Civic Intelligence

University Credit Union

990 • Fiscal year 2017 • EIN 01-6028792

Jan 01, 2017 to Dec 31, 2017 • Filed on May 11, 2018

Organization ProfileWWW.UCU.MAINE.EDU

View Organization Page

15 Main StreetOrono, ME 04469

(207) 889-8600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.91x

Higher debt load relative to assets than 72% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

28th percentile

15.67x

Higher debt load relative to revenue than 28% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

24th percentile

8.3%

Higher net margin than 24% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

21st percentile

$288,181

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

44th percentile

4.7%

Faster asset growth than 44% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

15th percentile

3.0%

Faster revenue growth than 15% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$289,005,755

Up $12,967,223 (+4.7%) from 2016

Net Assets

Up

$26,498,105

Up $1,331,186 (+5.3%) from 2016

Liabilities

Up

$262,507,650

Up $11,636,037 (+4.6%) from 2016

Revenue And Expenses
Liabilities / Revenue28th percentileNet Margin24th percentile

Revenue

Up

$16,750,897

Up $480,811 (+3.0%) from 2016

Expenses

Up

$15,356,726

Up $391,505 (+2.6%) from 2016

Net Income

Up

$1,394,171

Up $89,306 (+6.8%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $194,407,941Liabilities 2010: $176,844,714Net Assets 2010: $17,563,2272010Assets 2011: $192,909,871Liabilities 2011: $174,139,652Net Assets 2011: $18,770,2192011Assets 2012: $211,504,702Liabilities 2012: $191,241,935Net Assets 2012: $20,262,7672012Assets 2013: $233,669,869Liabilities 2013: $212,118,380Net Assets 2013: $21,551,4892013Assets 2014: $255,484,769Liabilities 2014: $232,309,262Net Assets 2014: $23,175,5072014Assets 2015: $265,708,967Liabilities 2015: $241,555,721Net Assets 2015: $24,153,2462015Assets 2016: $276,038,532Liabilities 2016: $250,871,613Net Assets 2016: $25,166,9192016Assets 2017: $289,005,755Liabilities 2017: $262,507,650Net Assets 2017: $26,498,1052017Assets 2018: $305,452,117Liabilities 2018: $278,251,438Net Assets 2018: $27,200,6792018Assets 2019: $330,643,520Liabilities 2019: $299,566,688Net Assets 2019: $31,076,8322019Assets 2020: $385,646,309Liabilities 2020: $349,834,373Net Assets 2020: $35,811,9362020Assets 2021: $424,608,395Liabilities 2021: $385,484,095Net Assets 2021: $39,124,3002021Assets 2022: $459,586,136Liabilities 2022: $423,242,537Net Assets 2022: $36,343,5992022Assets 2023: $480,026,796Liabilities 2023: $441,339,429Net Assets 2023: $38,687,3672023Assets 2024: $508,181,878Liabilities 2024: $465,832,980Net Assets 2024: $42,348,8982024

Highlighted filing

2017

Assets$289,005,755
Liabilities$262,507,650
Net Assets$26,498,105
Open 2017 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $11,247,7972010Expenses 2011: $11,088,8652011Expenses 2012: $11,501,4522012Revenue 2013: $12,748,442Expenses 2013: $11,442,827Net Income 2013: $1,305,6152013Revenue 2014: $14,365,545Expenses 2014: $12,807,905Net Income 2014: $1,557,6402014Revenue 2015: $15,443,996Expenses 2015: $14,360,170Net Income 2015: $1,083,8262015Revenue 2016: $16,270,086Expenses 2016: $14,965,221Net Income 2016: $1,304,8652016Revenue 2017: $16,750,897Expenses 2017: $15,356,726Net Income 2017: $1,394,1712017Revenue 2018: $16,924,654Expenses 2018: $15,995,925Net Income 2018: $928,7292018Revenue 2019: $18,930,933Expenses 2019: $16,063,394Net Income 2019: $2,867,5392019Revenue 2020: $19,858,361Expenses 2020: $16,471,282Net Income 2020: $3,387,0792020Revenue 2021: $20,708,166Expenses 2021: $16,129,125Net Income 2021: $4,579,0412021Revenue 2022: $21,065,584Expenses 2022: $17,883,590Net Income 2022: $3,181,9942022Revenue 2023: $24,246,784Expenses 2023: $22,460,398Net Income 2023: $1,786,3862023Revenue 2024: $29,289,979Expenses 2024: $28,299,035Net Income 2024: $990,9442024

