Civic Intelligence

Action Inc.

990 • Fiscal year 2015 • EIN 04-2389332

Oct 01, 2014 to Sep 30, 2015 • Filed on Feb 29, 2016

180 Main StreetGloucester, MA 01930

(978) 282-1000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.24x

Higher debt load relative to assets than 42% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

10th percentile

0.05x

Higher debt load relative to revenue than 10% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2015

Net Margin

46th percentile

3.2%

Higher net margin than 46% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

10th percentile

-6.6%

Faster asset growth than 10% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

77th percentile

15%

Faster revenue growth than 77% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Assets

Down

$12,558,201

Down $892,402 (-6.6%) from 2014

Net Assets

Up

$9,562,168

Up $1,809,034 (+23%) from 2014

Liabilities

Down

$2,996,033

Down $2,701,436 (-47%) from 2014

Revenue

Up

$55,978,481

Up $7,277,508 (+15%) from 2014

Expenses

Up

$54,171,034

Up $6,839,159 (+14%) from 2014

Net Income

Up

$1,807,447

Up $438,349 (+32%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $10,360,477Liabilities 2010: $5,569,803Net Assets 2010: $4,790,6742010Assets 2011: $10,216,024Liabilities 2011: $5,393,132Net Assets 2011: $4,822,8922011Assets 2012: $8,937,719Liabilities 2012: $3,588,092Net Assets 2012: $5,349,6272012Assets 2013: $10,430,535Liabilities 2013: $4,049,499Net Assets 2013: $6,381,0362013Assets 2014: $13,450,603Liabilities 2014: $5,697,469Net Assets 2014: $7,753,1342014Assets 2015: $12,558,201Liabilities 2015: $2,996,033Net Assets 2015: $9,562,1682015Assets 2016: $12,874,918Liabilities 2016: $2,625,450Net Assets 2016: $10,249,4682016Assets 2017: $18,538,717Liabilities 2017: $6,115,429Net Assets 2017: $12,423,2882017Assets 2018: $20,605,065Liabilities 2018: $5,769,380Net Assets 2018: $14,835,6852018Assets 2019: $22,711,681Liabilities 2019: $5,792,983Net Assets 2019: $16,918,6982019Assets 2020: $23,392,638Liabilities 2020: $6,536,713Net Assets 2020: $16,855,9252020Assets 2021: $25,893,243Liabilities 2021: $8,016,543Net Assets 2021: $17,876,7002021Assets 2022: $25,227,649Liabilities 2022: $6,574,443Net Assets 2022: $18,653,2062022Assets 2023: $28,610,243Liabilities 2023: $7,784,701Net Assets 2023: $20,825,5422023Assets 2024: $52,638,722Liabilities 2024: $25,354,371Net Assets 2024: $27,284,3512024

Highlighted filing

2015

Assets$12,558,201
Liabilities$2,996,033
Net Assets$9,562,168

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200M$150M$100M$50M$0-$50MExpenses 2010: $25,552,4222010Expenses 2011: $26,279,1052011Expenses 2012: $34,310,1722012Revenue 2013: $48,403,981Expenses 2013: $47,373,063Net Income 2013: $1,030,9182013Revenue 2014: $48,700,973Expenses 2014: $47,331,875Net Income 2014: $1,369,0982014Revenue 2015: $55,978,481Expenses 2015: $54,171,034Net Income 2015: $1,807,4472015Revenue 2016: $45,781,790Expenses 2016: $45,098,233Net Income 2016: $683,5572016Revenue 2017: $61,351,612Expenses 2017: $59,179,006Net Income 2017: $2,172,6062017Revenue 2018: $65,714,379Expenses 2018: $63,302,435Net Income 2018: $2,411,9442018Revenue 2019: $69,707,995Expenses 2019: $67,626,336Net Income 2019: $2,081,6592019Revenue 2020: $46,459,698Expenses 2020: $46,522,711Net Income 2020: -$63,0132020Revenue 2021: $61,722,559Expenses 2021: $60,701,784Net Income 2021: $1,020,7752021Revenue 2022: $79,876,411Expenses 2022: $79,099,905Net Income 2022: $776,5062022Revenue 2023: $111,088,156Expenses 2023: $108,915,820Net Income 2023: $2,172,3362023Revenue 2024: $184,306,650Expenses 2024: $177,847,841Net Income 2024: $6,458,8092024

Highlighted filing

2015

Revenue$55,978,481
Expenses$54,171,034
Net Income$1,807,447
Jump To
Filing Snapshot
Filing Period
Oct 1, 2014 to Sep 30, 2015
Signed
Feb 29, 2016
Return Version
2014v6.0
Gross Receipts
$56,030,565
Mission and Program Overview

Mission

The mission of action inc. Is to create opportunities that promote a thriving cape ann for all.

