Civic Intelligence

South Carolina Community Loan Fund

990 • Fiscal year 2017 • EIN 01-0793507

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 02, 2018

1064 Gardner Road Suite 302Charleston, SC 29407

(843) 973-7285

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.77x

Higher debt load relative to assets than 85% of similar nonprofits.

2017 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2017

Liabilities / Revenue

97th percentile

10.10x

Higher debt load relative to revenue than 97% of similar nonprofits.

2017 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2017

Net Margin

72nd percentile

13%

Higher net margin than 72% of similar nonprofits.

2017 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2017

Top Officer Pay

11th percentile

$97,028

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 4.9% of source-year revenue.

2017 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2017

Asset Growth

58th percentile

7.2%

Faster asset growth than 58% of similar nonprofits.

2017 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Revenue Growth

74th percentile

17%

Faster revenue growth than 74% of similar nonprofits.

2017 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Assets

Up

$26,209,919

Up $1,755,435 (+7.2%) from 2016

Net Assets

Up

$6,057,984

Up $255,811 (+4.4%) from 2016

Liabilities

Up

$20,151,935

Up $1,499,624 (+8.0%) from 2016

Revenue

Up

$1,994,940

Up $291,898 (+17%) from 2016

Expenses

Up

$1,739,128

Up $362,407 (+26%) from 2016

Net Income

Down

$255,812

Down $70,509 (-22%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $3,018,747Liabilities 2010: $510,208Net Assets 2010: $2,508,5392010Assets 2011: $5,620,332Liabilities 2011: $3,430,361Net Assets 2011: $2,189,9712011Assets 2012: $7,155,475Liabilities 2012: $3,487,948Net Assets 2012: $3,667,5272012Assets 2013: $7,911,698Liabilities 2013: $3,327,572Net Assets 2013: $4,584,1262013Assets 2014: $12,570,253Liabilities 2014: $7,449,071Net Assets 2014: $5,121,1822014Assets 2015: $14,704,744Liabilities 2015: $9,228,892Net Assets 2015: $5,475,8522015Assets 2016: $24,454,484Liabilities 2016: $18,652,311Net Assets 2016: $5,802,1732016Assets 2017: $26,209,919Liabilities 2017: $20,151,935Net Assets 2017: $6,057,9842017Assets 2018: $31,840,546Liabilities 2018: $25,646,591Net Assets 2018: $6,193,9552018Assets 2019: $33,458,629Liabilities 2019: $25,885,789Net Assets 2019: $7,572,8402019Assets 2020: $36,418,539Liabilities 2020: $27,464,692Net Assets 2020: $8,953,8472020Assets 2021: $42,539,456Liabilities 2021: $32,418,740Net Assets 2021: $10,120,7162021Assets 2022: $41,580,650Liabilities 2022: $31,039,066Net Assets 2022: $10,541,5842022Assets 2023: $42,236,648Liabilities 2023: $29,337,981Net Assets 2023: $12,898,6672023Assets 2024: $49,607,336Liabilities 2024: $33,987,519Net Assets 2024: $15,619,8172024

Highlighted filing

2017

Assets$26,209,919
Liabilities$20,151,935
Net Assets$6,057,984

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,204,4872010Revenue 2011: $2,010,582Expenses 2011: $1,453,116Net Income 2011: $557,4662011Expenses 2012: $708,9292012Revenue 2013: $587,468Expenses 2013: $1,076,830Net Income 2013: -$489,3622013Revenue 2014: $1,613,521Expenses 2014: $1,076,465Net Income 2014: $537,0562014Revenue 2015: $1,757,104Expenses 2015: $1,402,434Net Income 2015: $354,6702015Revenue 2016: $1,703,042Expenses 2016: $1,376,721Net Income 2016: $326,3212016Revenue 2017: $1,994,940Expenses 2017: $1,739,128Net Income 2017: $255,8122017Revenue 2018: $2,802,357Expenses 2018: $2,666,386Net Income 2018: $135,9712018Revenue 2019: $3,885,032Expenses 2019: $2,633,393Net Income 2019: $1,251,6392019Revenue 2020: $4,907,654Expenses 2020: $3,531,299Net Income 2020: $1,376,3552020Revenue 2021: $4,959,016Expenses 2021: $3,931,589Net Income 2021: $1,027,4272021Revenue 2022: $3,563,181Expenses 2022: $2,987,456Net Income 2022: $575,7252022Revenue 2023: $6,646,393Expenses 2023: $4,392,494Net Income 2023: $2,253,8992023Revenue 2024: $6,915,848Expenses 2024: $4,240,305Net Income 2024: $2,675,5432024

Highlighted filing

2017

Revenue$1,994,940
Expenses$1,739,128
Net Income$255,812
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 2, 2018
Return Version
2017v2.3
Gross Receipts
$2,001,236
Mission and Program Overview