Highlighted filing

2017

Revenue$16,750,897
Expenses$15,356,726
Net Income$1,394,171
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 11, 2018
Return Version
2017v2.2
Gross Receipts
$16,950,739
Mission and Program Overview

Mission

The purpose of university credit union is to actively advance members' financial well-being in every stage of their lives.

Provide members with savings and loan services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$219,817,102$230,521,252▲ $10,704,150
Investments Other Securities$30,626,094$34,338,493▲ $3,712,399
Rtn Earn Endowment Incm Other Fnds$25,166,919$26,498,105▲ $1,331,186
Land, Buildings, and Equipment, Net$10,370,977$10,231,243▼ $139,734
Cash and Non-Interest-Bearing Accounts$10,191,993$8,920,663▼ $1,271,330
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$276,038,532$289,005,755▲ $12,967,223
Other Assets Total$5,032,366$4,994,104▼ $38,262
Liabilities
Other Liabilities$218,763,083$233,568,215▲ $14,805,132
Mortgage Notes Payable Secured by Investment Property$29,224,256$25,606,617▼ $3,617,639
Accounts Payable and Accrued Expenses$2,884,274$3,332,818▲ $448,544
Total Liabilities$250,871,613$262,507,650▲ $11,636,037
Net Assets / Fund Balance
Total Net Assets Fund Balance$25,166,919$26,498,105▲ $1,331,186
Total Liabilities and Net Assets / Fund Balance$276,038,532$289,005,755▲ $12,967,223

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,054,587$2,337,588$8,392,175
Equipment$1,331,116$3,521,337$4,852,453
Land$2,539,890-$2,539,890
Leasehold Improvements$232,909$685,154$918,063
Other Land Buildings$72,741$8,741$81,482
Other Securities$34,338,493--
Compensation and Service Providers
Top Officer Pay21st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Matthew WalshPresident & CEOFT$236,987$51,194$288,181
Deb White-rideoutSVP OperationsFT$122,345$79,188$201,533
Renee OuelletteSVP FinanceFT$117,844$76,757$194,601
April GleasonVP of LendingFT$100,328$18,304$118,632
Ency WhitehillVice Chair-$689-$689
Gerald Hayman JrChair-$516-$516

Board Members and Trustees

NameTitle
Betsy UhuadDirector
Carolyn CheneyDirector
Peter ReidDirector
Richard BorgmanDirector
Hugh MorrisonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$15,583,710
Investment Income
$828,875
Other Revenue
$338,312
Change in Net Assets
$1,394,171

Audited Revenue Reconciliation

Revenue per Audited Statements
$16,750,897
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$8,333
Total Revenue per Audited Statements
$16,759,230
Total Revenue per Form 990
$16,750,897
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,891,413
Salaries, Compensation, and Employee Benefits$6,103,161
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,927,243
Benefits to Members---$1,362,152
Other Employee Benefits---$1,036,939
Occupancy---$997,557
Advertising---$534,542
Current Officers, Directors, Trustees, and Key Employees---$483,987
Payroll Taxes---$348,946
Pension Plan Contributions---$306,046
Fees for Services Other---$229,313
Other Expenses---$145,625
Travel---$121,391
Fees for Services Legal---$82,786
Fees for Services Accounting---$35,040
Total Functional Expenses$0$0$0$15,356,726

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$15,365,059
Expenses per Audited Statements$15,356,726
Total Expenses per Form 990$15,356,726
Expenses Not Reported on Form 990$8,333
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNT$233,568,215
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Line 6 explanation - the organization is in business to serve its members.”

