Civic Intelligence

South Carolina Community Loan Fund

990 • Fiscal year 2015 • EIN 01-0793507

Jan 01, 2015 to Dec 31, 2015 • Filed on May 16, 2016

1535 Hobby Street Suite 209North Charleston, SC 29405

(843) 973-7285

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.63x

Higher debt load relative to assets than 78% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2015

Liabilities / Revenue

94th percentile

5.25x

Higher debt load relative to revenue than 94% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2015

Net Margin

79th percentile

20%

Higher net margin than 79% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2015

Top Officer Pay

19th percentile

$89,449

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 5.1% of source-year revenue.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2015

Asset Growth

84th percentile

17%

Faster asset growth than 84% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Revenue Growth

65th percentile

8.9%

Faster revenue growth than 65% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Assets

Up

$14,704,744

Up $2,134,491 (+17%) from 2014

Net Assets

Up

$5,475,852

Up $354,670 (+6.9%) from 2014

Liabilities

Up

$9,228,892

Up $1,779,821 (+24%) from 2014

Revenue

Up

$1,757,104

Up $143,583 (+8.9%) from 2014

Expenses

Up

$1,402,434

Up $325,969 (+30%) from 2014

Net Income

Down

$354,670

Down $182,386 (-34%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $3,018,747Liabilities 2010: $510,208Net Assets 2010: $2,508,5392010Assets 2011: $5,620,332Liabilities 2011: $3,430,361Net Assets 2011: $2,189,9712011Assets 2012: $7,155,475Liabilities 2012: $3,487,948Net Assets 2012: $3,667,5272012Assets 2013: $7,911,698Liabilities 2013: $3,327,572Net Assets 2013: $4,584,1262013Assets 2014: $12,570,253Liabilities 2014: $7,449,071Net Assets 2014: $5,121,1822014Assets 2015: $14,704,744Liabilities 2015: $9,228,892Net Assets 2015: $5,475,8522015Assets 2016: $24,454,484Liabilities 2016: $18,652,311Net Assets 2016: $5,802,1732016Assets 2017: $26,209,919Liabilities 2017: $20,151,935Net Assets 2017: $6,057,9842017Assets 2018: $31,840,546Liabilities 2018: $25,646,591Net Assets 2018: $6,193,9552018Assets 2019: $33,458,629Liabilities 2019: $25,885,789Net Assets 2019: $7,572,8402019Assets 2020: $36,418,539Liabilities 2020: $27,464,692Net Assets 2020: $8,953,8472020Assets 2021: $42,539,456Liabilities 2021: $32,418,740Net Assets 2021: $10,120,7162021Assets 2022: $41,580,650Liabilities 2022: $31,039,066Net Assets 2022: $10,541,5842022Assets 2023: $42,236,648Liabilities 2023: $29,337,981Net Assets 2023: $12,898,6672023Assets 2024: $49,607,336Liabilities 2024: $33,987,519Net Assets 2024: $15,619,8172024

Highlighted filing

2015

Assets$14,704,744
Liabilities$9,228,892
Net Assets$5,475,852

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,204,4872010Revenue 2011: $2,010,582Expenses 2011: $1,453,116Net Income 2011: $557,4662011Expenses 2012: $708,9292012Revenue 2013: $587,468Expenses 2013: $1,076,830Net Income 2013: -$489,3622013Revenue 2014: $1,613,521Expenses 2014: $1,076,465Net Income 2014: $537,0562014Revenue 2015: $1,757,104Expenses 2015: $1,402,434Net Income 2015: $354,6702015Revenue 2016: $1,703,042Expenses 2016: $1,376,721Net Income 2016: $326,3212016Revenue 2017: $1,994,940Expenses 2017: $1,739,128Net Income 2017: $255,8122017Revenue 2018: $2,802,357Expenses 2018: $2,666,386Net Income 2018: $135,9712018Revenue 2019: $3,885,032Expenses 2019: $2,633,393Net Income 2019: $1,251,6392019Revenue 2020: $4,907,654Expenses 2020: $3,531,299Net Income 2020: $1,376,3552020Revenue 2021: $4,959,016Expenses 2021: $3,931,589Net Income 2021: $1,027,4272021Revenue 2022: $3,563,181Expenses 2022: $2,987,456Net Income 2022: $575,7252022Revenue 2023: $6,646,393Expenses 2023: $4,392,494Net Income 2023: $2,253,8992023Revenue 2024: $6,915,848Expenses 2024: $4,240,305Net Income 2024: $2,675,5432024

Highlighted filing

2015

Revenue$1,757,104
Expenses$1,402,434
Net Income$354,670
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 16, 2016
Return Version
2015v2.1
Gross Receipts
$1,818,224
Mission and Program Overview

