Civic Intelligence

American Caribbean Experience Inc.

990 • Fiscal year 2020 • EIN 01-0608595

Jan 01, 2020 to Dec 31, 2020 • Filed on Jun 22, 2021

PO Box 566263Atlanta, GA 31156

(770) 573-7024

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.47x

Higher debt load relative to assets than 80% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

57th percentile

0.19x

Higher debt load relative to revenue than 57% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

53rd percentile

6.9%

Higher net margin than 53% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

73rd percentile

$109,262

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 10.1% of source-year revenue.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Asset Growth

92nd percentile

92%

Faster asset growth than 92% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

21st percentile

-23%

Faster revenue growth than 21% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Assets

Up

$427,876

Up $204,748 (+92%) from 2019

Net Assets

Up

$226,050

Up $73,603 (+48%) from 2019

Liabilities

Up

$201,826

Up $131,145 (+186%) from 2019

Revenue

Down

$1,081,947

Down $325,090 (-23%) from 2019

Expenses

Down

$1,007,684

Down $814,935 (-45%) from 2019

Net Income

Up

$74,263

Up $489,845 (+118%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $648,649Liabilities 2010: $594Net Assets 2010: $648,0552010Assets 2011: $675,626Liabilities 2011: $642Net Assets 2011: $674,9842011Assets 2012: $581,966Liabilities 2012: $3,255Net Assets 2012: $578,7112012Assets 2013: $784,322Liabilities 2013: $7,599Net Assets 2013: $776,7232013Assets 2014: $978,778Liabilities 2014: $2,564Net Assets 2014: $976,2142014Assets 2015: $1,395,752Liabilities 2015: $89,869Net Assets 2015: $1,305,8832015Assets 2016: $1,520,797Liabilities 2016: $51,653Net Assets 2016: $1,469,1442016Assets 2017: $1,892,962Liabilities 2017: $112,373Net Assets 2017: $1,780,5892017Assets 2018: $1,855,844Liabilities 2018: $183,683Net Assets 2018: $1,672,1612018Assets 2019: $223,128Liabilities 2019: $70,681Net Assets 2019: $152,4472019Assets 2020: $427,876Liabilities 2020: $201,826Net Assets 2020: $226,0502020Assets 2021: $596,495Liabilities 2021: $202,093Net Assets 2021: $394,4022021Assets 2022: $437,734Liabilities 2022: $190,319Net Assets 2022: $247,4152022Assets 2023: $289,005Liabilities 2023: $225,060Net Assets 2023: $63,9452023Assets 2024: $400,685Liabilities 2024: $182,318Net Assets 2024: $218,3672024

Highlighted filing

2020

Assets$427,876
Liabilities$201,826
Net Assets$226,050

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $667,7462010Expenses 2011: $732,7482011Revenue 2012: $806,926Expenses 2012: $903,199Net Income 2012: -$96,2732012Revenue 2013: $792,258Expenses 2013: $607,318Net Income 2013: $184,9402013Revenue 2014: $839,041Expenses 2014: $639,550Net Income 2014: $199,4912014Revenue 2015: $1,270,902Expenses 2015: $1,105,275Net Income 2015: $165,6272015Revenue 2016: $1,245,220Expenses 2016: $1,071,635Net Income 2016: $173,5852016Revenue 2017: $1,376,945Expenses 2017: $1,110,229Net Income 2017: $266,7162017Revenue 2018: $1,216,498Expenses 2018: $1,319,001Net Income 2018: -$102,5032018Revenue 2019: $1,407,037Expenses 2019: $1,822,619Net Income 2019: -$415,5822019Revenue 2020: $1,081,947Expenses 2020: $1,007,684Net Income 2020: $74,2632020Revenue 2021: $1,198,977Expenses 2021: $1,038,050Net Income 2021: $160,9272021Revenue 2022: $1,230,458Expenses 2022: $1,371,295Net Income 2022: -$140,8372022Revenue 2023: $1,233,742Expenses 2023: $1,421,125Net Income 2023: -$187,3832023Revenue 2024: $1,476,055Expenses 2024: $1,317,463Net Income 2024: $158,5922024

