Civic Intelligence

Chatham Chamber of Commerce

EIN 04-2619692 • 501(c)6 • Chatham, MA

Profile

The mission of the chatham chamber of commerce is to be an advocate for our local businesses, to support our membership with value added services, and to contribute to the success of our community.

PO Box 793Chatham, MA 02633

www.chathaminfo.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.13x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

0.08x

Higher debt load relative to revenue than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

53rd percentile

2.1%

Higher net margin than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

42nd percentile

-5.0%

Faster asset growth than 42% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

68th percentile

12%

Faster revenue growth than 68% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$291,355

Down $15,407 (-5.0%) from 2023

Liabilities

Down

$37,277

Down $24,966 (-40%) from 2023

Net Assets

Up

$254,078

Up $9,559 (+3.9%) from 2023

Revenue

Up

$451,774

Up $49,135 (+12%) from 2023

Expenses

Up

$442,215

Up $28,861 (+7.0%) from 2023

Net Income

Up

$9,559

Up $20,274 (+189%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $107,027Liabilities 2011: $1,138Net Assets 2011: $105,8892011Assets 2012: $92,185Liabilities 2012: $1,648Net Assets 2012: $90,5372012Assets 2013: $91,997Liabilities 2013: $3,264Net Assets 2013: $88,7332013Assets 2014: $91,007Liabilities 2014: $1,913Net Assets 2014: $89,0942014Assets 2015: $95,546Liabilities 2015: $1,600Net Assets 2015: $93,9462015Assets 2016: $104,740Liabilities 2016: $980Net Assets 2016: $103,7602016Assets 2017: $124,978Liabilities 2017: $1,810Net Assets 2017: $123,1682017Assets 2018: $176,875Liabilities 2018: $0Net Assets 2018: $176,8752018Assets 2019: $125,328Liabilities 2019: $0Net Assets 2019: $125,3282019Assets 2020: $204,634Liabilities 2020: $24,865Net Assets 2020: $179,7692020Assets 2021: $271,375Liabilities 2021: $44,608Net Assets 2021: $226,7672021Assets 2022: $297,787Liabilities 2022: $42,553Net Assets 2022: $255,2342022Assets 2023: $306,762Liabilities 2023: $62,243Net Assets 2023: $244,5192023Assets 2024: $291,355Liabilities 2024: $37,277Net Assets 2024: $254,0782024

Highlighted filing

2024

Assets$291,355
Liabilities$37,277
Net Assets$254,078

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $226,591Expenses 2011: $233,416Net Income 2011: -$6,8252011Revenue 2012: $267,030Expenses 2012: $282,382Net Income 2012: -$15,3522012Revenue 2013: $231,703Expenses 2013: $233,507Net Income 2013: -$1,8042013Revenue 2014: $231,034Expenses 2014: $230,673Net Income 2014: $3612014Revenue 2015: $237,428Expenses 2015: $232,576Net Income 2015: $4,8522015Revenue 2016: $276,233Expenses 2016: $266,418Net Income 2016: $9,8152016Revenue 2017: $290,830Expenses 2017: $271,422Net Income 2017: $19,4082017Revenue 2018: $335,562Expenses 2018: $281,854Net Income 2018: $53,7082018Revenue 2019: $284,667Expenses 2019: $336,214Net Income 2019: -$51,5472019Revenue 2020: $321,485Expenses 2020: $267,044Net Income 2020: $54,4412020Revenue 2021: $370,295Expenses 2021: $323,297Net Income 2021: $46,9982021Revenue 2022: $496,611Expenses 2022: $468,144Net Income 2022: $28,4672022Revenue 2023: $402,639Expenses 2023: $413,354Net Income 2023: -$10,7152023Revenue 2024: $451,774Expenses 2024: $442,215Net Income 2024: $9,5592024