Mission

South carolina community loan fund (scclf) is a u.s. Treasury certified community development financial institution (cdfi) whose mission is to advance equitable access to capital by providing loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities, and community business enterprises to create thriving, prosperous, economically resilient communities for all south carolinians.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$5,803,924$7,893,015▲ $2,089,091
Cash and Non-Interest-Bearing Accounts$6,714,381$6,768,450▲ $54,069
Prepaid Expenses and Deferred Charges$11,917$21,003▲ $9,086
Land, Buildings, and Equipment, Net$24,933$15,782▼ $9,151
Accounts Receivable$15,098$6,494▼ $8,604
Total Assets$12,570,253$14,704,744▲ $2,134,491
Liabilities
Unsecured Notes Loans Payable$7,239,000$9,072,457▲ $1,833,457
Deferred Revenue$200,000$140,000▼ $60,000
Accounts Payable and Accrued Expenses$10,071$16,435▲ $6,364
Total Liabilities$7,449,071$9,228,892▲ $1,779,821
Net Assets / Fund Balance
Unrestricted Net Assets$4,871,134$4,947,065▲ $75,931
Temporarily Rstr Net Assets$250,048$528,787▲ $278,739
Total Net Assets Fund Balance$5,121,182$5,475,852▲ $354,670
Total Liabilities and Net Assets / Fund Balance$12,570,253$14,704,744▲ $2,134,491

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$15,782$44,011$59,793
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Michelle MappExecutive DirectorFT$89,449$89,449
Patrick KingLending DirectorFT$81,711$81,711
Anna LewinChief Operating OfficerFT$58,656$58,656
Suzanne LynchFinance DirectorPT$42,606$42,606

Board Members and Trustees

NameTitle
Tony WoodyChairman
Stephen WichmannVice Chair
Andy HewittBoard Member
Ashley HeggieBoard Member
Bill StanfieldBoard Member
Carolina MascarinBoard Member
Florence PetersBoard Member
Jennie StephensBoard Member
Michael ManssonBoard Member
Montez MartinBoard Member
Pamela WilliamsBoard Member
Quinetha FrasierBoard Member
Robert JohnstonBoard Member
Robert NettlesBoard Member
Thomas AndersonBoard Member
Wendy ZaraBoard Member
Whitney PowersBoard Member
Zach BeardenBoard Member
Kelly PriceSecretary
Jim HaleyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,279,691
Program Service Revenue
$529,889
Investment Income
$33
Other Revenue
$-52,509
All Other Contributions
$882,240
Change in Net Assets
$354,670

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,757,104
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$61,120
Total Revenue per Audited Statements
$1,818,224
Total Revenue per Form 990
$1,757,104
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$922,237
Salaries, Compensation, and Employee Benefits$480,197
Total Fundraising Expense$68,069
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$207,041$29,966$35,415$272,422
Fees for Services Other$158,166$44,164$6,519$208,849
Interest$195,484--$195,484
Other Salaries and Wages$100,132$14,938$17,120$132,190
Payroll Taxes$31,612$5,619$3,561$40,792
Occupancy$30,000$10,287-$40,287
All Other Expenses$28,417$10,077$241$38,735
Other Employee Benefits$26,963$4,792$3,038$34,793
Other Expenses$7,300$18,750-$26,050
Conferences and Meetings$20,564$3,209$1,620$25,393
Travel$6,038$4,044$300$10,382
Depreciation Depletion$9,151--$9,151
Fees for Services Legal$6,198$1,731$255$8,184
Insurance$4,717$2,109-$6,826
Office Expenses-$4,493-$4,493
Advertising-$1,342-$1,342
Total Functional Expenses$1,178,844$155,521$68,069$1,402,434

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,463,554
Expenses per Audited Statements$1,402,434
Total Expenses per Form 990$1,402,434
Expenses Not Reported on Form 990$61,120
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$61,120
Fundraising Gross Income$8,611
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

A draft was provided to the finance committee to review and approve before filing the 990.

Form 990, Part VI, Section B, Line 12C

The organization provides a copy of the policy to the board members and requires them to review on an annual basis. If a board member has a conflict of interest, they must excuse themselves during voting.

Form 990, Part VI, Section B, Line 15A

Compensation determination for the executive director is decided during the annual evaluation conducted by the board of directors. Key staff evaluations are conducted by the executive director.

Form 990, Part VI, Section C, Line 19

Governing documents, financial statements, and form 990 are provided when requested by third parties.

