Civic Intelligence

University Credit Union

990 • Fiscal year 2015 • EIN 01-6028792

Jan 01, 2015 to Dec 31, 2015 • Filed on May 12, 2016

Organization ProfileWWW.UCU.MAINE.EDU

View Organization Page

15 Main StreetOrono, ME 04469

(207) 889-8500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.91x

Higher debt load relative to assets than 76% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

24th percentile

15.64x

Higher debt load relative to revenue than 24% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

19th percentile

7.0%

Higher net margin than 19% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

18th percentile

$270,383

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

30th percentile

4.0%

Faster asset growth than 30% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

62nd percentile

7.5%

Faster revenue growth than 62% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$265,708,967

Up $10,224,198 (+4.0%) from 2014

Net Assets

Up

$24,153,246

Up $977,739 (+4.2%) from 2014

Liabilities

Up

$241,555,721

Up $9,246,459 (+4.0%) from 2014

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin19th percentile

Revenue

Up

$15,443,996

Up $1,078,451 (+7.5%) from 2014

Expenses

Up

$14,360,170

Up $1,552,265 (+12%) from 2014

Net Income

Down

$1,083,826

Down $473,814 (-30%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $194,407,941Liabilities 2010: $176,844,714Net Assets 2010: $17,563,2272010Assets 2011: $192,909,871Liabilities 2011: $174,139,652Net Assets 2011: $18,770,2192011Assets 2012: $211,504,702Liabilities 2012: $191,241,935Net Assets 2012: $20,262,7672012Assets 2013: $233,669,869Liabilities 2013: $212,118,380Net Assets 2013: $21,551,4892013Assets 2014: $255,484,769Liabilities 2014: $232,309,262Net Assets 2014: $23,175,5072014Assets 2015: $265,708,967Liabilities 2015: $241,555,721Net Assets 2015: $24,153,2462015Assets 2016: $276,038,532Liabilities 2016: $250,871,613Net Assets 2016: $25,166,9192016Assets 2017: $289,005,755Liabilities 2017: $262,507,650Net Assets 2017: $26,498,1052017Assets 2018: $305,452,117Liabilities 2018: $278,251,438Net Assets 2018: $27,200,6792018Assets 2019: $330,643,520Liabilities 2019: $299,566,688Net Assets 2019: $31,076,8322019Assets 2020: $385,646,309Liabilities 2020: $349,834,373Net Assets 2020: $35,811,9362020Assets 2021: $424,608,395Liabilities 2021: $385,484,095Net Assets 2021: $39,124,3002021Assets 2022: $459,586,136Liabilities 2022: $423,242,537Net Assets 2022: $36,343,5992022Assets 2023: $480,026,796Liabilities 2023: $441,339,429Net Assets 2023: $38,687,3672023Assets 2024: $508,181,878Liabilities 2024: $465,832,980Net Assets 2024: $42,348,8982024

Highlighted filing

2015

Assets$265,708,967
Liabilities$241,555,721
Net Assets$24,153,246
Open 2015 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $11,247,7972010Expenses 2011: $11,088,8652011Expenses 2012: $11,501,4522012Revenue 2013: $12,748,442Expenses 2013: $11,442,827Net Income 2013: $1,305,6152013Revenue 2014: $14,365,545Expenses 2014: $12,807,905Net Income 2014: $1,557,6402014Revenue 2015: $15,443,996Expenses 2015: $14,360,170Net Income 2015: $1,083,8262015Revenue 2016: $16,270,086Expenses 2016: $14,965,221Net Income 2016: $1,304,8652016Revenue 2017: $16,750,897Expenses 2017: $15,356,726Net Income 2017: $1,394,1712017Revenue 2018: $16,924,654Expenses 2018: $15,995,925Net Income 2018: $928,7292018Revenue 2019: $18,930,933Expenses 2019: $16,063,394Net Income 2019: $2,867,5392019Revenue 2020: $19,858,361Expenses 2020: $16,471,282Net Income 2020: $3,387,0792020Revenue 2021: $20,708,166Expenses 2021: $16,129,125Net Income 2021: $4,579,0412021Revenue 2022: $21,065,584Expenses 2022: $17,883,590Net Income 2022: $3,181,9942022Revenue 2023: $24,246,784Expenses 2023: $22,460,398Net Income 2023: $1,786,3862023Revenue 2024: $29,289,979Expenses 2024: $28,299,035Net Income 2024: $990,9442024

Highlighted filing

2015

Revenue$15,443,996
Expenses$14,360,170
Net Income$1,083,826
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 12, 2016
Return Version
2015v2.1
Gross Receipts
$15,443,996
Mission and Program Overview

Mission

The purpose of university credit union is to actively advance members' financial well-being in every stage of their lives.

