Civic Intelligence

Nacm - New England Inc

990 • Fiscal year 2015 • EIN 04-1103770

Jan 01, 2015 to Dec 31, 2015 • Filed on Jun 28, 2016

1900 West Park Drive No 200Westborough, MA 01581

(781) 237-2826

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.43x

Higher debt load relative to assets than 82% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

64th percentile

0.16x

Higher debt load relative to revenue than 64% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Net Margin

14th percentile

-9.7%

Higher net margin than 14% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

70th percentile

$102,105

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 15.3% of source-year revenue.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Asset Growth

5th percentile

-29%

Faster asset growth than 5% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

6th percentile

-28%

Faster revenue growth than 6% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Assets

Down

$244,416

Down $98,546 (-29%) from 2014

Net Assets

Down

$140,243

Down $64,922 (-32%) from 2014

Liabilities

Down

$104,173

Down $33,624 (-24%) from 2014

Revenue

Down

$666,880

Down $255,513 (-28%) from 2014

Expenses

Down

$731,803

Down $61,981 (-7.8%) from 2014

Net Income

Down

-$64,923

Down $193,532 (-150%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200KAssets 2011: $161,212Liabilities 2011: $58,055Net Assets 2011: $103,1572011Assets 2012: $170,242Liabilities 2012: $97,770Net Assets 2012: $72,4722012Assets 2013: $156,724Liabilities 2013: $80,168Net Assets 2013: $76,5562013Assets 2014: $342,962Liabilities 2014: $137,797Net Assets 2014: $205,1652014Assets 2015: $244,416Liabilities 2015: $104,173Net Assets 2015: $140,2432015Assets 2016: $125,049Liabilities 2016: $98,104Net Assets 2016: $26,9452016Assets 2017: $154,523Liabilities 2017: $197,490Net Assets 2017: -$42,9672017Assets 2018: $107,174Liabilities 2018: $169,082Net Assets 2018: -$61,9082018Assets 2019: $129,933Liabilities 2019: $200,219Net Assets 2019: -$70,2862019Assets 2020: $291,488Liabilities 2020: $226,797Net Assets 2020: $64,6912020Assets 2021: $363,840Liabilities 2021: $212,021Net Assets 2021: $151,8192021Assets 2022: $343,083Liabilities 2022: $115,978Net Assets 2022: $227,1052022Assets 2023: $325,664Liabilities 2023: $157,270Net Assets 2023: $168,3942023Assets 2024: $232,317Liabilities 2024: $124,406Net Assets 2024: $107,9112024

Highlighted filing

2015

Assets$244,416
Liabilities$104,173
Net Assets$140,243

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $467,6782011Revenue 2012: $449,339Expenses 2012: $480,024Net Income 2012: -$30,6852012Revenue 2013: $543,620Expenses 2013: $539,535Net Income 2013: $4,0852013Revenue 2014: $922,393Expenses 2014: $793,784Net Income 2014: $128,6092014Revenue 2015: $666,880Expenses 2015: $731,803Net Income 2015: -$64,9232015Revenue 2016: $678,383Expenses 2016: $791,681Net Income 2016: -$113,2982016Revenue 2017: $584,031Expenses 2017: $653,945Net Income 2017: -$69,9142017Revenue 2018: $639,202Expenses 2018: $658,143Net Income 2018: -$18,9412018Revenue 2019: $556,292Expenses 2019: $564,673Net Income 2019: -$8,3812019Revenue 2020: $651,921Expenses 2020: $516,981Net Income 2020: $134,9402020Revenue 2021: $593,635Expenses 2021: $506,535Net Income 2021: $87,1002021Revenue 2022: $592,974Expenses 2022: $517,688Net Income 2022: $75,2862022Revenue 2023: $463,720Expenses 2023: $522,431Net Income 2023: -$58,7112023Revenue 2024: $462,075Expenses 2024: $522,558Net Income 2024: -$60,4832024

Highlighted filing

2015

Revenue$666,880
Expenses$731,803
Net Income-$64,923
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Jun 28, 2016
Return Version
2015v2.1
Gross Receipts
$666,880
Mission and Program Overview

Mission

462075to provide companies the business credit intelligence needed to support the extension of quality trade credit that maximizes company profitability through increased sales, improved cashflow, and decreased bad debts within an ethical, legal and professional framework.