Filing and Contact Details

Filer

Filer Name
South Carolina Community Loan Fund
EIN
01-0793507
Phone
8439737285
Address
1535 HOBBY STREET SUITE 209, NORTH CHARLESTON, SC 29405

Signing Officer

Name
Tony Woody
Title
Chairman
Phone
8439737285
Signed
2016-05-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michelle Mapp
Formed
2003
Legal Domicile
Sc
Voting Board Members
20
Independent Board Members
20
Employees
9
Volunteers
23

Preparer

Firm
Elliott Davis Decosimo Llcpllc
Address
100 CALHOUN ST STE 300, CHARLESTON, SC 29401
Preparer
Brandon T Renaud
Phone
8435777040
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Grant application/recertification: program service expenses 1,156. Management and general expenses 323. Fundraising expenses 48. Total expenses 1,527. Marketing: program service expenses 3,088. Management and general expenses 862. Fundraising expenses 127. Total expenses 4,077. Other: program service expenses 103,377. Management and general expenses 28,866. Fundraising expenses 4,261. Total expenses 136,504. Nmtc expenses: program service expenses 39,700. Management and general expenses 11,085. Fundraising expenses 1,636. Total expenses 52,421. Consulting: program service expenses 985. Management and general expenses 275. Fundraising expenses 41. Total expenses 1,301. It services: program service expenses 9,860. Management and general expenses 2,753. Fundraising expenses 406. Total expenses 13,019.

Form 990, Part XI, Line 2C

The process has not changed.

Financial Statement Notes

PART X, LINE 2:

South carolina community loan fund (clf) has evaluated the effect of gaap guidance on accounting for uncertainty in income taxes. Clf is tax exempt under section 501(c)(3) of the internal revenue code. Management believes that the trust continues to satisfy the requirements of a tax-exempt organization and had no uncertain income tax positions at december 31, 2015.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Special event expenses reported net of revenue on 990 61,120.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Special event expenses reported net of revenue on 990 61,120.