Highlighted filing

2020

Revenue$1,081,947
Expenses$1,007,684
Net Income$74,263
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Jun 22, 2021
Return Version
2020v4.0
Gross Receipts
$1,088,543
Mission and Program Overview

Mission

American-caribbean experience is a christ-based outreach ministry dedicated to community transformation in the parish of st. Mary, jamaica through strategic initiatives in education, enterprise, healthcare, and discipleship.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$118,321$343,135▲ $224,814
Investments in Publicly Traded Securities$100,022$80,765▼ $19,257
Land, Buildings, and Equipment, Net$4,785$3,976▼ $809
Total Assets$223,128$427,876▲ $204,748
Liabilities
Unsecured Notes Loans Payable-$150,000-
Other Liabilities-$22,417-
Accounts Payable and Accrued Expenses$11,558$20,529▲ $8,971
Deferred Revenue$59,123$8,880▼ $50,243
Total Liabilities$70,681$201,826▲ $131,145
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$82,017$179,798▲ $97,781
Net Assets With Donor Restrictions$70,430$46,252▼ $24,178
Total Net Assets Fund Balance$152,447$226,050▲ $73,603
Total Liabilities and Net Assets / Fund Balance$223,128$427,876▲ $204,748

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,976$1,685$5,661

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2020$34,725-▲ $2,744-$37,469
2019$236,850$24,297▲ $32,981$-259,403$34,725
2018$256,215-▼ $19,365-$236,850
2017$203,701$12,800▲ $39,714-$256,215
2016$96,857$100,000▲ $6,844-$203,701
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Marla Day-fitzwaterExecutive DiFT$84,062$25,200$109,262

Board Members and Trustees

NameTitle
Steve GuyChairman
Courtney SimmonsDirector
Digger PhillipsDirector
Emily SimmonsDirector
Gayla CauldwellDirector
Mike CauldwellDirector
Allen FitzwaterSecretary
Brice WagerTreasurer
Jan WagerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$992,807
Program Service Revenue
$83,830
Investment Income
$4,460
Other Revenue
$850
All Other Contributions
$992,807
Change in Net Assets
$74,263

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,081,697
Revenue Not Reported on Financial Statements
$250
Revenue Not Reported on Form 990
$-660
Total Revenue per Audited Statements
$1,081,037
Total Revenue per Form 990
$1,081,947
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$675,083
Other Expenses$218,954
Salaries, Compensation, and Employee Benefits$113,647
Total Fundraising Expense$49,746
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Foreign Grants$675,083--$675,083
Fees for Services Other$73,464$33,385-$106,849
Current Officers, Directors, Trustees, and Key Employees$63,888$4,202$15,972$84,062
Travel$22,296$1,859$9,504$33,659
Pension Plan Contributions$15,200$1,000$3,800$20,000
Fees for Services Accounting-$17,076-$17,076
Advertising--$16,179$16,179
Payroll Taxes$4,888$322$1,222$6,432
Insurance$3,904$1,050-$4,954
Other Expenses$2,778$694$694$4,166
All Other Expenses$1,500$2,264-$3,764
Other Employee Benefits$2,396$158$599$3,153
Occupancy$2,388--$2,388
Office Expenses-$918-$918
Depreciation Depletion$648$161-$809
Fees for Service Investment Mgmnt Fees-$250-$250
Total Functional Expenses$876,833$81,105$49,746$1,007,684

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$1,007,684
Expenses per Audited Statements$1,007,434
Total Expenses per Audited Statements$1,007,434
Expenses Not Reported on Financial Statements$250
International Activity

International Summary

Offices
4
Employees
4
Spending
$675,083

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Central America & CaribbeanGrantsMicro-enterprise11$295,094
Central America & CaribbeanGrantsSpiritual Growth11$170,978
Central America & CaribbeanGrantsHealthcare11$162,472
Central America & CaribbeanGrantsEducation & Training11$46,539
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-OwnerTravel Agent CostsNo$26,245
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Ppp Loan$22,417
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

Marla day-fitzwater allen fitzwater exec. Dir. Secretary married courtney simmons emily simmons director director married brice wager jan wager director director married gayla cauldwell mike cauldwell director director married

Form 990, Page 6, Part VI, Line 11B

A copy of the form 990 is given to all board members to review prior to submission to the internal revenue service and state taxing authorities.