To improve the quality of life for disadvantaged residents of cape ann and beyond by minimizing the effects of poverty, promoting economic security, and advocating for social change.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$6,094,903$6,444,560▲ $349,657
Land, Buildings, and Equipment, Net$3,873,075$3,813,915▼ $59,160
Cash and Non-Interest-Bearing Accounts$1,984,668$873,848▼ $1,110,820
Savings and Temporary Cash Investments$1,169,295$745,329▼ $423,966
Prepaid Expenses and Deferred Charges$25,319$10,398▼ $14,921
Investments in Publicly Traded Securities$5,774$7,230▲ $1,456
Total Assets$13,450,603$12,558,201▼ $892,402
Other Assets Total$297,569$662,921▲ $365,352
Liabilities
Accounts Payable and Accrued Expenses$4,256,791$1,611,840▼ $2,644,951
Mortgage Notes Payable Secured by Investment Property$870,793$821,917▼ $48,876
Deferred Revenue$567,907$560,298▼ $7,609
Other Liabilities$1,978$1,978→ $0
Total Liabilities$5,697,469$2,996,033▼ $2,701,436
Net Assets / Fund Balance
Unrestricted Net Assets$6,975,469$8,704,189▲ $1,728,720
Temporarily Rstr Net Assets$777,665$857,979▲ $80,314
Total Net Assets Fund Balance$7,753,134$9,562,168▲ $1,809,034
Total Liabilities and Net Assets / Fund Balance$13,450,603$12,558,201▼ $892,402

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$2,253,234$517,064$2,770,298
Buildings$1,066,980$507,235$1,574,215
Land$410,270-$410,270
Equipment$83,431$266,374$349,805
Other Assets Org$18,297--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Elliott JacobsonEnergy DirecFT$169,498$3,159$172,657
Elliott JacobsonEnergy Director-$169,498$3,159$172,657
Timothy L RileyExec DirectoFT$113,737$16,078$129,815
Rita CarvalhoAsst Energy-$100,230$10,213$110,443
Kenneth M KudymCFOFT$92,458$16,530$108,988
Peggy Hegarty-steckDeputy DirecFT$104,578-$104,578

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Sj4 ServicesContractor-$4,860,850
Dipietro Heating CoolingContractor-$3,925,426
Community Energy ServicesContractor-$3,856,936
Paradigm PartnersContractor-$1,716,165
Airtight WeatherizationContractor-$1,685,604
Revenue and Support

Revenue Composition

Contributions and Grants
$525,344
Program Service Revenue
$55,293,009
Investment Income
$15,429
Other Revenue
$144,699
All Other Contributions
$525,344
Change in Net Assets
$1,807,447

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Clothing and Household Goods$75,045Fair Market Value
Total Noncash Contributions$75,045-

Audited Revenue Reconciliation

Revenue per Audited Statements
$56,030,565
Revenue Not Reported on Financial Statements
$-52,084
Revenue Not Reported on Form 990
$30,867
Other Revenue Adjustments
$-52,084
Total Revenue per Audited Statements
$56,061,432
Total Revenue per Form 990
$55,978,481
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$50,152,194
Salaries, Compensation, and Employee Benefits$4,018,840
Total Fundraising Expense$10,015
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$6,566,538$37,383-$6,603,921
Other Salaries and Wages$2,610,814$417,831$1,867$3,030,512
Fees for Services Other$2,015,909$30,636$405$2,046,950
Other Employee Benefits$315,709$78,498-$394,207
Current Officers, Directors, Trustees, and Key Employees-$265,894-$265,894
Payroll Taxes$197,654$52,371$145$250,170
Information Technology$83,156$134,527-$217,683
All Other Expenses$159,953$26,721$420$187,094
Travel$109,768$26,283-$136,051
Depreciation Depletion$114,558$21,259-$135,817
Office Expenses$89,429$23,350$7,178$119,957
Pension Plan Contributions$62,514$15,543-$78,057
Insurance$42,328$14,834-$57,162
Other Expenses$29,967$18,516-$48,483
Fees for Services Accounting-$22,360-$22,360
Interest$11,465$8,908-$20,373
Advertising$7,086$3,311-$10,397
Total Functional Expenses$52,962,794$1,198,225$10,015$54,171,034

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$54,252,398
Expenses per Audited Statements$54,223,118
Total Expenses per Form 990$54,171,034
Expenses Not Reported on Form 990$29,280
Expenses Not Reported on Financial Statements$-52,084
Other Expense Adjustments$-52,084
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$1,978
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The organization's form 990 and audited financial statements are presented to the finance committee, which reviews both and presents to the board of directors.