Form 990, Part VI, Section A, Line 7A

“Line 7a explanation - members of the governing body are nominated and when applicable voted in by members of the organization.”

Form 990, Part VI, Section A, Line 7B

“Line 7b explanation - certain decisions are subject to the approval of the members of the organization, such as the decision to merge with another entity.”

Form 990, Part VI, Section B, Line 11B

“Line 11a explanation - a copy of the 990 was provided to the governing body with available time for review and discussion before filing. The return was reviewed by the president, ceo and senior vice president of finance.”

Form 990, Part VI, Section B, Line 12C

“A conflict of interest statement is signed and issues are addressed as they arise.”

Form 990, Part VI, Section B, Line 15

“Compensation for the organization's president, ceo and all other employee compensation is determined with comparability data such as a compensation survey or study. The president and ceo compensation is subject to approval of the board.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted onsite at all public locations. The conflict of interest policy and governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
University Credit Union
EIN
01-6028792
Phone
2078898600
Address
15 MAIN STREET, ORONO, ME 04469

Signing Officer

Name
Renee Ouellette
Title
Senior VP Finance
Phone
2078898600
Signed
2018-05-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Matthew Walsh
Formed
1967
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
5
Employees
108
Volunteers
0

Preparer

Firm
Macpage LLC
Address
30 LONG CREEK DRIVE, SOUTH PORTLAND, ME 04106
Preparer
Brad Weller
Phone
2077745701
Supplemental Narrative

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Gains/losses on oreo 8,333.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Gains/losses on oreo 8,333.”