Mission

South carolina community loan fund (scclf) is a u.s. Treasury certified community development financial institution (cdfi) whose mission is to advance equitable access to capital by providing loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities, and community business enterprises to create thriving, prosperous, economically resilient communities for all south carolinians.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,357,535$19,150,103▲ $2,792,568
Cash and Non-Interest-Bearing Accounts$7,814,990$6,974,972▼ $840,018
Prepaid Expenses and Deferred Charges$22,171$44,382▲ $22,211
Land, Buildings, and Equipment, Net$9,788$33,171▲ $23,383
Accounts Receivable$250,000$7,291▼ $242,709
Total Assets$24,454,484$26,209,919▲ $1,755,435
Liabilities
Unsecured Notes Loans Payable$18,542,533$20,065,638▲ $1,523,105
Accounts Payable and Accrued Expenses$30,561$62,695▲ $32,134
Deferred Revenue$32,500--
Escrow Account Liability$46,717$23,602▼ $23,115
Total Liabilities$18,652,311$20,151,935▲ $1,499,624
Net Assets / Fund Balance
Unrestricted Net Assets$5,030,663$5,276,038▲ $245,375
Temporarily Rstr Net Assets$771,510$781,946▲ $10,436
Total Net Assets Fund Balance$5,802,173$6,057,984▲ $255,811
Total Liabilities and Net Assets / Fund Balance$24,454,484$26,209,919▲ $1,755,435

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$33,171$42,439$75,610
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michelle MappChief Executive OfficerFT$94,115$2,913$97,028
Anna LewinChief Operating OfficerFT$83,702$6,044$89,746
Patrick KingChief Lending OfficerFT$67,266$2,120$69,386
Leigh Ann SheltonChief Financial OfficerFT$54,206$1,496$55,702

Board Members and Trustees

NameTitle
Jim HaleyChairman
Andy HewittBoard Member
Carolina MascarinBoard Member
Jacqueline McleishBoard Member
Jan ClarkBoard Member
Janice ConnorBoard Member
Jennie StephensBoard Member
Kelly PriceBoard Member
Michael ManssonBoard Member
Quinetha FrasierBoard Member
Robert JohnstonBoard Member
Robert NettlesBoard Member
Sedrick MccallumBoard Member
Wendy ZaraBoard Member
Zach BeardenBoard Member
Ashley HeggieSecretary
Thomas AndersonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,034,955
Program Service Revenue
$964,561
Investment Income
$0
Other Revenue
$-4,576
All Other Contributions
$1,034,955
Change in Net Assets
$255,812

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,994,940
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$6,296
Total Revenue per Audited Statements
$2,001,236
Total Revenue per Form 990
$1,994,940
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,034,452
Salaries, Compensation, and Employee Benefits$704,676
Total Fundraising Expense$86,788
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$396,605--$396,605
Other Salaries and Wages$101,716$188,933$26,802$317,451
Current Officers, Directors, Trustees, and Key Employees$227,460$32,922$38,908$299,290
Fees for Services Other$63,202$34,651$652$98,505
Payroll Taxes$25,937$17,481$5,178$48,596
Fees for Services Accounting$30,629$16,793$316$47,738
Occupancy$34,231$8,671-$42,902
Other Employee Benefits$20,997$14,151$4,191$39,339
Travel$37,528$1,362$153$39,043
Fees for Services Lobbying$24,381$13,367$251$37,999
Conferences and Meetings$22,286$9,169$285$31,740
All Other Expenses$17,620$7,869$3,687$29,176
Other Expenses$8,798$1,304$3,307$13,409
Fees for Services Legal$6,912$3,790$71$10,773
Advertising$6,856-$2,987$9,843
Insurance$289$8,520-$8,809
Office Expenses$2,841$4,192-$7,033
Depreciation Depletion$2,850$950-$3,800
Total Functional Expenses$1,284,529$367,811$86,788$1,739,128

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,745,425
Expenses per Audited Statements$1,739,129
Total Expenses per Form 990$1,739,129
Expenses Not Reported on Form 990$6,296
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$6,296
Fundraising Gross Income$1,720
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A draft was provided to the finance committee to review and approve before filing the 990.

Form 990, Part VI, Section B, Line 12C

The organization provides a copy of the policy to the board members and requires them to review on an annual basis. If a board member has a conflict of interest, they must excuse themselves during voting.

Form 990, Part VI, Section B, Line 15A

Compensation determination for the executive director is decided during the annual evaluation conducted by the board of directors. Key staff evaluations are conducted by the executive director.

Form 990, Part VI, Section C, Line 19

Governing documents, financial statements, and form 990 are provided when requested by third parties.