Provider of education and information

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$171,584$145,241▼ $26,343
Savings and Temporary Cash Investments$119,979$74,960▼ $45,019
Cash and Non-Interest-Bearing Accounts$18,633$19,292▲ $659
Prepaid Expenses and Deferred Charges$3,582$3,145▼ $437
Land, Buildings, and Equipment, Net$1,689$1,778▲ $89
Total Assets$342,962$244,416▼ $98,546
Other Assets Total$27,495$0▼ $27,495
Liabilities
Accounts Payable and Accrued Expenses$51,044$47,136▼ $3,908
Deferred Revenue$47,480$40,605▼ $6,875
Other Liabilities$39,273$16,432▼ $22,841
Total Liabilities$137,797$104,173▼ $33,624
Net Assets / Fund Balance
Unrestricted Net Assets$205,165$140,243▼ $64,922
Total Net Assets Fund Balance$205,165$140,243▼ $64,922
Total Liabilities and Net Assets / Fund Balance$342,962$244,416▼ $98,546

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,778$19,571$21,349
Buildings$0--
Other Land Buildings$0--
Leasehold Improvements$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Barbara BraunAsst TreasurerFT$102,105$102,105

Board Members and Trustees

NameTitle
Stephen F ConnellChairman as Needed
Anthony TempestaVice Chair as Needed
Charles Lanagan JrVice Chair as Needed
Donna MalfyDirector as Needed
Jared SmithDirector as Needed
Kim CliftonDirector as Needed
Robin PachecoDirector as Needed
Ryan FrancisDirector as Needed
Stephen SavinoDirector as Needed
Vito Paparazzo JrDirector as Needed
Joseph MooneyTreasurer as Needed
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$467,497
Investment Income
$26
Other Revenue
$199,357
Change in Net Assets
$-64,923
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$367,380
Other Expenses$364,423
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$216,704
All Other Expenses---$118,985
Current Officers, Directors, Trustees, and Key Employees---$102,105
Fees for Services Legal---$33,320
Occupancy---$31,929
Other Expenses---$26,927
Payroll Taxes---$26,751
Office Expenses---$23,000
Other Employee Benefits---$21,820
Insurance---$9,512
Fees for Services Accounting---$3,500
Depreciation Depletion---$2,276
Travel---$1,933
Total Functional Expenses$0$0$0$731,803
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Prepaid Client Contracts$12,645
Accrued Expenses$3,787
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization is a not-for-profit corporation and has members.

Form 990, Part VI, Section A, Line 7A

The organization has members serving on its governing board. The governing board has the rights to elect one or more members of the governing body.

Form 990, Part VI, Section B, Line 11

Year end tax filings and financial statements are reviewed by the officers and board members at scheduled board meetings.

Form 990, Part VI, Section B, Line 12C

Per policy, anyone with a conflict of interest is expected to refrain from voting on matters.

Form 990, Part VI, Section B, Line 15

On an annual basis, the executive committee of bci/nacmne shall review the performance of the president. The organization will pay fair market value for his/her services within the context of fiscal responsibility to the organization. Comparable compensation and benefit packages will be researched by the president or an outside source contracted by the board, as needed. At a minimum, a verbal review is performed annually, on or around the anniversary hire date (july 1) of the president by the board chair. A salary review is conducted and awarded at this time. Confirmation of this award is followed up in writing by the board chair. A discretionary award based on employment agreement(s), the company's performance and the president's individual contributions during the fiscal year is awarded by the executive committee following the review and acceptance cpa prepared financial statements by the board. Confirmation of this award is followed up in writing by the board chair.

Form 990, Part VI, Section C, Line 19

Form 990 is available for inspection upon request.

