part VI, Line 11B

Form 990 is reviewed by the treasurer

Form 990, Page 6, Part VI, Line 15A

The executive director is to receive a review twice a year, one mid-year to review performance and make recommendations as to what the board wishes the executive director to do and then at the end of the year to determine any raise, if applicable. The entire board of directors is being surveyed as to the executive director's performance and then the executive committtee will sit with the executive director to review and discuss.

Form 990, Page 6, Part VI, Line 19

AWESO

Filing and Contact Details

Filer

EIN
04-2619692
Phone
5089455199

Signing Officer

Name
Michael Giorgio
Title
President
Phone
5089455199
Signed
2015-05-27

Organization Details

Formed
1942
Legal Domicile
Ma
Voting Board Members
15
Independent Board Members
15
Employees
17
Volunteers
12

Preparer

Preparer
John C Sanders CPA
Phone
5089450031
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Cleaning service 0 2,130 0 staff payroll service 0 2,000 0 outside links & updating 0 1,911 0 guidebook - postage & shi 1,843 0 0 landscaping service 0 1,696 0 event promotions 1,688 0 0 guidebook - storage & dis 1,391 0 0 global fees 0 1,377 0 board & committee expense 0 1,336 0 postage & shipping 1,266 0 0 insurance - d&o liability 0 1,240 0 internet expense 0 1,218 0 other p.r. Meetings 0 1,216 0 accounting & bookkeeping 0 1,080 0 miscellaneous expenses 0 1,041 0 tax & legal counsel 0 690 0 computers & other equipme 552 0 0 access fees 0 548 0 route 3 & route 6 kiosk 500 0 0 telephone & equipment rep 0 404 0 dues & subscriptions 0 356 0 maintenance 0 338 0 incoming 800 phone tolls 313 0 0 chamber marketing 250 0 0 other town & community re 0 231 0 ma assn of chamber execs 0 200 0 member recruiting & reten 0 200 0 office equipment repairs 0 178 0 po box rental 0 154 0 member decals & newslette 151 0 0 chamber relations & dues 0 130 0

