Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
990 • Fiscal year 2015 • EIN 01-0793507
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
79th percentile
Higher net margin than 79% of similar nonprofits.
Top Officer Pay
19th percentile
Higher top officer pay than 19% of similar nonprofits.
Top officer pay equals 5.1% of source-year revenue.
Asset Growth
84th percentile
Faster asset growth than 84% of similar nonprofits.
Revenue Growth
65th percentile
Faster revenue growth than 65% of similar nonprofits.
Assets
Up$14,704,744
Up $2,134,491 (+17%) from 2014
Net Assets
Up$5,475,852
Up $354,670 (+6.9%) from 2014
Liabilities
Up$9,228,892
Up $1,779,821 (+24%) from 2014
Revenue
Up$1,757,104
Up $143,583 (+8.9%) from 2014
Expenses
Up$1,402,434
Up $325,969 (+30%) from 2014
Net Income
Down$354,670
Down $182,386 (-34%) from 2014
South carolina community loan fund (scclf) is a u.s. Treasury certified community development financial institution (cdfi) whose mission is to advance equitable access to capital by providing loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities, and community business enterprises to create thriving, prosperous, economically resilient communities for all south carolinians.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $5,803,924 | $7,893,015 | ▲ $2,089,091 |
| Cash and Non-Interest-Bearing Accounts | $6,714,381 | $6,768,450 | ▲ $54,069 |
| Prepaid Expenses and Deferred Charges | $11,917 | $21,003 | ▲ $9,086 |
| Land, Buildings, and Equipment, Net | $24,933 | $15,782 | ▼ $9,151 |
| Accounts Receivable | $15,098 | $6,494 | ▼ $8,604 |
| Total Assets | $12,570,253 | $14,704,744 | ▲ $2,134,491 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $7,239,000 | $9,072,457 | ▲ $1,833,457 |
| Deferred Revenue | $200,000 | $140,000 | ▼ $60,000 |
| Accounts Payable and Accrued Expenses | $10,071 | $16,435 | ▲ $6,364 |
| Total Liabilities | $7,449,071 | $9,228,892 | ▲ $1,779,821 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $4,871,134 | $4,947,065 | ▲ $75,931 |
| Temporarily Rstr Net Assets | $250,048 | $528,787 | ▲ $278,739 |
| Total Net Assets Fund Balance | $5,121,182 | $5,475,852 | ▲ $354,670 |
| Total Liabilities and Net Assets / Fund Balance | $12,570,253 | $14,704,744 | ▲ $2,134,491 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $15,782 | $44,011 | $59,793 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Michelle Mapp | Executive Director | FT | $89,449 | $89,449 |
| Patrick King | Lending Director | FT | $81,711 | $81,711 |
| Anna Lewin | Chief Operating Officer | FT | $58,656 | $58,656 |
| Suzanne Lynch | Finance Director | PT | $42,606 | $42,606 |
| Name | Title |
|---|---|
| Tony Woody | Chairman |
| Stephen Wichmann | Vice Chair |
| Andy Hewitt | Board Member |
| Ashley Heggie | Board Member |
| Bill Stanfield | Board Member |
| Carolina Mascarin | Board Member |
| Florence Peters | Board Member |
| Jennie Stephens | Board Member |
| Michael Mansson | Board Member |
| Montez Martin | Board Member |
| Pamela Williams | Board Member |
| Quinetha Frasier | Board Member |
| Robert Johnston | Board Member |
| Robert Nettles | Board Member |
| Thomas Anderson | Board Member |
| Wendy Zara | Board Member |
| Whitney Powers | Board Member |
| Zach Bearden | Board Member |
| Kelly Price | Secretary |
| Jim Haley | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $922,237 |
| Salaries, Compensation, and Employee Benefits | $480,197 |
| Total Fundraising Expense | $68,069 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $207,041 | $29,966 | $35,415 | $272,422 |
| Fees for Services Other | $158,166 | $44,164 | $6,519 | $208,849 |
| Interest | $195,484 | - | - | $195,484 |
| Other Salaries and Wages | $100,132 | $14,938 | $17,120 | $132,190 |
| Payroll Taxes | $31,612 | $5,619 | $3,561 | $40,792 |
| Occupancy | $30,000 | $10,287 | - | $40,287 |
| All Other Expenses | $28,417 | $10,077 | $241 | $38,735 |
| Other Employee Benefits | $26,963 | $4,792 | $3,038 | $34,793 |
| Other Expenses | $7,300 | $18,750 | - | $26,050 |
| Conferences and Meetings | $20,564 | $3,209 | $1,620 | $25,393 |
| Travel | $6,038 | $4,044 | $300 | $10,382 |
| Depreciation Depletion | $9,151 | - | - | $9,151 |
| Fees for Services Legal | $6,198 | $1,731 | $255 | $8,184 |
| Insurance | $4,717 | $2,109 | - | $6,826 |
| Office Expenses | - | $4,493 | - | $4,493 |
| Advertising | - | $1,342 | - | $1,342 |
| Total Functional Expenses | $1,178,844 | $155,521 | $68,069 | $1,402,434 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $1,463,554 |
| Expenses per Audited Statements | $1,402,434 |
| Total Expenses per Form 990 | $1,402,434 |
| Expenses Not Reported on Form 990 | $61,120 |
| Expenses Not Reported on Financial Statements | $0 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $61,120 |
| Fundraising Gross Income | $8,611 |
| Professional Fundraising Fees | $0 |
“A draft was provided to the finance committee to review and approve before filing the 990.”