Filing and Contact Details

Filer

Filer Name
Nacm - New England Inc
EIN
04-1103770
Phone
7812372826
Address
1900 WEST PARK DRIVE NO 200, WESTBOROUGH, MA 01581

Signing Officer

Name
Barbara Braun
Title
Asst Treasurer
Phone
7812372826
Signed
2016-06-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbara Braun
Formed
1897
Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
9
Employees
0
Volunteers
0

Preparer

Firm
Cohen & Havian Llp
Address
7 WEST END WAY, NORWELL, MA 02061
Preparer
Kevin Gatewood CPA
Phone
7813474717
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Group meeting 25,580. Consulting 21,050. Telephone 15,603. Maintence contracts 14,589. Credit card fees 9,614. Collection fees 8,537. Miscellaneous 7,393. License & permits 5,624. Pension admin & payroll fees 4,296. Postage 3,349. Association/sig events 2,355. Subscriptions 995.

Raw XML Appendix380 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt051044
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt047136
IRS990/AccountsReceivableGrp/BOYAmt0171584
IRS990/AccountsReceivableGrp/EOYAmt0145241
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDER OF EDUCATION AND INFORMATION
IRS990/AllOtherExpensesGrp/TotalAmt0118985
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BARBARA BRAUN ASSISTANT TREASURER
IRS990/BooksInCareOfDetail/PhoneNum07812372826
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0ONE HOLLIS STREET SUITE 210
IRS990/BooksInCareOfDetail/USAddress/CityNm0WELLESLEY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002482
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt018633
IRS990/CashNonInterestBearingGrp/EOYAmt019292
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0102105
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt026
IRS990/CYOtherExpensesAmt0364423
IRS990/CYOtherRevenueAmt0199357
IRS990/CYProgramServiceRevenueAmt0467497
IRS990/CYRevenuesLessExpensesAmt0-64923
IRS990/CYSalariesCompEmpBnftPaidAmt0367380
IRS990/CYTotalExpensesAmt0731803
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0666880
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt047480
IRS990/DeferredRevenueGrp/EOYAmt040605
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt02276
IRS990/Desc0DISSEMINATION OF CREDIT BUREAU INFORMATION TO MEMBERS. EDUCATION AND SUPPORT SERVICES PROVIDED TO MEMBERS RELATIVE TO CREDIT DATA.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt03500
IRS990/FeesForServicesLegalGrp/TotalAmt033320
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0DONNA MALFY
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBIN PACHECO
IRS990/Form990PartVIISectionAGrp/PersonNm2KIM CLIFTON
IRS990/Form990PartVIISectionAGrp/PersonNm3VITO PAPARAZZO JR
IRS990/Form990PartVIISectionAGrp/PersonNm4RYAN FRANCIS
IRS990/Form990PartVIISectionAGrp/PersonNm5STEPHEN SAVINO
IRS990/Form990PartVIISectionAGrp/PersonNm6JARED SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm7BARBARA BRAUN
IRS990/Form990PartVIISectionAGrp/PersonNm8CHARLES LANAGAN JR
IRS990/Form990PartVIISectionAGrp/PersonNm9JOSEPH MOONEY
IRS990/Form990PartVIISectionAGrp/PersonNm10ANTHONY TEMPESTA
IRS990/Form990PartVIISectionAGrp/PersonNm11STEPHEN F CONNELL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7102105
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt7ASST TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE CHAIR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt9TREASURER AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE CHAIR AS NEEDED
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHAIRMAN AS NEEDED
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01897
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0666880
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt09512
IRS990/InvestmentIncomeGrp/ExclusionAmt026
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt026
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt019571
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01689
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01778
IRS990/LandBldgEquipCostOrOtherBssAmt021349
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt022850
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt022850
IRS990/MissionDesc0WE PROVIDE COMPANIES THE BUSINESS CREDIT INTELLIGENCE NEEDED TO SUPPORT THE EXTENSION OF QUALITY TRADE CREDIT THAT MAXIMIZES COMPANY PROFITABILITY THROUGH INCREASED SALES, IMPROVED CASHFLOW, AND DECREASED BAD DEBTS WITHIN AN ETHICAL, LEGAL AND PROFESSIONAL FRAMEWORK.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0205165