Highlighted filing

2024

Revenue$451,774
Expenses$442,215
Net Income$9,559

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.91$0.37$2.54$4.52$4.42$0.10
2023Detailed filing. Detailed filing data is available for this year.$3.07$0.62$2.45$4.03$4.13$0.11
2022Detailed filing. Detailed filing data is available for this year.$2.98$0.43$2.55$4.97$4.68$0.28
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.71$0.45$2.27$3.70$3.23$0.47
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.05$0.25$1.80$3.21$2.67$0.54
2019Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$2.85$3.36$0.52
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.77$0.00$1.77$3.36$2.82$0.54
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.25$0.02$1.23$2.91$2.71$0.19
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$0.01$1.04$2.76$2.66$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.96$0.02$0.94$2.37$2.33$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.91$0.02$0.89$2.31$2.31$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.92$0.03$0.89$2.32$2.34$0.02
2012Summary only. Only limited summary data is available for this year.$0.92$0.02$0.91$2.67$2.82$0.15
2011Summary only. Only limited summary data is available for this year.$1.07$0.01$1.06$2.27$2.33$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Jul 31, 2025
Return Version
2023v6.0
Gross Receipts
$461,475
Mission and Program Overview

Mission

The mission of the chatham chamber of commerce is to be an advocate for our local businesses, to support our membership with value added services, and to contribute to the success of our community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$270,375$274,054▲ $3,679
Savings and Temporary Cash Investments$36,287$17,201▼ $19,086
Total Assets$306,762$291,355▼ $15,407
Other Assets Total$100$100→ $0
Liabilities
Deferred Revenue$62,243$37,277▼ $24,966
Total Liabilities$62,243$37,277▼ $24,966
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$244,519$254,078▲ $9,559
Total Net Assets Fund Balance$244,519$254,078▲ $9,559
Total Liabilities and Net Assets / Fund Balance$306,762$291,355▼ $15,407
Compensation and Service Providers

Board Members and Trustees

NameTitle
Megan PennPresident
Courtney HealyDirector
Domonic BoreffiDirector
Ella LeavittDirector
Emma CarrollDirector
Graeme MilleyDirector
Kevin MclainDirector
Kristen DoaneDirector
Kristin MullerDirector
Maria PriceDirector
Rebecca SeguraDirector
Taylor BrownDirector
Gary ThulanderEx-officio-p
Ryan FarrellSecretary
Nancy GardnerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$85,178
Program Service Revenue
$248,975
Investment Income
$417
Other Revenue
$117,204
Change in Net Assets
$9,559
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$307,276
Salaries, Compensation, and Employee Benefits$134,939
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$66,631$57,692-$124,323
All Other Expenses$4,579$19,208-$23,787
Occupancy-$14,607-$14,607
Payroll Taxes-$10,616-$10,616
Other Expenses$9,180$5,157-$5,157
Total Functional Expenses$334,935$107,280$0$442,215
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$15,563
Fundraising Direct Expenses$9,701
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Spring Fashion$15,473$15,473-$15,473
Total Events$15,473$15,473-$15,473
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The chamber is a membership organization, officers are elected annually by the membership.

Form 990, Page 6, Part VI, Line 7A

Membership elects officers of the chamber.

Form 990, Page 6, Part VI, Line 11B

Form 990 is reviewed by the treasurer

Form 990, Page 6, Part VI, Line 15A

The executive director is to receive a review twice a year, one mid-year to review performance and make recommendations as to what the board wishes the executive director to do and then at the end of the year to determine any raise, if applicable. The entire board of directors is being surveyed as to the executive director's performance and then the executive committtee will sit with the executive director to review and discuss.

Form 990, Page 6, Part VI, Line 19

AWESO

Filing and Contact Details

Filer

Filer Name
Chatham Chamber of Commerce
EIN
04-2619692
Phone
5089455199
Address
PO BOX 793, CHATHAM, MA 02633

Signing Officer

Name
Megan Penn
Title
President
Phone
5089455199
Signed
2025-07-31

Organization Details

Principal Officer
Megan Penn
Formed
1942
Legal Domicile
Ma
Voting Board Members
15
Independent Board Members
15
Employees
11