“The organization provides a copy of the policy to the board members and requires them to review on an annual basis. If a board member has a conflict of interest, they must excuse themselves during voting.”
“Compensation determination for the executive director is decided during the annual evaluation conducted by the board of directors. Key staff evaluations are conducted by the executive director.”
“Governing documents, financial statements, and form 990 are provided when requested by third parties.”
“Grant application/recertification: program service expenses 1,156. Management and general expenses 323. Fundraising expenses 48. Total expenses 1,527. Marketing: program service expenses 3,088. Management and general expenses 862. Fundraising expenses 127. Total expenses 4,077. Other: program service expenses 103,377. Management and general expenses 28,866. Fundraising expenses 4,261. Total expenses 136,504. Nmtc expenses: program service expenses 39,700. Management and general expenses 11,085. Fundraising expenses 1,636. Total expenses 52,421. Consulting: program service expenses 985. Management and general expenses 275. Fundraising expenses 41. Total expenses 1,301. It services: program service expenses 9,860. Management and general expenses 2,753. Fundraising expenses 406. Total expenses 13,019.”
“The process has not changed.”
“South carolina community loan fund (clf) has evaluated the effect of gaap guidance on accounting for uncertainty in income taxes. Clf is tax exempt under section 501(c)(3) of the internal revenue code. Management believes that the trust continues to satisfy the requirements of a tax-exempt organization and had no uncertain income tax positions at december 31, 2015.”
“Special event expenses reported net of revenue on 990 61,120.”
“Special event expenses reported net of revenue on 990 61,120.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 10071 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 16435 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 15098 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 6494 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | SOUTH CAROLINA COMMUNITY LOAN FUND (SCCLF) IS A U.S. TREASURY CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) WHOSE MISSION IS TO ADVANCE EQUITABLE ACCESS TO CAPITAL BY PROVIDING LOANS, TECHNICAL ASSISTANCE, AND ADVOCACY FOR AFFORDABLE HOUSING, HEALTHY FOOD, COMMUNITY FACILITIES, AND COMMUNITY BUSINESS ENTERPRISES TO CREATE THRIVING, PROSPEROUS, ECONOMICALLY RESILIENT COMMUNITIES FOR ALL SOUTH CAROLINIANS. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 1342 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1342 |
| IRS990/AllOtherContributionsAmt | 0 | 882240 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 241 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 10077 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 28417 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 38735 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SUZANNE LYNCH |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8439737285 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1535 HOBBY STREET SUITE 209 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NORTH CHARLESTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 29405 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 6714381 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 6768450 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 35415 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 29966 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 207041 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 272422 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 1620 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 3209 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 20564 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 25393 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 1279691 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 33 |
| IRS990/CYOtherExpensesAmt | 0 | 922237 |
| IRS990/CYOtherRevenueAmt | 0 | -52509 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 529889 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 354670 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 480197 |
| IRS990/CYTotalExpensesAmt | 0 | 1402434 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 68069 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1757104 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 200000 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 140000 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 9151 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 9151 |
| IRS990/Desc | 0 | AFFORDABLE HOUSING (AH) CLF PROVIDES AFFORDABLE HOUSING LOANS UP TO $1,000,000 TO FINANCE ACQUISITION, PREDEVELOPMENT, INFRASTRUCTURE, CONSTRUCTION, REHABILITATION, AND PERMANENT FINANCING DEVELOPMENT COSTS. CLF FINANCES THE CONSTRUCTION, REHABILITATION, OR REDEVELOPMENT OF HOMEOWNERSHIP AND RENTAL UNITS AFFORDABLE TO LOW TO MODERATE INCOME FAMILIES IN SOUTH CAROLINA. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 51663 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditPerformedInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 1 |
| IRS990/FeesForServicesLegalGrp/FundraisingAmt | 0 | 255 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 1731 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 6198 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 8184 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 6519 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 44164 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 158166 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 208849 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 20.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 17 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 18 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 19 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CAROLINA MASCARIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WENDY ZARA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JENNIE STEPHENS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ZACH BEARDEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | THOMAS ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROBERT JOHNSTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MONTEZ MARTIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ASHLEY HEGGIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PAMELA WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MICHAEL MANSSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | WHITNEY POWERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | ROBERT NETTLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | QUINETHA FRASIER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | FLORENCE PETERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | BILL STANFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | ANDY HEWITT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | TONY WOODY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | KELLY PRICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | JIM HALEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | STEPHEN WICHMANN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | MICHELLE MAPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | SUZANNE LYNCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | PATRICK KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | ANNA LEWIN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 89449 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 42606 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 81711 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 58656 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | EXECUTIVE DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | FINANCE DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | LENDING DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | CHIEF OPERATING OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2003 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 61120 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 8611 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 20 |