IRS990/NetAssetsOrFundBalancesEOYAmt0140243
IRS990/NetUnrelatedBusTxblIncmAmt0-39098
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt031929
IRS990/OfficeExpensesGrp/TotalAmt023000
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt027495
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt021820
IRS990/OtherExpensesGrp/Desc0ERCC EXPENSE
IRS990/OtherExpensesGrp/Desc1EQUIPMENT RENTAL & LEAS
IRS990/OtherExpensesGrp/Desc2NATIONAL DUES
IRS990/OtherExpensesGrp/Desc3REPORTS
IRS990/OtherExpensesGrp/TotalAmt041106
IRS990/OtherExpensesGrp/TotalAmt140883
IRS990/OtherExpensesGrp/TotalAmt231052
IRS990/OtherExpensesGrp/TotalAmt326927
IRS990/OtherLiabilitiesGrp/BOYAmt039273
IRS990/OtherLiabilitiesGrp/EOYAmt016432
IRS990/OtherRevenueMiscGrp/BusinessCd0541990
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2611710
IRS990/OtherRevenueMiscGrp/Desc0REPORT INCOME
IRS990/OtherRevenueMiscGrp/Desc1COMMISSIONS
IRS990/OtherRevenueMiscGrp/Desc2EDUCATION INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt046757
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt069255
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt160495
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt246757
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt069255
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt160495
IRS990/OtherRevenueTotalAmt0199357
IRS990/OtherSalariesAndWagesGrp/TotalAmt0216704
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt026751
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03582
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03145
IRS990/PrincipalOfficerNm0BARBARA BRAUN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541990
IRS990/ProgramServiceRevenueGrp/BusinessCd1611710
IRS990/ProgramServiceRevenueGrp/Desc0GROUP MEMBER DUES
IRS990/ProgramServiceRevenueGrp/Desc1BASIC MEMBER DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0157266
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0310231
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1157266
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0310231
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0284395
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt042
IRS990/PYOtherExpensesAmt0385471
IRS990/PYOtherRevenueAmt0213256
IRS990/PYProgramServiceRevenueAmt0424700
IRS990/PYRevenuesLessExpensesAmt0128609
IRS990/PYSalariesCompEmpBnftPaidAmt0408313
IRS990/PYTotalExpensesAmt0793784
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0922393
IRS990/ReconcilationRevenueExpnssAmt0-64923
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0119979
IRS990/SavingsAndTempCashInvstGrp/EOYAmt074960
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd01
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01778
IRS990ScheduleD/EquipmentGrp/DepreciationAmt019571
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt021349
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt012645
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13787
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PREPAID CLIENT CONTRACTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED EXPENSES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01778
IRS990ScheduleD/TotalLiabilityAmt016432
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A NOT-FOR-PROFIT CORPORATION AND HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS SERVING ON ITS GOVERNING BOARD. THE GOVERNING BOARD HAS THE RIGHTS TO ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2YEAR END TAX FILINGS AND FINANCIAL STATEMENTS ARE REVIEWED BY THE OFFICERS AND BOARD MEMBERS AT SCHEDULED BOARD MEETINGS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PER POLICY, ANYONE WITH A CONFLICT OF INTEREST IS EXPECTED TO REFRAIN FROM VOTING ON MATTERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, THE EXECUTIVE COMMITTEE OF BCI/NACMNE SHALL REVIEW THE PERFORMANCE OF THE PRESIDENT. THE ORGANIZATION WILL PAY FAIR MARKET VALUE FOR HIS/HER SERVICES WITHIN THE CONTEXT OF FISCAL RESPONSIBILITY TO THE ORGANIZATION. COMPARABLE COMPENSATION AND BENEFIT PACKAGES WILL BE RESEARCHED BY THE PRESIDENT OR AN OUTSIDE SOURCE CONTRACTED BY THE BOARD, AS NEEDED. AT A MINIMUM, A VERBAL REVIEW IS PERFORMED ANNUALLY, ON OR AROUND THE ANNIVERSARY HIRE DATE (JULY 1) OF THE PRESIDENT BY THE BOARD CHAIR. A SALARY REVIEW IS CONDUCTED AND AWARDED AT THIS TIME. CONFIRMATION OF THIS AWARD IS FOLLOWED UP IN WRITING BY THE BOARD CHAIR. A DISCRETIONARY AWARD BASED ON EMPLOYMENT AGREEMENT(S), THE COMPANY'S PERFORMANCE AND THE PRESIDENT'S INDIVIDUAL CONTRIBUTIONS DURING THE FISCAL YEAR IS AWARDED BY THE EXECUTIVE COMMITTEE FOLLOWING THE REVIEW AND ACCEPTANCE CPA PREPARED FINANCIAL STATEMENTS BY THE BOARD. CONFIRMATION OF THIS AWARD IS FOLLOWED UP IN WRITING BY THE BOARD CHAIR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORM 990 IS AVAILABLE FOR INSPECTION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GROUP MEETING 25,580. CONSULTING 21,050. TELEPHONE 15,603. MAINTENCE CONTRACTS 14,589. CREDIT CARD FEES 9,614. COLLECTION FEES 8,537. MISCELLANEOUS 7,393. LICENSE & PERMITS 5,624. PENSION ADMIN & PAYROLL FEES 4,296. POSTAGE 3,349. ASSOCIATION/SIG EVENTS 2,355. SUBSCRIPTIONS 995.