Provide members with savings and loan services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$204,454,441$214,417,420▲ $9,962,979
Investments Other Securities$26,419,189$28,764,531▲ $2,345,342
Rtn Earn Endowment Incm Other Fnds$23,175,507$24,153,246▲ $977,739
Land, Buildings, and Equipment, Net$10,531,666$10,027,676▼ $503,990
Cash and Non-Interest-Bearing Accounts$8,934,303$7,321,692▼ $1,612,611
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$255,484,769$265,708,967▲ $10,224,198
Other Assets Total$5,145,170$5,177,648▲ $32,478
Liabilities
Other Liabilities$184,554,938$201,403,428▲ $16,848,490
Mortgage Notes Payable Secured by Investment Property$45,193,825$37,836,553▼ $7,357,272
Accounts Payable and Accrued Expenses$2,560,499$2,315,740▼ $244,759
Total Liabilities$232,309,262$241,555,721▲ $9,246,459
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,175,507$24,153,246▲ $977,739
Total Liabilities and Net Assets / Fund Balance$255,484,769$265,708,967▲ $10,224,198

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,668,904$1,686,298$8,355,202
Other Land Buildings$1,059,639$2,881,725$3,941,364
Land$2,197,377-$2,197,377
Leasehold Improvements$75,195$631,655$706,850
Equipment$26,561$6,640$33,201
Other Securities$28,764,531--
Compensation and Service Providers
Top Officer Pay18th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Matthew WalshPresident & CEOFT$231,705$38,678$270,383
Deb White-rideoutSVP of Hr & OperFT$123,023$64,673$187,696
Renee OuelletteSVP of Fin/techFT$120,085$14,196$134,281
Carolyn CheneyDirector-$1,273-$1,273

Board Members and Trustees

NameTitle
Gerald Hayman JrChair
Ency WhitehillVice Chair
Betsy UhuadDirector
Jay VetelinoDirector
Richard BorgmanDirector
Hugh MorrisonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,405,466
Investment Income
$709,798
Other Revenue
$328,732
Change in Net Assets
$1,083,826

Audited Revenue Reconciliation

Revenue per Audited Statements
$15,443,996
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$15,443,996
Total Revenue per Form 990
$15,443,996
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,253,549
Salaries, Compensation, and Employee Benefits$5,850,856
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,770,896--$3,770,896
Benefits to Members$1,255,765--$1,255,765
Occupancy$947,705--$947,705
Other Employee Benefits$875,282--$875,282
Current Officers, Directors, Trustees, and Key Employees$594,250--$594,250
Advertising$456,573--$456,573
Payroll Taxes$343,066--$343,066
Pension Plan Contributions$267,362--$267,362
Other Expenses$244,660--$244,660
Travel$163,689--$163,689
Fees for Services Other$70,858--$70,858
Fees for Services Legal$50,214--$50,214
Fees for Services Accounting$28,952--$28,952
Total Functional Expenses$14,360,170$0$0$14,360,170

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$14,360,170
Total Expenses per Audited Statements$14,360,170
Total Expenses per Form 990$14,360,170
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNT$201,403,428
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Line 6 explanation - the organization is in business to serve its members.”

Form 990, Part VI, Section A, Line 7A

“Line 7a explanation - members of the governing body are nominated and when applicable voted in by members of the organization.”

Form 990, Part VI, Section A, Line 7B

“Line 7b explanation - certain decisions are subject to the approval of the members of the organization, such as the decision to merge with another entity.”

Form 990, Part VI, Section B, Line 11

“Line 11a explanation - a copy of the 990 was provided to the governing body with available time for review and discussion before filing. The return was reviewed by the president, ceo and senior vice president of finance and technology.”

Form 990, Part VI, Section B, Line 12C

“A conflict of interest statement is signed and issues are addressed as they arise.”

Form 990, Part VI, Section B, Line 15

“Compensation for the organization's president, ceo and all other employee compensation is determined with comparability data such as a compensation survey or study. The president and ceo compensation is subject to approval of the board.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted onsite at all public locations. The conflict of interest policy and governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
University Credit Union
EIN
01-6028792
Phone
2078898500
Address
15 MAIN STREET, ORONO, ME 04469

Signing Officer

Name
Renee Ouellette
Title
Senior VP Finance & Technology
Phone
2078898500
Signed
2016-05-12
Discuss with paid preparer
Yes

Organization Details

Formed
1967
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
7
Employees
113
Volunteers
0

