Civic Intelligence

El Monte Community Credit Union

990 • Fiscal year 2016 • EIN 95-6064840

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 15, 2017

Organization Profilewww.emcecu.org

View Organization Page

11718 Ramona BlvdEl Monte, CA 91732

(626) 444-0501

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.91x

Higher debt load relative to assets than 82% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

72nd percentile

23.84x

Higher debt load relative to revenue than 72% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

72nd percentile

12%

Higher net margin than 72% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

22nd percentile

$73,737

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 7.4% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

95th percentile

11%

Faster asset growth than 95% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

74th percentile

6.6%

Faster revenue growth than 74% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$26,045,003

Up $2,507,014 (+11%) from 2015

Net Assets

Up

$2,327,644

Up $124,321 (+5.6%) from 2015

Liabilities

Up

$23,717,359

Up $2,382,693 (+11%) from 2015

Revenue And Expenses
Liabilities / Revenue72nd percentileNet Margin72nd percentile

Revenue

Up

$994,821

Up $61,192 (+6.6%) from 2015

Expenses

Up

$870,500

Up $23,845 (+2.8%) from 2015

Net Income

Up

$124,321

Up $37,347 (+43%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $20,249,178Liabilities 2010: $18,383,370Net Assets 2010: $1,865,8082010Assets 2011: $19,635,641Liabilities 2011: $17,642,004Net Assets 2011: $1,993,6372011Assets 2012: $19,987,170Liabilities 2012: $17,944,885Net Assets 2012: $2,042,2852012Assets 2013: $21,455,112Liabilities 2013: $19,364,389Net Assets 2013: $2,090,7232013Assets 2014: $23,058,612Liabilities 2014: $20,939,131Net Assets 2014: $2,119,4812014Assets 2015: $23,537,989Liabilities 2015: $21,334,666Net Assets 2015: $2,203,3232015Assets 2016: $26,045,003Liabilities 2016: $23,717,359Net Assets 2016: $2,327,6442016Assets 2017: $27,741,476Liabilities 2017: $25,398,042Net Assets 2017: $2,343,4342017Assets 2018: $28,175,156Liabilities 2018: $25,809,788Net Assets 2018: $2,365,3682018Assets 2019: $29,351,235Liabilities 2019: $26,829,574Net Assets 2019: $2,521,6612019Assets 2020: $33,848,429Liabilities 2020: $31,278,948Net Assets 2020: $2,569,4812020Assets 2021: $35,310,822Liabilities 2021: $32,795,476Net Assets 2021: $2,515,3462021Assets 2022: $32,839,949Liabilities 2022: $30,179,778Net Assets 2022: $2,660,1712022Assets 2023: $30,762,021Liabilities 2023: $27,961,292Net Assets 2023: $2,800,7292023Assets 2024: $32,567,671Liabilities 2024: $29,504,811Net Assets 2024: $3,062,8602024

Highlighted filing

2016

Assets$26,045,003
Liabilities$23,717,359
Net Assets$2,327,644
Open 2016 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,306,6642010Expenses 2011: $1,066,9082011Expenses 2012: $980,9912012Revenue 2013: $939,104Expenses 2013: $884,652Net Income 2013: $54,4522013Revenue 2014: $917,468Expenses 2014: $888,710Net Income 2014: $28,7582014Revenue 2015: $933,629Expenses 2015: $846,655Net Income 2015: $86,9742015Revenue 2016: $994,821Expenses 2016: $870,500Net Income 2016: $124,3212016Revenue 2017: $1,118,728Expenses 2017: $1,103,476Net Income 2017: $15,2522017Revenue 2018: $1,235,455Expenses 2018: $1,213,521Net Income 2018: $21,9342018Revenue 2019: $1,257,770Expenses 2019: $1,101,477Net Income 2019: $156,2932019Revenue 2020: $1,073,786Expenses 2020: $1,025,966Net Income 2020: $47,8202020Revenue 2021: $966,682Expenses 2021: $1,020,817Net Income 2021: -$54,1352021Revenue 2022: $1,224,087Expenses 2022: $1,079,262Net Income 2022: $144,8252022Revenue 2023: $1,370,651Expenses 2023: $1,213,666Net Income 2023: $156,9852023Revenue 2024: $1,656,495Expenses 2024: $1,394,364Net Income 2024: $262,1312024

