Civic Intelligence

Ferry Beach Park Assoc

EIN 01-6004194 • 501(c)3 • Saco, ME

View Organization Page

Profile

Ferry Beach Park Association is a retreat and conference center located in Saco, Maine, which was founded in 1901. Ferry Beach awakens hearts to explore, grow, and renew the spirit of universal love. They accomplish their mission through activities related to: culture and the arts, education, spirituality, care for the Earth, personal growth, and social justice and social action. Ferry Beach sponsors conferences, retreats, and is supported primarily through public and member contributions, as well as conference fees and rental income.

5 Boardwalk DriveSaco, ME 04072

www.ferrybeach.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.24x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

81st percentile

0.51x

Higher debt load relative to revenue than 81% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

32nd percentile

-3.1%

Higher net margin than 32% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

91st percentile

$126,101

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 8.6% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

45th percentile

2.3%

Faster asset growth than 45% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

22nd percentile

-9.2%

Faster revenue growth than 22% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$3,097,700

Up $69,722 (+2.3%) from 2023

Liabilities

Up

$743,448

Up $64,714 (+9.5%) from 2023

Net Assets

Up

$2,354,252

Up $5,008 (+0.2%) from 2023

Operations
Liabilities / Revenue81st percentileNet Margin32nd percentile

Revenue

Down

$1,470,916

Down $149,592 (-9.2%) from 2023

Expenses

Down

$1,516,498

Down $136,816 (-8.3%) from 2023

Net Income

Down

-$45,582

Down $12,776 (-39%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $2,293,495Liabilities 2010: $929,834Net Assets 2010: $1,363,6612010Assets 2011: $2,536,858Liabilities 2011: $1,186,166Net Assets 2011: $1,350,6922011Assets 2012: $2,471,025Liabilities 2012: $1,114,723Net Assets 2012: $1,356,3022012Assets 2013: $2,486,915Liabilities 2013: $1,129,125Net Assets 2013: $1,357,7902013Assets 2014: $2,446,256Liabilities 2014: $1,011,348Net Assets 2014: $1,434,9082014Assets 2015: $2,679,328Liabilities 2015: $953,218Net Assets 2015: $1,726,1102015Assets 2016: $2,882,628Liabilities 2016: $881,178Net Assets 2016: $2,001,4502016Assets 2017: $3,013,652Liabilities 2017: $834,839Net Assets 2017: $2,178,8132017Assets 2018: $3,099,081Liabilities 2018: $761,675Net Assets 2018: $2,337,4062018Assets 2019: $2,969,348Liabilities 2019: $726,102Net Assets 2019: $2,243,2462019Assets 2020: $3,012,076Liabilities 2020: $842,640Net Assets 2020: $2,169,4362020Assets 2021: $3,353,724Liabilities 2021: $789,761Net Assets 2021: $2,563,9632021Assets 2022: $3,040,359Liabilities 2022: $722,758Net Assets 2022: $2,317,6012022Assets 2023: $3,027,978Liabilities 2023: $678,734Net Assets 2023: $2,349,2442023Assets 2024: $3,097,700Liabilities 2024: $743,448Net Assets 2024: $2,354,2522024

Highlighted filing

2024

Assets$3,097,700
Liabilities$743,448
Net Assets$2,354,252
Open 2024 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $998,0282010Expenses 2011: $1,070,9042011Expenses 2012: $1,094,9032012Revenue 2013: $1,090,763Expenses 2013: $1,158,701Net Income 2013: -$67,9382013Revenue 2014: $1,264,527Expenses 2014: $1,197,387Net Income 2014: $67,1402014Revenue 2015: $1,530,439Expenses 2015: $1,199,150Net Income 2015: $331,2892015Revenue 2016: $1,473,121Expenses 2016: $1,221,789Net Income 2016: $251,3322016Revenue 2017: $1,450,419Expenses 2017: $1,305,757Net Income 2017: $144,6622017Revenue 2018: $1,602,423Expenses 2018: $1,409,216Net Income 2018: $193,2072018Revenue 2019: $1,298,987Expenses 2019: $1,456,256Net Income 2019: -$157,2692019Revenue 2020: $717,813Expenses 2020: $846,347Net Income 2020: -$128,5342020Revenue 2021: $1,254,291Expenses 2021: $913,789Net Income 2021: $340,5022021Revenue 2022: $1,201,777Expenses 2022: $1,347,336Net Income 2022: -$145,5592022Revenue 2023: $1,620,508Expenses 2023: $1,653,314Net Income 2023: -$32,8062023Revenue 2024: $1,470,916Expenses 2024: $1,516,498Net Income 2024: -$45,5822024