Form 990, Page 6, Part VI, Line 19

Governing documents are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
American Caribbean Experience Inc
EIN
01-0608595
Phone
7705737024
Address
PO BOX 566263, ATLANTA, GA 31156

Signing Officer

Name
Marla Day-fitzwater
Title
Executive Director
Phone
8775005768
Signed
2021-06-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marla Day-fitzwater
Formed
2002
Legal Domicile
Ga
Voting Board Members
5
Independent Board Members
5
Employees
1
Volunteers
118

Preparer

Firm
Brooks Mcginnis & Company LLC
Address
5607 GLENRIDGE DR STE 650, ATLANTA, GA 30342-4959
Preparer
Steven E Trumbo
Phone
4045314940
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

American-caribbean experience is a christ-based outreach ministry dedicated to community transformation in the parish of st. Mary, jamaica through strategic initiatives in education, enterprise, healthcare, and discipleship.

Form 990, Page 2, Part III, Line 4A

Education - ace operates programs to meet the needs of our children and their families through the child sponsorship program. Funding from child sponsorship provides for the physical and educational needs of students. In 2020 covid hit our ministry like so many globally. With schools shut down the entire year, we moved from our normal service program of providing uniforms, shoes, and school materials, to providing local counselling as well as monthly food packages for a family of 6 per household. The food packages were basics that a third world country feeds their families: rice, flour, sugar, and mackerel. On average, ace sponsored 183 students and employed three jamaican staff members to coordinate the sponsorship program, as well as one stateside staff to oversee correspondence and organization of the program.

Form 990, Page 2, Part III, Line 4B

Healthcare - due to the covid pandemic, all healthcare groups were cancelled. Ace had also partnered with the port maria infirmary in assisting with the elderly and handicapped that have no place to live. Unfortunately, all infirmaries were closed due to covid. This was a hard fact to accept as we had been part of their family for 15 years. However, we found a large community of "shut in seniors" living alone throughout the entire parish that one way or another were connected to our families through either the micro-business or child sponsorship program. Ace provided the infirmary with 5,380 depends and bed pads last year. Even with the pandemic, our staff was able to distribute over 1,000 adult diapers and 300 bed pads to our "at home" families. We made sure that every visit included singing, reading the bible for them, and drinking hot tea/coffee with popcorn, a treat most seniors never get to enjoy. If they needed a haircut or shave, we used our equipment to help clean them up. The best part was just offering love and touch to these scared adults that knew any moment they thought they would die. This wasn't true and we were blessed to get to spend more than 2 hours or more per resident, unlike the case at the infirmary. Gifts come in little ways sometimes.

Form 990, Page 2, Part III, Line 4C

Enterprise - the micro-business program provided an opportunity for business- men, women and students to sponsor an approved jamaican entrepreneur, which in turn benefitted our local jamaican community. Ultimately, the goal of this program was to help our jamaican friends operate a self-sustaining business, teaching their children that a future is possible in a family business. The largest micro-enterprise is galina breeze hotel, which employed 29 employees was closed due to the covid pandemic. Since ace had purchased the green life llanrumney farms which employed nine people, we gave our employees the option to cross train at the farm where we were growing food and operating another micro-business called buccaneers, a local jerk centre. Some employees made the decision to retire early while others gladly accepted the work opportunity and training at the farm. From our farm, we have been able to sustain our food levels of greens, fruits, nuts to consume and give to our neighbors and employees.