Highlighted filing

2016

Revenue$994,821
Expenses$870,500
Net Income$124,321
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 15, 2017
Return Version
2016v3.0
Gross Receipts
$994,821
Mission and Program Overview

Mission

El Monte Community Credit Union is a non-profit financial cooperative that provides services for their members including savings and loans. The mission of the Credit Union is to charge the least in their loans and pay the most for deposits to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$11,728,333$12,066,933▲ $338,600
Other Notes and Loans Receivable, Net$9,723,542$10,001,491▲ $277,949
Cash and Non-Interest-Bearing Accounts$502,160$3,387,693▲ $2,885,533
Rtn Earn Endowment Incm Other Fnds$2,203,323$2,327,644▲ $124,321
Savings and Temporary Cash Investments$961,848$0▼ $961,848
Land, Buildings, and Equipment, Net$233,442$206,907▼ $26,535
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$23,537,989$26,045,003▲ $2,507,014
Other Assets Total$388,664$381,979▼ $6,685
Liabilities
Other Liabilities$21,196,033$23,548,493▲ $2,352,460
Accounts Payable and Accrued Expenses$138,633$168,866▲ $30,233
Total Liabilities$21,334,666$23,717,359▲ $2,382,693
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,203,323$2,327,644▲ $124,321
Total Liabilities and Net Assets / Fund Balance$23,537,989$26,045,003▲ $2,507,014

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$111,028$227,588$338,616
Equipment$1,763$326,048$327,811
Buildings$25,446$180,460$205,906
Other Land Buildings$2,670$68,965$71,635
Land$66,000-$66,000
Compensation and Service Providers
Top Officer Pay22nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Evamarie PisaniCEO/PresidentFT$73,737$73,737

Board Members and Trustees

NameTitle
James MussendenChairman
Juan MirelesVice Chairman
Angel NunezDirector
Irene HagerDirector
Larry FryDirector
Sandra RosasCEO
Manuela CobianSC member
Rebecca AguirreSC member
Theresa MendezSC member
Donna DuncanSecretary
Jack Rodriguez JrTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$634,303
Investment Income
$158,997
Other Revenue
$201,521
Change in Net Assets
$124,321
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$489,133
Salaries, Compensation, and Employee Benefits$337,398
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$291,450
Other Salaries and Wages---$263,661
Current Officers, Directors, Trustees, and Key Employees---$73,737
Occupancy---$58,200
Fees for Services Other---$57,289
Benefits to Members---$43,969
Other Expenses---$5,518
Conferences and Meetings---$5,280
Advertising---$2,633
All Other Expenses---$2,288
Total Functional Expenses$0$0$0$870,500
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$13,190,882
Share Drafts$4,976,428
Share Certificates$3,691,577
Money Market Shares$900,109
IRA/KEOGH Accounts$789,497
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“The Credit Union is organized with members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“The members elect the board of directors.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Certain decisions require membership approval as provided in the corporate bylaws.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The return preparer e-mails a draft of the form 990 to the ceo for review.the auditor and designated individual(s) review the draft and present anyquestions, comments, or corrections to the return preparer. Upon satisfactorycompletion of the form 990, the organization's authorized individual signs theappropriate signature form(s) to authorize the electronic filing of the return. Acopy of the form 990, as filed, is provided by the return preparer to theorganization's ceo or other designated individual(s).”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Yes, reviewed peer data and reviewed work performance is used to determine compensation.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Yes, reviewed peer data and reviewed work performance is used to determine compensation.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Financial statements are posted in the lobby.”

Filing and Contact Details

Filer

Filer Name
El Monte Community Credit Union
EIN
95-6064840
Phone
6264440501
Address
11718 Ramona Blvd, El Monte, CA 91732

Signing Officer

Name
Sandra Rosas
Title
President/CEO
Signed
2017-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sandra Rosas
Formed
1956
Legal Domicile
CA
Voting Board Members
10
Independent Board Members
10
Employees
7
Volunteers
10