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IRS990/Form990PartVIISectionAGrp/PersonNm15ANDY HEWITT
IRS990/Form990PartVIISectionAGrp/PersonNm16TONY WOODY
IRS990/Form990PartVIISectionAGrp/PersonNm17KELLY PRICE
IRS990/Form990PartVIISectionAGrp/PersonNm18JIM HALEY
IRS990/Form990PartVIISectionAGrp/PersonNm19STEPHEN WICHMANN
IRS990/Form990PartVIISectionAGrp/PersonNm20MICHELLE MAPP
IRS990/Form990PartVIISectionAGrp/PersonNm21SUZANNE LYNCH
IRS990/Form990PartVIISectionAGrp/PersonNm22PATRICK KING
IRS990/Form990PartVIISectionAGrp/PersonNm23ANNA LEWIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2089449
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2142606
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2281711
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2358656
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt17SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt18TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt19VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt20EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21FINANCE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22LENDING DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23CHIEF OPERATING OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02003
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt061120
IRS990/FundraisingGrossIncomeAmt08611
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt020
IRS990/GovernmentGrantsAmt0397451
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01818224
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt020
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt02109
IRS990/InsuranceGrp/ProgramServicesAmt04717
IRS990/InsuranceGrp/TotalAmt06826
IRS990/InterestGrp/ProgramServicesAmt0195484
IRS990/InterestGrp/TotalAmt0195484
IRS990/InvestmentIncomeGrp/ExclusionAmt033
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt033
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt044011
IRS990/LandBldgEquipBasisNetGrp/BOYAmt024933
IRS990/LandBldgEquipBasisNetGrp/EOYAmt015782
IRS990/LandBldgEquipCostOrOtherBssAmt059793
IRS990/LegalDomicileStateCd0SC
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0SOUTH CAROLINA COMMUNITY LOAN FUND (SCCLF) IS A U.S. TREASURY CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) WHOSE MISSION IS TO ADVANCE EQUITABLE ACCESS TO CAPITAL BY PROVIDING LOANS, TECHNICAL ASSISTANCE, AND ADVOCACY FOR AFFORDABLE HOUSING, HEALTHY FOOD, COMMUNITY FACILITIES, AND COMMUNITY BUSINESS ENTERPRISES TO CREATE THRIVING, PROSPEROUS, ECONOMICALLY RESILIENT COMMUNITIES FOR ALL SOUTH CAROLINIANS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05121182
IRS990/NetAssetsOrFundBalancesEOYAmt05475852
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-52509
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt0-52509
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt010287
IRS990/OccupancyGrp/ProgramServicesAmt030000
IRS990/OccupancyGrp/TotalAmt040287
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt04493
IRS990/OfficeExpensesGrp/TotalAmt04493
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt03038
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt04792
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt026963
IRS990/OtherEmployeeBenefitsGrp/TotalAmt034793
IRS990/OtherExpensesGrp/Desc0AFFORDABLE HOUSING SUBS
IRS990/OtherExpensesGrp/Desc1TRAINING AND WORKSHOP P
IRS990/OtherExpensesGrp/Desc2HOMEBUYER ASSISTANCE PR
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt018750
IRS990/OtherExpensesGrp/ProgramServicesAmt0279594
IRS990/OtherExpensesGrp/ProgramServicesAmt140997
IRS990/OtherExpensesGrp/ProgramServicesAmt226470
IRS990/OtherExpensesGrp/ProgramServicesAmt37300
IRS990/OtherExpensesGrp/TotalAmt0279594
IRS990/OtherExpensesGrp/TotalAmt140997
IRS990/OtherExpensesGrp/TotalAmt226470
IRS990/OtherExpensesGrp/TotalAmt326050
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt017120
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt014938
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0100132
IRS990/OtherSalariesAndWagesGrp/TotalAmt0132190
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05803924
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt07893015
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt03561
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt05619
IRS990/PayrollTaxesGrp/ProgramServicesAmt031612
IRS990/PayrollTaxesGrp/TotalAmt040792
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt011917
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt021003
IRS990/PrincipalOfficerNm0MICHELLE MAPP
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0624229
IRS990/ProgramServiceRevenueGrp/BusinessCd1624229
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST AND FEES
IRS990/ProgramServiceRevenueGrp/Desc1REIMBURSABLE PROGRAM R
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0521095
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18794
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0521095
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18794
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY FACILITY (CF) CLF PROVIDES COMMUNITY FACILITY LOANS UP TO $1,000,000 TO FINANCE ACQUISITION, PRE-DEVELOPMENT, INFRASTRUCTURE, CONSTRUCTION, REHABILITATION, AND PERMANENT FINANCING DEVELOPMENT COSTS. CLF FINANCES THE CONSTRUCTION AND RENOVATION OF COMMUNITY FACILITIES INCLUDING, BUT NOT LIMITED TO, RECREATION CENTERS, DAY CARE CENTERS, HEALTH CARE CENTERS, SENIOR CENTERS, CHARTER SCHOOLS, HOMELESS SHELTERS, AND TRANSITIONAL HOUSING IN UNDERSERVED SOUTH CAROLINA COMMUNITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0145823
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0141703
IRS990/ProgSrvcAccomActy3Grp/Desc0COMMUNITY BUSINESS/HEALTHY FOOD (CB AND HF) CLF PROVIDES COMMUNITY BUSINESS AND HEALTHY FOOD LOANS UP TO $1,000,000 TO FINANCE ACQUISITION, PREDEVELOPMENT, INFRASTRUCTURE, CONSTRUCTION, RENOVATION, LEASEHOLD IMPROVEMENTS, MACHINERY AND EQUIPMENT, WORKING CAPITAL, AND PERMANENT FINANCING BUSINESS COSTS. CLF FINANCES THE CAPITAL NEEDS OF COMMUNITY BUSINESSES AND HEALTHY FOOD OUTLETS SERVING AND EMPLOYING LOW TO MODERATE INCOME INDIVIDUALS LOCATED IN UNDERSERVED SOUTH CAROLINA COMMUNITIES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt018784
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt026730
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0962574
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0215453
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01300637
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-2766
IRS990/PYOtherExpensesAmt0655214
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0315650
IRS990/PYRevenuesLessExpensesAmt0537056
IRS990/PYSalariesCompEmpBnftPaidAmt0421251
IRS990/PYTotalExpensesAmt01076465
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01613521
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0354670
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.6$34.0$15.6$6.92$4.24$2.68
2023Detailed filing. Detailed filing data is available for this year.$42.2$29.3$12.9$6.65$4.39$2.25
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.6$31.0$10.5$3.56$2.99$0.58
2021Detailed filing. Detailed filing data is available for this year.$42.5$32.4$10.1$4.96$3.93$1.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.4$27.5$8.95$4.91$3.53$1.38
2019Detailed filing. Detailed filing data is available for this year.$33.5$25.9$7.57$3.89$2.63$1.25
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.8$25.6$6.19$2.80$2.67$0.14
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$20.2$6.06$1.99$1.74$0.26
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.5$18.7$5.80$1.70$1.38$0.33
2015Detailed filing. Detailed filing data is available for this year.$14.7$9.23$5.48$1.76$1.40$0.35
2014Detailed filing. Detailed filing data is available for this year.$12.6$7.45$5.12$1.61$1.08$0.54
2013Summary only. Only limited summary data is available for this year.$7.91$3.33$4.58$0.59$1.08$0.49
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.16$3.49$3.67$0.71
2011Summary only. Only limited summary data is available for this year.$5.62$3.43$2.19$2.01$1.45$0.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.02$0.51$2.51$3.20