Preparer

Firm
Sanders Walsh & Eaton Cpas LLC
Address
PO BOX 1427, W CHATHAM, MA 02669
Preparer
Joseph F Mcgee CPA
Phone
5089450031
Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
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IRS990/OtherRevenueMiscGrp/Desc1TOWN SUPPORT - ECONOMIC DEVEL
IRS990/OtherRevenueMiscGrp/Desc2GUIDEBOOK SUPPORT
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt075000
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt120000
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt213587
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt075000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt120000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt213587
IRS990/OtherRevenueTotalAmt0111342
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt057692
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt066631
IRS990/OtherSalariesAndWagesGrp/TotalAmt0124323
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010616
IRS990/PayrollTaxesGrp/TotalAmt010616
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0MEGAN PENN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0CHATHAM MERCHANT
IRS990/ProgramServiceRevenueGrp/Desc1ANNUAL DINNER MEETING
IRS990/ProgramServiceRevenueGrp/Desc2CHATHAM POSTER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0244365
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13860
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2750
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0244365
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13860
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2750
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt053517
IRS990/PYInvestmentIncomeAmt0440
IRS990/PYOtherExpensesAmt0261274
IRS990/PYOtherRevenueAmt0135969
IRS990/PYProgramServiceRevenueAmt0212713
IRS990/PYRevenuesLessExpensesAmt0-10715
IRS990/PYSalariesCompEmpBnftPaidAmt0152080
IRS990/PYTotalExpensesAmt0413354
IRS990/PYTotalRevenueAmt0402639
IRS990/ReconcilationRevenueExpnssAmt09559
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt036287
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017201
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0SPRING FASHION
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt015473
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt015473
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt015473
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt015473
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt015473
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CHAMBER IS A MEMBERSHIP ORGANIZATION, OFFICERS ARE ELECTED ANNUALLY BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERSHIP ELECTS OFFICERS OF THE CHAMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS REVIEWED BY THE TREASURER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE EXECUTIVE DIRECTOR IS TO RECEIVE A REVIEW TWICE A YEAR, ONE MID-YEAR TO REVIEW PERFORMANCE AND MAKE RECOMMENDATIONS AS TO WHAT THE BOARD WISHES THE EXECUTIVE DIRECTOR TO DO AND THEN AT THE END OF THE YEAR TO DETERMINE ANY RAISE, IF APPLICABLE. THE ENTIRE BOARD OF DIRECTORS IS BEING SURVEYED AS TO THE EXECUTIVE DIRECTOR'S PERFORMANCE AND THEN THE EXECUTIVE COMMITTTEE WILL SIT WITH THE EXECUTIVE DIRECTOR TO REVIEW AND DISCUSS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AWESO
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0306762
IRS990/TotalAssetsEOYAmt0291355
IRS990/TotalAssetsGrp/BOYAmt0306762
IRS990/TotalAssetsGrp/EOYAmt0291355
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt085178
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0107280
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0334935
IRS990/TotalFunctionalExpensesGrp/TotalAmt0442215
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt062243
IRS990/TotalLiabilitiesEOYAmt037277
IRS990/TotalLiabilitiesGrp/BOYAmt062243
IRS990/TotalLiabilitiesGrp/EOYAmt037277
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0244519
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0254078
IRS990/TotalProgramServiceRevenueAmt0248975
IRS990/TotalRevenueGrp/ExclusionAmt0417
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0360317
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0451774
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0306762
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0291355
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0573 MAIN STREET
IRS990/USAddress/CityNm0CHATHAM
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002633
IRS990/VotingMembersGoverningBodyCnt015
IRS990/VotingMembersIndependentCnt015
IRS990/WebsiteAddressTxt0WWW.CHATHAMINFO.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MEGAN PENN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05089455199
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHATHAM CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CHAT
ReturnHeader/Filer/EIN0042619692
ReturnHeader/Filer/PhoneNum05089455199
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 793
ReturnHeader/Filer/USAddress/CityNm0CHATHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002633
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0841894608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SANDERS WALSH & EATON CPAS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1427
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0W CHATHAM
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002669
ReturnHeader/PreparerPersonGrp/PhoneNum05089450031
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOSEPH F MCGEE CPA
ReturnHeader/ReturnTs02025-08-12T12:21:09-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-10-01
ReturnHeader/TaxPeriodEndDt02024-09-30
ReturnHeader/TaxYr02023

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