Highlighted filing

2024

Revenue$1,470,916
Expenses$1,516,498
Net Income-$45,582
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$3,097,700
Liabilities
$743,448
Net assets
$2,354,252
Revenue
$1,470,916
Expenses
$1,516,498
Net income
-$45,582
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.10$0.74$2.35$1.47$1.52$0.05
2023Detailed filing. Detailed filing data is available for this year.$3.03$0.68$2.35$1.62$1.65$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.04$0.72$2.32$1.20$1.35$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.35$0.79$2.56$1.25$0.91$0.34
2020Detailed filing. Detailed filing data is available for this year.$3.01$0.84$2.17$0.72$0.85$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.97$0.73$2.24$1.30$1.46$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.10$0.76$2.34$1.60$1.41$0.19
2017Detailed filing. Detailed filing data is available for this year.$3.01$0.83$2.18$1.45$1.31$0.14
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.88$0.88$2.00$1.47$1.22$0.25
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.68$0.95$1.73$1.53$1.20$0.33
2014Detailed filing. Detailed filing data is available for this year.$2.45$1.01$1.43$1.26$1.20$0.07
2013Detailed filing. Detailed filing data is available for this year.$2.49$1.13$1.36$1.09$1.16$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.47$1.11$1.36$1.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.54$1.19$1.35$1.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.29$0.93$1.36$1.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 1, 2025
Return Version
2024v5.2
Gross Receipts
$1,471,029
Mission and Program Overview

Mission

Ferry Beach Park Association is a retreat and conference center located in Saco, Maine, which was founded in 1901. Ferry Beach awakens hearts to explore, grow, and renew the spirit of universal love. They accomplish their mission through activities related to: culture and the arts, education, spirituality, care for the Earth, personal growth, and social justice and social action. Ferry Beach sponsors conferences, retreats, and is supported primarily through public and member contributions, as well as conference fees and rental income.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,003,386$1,959,863▼ $43,523
Investments in Publicly Traded Securities$547,243$612,778▲ $65,535
Savings and Temporary Cash Investments$362,750$286,794▼ $75,956
Cash and Non-Interest-Bearing Accounts$52,956$198,611▲ $145,655
Pledges and Grants Receivable$21,000--
Investments Program Related$20,146$20,145▼ $1
Inventories for Sale or Use$17,913$12,170▼ $5,743
Prepaid Expenses and Deferred Charges$2,584$7,339▲ $4,755
Total Assets$3,027,978$3,097,700▲ $69,722
Liabilities
Mortgage Notes Payable Secured by Investment Property$306,865$325,355▲ $18,490
Unsecured Notes Loans Payable$277,508$258,342▼ $19,166
Accounts Payable and Accrued Expenses$68,317$84,438▲ $16,121
Deferred Revenue$26,044$75,313▲ $49,269
Total Liabilities$678,734$743,448▲ $64,714
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,294,568$2,298,071▲ $3,503
Net Assets With Donor Restrictions$54,676$56,181▲ $1,505
Total Net Assets Fund Balance$2,349,244$2,354,252▲ $5,008
Total Liabilities and Net Assets / Fund Balance$3,027,978$3,097,700▲ $69,722

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,917,018$1,622,327$3,539,345
Equipment$31,779$78,181$109,960
Other Land Buildings$3,305$20,883$24,188
Land$7,761-$7,761

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$547,243-▲ $65,535-$612,778
2023$472,382-▲ $74,861-$547,243
2022$569,041-▼ $96,659-$472,382
2021$498,583-▲ $70,458-$569,041
2020$434,206$2,506▲ $61,871-$498,583
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cathy StackpoleExecutive DirectorFT$114,193$11,908$126,101