Preparer

Firm
Richards & Associates
Address
21520 YORBA LINDA BLVD G-516, YORBA LINDA, CA 92887
Preparer
Michael Richards
Phone
8775720473
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IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0El Monte Community Credit Union is a non-profit financial cooperative that provides services for their members including savings and loans. The mission of the Credit Union is to charge the least in their loans and pay the most for deposits to its members.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02203323
IRS990/NetAssetsOrFundBalancesEOYAmt02327644
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt058200
IRS990/OfficeExpensesGrp/TotalAmt0291450
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0388664
IRS990/OtherAssetsTotalGrp/EOYAmt0381979
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Loan servicing-credit reports
IRS990/OtherExpensesGrp/Desc1Miscellaneous Expense
IRS990/OtherExpensesGrp/Desc2Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc3Loss on Disposition of Assets
IRS990/OtherExpensesGrp/TotalAmt034259
IRS990/OtherExpensesGrp/TotalAmt125113
IRS990/OtherExpensesGrp/TotalAmt27103
IRS990/OtherExpensesGrp/TotalAmt35518
IRS990/OtherLiabilitiesGrp/BOYAmt021196033
IRS990/OtherLiabilitiesGrp/EOYAmt023548493
IRS990/OtherRevenueMiscGrp/Desc0Fee Income
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Inc
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0103879
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt197642
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0103879
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt197642
IRS990/OtherRevenueTotalAmt0201521
IRS990/OtherSalariesAndWagesGrp/TotalAmt0263661
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09723542
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010001491
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Sandra Rosas
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0634303
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0634303
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt051910
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0139325
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0426300
IRS990/PYOtherRevenueAmt0203130
IRS990/PYProgramServiceRevenueAmt0591174
IRS990/PYRevenuesLessExpensesAmt086974
IRS990/PYSalariesCompEmpBnftPaidAmt0368445
IRS990/PYTotalExpensesAmt0846655
IRS990/PYTotalRevenueAmt0933629
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0124321
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02203323
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02327644
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0961848
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt025446
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0180460
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0205906
IRS990ScheduleD/EquipmentGrp/BookValueAmt01763
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0326048
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0327811
IRS990ScheduleD/LandGrp/BookValueAmt066000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt066000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0111028
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0227588
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0338616
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02670
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt068965
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt071635
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0789497
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1900109
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt213190882
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt33691577
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt44976428
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0IRA/KEOGH Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Money Market Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Share Drafts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0206907
IRS990ScheduleD/TotalBookValueProgramRltdAmt012066933
IRS990ScheduleD/TotalLiabilityAmt023548493
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt073737
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Evamarie Pisani
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt073737
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0121789
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12115
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt21835
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3416
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt43000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt54881
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt670442
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt710000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt8800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt95000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt104411
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1121059
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12680
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt131000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt141000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1510000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt16844
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1712062
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd16false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd17false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$26,045,003
Liabilities
$23,717,359
Net assets
$2,327,644
Revenue
$994,821
Expenses
$870,500
Net income
$124,321
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.6$29.5$3.06$1.66$1.39$0.26
2023Detailed filing. Detailed filing data is available for this year.$30.8$28.0$2.80$1.37$1.21$0.16
2022Detailed filing. Detailed filing data is available for this year.$32.8$30.2$2.66$1.22$1.08$0.14
2021Detailed filing. Detailed filing data is available for this year.$35.3$32.8$2.52$0.97$1.02$0.05
2020Detailed filing. Detailed filing data is available for this year.$33.8$31.3$2.57$1.07$1.03$0.05
2019Detailed filing. Detailed filing data is available for this year.$29.4$26.8$2.52$1.26$1.10$0.16
2018Detailed filing. Detailed filing data is available for this year.$28.2$25.8$2.37$1.24$1.21$0.02
2017Detailed filing. Detailed filing data is available for this year.$27.7$25.4$2.34$1.12$1.10$0.02
2016Detailed filing. Detailed filing data is available for this year.$26.0$23.7$2.33$0.99$0.87$0.12
2015Detailed filing. Detailed filing data is available for this year.$23.5$21.3$2.20$0.93$0.85$0.09
2014Detailed filing. Detailed filing data is available for this year.$23.1$20.9$2.12$0.92$0.89$0.03
2013Detailed filing. Detailed filing data is available for this year.$21.5$19.4$2.09$0.94$0.88$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.0$17.9$2.04$0.98
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.6$17.6$1.99$1.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.2$18.4$1.87$1.31