Raw XML AppendixShowing 400 of 493 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
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IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8SVP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt9SVP OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP OF LENDING
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IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05032366
IRS990/OtherAssetsTotalGrp/EOYAmt04994104
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01036939
IRS990/OtherExpensesGrp/Desc0OPERATIONS EXP
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICE EXPENSE
IRS990/OtherExpensesGrp/Desc3OTHER GENERAL AND ADMIN
IRS990/OtherExpensesGrp/TotalAmt04090224
IRS990/OtherExpensesGrp/TotalAmt11149923
IRS990/OtherExpensesGrp/TotalAmt2505012
IRS990/OtherExpensesGrp/TotalAmt3145625
IRS990/OtherLiabilitiesGrp/BOYAmt0218763083
IRS990/OtherLiabilitiesGrp/EOYAmt0233568215
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0INSURANCE
IRS990/OtherRevenueMiscGrp/Desc1GUARANTEED ASSET PROTECT
IRS990/OtherRevenueMiscGrp/Desc2OTHER INCOME
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0108128
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt195468
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt256130
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0108128
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt195468
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt256130
IRS990/OtherRevenueTotalAmt0303328
IRS990/OtherSalariesAndWagesGrp/TotalAmt03927243
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0219817102
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0230521252
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0348946
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0306046
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MATTHEW WALSH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME FROM MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1CHECK CARD
IRS990/ProgramServiceRevenueGrp/Desc2OVERDRAFT FEES
IRS990/ProgramServiceRevenueGrp/Desc3ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc4GAIN ON SALE OF LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012033216
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11726887
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21481492
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt366416
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt494989
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012033216
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11726887
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21481492
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3171941
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt494989
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0105525
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01275643
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0764300
IRS990/PYOtherExpensesAmt07560411
IRS990/PYOtherRevenueAmt0385236
IRS990/PYProgramServiceRevenueAmt015120550
IRS990/PYRevenuesLessExpensesAmt01304865
IRS990/PYSalariesCompEmpBnftPaidAmt06129167
IRS990/PYTotalExpensesAmt014965221
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016270086
IRS990/ReconcilationRevenueExpnssAmt01394171
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt034984
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt025166919
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt026498105
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt06054587
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02337588
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08392175
IRS990ScheduleD/EquipmentGrp/BookValueAmt01331116
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03521337
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04852453
IRS990ScheduleD/ExpensesNotReportedAmt08333
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt015356726
IRS990ScheduleD/LandGrp/BookValueAmt02539890
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02539890
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0232909
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0685154
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0918063
IRS990ScheduleD/OtherExpensesIncludedAmt08333
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt072741
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt08741
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt081482
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0233568215
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNT
IRS990ScheduleD/OtherRevenueAmt08333
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt034338493
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MORTGAGE BACKED SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/RevenueNotReportedAmt08333
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt016750897
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0GAINS/LOSSES ON OREO 8,333.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1GAINS/LOSSES ON OREO 8,333.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010231243
IRS990ScheduleD/TotalBookValueSecuritiesAmt034338493
IRS990ScheduleD/TotalExpensesPerForm990Amt015356726
IRS990ScheduleD/TotalLiabilityAmt0233568215
IRS990ScheduleD/TotalRevenuePerForm990Amt016750897
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt016759230
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt015365059
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0236987
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1117844
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2122345
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount09396
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount14617
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount24931
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt145000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt244500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt026136
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt126136
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt226136
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt015662
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt11004
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt23621
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MATTHEW WALSH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1RENEE OUELLETTE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2DEB WHITE-RIDEOUT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SVP FINANCE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2SVP OPERATIONS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0288181
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1194601
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2201533
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LINE 6 EXPLANATION - THE ORGANIZATION IS IN BUSINESS TO SERVE ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1LINE 7A EXPLANATION - MEMBERS OF THE GOVERNING BODY ARE NOMINATED AND WHEN APPLICABLE VOTED IN BY MEMBERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2LINE 7B EXPLANATION - CERTAIN DECISIONS ARE SUBJECT TO THE APPROVAL OF THE MEMBERS OF THE ORGANIZATION, SUCH AS THE DECISION TO MERGE WITH ANOTHER ENTITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LINE 11A EXPLANATION - A COPY OF THE 990 WAS PROVIDED TO THE GOVERNING BODY WITH AVAILABLE TIME FOR REVIEW AND DISCUSSION BEFORE FILING. THE RETURN WAS REVIEWED BY THE PRESIDENT, CEO AND SENIOR VICE PRESIDENT OF FINANCE.

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$289,005,755
Liabilities
$262,507,650
Net assets
$26,498,105
Revenue
$16,750,897
Expenses
$15,356,726
Net income
$1,394,171
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$508$466$42.3$29.3$28.3$0.99
2023Detailed filing. Detailed filing data is available for this year.$480$441$38.7$24.2$22.5$1.79
2022Detailed filing. Detailed filing data is available for this year.$460$423$36.3$21.1$17.9$3.18
2021Detailed filing. Detailed filing data is available for this year.$425$385$39.1$20.7$16.1$4.58
2020Detailed filing. Detailed filing data is available for this year.$386$350$35.8$19.9$16.5$3.39
2019Detailed filing. Detailed filing data is available for this year.$331$300$31.1$18.9$16.1$2.87
2018Detailed filing. Detailed filing data is available for this year.$305$278$27.2$16.9$16.0$0.93
2017Detailed filing. Detailed filing data is available for this year.$289$263$26.5$16.8$15.4$1.39
2016Detailed filing. Detailed filing data is available for this year.$276$251$25.2$16.3$15.0$1.30
2015Detailed filing. Detailed filing data is available for this year.$266$242$24.2$15.4$14.4$1.08
2014Detailed filing. Detailed filing data is available for this year.$255$232$23.2$14.4$12.8$1.56
2013Detailed filing. Detailed filing data is available for this year.$234$212$21.6$12.7$11.4$1.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$212$191$20.3$11.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$193$174$18.8$11.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$194$177$17.6$11.2
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