Board Members and Trustees

NameTitle
Marty BurgessPresident
Ron WillettVice President
Deanna WilburDirector
Mary Pat DonnellonDirector
Nick BloomDirector
Phil KinslerDirector
Richard PlumbDirector
Robi AltamariDirector
Doug EdwardsSecretary
Beverly OlsenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$298,424
Program Service Revenue
$1,123,925
Investment Income
$18,539
Other Revenue
$30,028
All Other Contributions
$254,257
Change in Net Assets
$-45,582
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$895,030
Other Expenses$621,468
Total Fundraising Expense$79,585
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons$502,026$121,289$46,052$669,367
Current Officers, Directors, Trustees, and Key Employees$85,644$19,752$8,797$114,193
Depreciation Depletion$76,686$19,172-$95,858
Occupancy$68,978$12,466$1,662$83,106
Payroll Taxes$40,596$9,743$3,789$54,128
Other Employee Benefits$34,444$8,268$3,215$45,927
Interest$32,086$2,852$713$35,651
Insurance$28,688$3,298$989$32,975
All Other Expenses$21,675$848$1,333$23,856
Other Expenses$13,430$3,583$896$17,909
Information Technology$12,163$716$1,431$14,310
Pension Plan Contributions$8,562$2,054$799$11,415
Fees for Services Other$1,780$7,120-$8,900
Advertising$2,166$309$619$3,094
Total Functional Expenses$1,219,754$217,159$79,585$1,516,498
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$113
Fundraising Gross Income$113
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The Organization has members who may elect members of the Board of Directors”

Form 990, Part VI, Section A, line 7A

“The members of the Association vote to elect members of the Board of Directors at annual meetings.”

Form 990, Part VI, Section A, line 7B

“Amendments to the bylaws require approval at any annual meeting by a two-third majority vote of the members present.”

Form 990, Part VI, Section B, line 11B

“The form 990 is prepared by the Organization's independent accountants. Prior to filing, the Organization's Finance Committee reviews and recommends acceptance to the Executive Committee. The Executive Committee then reviews and votes to accept and sends out to the entire governing body.”

Form 990, Part VI, Section B, line 12

“We read at each of our monthly board meetings a statement of ethics. Members have opportunities to share any challenges to that at each board meeting.”

Form 990, Part VI, Section B, line 15A

“The executive committee of the organization is often tasked with the review of the executive director. This was done in October of last year and included a review of salaries in the area and the goals and objectives of the executive director.”

Form 990, Part VI, Section C, line 19

“By request (info on the website to request to the secretary of the board). Members of the public can come to the board meetings and speak at the open meeting time. We bring copies of the audit with us to the annual meeting. The other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Ferry Beach Park Association
EIN
01-6004194
Phone
2072824489
Address
5 Boardwalk Drive, Saco, ME 04072

Signing Officer

Name
Doug atkins
Title
Treasurer
Phone
2072824489
Signed
2025-07-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Beverly Olsen
Formed
1901
Legal Domicile
Me
Voting Board Members
10
Independent Board Members
10
Employees
36
Volunteers
40

Preparer

Firm
Purdy Powers & Company
Address
130 Middle Street, Portland, ME 04101
Preparer
Peter H Way CPA
Phone
2077753496
Supplemental Narrative

Financial Statement Notes

Part V, Line 4:

“The Association has a spending policy of appropriating for distribution each year up to 5% of its board-designated endowment fund's fair value at the preceding fiscal year end in which the distribution is planned. The purpose of the fund is to provide an income stream to support the operations of the Association. The principal of the fund may not be spent without authorization by three-quarters majority of attending memberships of meeting.”

Part X, Line 2:

“The Association qualifies as an organization exempt from federal income taxes under Internal Revenue Code Section 501(c)(3) and files a Form 990 tax return. With few exceptions, the Association is no longer subject to U.S. federal income tax examinations by tax authorities for years before 2020 due to statute of limitations. Management of the Association believes it has no material uncertain tax provisions and, accordingly, it will not recognize any liability for unrecognized tax benefits.”