Form 990, Page 6, Part VI, Line 12C

Every employee, board member, and officer is required to fill out a conflict of interest questionnaire on an annual basis. Should a conflict arise during the year, the executive director is required to be notified.

Form 990, Page 6, Part VI, Line 15A

The board of directors approves the executive director's compensation.

Form 990, Page 6, Part VI, Line 15B

The process for determining compensation for the organization's other officers or key employees includes review and approval by independent persons, comparability data, or contemporaneous substantiation of deliberation or a decision.

Form 990, Page 6, Part VI, Line 19

AVAILABLE UPON REQUEST

Filing and Contact Details

Filer

Filer Name
Action Inc
EIN
04-2389332
Phone
9782821000
Address
180 MAIN STREET, GLOUCESTER, MA 01930

Signing Officer

Name
Peggy Hegarty-steck
Title
Executive Director
Phone
9782821000
Signed
2016-02-29

Organization Details

Principal Officer
Peggy Hegarty-steck
Formed
1967
Legal Domicile
Ma
Voting Board Members
19
Independent Board Members
19
Employees
198
Volunteers
9

Preparer

Firm
Bruce D Norling CPA Pc
Address
410 BOSTON POST RD STE 24, SUDBURY, MA 01776
Preparer
Bruce D Norling CPA Pc
Phone
9784439114
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Other programs provide services such as: weatherization, housing, emergency shelter, the youth compass program for high school students, employment and training, advocacy, waste water alternatives, housing opportunities for persons with aids, etc.

Form 990, Part XI, Line 9

Rental expenses 52,084 rental expenses -52,084

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 4B

RENTAL EXPENSES -52,084

Schedule D, Page 4, Part XII, Line 4B

RENTAL EXPENSES -52,084

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IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
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IRS990/Form990PartVIISectionAGrp/TitleTxt3CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt19EXEC DIRECTO
IRS990/Form990PartVIISectionAGrp/TitleTxt20CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt21ENERGY DIREC
IRS990/Form990PartVIISectionAGrp/TitleTxt22DEPUTY DIREC
IRS990/Form990PartVIISectionAGrp/TitleTxt23ASST ENERGY
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IRS990/ProgSrvcAccomActy2Grp/Desc0THE HOMECARE PROGRAM PROVIDED IN-HOME SERVICES TO ELDERS IN NEED; 95,984 HOURS OF SERVICE WERE PROVIDED TO 420 CLIENTS IN FY2015.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt02098028
IRS990/ProgSrvcAccomActy3Grp/Desc0THE FUEL ASSISTANCE PROGRAM PROVIDES LOW-INCOME FAMILIES WITH ASSISTANCE TO PAY THEIR HEATING FUEL BILLS. THIS CRITICAL SERVICE KEEPS THOUSANDS OF FAMILIES WARM EACH WINTER, AND STAFF ARE AVAILABLE TO ASSIST CLIENTS WITH THE APPLICATION PROCESS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt01679447
IRS990/ProgSrvcAccomActyOtherGrp/Desc0OTHER PROGRAMS PROVIDE SERVICES SUCH AS: WEATHERIZATION, HOUSING, EMERGENCY SHELTER, THE YOUTH COMPASS PROGRAM FOR HIGH SCHOOL STUDENTS, EMPLOYMENT AND TRAINING, ADVOCACY, WASTE WATER ALTERNATIVES, HOUSING OPPORTUNITIES FOR PERSONS WITH AIDS, ETC.
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Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$52.6$25.4$27.3$184$178$6.46
2023Detailed filing. Detailed filing data is available for this year.$28.6$7.78$20.8$111$109$2.17
2022Detailed filing. Detailed filing data is available for this year.$25.2$6.57$18.7$79.9$79.1$0.78
2021Detailed filing. Detailed filing data is available for this year.$25.9$8.02$17.9$61.7$60.7$1.02
2020Detailed filing. Detailed filing data is available for this year.$23.4$6.54$16.9$46.5$46.5$0.06
2019Detailed filing. Detailed filing data is available for this year.$22.7$5.79$16.9$69.7$67.6$2.08
2018Detailed filing. Detailed filing data is available for this year.$20.6$5.77$14.8$65.7$63.3$2.41
2017Detailed filing. Detailed filing data is available for this year.$18.5$6.12$12.4$61.4$59.2$2.17
2016Detailed filing. Detailed filing data is available for this year.$12.9$2.63$10.2$45.8$45.1$0.68
2015Detailed filing. Detailed filing data is available for this year.$12.6$3.00$9.56$56.0$54.2$1.81
2014Detailed filing. Detailed filing data is available for this year.$13.5$5.70$7.75$48.7$47.3$1.37
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$4.05$6.38$48.4$47.4$1.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.94$3.59$5.35$34.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.2$5.39$4.82$26.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$5.57$4.79$25.6