Filing and Contact Details

Filer

Filer Name
South Carolina Community Loan Fund
EIN
01-0793507
Phone
8439737285
Address
1064 GARDNER ROAD SUITE 302, CHARLESTON, SC 29407

Signing Officer

Name
Leigh Ann Shelton
Title
CFO
Phone
8439737285
Signed
2018-08-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michelle Mapp
Formed
2003
Legal Domicile
Sc
Voting Board Members
17
Independent Board Members
17
Employees
13
Volunteers
1

Preparer

Firm
Elliott Davis Llcpllc
Address
100 CALHOUN STREET SUITE 300, CHARLESTON, SC 29401
Preparer
Brandon T Renaud
Phone
8435777040
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 2C

The process has not changed.

Financial Statement Notes

PART IV, LINE 2B:

Advances received from donors or granting agencies to be passed through to designated third parties are recorded as assets held for others.

PART X, LINE 2:

South carolina community loan fund (clf) has evaluated the effect of gaap guidance on accounting for uncertainty in income taxes. Clf is tax exempt under section 501(c)(3) of the internal revenue code. Management believes that the trust continues to satisfy the requirements of a tax-exempt organization and had no uncertain income tax positions at december 31, 2017.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Special event expenses reported net of revenue on 990 6,296.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Special event expenses reported net of revenue on 990 6,296.

Raw XML AppendixShowing 400 of 573 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0SOUTH CAROLINA COMMUNITY LOAN FUND (SCCLF) IS A U.S. TREASURY CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) WHOSE MISSION IS TO ADVANCE EQUITABLE ACCESS TO CAPITAL BY PROVIDING LOANS, TECHNICAL ASSISTANCE, AND ADVOCACY FOR AFFORDABLE HOUSING, HEALTHY FOOD, COMMUNITY FACILITIES, AND COMMUNITY BUSINESS ENTERPRISES TO CREATE THRIVING, PROSPEROUS, ECONOMICALLY RESILIENT COMMUNITIES FOR ALL SOUTH CAROLINIANS.
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IRS990/Form990PartVIISectionAGrp/PersonNm17MICHELLE MAPP
IRS990/Form990PartVIISectionAGrp/PersonNm18LEIGH ANN SHELTON
IRS990/Form990PartVIISectionAGrp/PersonNm19ANNA LEWIN
IRS990/Form990PartVIISectionAGrp/PersonNm20PATRICK KING
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1794115
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1854206
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1983702
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2067266
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt17CHIEF EXECUTIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt18CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt19CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20CHIEF LENDING OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02003
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt06296
IRS990/FundraisingGrossIncomeAmt01720
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt017
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02001236
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt017
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt08520
IRS990/InsuranceGrp/ProgramServicesAmt0289
IRS990/InsuranceGrp/TotalAmt08809
IRS990/InterestGrp/ProgramServicesAmt0396605
IRS990/InterestGrp/TotalAmt0396605
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt012
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt042439
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09788
IRS990/LandBldgEquipBasisNetGrp/EOYAmt033171
IRS990/LandBldgEquipCostOrOtherBssAmt075610
IRS990/LegalDomicileStateCd0SC
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0SOUTH CAROLINA COMMUNITY LOAN FUND (SCCLF) IS A U.S. TREASURY CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) WHOSE MISSION IS TO ADVANCE EQUITABLE ACCESS TO CAPITAL BY PROVIDING LOANS, TECHNICAL ASSISTANCE, AND ADVOCACY FOR AFFORDABLE HOUSING, HEALTHY FOOD, COMMUNITY FACILITIES, AND COMMUNITY BUSINESS ENTERPRISES TO CREATE THRIVING, PROSPEROUS, ECONOMICALLY RESILIENT COMMUNITIES FOR ALL SOUTH CAROLINIANS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05802173
IRS990/NetAssetsOrFundBalancesEOYAmt06057984
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-4576
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt0-4576
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt08671
IRS990/OccupancyGrp/ProgramServicesAmt034231
IRS990/OccupancyGrp/TotalAmt042902
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt04192
IRS990/OfficeExpensesGrp/ProgramServicesAmt02841
IRS990/OfficeExpensesGrp/TotalAmt07033
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt04191
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt014151
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt020997
IRS990/OtherEmployeeBenefitsGrp/TotalAmt039339
IRS990/OtherExpensesGrp/Desc0AFFORDABLE HOUSING SUBS
IRS990/OtherExpensesGrp/Desc1TRAINING AND WORKSHOP P
IRS990/OtherExpensesGrp/Desc2COMMUNICATION AND UTILI
IRS990/OtherExpensesGrp/Desc3PRINTING AND POSTAGE
IRS990/OtherExpensesGrp/FundraisingAmt03307
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03686
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11304
IRS990/OtherExpensesGrp/ProgramServicesAmt0205299
IRS990/OtherExpensesGrp/ProgramServicesAmt130749
IRS990/OtherExpensesGrp/ProgramServicesAmt217343
IRS990/OtherExpensesGrp/ProgramServicesAmt38798
IRS990/OtherExpensesGrp/TotalAmt0205299
IRS990/OtherExpensesGrp/TotalAmt130749
IRS990/OtherExpensesGrp/TotalAmt221029
IRS990/OtherExpensesGrp/TotalAmt313409
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt026802
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0188933
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0101716
IRS990/OtherSalariesAndWagesGrp/TotalAmt0317451
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt016357535
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt019150103
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt05178
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt017481
IRS990/PayrollTaxesGrp/ProgramServicesAmt025937
IRS990/PayrollTaxesGrp/TotalAmt048596
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt022171
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt044382
IRS990/PrincipalOfficerNm0MICHELLE MAPP
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0624229
IRS990/ProgramServiceRevenueGrp/BusinessCd1624229
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST AND FEES
IRS990/ProgramServiceRevenueGrp/Desc1REIMBURSABLE PROGRAM R
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0941396
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt123165
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0941396
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt123165
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY FACILITY (CF) SCCLF PROVIDES COMMUNITY FACILITY LOANS GENERALLY UP TO $1,000,000 TO FINANCE ACQUISITION, PRE-DEVELOPMENT, INFRASTRUCTURE, CONSTRUCTION, REHABILITATION, AND PERMANENT FINANCING DEVELOPMENT COSTS. SCCLF FINANCES THE CONSTRUCTION AND RENOVATION OF COMMUNITY FACILITIES INCLUDING, BUT NOT LIMITED TO, RECREATION CENTERS, DAY CARE CENTERS, HEALTH CARE CENTERS, SENIOR CENTERS, CHARTER SCHOOLS, HOMELESS SHELTERS, AND TRANSITIONAL HOUSING IN UNDERSERVED SOUTH CAROLINA COMMUNITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt053304
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0108604
IRS990/ProgSrvcAccomActy3Grp/Desc0COMMUNITY BUSINESS/HEALTHY FOOD (CB AND HF) SCCLF PROVIDES COMMUNITY BUSINESS AND HEALTHY FOOD LOANS GENERALLY UP TO $1,000,000 TO FINANCE ACQUISITION, PREDEVELOPMENT, INFRASTRUCTURE, CONSTRUCTION, RENOVATION, LEASEHOLD IMPROVEMENTS, MACHINERY AND EQUIPMENT, WORKING CAPITAL, AND PERMANENT FINANCING BUSINESS COSTS. SCCLF FINANCES THE CAPITAL NEEDS OF COMMUNITY BUSINESSES AND HEALTHY FOOD OUTLETS SERVING AND EMPLOYING LOW TO MODERATE INCOME INDIVIDUALS LOCATED IN UNDERSERVED SOUTH CAROLINA COMMUNITIES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0254023
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0250208
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0755219
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0260793
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0940788
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0216
IRS990/PYOtherExpensesAmt0723901
IRS990/PYOtherRevenueAmt0-15337
IRS990/PYProgramServiceRevenueAmt0777375
IRS990/PYRevenuesLessExpensesAmt0326321
IRS990/PYSalariesCompEmpBnftPaidAmt0652820
IRS990/PYTotalExpensesAmt01376721
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01703042
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0255812
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0344956
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01034955
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0940788
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01279691
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01300637
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0324042