Raw XML AppendixShowing 400 of 520 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt068317
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt084438
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Ferry Beach Park Association is a retreat and conference center located in Saco, Maine, which was founded in 1901. Ferry Beach awakens hearts to explore, grow, and renew the spirit of universal love. They accomplish their mission through activities related to: culture and the arts, education, spirituality, care for the Earth, personal growth, and social justice and social action. Ferry Beach sponsors conferences, retreats, and is supported primarily through public and member contributions, as well as conference fees and rental income.
IRS990/AdvertisingGrp/FundraisingAmt0619
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0309
IRS990/AdvertisingGrp/ProgramServicesAmt02166
IRS990/AdvertisingGrp/TotalAmt03094
IRS990/AllOtherContributionsAmt0254257
IRS990/AllOtherExpensesGrp/FundraisingAmt01333
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0848
IRS990/AllOtherExpensesGrp/ProgramServicesAmt021675
IRS990/AllOtherExpensesGrp/TotalAmt023856
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Cathy Stackpole
IRS990/BooksInCareOfDetail/PhoneNum02072824489
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05 Morris Avenue
IRS990/BooksInCareOfDetail/USAddress/CityNm0Saco
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ME
IRS990/BooksInCareOfDetail/USAddress/ZIPCd004072
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
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IRS990/CashNonInterestBearingGrp/EOYAmt0198611
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IRS990/CollectionsOfArtInd00
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IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt012196
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0298424
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt018539
IRS990/CYOtherExpensesAmt0621468
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IRS990/CYProgramServiceRevenueAmt01123925
IRS990/CYRevenuesLessExpensesAmt0-45582
IRS990/CYSalariesCompEmpBnftPaidAmt0895030
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01470916
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IRS990/DepreciationDepletionGrp/TotalAmt095858
IRS990/Desc0Ferry Beach sponsors conferences and retreats, which support individuals and families in their personal journeys towards self-understanding and spiritual awareness. Ferry Beach welcomes all people. For 11 weeks each summer, Ferry Beach hosts nearly 30 camps and conferences with a wide range of programs. Our programs fall into four general categories: adult conferences, family conferences, professional/church development, and youth camps. Summer conferences at Ferry Beach feature special programming for both adults and children. Each morning, adults attend a variety of exciting workshops while children engage in the fun, creative, supervised activities of the Ferry Beach Children's Program. Afternoons are open for family time, the beach, exploring Maine's coast, or curling up with a good book. Evenings are filled with music, dancing, games, and conversations in front of a fire. You can come to Ferry Beach as a conferee or a vacationer.During the spring and fall, church groups and other 501(c)(3) organizations rent the Ferry Beach Campus for weekend retreats.
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IRS990/DonorRstrOrQuasiEndowmentsInd01
IRS990/ElectionOfBoardMembersInd01
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IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/Form990PartVIISectionAGrp/PersonNm0Marty Burgess
IRS990/Form990PartVIISectionAGrp/PersonNm1Ron Willett
IRS990/Form990PartVIISectionAGrp/PersonNm2Beverly Olsen
IRS990/Form990PartVIISectionAGrp/PersonNm3Deanna Wilbur
IRS990/Form990PartVIISectionAGrp/PersonNm4Richard Plumb
IRS990/Form990PartVIISectionAGrp/PersonNm5Doug Edwards
IRS990/Form990PartVIISectionAGrp/PersonNm6Phil Kinsler
IRS990/Form990PartVIISectionAGrp/PersonNm7Robi Altamari
IRS990/Form990PartVIISectionAGrp/PersonNm8Mary Pat Donnellon
IRS990/Form990PartVIISectionAGrp/PersonNm9Nick Bloom
IRS990/Form990PartVIISectionAGrp/PersonNm10Cathy Stackpole
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IRS990/MissionDesc0Ferry Beach Park Association is a retreat and conference center located in Saco, Maine, which was founded in 1901. Ferry Beach awakens hearts to explore, grow, and renew the spirit of universal love. They accomplish their mission through activities related to: culture and the arts, education, spirituality, care for the Earth, personal growth, and social justice and social action. Ferry Beach sponsors conferences, retreats, and is supported primarily through public and member contributions, as well as conference fees and rental income.
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