Raw XML Appendix371 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt43305
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt077794
IRS990/PYInvestmentIncomeAmt0295
IRS990/PYOtherExpensesAmt0116936
IRS990/PYOtherRevenueAmt074085
IRS990/PYProgramServiceRevenueAmt079529
IRS990/PYRevenuesLessExpensesAmt0-1804
IRS990/PYSalariesCompEmpBnftPaidAmt0116571
IRS990/PYTotalExpensesAmt0233507
IRS990/PYTotalRevenueAmt0231703
IRS990/ReconcilationRevenueExpnssAmt0361
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt065371
IRS990/SavingsAndTempCashInvstGrp/EOYAmt060697
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03450
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0863
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt04313
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03450
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CHAMBER IS A MEMBERSHIP ORGANIZATION, OFFICERS ARE ELECTED ANNUALLY BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERSHIP ELECTS OFFICERS OF THE CHAMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS REVIEWED BY THE TREASURER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE EXECUTIVE DIRECTOR IS TO RECEIVE A REVIEW TWICE A YEAR, ONE MID-YEAR TO REVIEW PERFORMANCE AND MAKE RECOMMENDATIONS AS TO WHAT THE BOARD WISHES THE EXECUTIVE DIRECTOR TO DO AND THEN AT THE END OF THE YEAR TO DETERMINE ANY RAISE, IF APPLICABLE. THE ENTIRE BOARD OF DIRECTORS IS BEING SURVEYED AS TO THE EXECUTIVE DIRECTOR'S PERFORMANCE AND THEN THE EXECUTIVE COMMITTTEE WILL SIT WITH THE EXECUTIVE DIRECTOR TO REVIEW AND DISCUSS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AWESO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CLEANING SERVICE 0 2,130 0 STAFF PAYROLL SERVICE 0 2,000 0 OUTSIDE LINKS & UPDATING 0 1,911 0 GUIDEBOOK - POSTAGE & SHI 1,843 0 0 LANDSCAPING SERVICE 0 1,696 0 EVENT PROMOTIONS 1,688 0 0 GUIDEBOOK - STORAGE & DIS 1,391 0 0 GLOBAL FEES 0 1,377 0 BOARD & COMMITTEE EXPENSE 0 1,336 0 POSTAGE & SHIPPING 1,266 0 0 INSURANCE - D&O LIABILITY 0 1,240 0 INTERNET EXPENSE 0 1,218 0 OTHER P.R. MEETINGS 0 1,216 0 ACCOUNTING & BOOKKEEPING 0 1,080 0 MISCELLANEOUS EXPENSES 0 1,041 0 TAX & LEGAL COUNSEL 0 690 0 COMPUTERS & OTHER EQUIPME 552 0 0 ACCESS FEES 0 548 0 ROUTE 3 & ROUTE 6 KIOSK 500 0 0 TELEPHONE & EQUIPMENT REP 0 404 0 DUES & SUBSCRIPTIONS 0 356 0 MAINTENANCE 0 338 0 INCOMING 800 PHONE TOLLS 313 0 0 CHAMBER MARKETING 250 0 0 OTHER TOWN & COMMUNITY RE 0 231 0 MA ASSN OF CHAMBER EXECS 0 200 0 MEMBER RECRUITING & RETEN 0 200 0 OFFICE EQUIPMENT REPAIRS 0 178 0 PO BOX RENTAL 0 154 0 MEMBER DECALS & NEWSLETTE 151 0 0 CHAMBER RELATIONS & DUES 0 130 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt091997
IRS990/TotalAssetsEOYAmt091007
IRS990/TotalAssetsGrp/BOYAmt091997
IRS990/TotalAssetsGrp/EOYAmt091007
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt076993
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0230673
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03264
IRS990/TotalLiabilitiesEOYAmt01913
IRS990/TotalLiabilitiesGrp/BOYAmt03264
IRS990/TotalLiabilitiesGrp/EOYAmt01913
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt088733
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt089094
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt0280
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0280
IRS990/TotalProgramServiceRevenueAmt070919
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0146095
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0231034
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt091997
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt091007
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt088733
IRS990/UnrestrictedNetAssetsGrp/EOYAmt089094
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt015
IRS990/VotingMembersIndependentCnt015
IRS990/WebsiteAddressTxt0WWW.CHATHAMCAPECOD.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL GIORGIO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05089455199
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-27
ReturnHeader/Filer/BusinessName/BusinessNameLine10CHATHAM CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CHAT
ReturnHeader/Filer/EIN0042619692
ReturnHeader/Filer/PhoneNum05089455199
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 793
ReturnHeader/Filer/USAddress/City0CHATHAM
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode0026330793
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043128198
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10SANDERS WALSH & EATON LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 1427
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0W CHATHAM
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode002669
ReturnHeader/PreparerPersonGrp/PhoneNum05089450031
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOHN C SANDERS CPA
ReturnHeader/ReturnTs02015-06-12T11:22:37-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-10-01
ReturnHeader/TaxPeriodEndDt02014-09-30
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.91$0.37$2.54$4.52$4.42$0.10
2023Detailed filing. Detailed filing data is available for this year.$3.07$0.62$2.45$4.03$4.13$0.11
2022Detailed filing. Detailed filing data is available for this year.$2.98$0.43$2.55$4.97$4.68$0.28
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.71$0.45$2.27$3.70$3.23$0.47
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.05$0.25$1.80$3.21$2.67$0.54
2019Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$2.85$3.36$0.52
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.77$0.00$1.77$3.36$2.82$0.54
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.25$0.02$1.23$2.91$2.71$0.19
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$0.01$1.04$2.76$2.66$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.96$0.02$0.94$2.37$2.33$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.91$0.02$0.89$2.31$2.31$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.92$0.03$0.89$2.32$2.34$0.02
2012Summary only. Only limited summary data is available for this year.$0.92$0.02$0.91$2.67$2.82$0.15
2011Summary only. Only limited summary data is available for this year.$1.07$0.01$1.06$2.27$2.33$0.07
Peer Organizations

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