Form 990, Page 2, Part III, Line 4D

Discipleship - churches in 2020 were all but shut down. No one could attend and the community felt it like we did. Instead, we held church online but quickly found that most of the community we served had no internet or ability to tune in. Instead, ace had been able to visit families one-on-one to encourage, read, and pray with on a weekly, daily basis. Ace continued our book club where anyone on staff had the opportunity to sit in weekly and participate. Many staff felt this program encouraged them verses the fear that was being broadcasted continually.

Form 990, Part IX, Line 11G

Contract labor 73,464 33,385 0

Financial Statement Notes

Schedule D, Page 2, Part V, Line 4

The organizations endowment funds consist of one fund established for the sustainability of the organization.

Schedule D, Page 3, Part X

American caribbean experience, inc. Is exempt from income taxes under section 501(c)(3) of the internal revenue code, as amended, and is classified by the internal revenue service as other than a private foundation. Income from certain activities not directly related to the organizations tax-exempt purpose is subject to taxation as unrelated business income. For the years ended december 31, 2020 and 2019, the organization did not have any unrelated business income, and accordingly, no unrelated business income tax. Accordingly, no provision or benefit for income taxes has been recorded in the accompanying financial statements. The organizations income tax returns are subject to examination by the appropriate regulatory authorities, and as of december 31, 2020 and 2019 the organizations federal tax returns typically remain open to examination for the last three years.