Preparer

Firm
Macpage LLC
Address
30 LONG CREEK DRIVE, SOUTH PORTLAND, ME 04106
Preparer
Brad Weller
Phone
2077745701
Raw XML AppendixShowing 400 of 465 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/TotalAmt11072938
IRS990/OtherExpensesGrp/TotalAmt2539698
IRS990/OtherExpensesGrp/TotalAmt3244660
IRS990/OtherLiabilitiesGrp/BOYAmt0184554938
IRS990/OtherLiabilitiesGrp/EOYAmt0201403428
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0GUARANTEED ASSET PROTECT
IRS990/OtherRevenueMiscGrp/Desc1ATM FEES
IRS990/OtherRevenueMiscGrp/Desc2INSURANCE
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0105406
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt188886
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt248335
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0105406
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt188886
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt248335
IRS990/OtherRevenueTotalAmt0328732
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt03770896
IRS990/OtherSalariesAndWagesGrp/TotalAmt03770896
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0204454441
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0214417420
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0343066
IRS990/PayrollTaxesGrp/TotalAmt0343066
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0267362
IRS990/PensionPlanContributionsGrp/TotalAmt0267362
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME FROM MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1OVERDRAFT FEES
IRS990/ProgramServiceRevenueGrp/Desc2CHECK CARD
IRS990/ProgramServiceRevenueGrp/Desc3ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc4OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt011222042
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11432464
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21023392
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3614651
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4110625
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011222042
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11432464
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21023392
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3614651
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4110625
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01049465
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0603351
IRS990/PYOtherExpensesAmt06323801
IRS990/PYOtherRevenueAmt0253740
IRS990/PYProgramServiceRevenueAmt013508454
IRS990/PYRevenuesLessExpensesAmt01557640
IRS990/PYSalariesCompEmpBnftPaidAmt05434639
IRS990/PYTotalExpensesAmt012807905
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt014365545
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt01083826
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt023175507
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024153246
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt06668904
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01686298
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08355202
IRS990ScheduleD/EquipmentGrp/BookValueAmt026561
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06640
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt033201
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt014360170
IRS990ScheduleD/LandGrp/BookValueAmt02197377
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02197377
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt075195
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0631655
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0706850
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01059639
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02881725
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03941364
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0201403428
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNT
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt028764531
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MORTGAGE BACKED SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt015443996
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010027676
IRS990ScheduleD/TotalBookValueSecuritiesAmt028764531
IRS990ScheduleD/TotalExpensesPerForm990Amt014360170
IRS990ScheduleD/TotalLiabilityAmt0201403428
IRS990ScheduleD/TotalRevenuePerForm990Amt015443996
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt015443996
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt014360170
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0231705
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1123023
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount08045
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount14628
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt144500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt021142
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt114450
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt09491
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt11095
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MATTHEW WALSH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1DEB WHITE-RIDEOUT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SVP OF HR & OPER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0270383
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1187696
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LINE 6 EXPLANATION - THE ORGANIZATION IS IN BUSINESS TO SERVE ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1LINE 7A EXPLANATION - MEMBERS OF THE GOVERNING BODY ARE NOMINATED AND WHEN APPLICABLE VOTED IN BY MEMBERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2LINE 7B EXPLANATION - CERTAIN DECISIONS ARE SUBJECT TO THE APPROVAL OF THE MEMBERS OF THE ORGANIZATION, SUCH AS THE DECISION TO MERGE WITH ANOTHER ENTITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LINE 11A EXPLANATION - A COPY OF THE 990 WAS PROVIDED TO THE GOVERNING BODY WITH AVAILABLE TIME FOR REVIEW AND DISCUSSION BEFORE FILING. THE RETURN WAS REVIEWED BY THE PRESIDENT, CEO AND SENIOR VICE PRESIDENT OF FINANCE AND TECHNOLOGY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A CONFLICT OF INTEREST STATEMENT IS SIGNED AND ISSUES ARE ADDRESSED AS THEY ARISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION FOR THE ORGANIZATION'S PRESIDENT, CEO AND ALL OTHER EMPLOYEE COMPENSATION IS DETERMINED WITH COMPARABILITY DATA SUCH AS A COMPENSATION SURVEY OR STUDY. THE PRESIDENT AND CEO COMPENSATION IS SUBJECT TO APPROVAL OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED ONSITE AT ALL PUBLIC LOCATIONS. THE CONFLICT OF INTEREST POLICY AND GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0255484769
IRS990/TotalAssetsEOYAmt0265708967
IRS990/TotalAssetsGrp/BOYAmt0255484769
IRS990/TotalAssetsGrp/EOYAmt0265708967
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt0113
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$265,708,967
Liabilities
$241,555,721
Net assets
$24,153,246
Revenue
$15,443,996
Expenses
$14,360,170
Net income
$1,083,826
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$508$466$42.3$29.3$28.3$0.99
2023Detailed filing. Detailed filing data is available for this year.$480$441$38.7$24.2$22.5$1.79
2022Detailed filing. Detailed filing data is available for this year.$460$423$36.3$21.1$17.9$3.18
2021Detailed filing. Detailed filing data is available for this year.$425$385$39.1$20.7$16.1$4.58
2020Detailed filing. Detailed filing data is available for this year.$386$350$35.8$19.9$16.5$3.39
2019Detailed filing. Detailed filing data is available for this year.$331$300$31.1$18.9$16.1$2.87
2018Detailed filing. Detailed filing data is available for this year.$305$278$27.2$16.9$16.0$0.93
2017Detailed filing. Detailed filing data is available for this year.$289$263$26.5$16.8$15.4$1.39
2016Detailed filing. Detailed filing data is available for this year.$276$251$25.2$16.3$15.0$1.30
2015Detailed filing. Detailed filing data is available for this year.$266$242$24.2$15.4$14.4$1.08
2014Detailed filing. Detailed filing data is available for this year.$255$232$23.2$14.4$12.8$1.56
2013Detailed filing. Detailed filing data is available for this year.$234$212$21.6$12.7$11.4$1.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$212$191$20.3$11.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$193$174$18.8$11.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$194$177$17.6$11.2