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.6$34.0$15.6$6.92$4.24$2.68
2023Detailed filing. Detailed filing data is available for this year.$42.2$29.3$12.9$6.65$4.39$2.25
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.6$31.0$10.5$3.56$2.99$0.58
2021Detailed filing. Detailed filing data is available for this year.$42.5$32.4$10.1$4.96$3.93$1.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.4$27.5$8.95$4.91$3.53$1.38
2019Detailed filing. Detailed filing data is available for this year.$33.5$25.9$7.57$3.89$2.63$1.25
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.8$25.6$6.19$2.80$2.67$0.14
2017Detailed filing. Detailed filing data is available for this year.$26.2$20.2$6.06$1.99$1.74$0.26
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.5$18.7$5.80$1.70$1.38$0.33
2015Detailed filing. Detailed filing data is available for this year.$14.7$9.23$5.48$1.76$1.40$0.35
2014Detailed filing. Detailed filing data is available for this year.$12.6$7.45$5.12$1.61$1.08$0.54
2013Summary only. Only limited summary data is available for this year.$7.91$3.33$4.58$0.59$1.08$0.49
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.16$3.49$3.67$0.71
2011Summary only. Only limited summary data is available for this year.$5.62$3.43$2.19$2.01$1.45$0.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.02$0.51$2.51$3.20