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IRS990/MissionDesc0AMERICAN-CARIBBEAN EXPERIENCE IS A CHRIST-BASED OUTREACH MINISTRY DEDICATED TO COMMUNITY TRANSFORMATION IN THE PARISH OF ST. MARY, JAMAICA THROUGH STRATEGIC INITIATIVES IN EDUCATION, ENTERPRISE, HEALTHCARE, AND DISCIPLESHIP.
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IRS990/ProgSrvcAccomActy2Grp/Desc0HEALTHCARE - DUE TO THE COVID PANDEMIC, ALL HEALTHCARE GROUPS WERE CANCELLED. ACE HAD ALSO PARTNERED WITH THE PORT MARIA INFIRMARY IN ASSISTING WITH THE ELDERLY AND HANDICAPPED THAT HAVE NO PLACE TO LIVE. UNFORTUNATELY, ALL INFIRMARIES WERE CLOSED DUE TO COVID. THIS WAS A HARD FACT TO ACCEPT AS WE HAD BEEN PART OF THEIR FAMILY FOR 15 YEARS. HOWEVER, WE FOUND A LARGE COMMUNITY OF "SHUT IN SENIORS" LIVING ALONE THROUGHOUT THE ENTIRE PARISH THAT ONE WAY OR ANOTHER WERE CONNECTED TO OUR FAMILIES THROUGH EITHER THE MICRO-BUSINESS OR CHILD SPONSORSHIP PROGRAM. ACE PROVIDED THE INFIRMARY WITH 5,380 DEPENDS AND BED PADS LAST YEAR. EVEN WITH THE PANDEMIC, OUR STAFF WAS ABLE TO DISTRIBUTE OVER 1,000 ADULT DIAPERS AND 300 BED PADS TO OUR "AT HOME" FAMILIES. WE MADE SURE THAT EVERY VISIT INCLUDED SINGING, READING THE BIBLE FOR THEM, AND DRINKING HOT TEA/COFFEE WITH POPCORN, A TREAT MOST SENIORS NEVER GET TO ENJOY. IF THEY NEEDED A HAIRCUT OR SHAVE, WE USED OUR EQUIPMENT TO HELP CLEAN THEM UP. THE BEST PART WAS JUST OFFERING LOVE AND TOUCH TO THESE SCARED ADULTS THAT KNEW ANY MOMENT THEY THOUGHT THEY WOULD DIE. THIS WASN'T TRUE AND WE WERE BLESSED TO GET TO SPEND MORE THAN 2 HOURS OR MORE PER RESIDENT, UNLIKE THE CASE AT THE INFIRMARY. GIFTS COME IN LITTLE WAYS SOMETIMES.
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IRS990/ProgSrvcAccomActy3Grp/Desc0ENTERPRISE - THE MICRO-BUSINESS PROGRAM PROVIDED AN OPPORTUNITY FOR BUSINESS- MEN, WOMEN AND STUDENTS TO SPONSOR AN APPROVED JAMAICAN ENTREPRENEUR, WHICH IN TURN BENEFITTED OUR LOCAL JAMAICAN COMMUNITY. ULTIMATELY, THE GOAL OF THIS PROGRAM WAS TO HELP OUR JAMAICAN FRIENDS OPERATE A SELF-SUSTAINING BUSINESS, TEACHING THEIR CHILDREN THAT A FUTURE IS POSSIBLE IN A FAMILY BUSINESS. THE LARGEST MICRO-ENTERPRISE IS GALINA BREEZE HOTEL, WHICH EMPLOYED 29 EMPLOYEES WAS CLOSED DUE TO THE COVID PANDEMIC. SINCE ACE HAD PURCHASED THE GREEN LIFE LLANRUMNEY FARMS WHICH EMPLOYED NINE PEOPLE, WE GAVE OUR EMPLOYEES THE OPTION TO CROSS TRAIN AT THE FARM WHERE WE WERE GROWING FOOD AND OPERATING ANOTHER MICRO-BUSINESS CALLED BUCCANEERS, A LOCAL JERK CENTRE. SOME EMPLOYEES MADE THE DECISION TO RETIRE EARLY WHILE OTHERS GLADLY ACCEPTED THE WORK OPPORTUNITY AND TRAINING AT THE FARM. FROM OUR FARM, WE HAVE BEEN ABLE TO SUSTAIN OUR FOOD LEVELS OF GREENS, FRUITS, NUTS TO CONSUME AND GIVE TO OUR NEIGHBORS AND EMPLOYEES.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0DISCIPLESHIP - CHURCHES IN 2020 WERE ALL BUT SHUT DOWN. NO ONE COULD ATTEND AND THE COMMUNITY FELT IT LIKE WE DID. INSTEAD, WE HELD CHURCH ONLINE BUT QUICKLY FOUND THAT MOST OF THE COMMUNITY WE SERVED HAD NO INTERNET OR ABILITY TO TUNE IN. INSTEAD, ACE HAD BEEN ABLE TO VISIT FAMILIES ONE-ON-ONE TO ENCOURAGE, READ, AND PRAY WITH ON A WEEKLY, DAILY BASIS. ACE CONTINUED OUR BOOK CLUB WHERE ANYONE ON STAFF HAD THE OPPORTUNITY TO SIT IN WEEKLY AND PARTICIPATE. MANY STAFF FELT THIS PROGRAM ENCOURAGED THEM VERSES THE FEAR THAT WAS BEING BROADCASTED CONTINUALLY.
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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.18$0.22$1.48$1.32$0.16
2023Detailed filing. Detailed filing data is available for this year.$0.29$0.23$0.06$1.23$1.42$0.19
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.19$0.25$1.23$1.37$0.14
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.60$0.20$0.39$1.20$1.04$0.16
2020Detailed filing. Detailed filing data is available for this year.$0.43$0.20$0.23$1.08$1.01$0.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.22$0.07$0.15$1.41$1.82$0.42
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.86$0.18$1.67$1.22$1.32$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.89$0.11$1.78$1.38$1.11$0.27
2016Detailed filing. Detailed filing data is available for this year.$1.52$0.05$1.47$1.25$1.07$0.17
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$0.09$1.31$1.27$1.11$0.17
2014Detailed filing. Detailed filing data is available for this year.$0.98$0.00$0.98$0.84$0.64$0.20
2013Summary only. Only limited summary data is available for this year.$0.78$0.01$0.78$0.79$0.61$0.18
2012Summary only. Only limited summary data is available for this year.$0.58$0.00$0.58$0.81$0.90$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.68$0.00$0.67$0.73
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.65$0.00$0.65$0.67
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)3 • $1M-$5M nonprofits