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd01
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0342962
IRS990/TotalAssetsEOYAmt0244416
IRS990/TotalAssetsGrp/BOYAmt0342962
IRS990/TotalAssetsGrp/EOYAmt0244416
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0731803
IRS990/TotalGrossUBIAmt0462831
IRS990/TotalLiabilitiesBOYAmt0137797
IRS990/TotalLiabilitiesEOYAmt0104173
IRS990/TotalLiabilitiesGrp/BOYAmt0137797
IRS990/TotalLiabilitiesGrp/EOYAmt0104173
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0205165
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0140243
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0467497
IRS990/TotalReportableCompFromOrgAmt0102105
IRS990/TotalRevenueGrp/ExclusionAmt026
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0204023
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0666880
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0462831
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0342962
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0244416
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt01933
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0205165
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0140243
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01900 WEST PARK DRIVE SUITE 200
IRS990/USAddress/CityNm0WESTBOROUGH
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001581
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BARBARA BRAUN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASST TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07812372826
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-06-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NACM - NEW ENGLAND INC
ReturnHeader/Filer/BusinessNameControlTxt0NACM
ReturnHeader/Filer/EIN0041103770
ReturnHeader/Filer/PhoneNum07812372826
ReturnHeader/Filer/USAddress/AddressLine1Txt01900 WEST PARK DRIVE NO 200
ReturnHeader/Filer/USAddress/CityNm0WESTBOROUGH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001581
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042736972
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0COHEN & HAVIAN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07 WEST END WAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORWELL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002061
ReturnHeader/PreparerPersonGrp/PhoneNum07813474717
ReturnHeader/PreparerPersonGrp/PreparationDt02016-06-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEVIN GATEWOOD CPA
ReturnHeader/ReturnTs02016-07-15T06:19:10-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.32$1.24$1.08$4.62$5.23$0.60
2023Detailed filing. Detailed filing data is available for this year.$3.26$1.57$1.68$4.64$5.22$0.59
2022Detailed filing. Detailed filing data is available for this year.$3.43$1.16$2.27$5.93$5.18$0.75
2021Detailed filing. Detailed filing data is available for this year.$3.64$2.12$1.52$5.94$5.07$0.87
2020Detailed filing. Detailed filing data is available for this year.$2.91$2.27$0.65$6.52$5.17$1.35
2019Detailed filing. Detailed filing data is available for this year.$1.30$2.00$0.70$5.56$5.65$0.08
2018Detailed filing. Detailed filing data is available for this year.$1.07$1.69$0.62$6.39$6.58$0.19
2017Detailed filing. Detailed filing data is available for this year.$1.55$1.97$0.43$5.84$6.54$0.70
2016Detailed filing. Detailed filing data is available for this year.$1.25$0.98$0.27$6.78$7.92$1.13
2015Detailed filing. Detailed filing data is available for this year.$2.44$1.04$1.40$6.67$7.32$0.65
2014Detailed filing. Detailed filing data is available for this year.$3.43$1.38$2.05$9.22$7.94$1.29
2013Detailed filing. Detailed filing data is available for this year.$1.57$0.80$0.77$5.44$5.40$0.04
2012Summary only. Only limited summary data is available for this year.$1.70$0.98$0.72$4.49$4.80$0.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.61$0.58$1.03$4.68