| IRS990/GovernmentGrantsAmt | 0 | 397451 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1818224 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 20 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 2109 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 4717 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 6826 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 195484 |
| IRS990/InterestGrp/TotalAmt | 0 | 195484 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 33 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 33 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 44011 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 24933 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15782 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 59793 |
| IRS990/LegalDomicileStateCd | 0 | SC |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | SOUTH CAROLINA COMMUNITY LOAN FUND (SCCLF) IS A U.S. TREASURY CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) WHOSE MISSION IS TO ADVANCE EQUITABLE ACCESS TO CAPITAL BY PROVIDING LOANS, TECHNICAL ASSISTANCE, AND ADVOCACY FOR AFFORDABLE HOUSING, HEALTHY FOOD, COMMUNITY FACILITIES, AND COMMUNITY BUSINESS ENTERPRISES TO CREATE THRIVING, PROSPEROUS, ECONOMICALLY RESILIENT COMMUNITIES FOR ALL SOUTH CAROLINIANS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5121182 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5475852 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | -52509 |
| IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt | 0 | -52509 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 10287 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 30000 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 40287 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 4493 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 4493 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 3038 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 4792 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 26963 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 34793 |
| IRS990/OtherExpensesGrp/Desc | 0 | AFFORDABLE HOUSING SUBS |
| IRS990/OtherExpensesGrp/Desc | 1 | TRAINING AND WORKSHOP P |
| IRS990/OtherExpensesGrp/Desc | 2 | HOMEBUYER ASSISTANCE PR |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 18750 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 279594 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 40997 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 26470 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 7300 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 279594 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 40997 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 26470 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 26050 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 17120 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 14938 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 100132 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 132190 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5803924 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 7893015 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 3561 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 5619 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 31612 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 40792 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 11917 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 21003 |
| IRS990/PrincipalOfficerNm | 0 | MICHELLE MAPP |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 624229 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 624229 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST AND FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | REIMBURSABLE PROGRAM R |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 521095 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 8794 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 521095 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 8794 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | COMMUNITY FACILITY (CF) CLF PROVIDES COMMUNITY FACILITY LOANS UP TO $1,000,000 TO FINANCE ACQUISITION, PRE-DEVELOPMENT, INFRASTRUCTURE, CONSTRUCTION, REHABILITATION, AND PERMANENT FINANCING DEVELOPMENT COSTS. CLF FINANCES THE CONSTRUCTION AND RENOVATION OF COMMUNITY FACILITIES INCLUDING, BUT NOT LIMITED TO, RECREATION CENTERS, DAY CARE CENTERS, HEALTH CARE CENTERS, SENIOR CENTERS, CHARTER SCHOOLS, HOMELESS SHELTERS, AND TRANSITIONAL HOUSING IN UNDERSERVED SOUTH CAROLINA COMMUNITIES. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 145823 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 141703 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | COMMUNITY BUSINESS/HEALTHY FOOD (CB AND HF) CLF PROVIDES COMMUNITY BUSINESS AND HEALTHY FOOD LOANS UP TO $1,000,000 TO FINANCE ACQUISITION, PREDEVELOPMENT, INFRASTRUCTURE, CONSTRUCTION, RENOVATION, LEASEHOLD IMPROVEMENTS, MACHINERY AND EQUIPMENT, WORKING CAPITAL, AND PERMANENT FINANCING BUSINESS COSTS. CLF FINANCES THE CAPITAL NEEDS OF COMMUNITY BUSINESSES AND HEALTHY FOOD OUTLETS SERVING AND EMPLOYING LOW TO MODERATE INCOME INDIVIDUALS LOCATED IN UNDERSERVED SOUTH CAROLINA COMMUNITIES. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 18784 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 26730 |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 962574 |
| IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt | 0 | 215453 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 1300637 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | -2766 |
| IRS990/PYOtherExpensesAmt | 0 | 655214 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 315650 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 537056 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 421251 |
| IRS990/PYTotalExpensesAmt | 0 | 1076465 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1613521 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 354670 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.