Liabilities / Assets
90th percentile
Higher debt load relative to assets than 90% of similar nonprofits.
990 • Fiscal year 2021 • EIN 95-4566396
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
90th percentile
Higher debt load relative to assets than 90% of similar nonprofits.
Liabilities / Revenue
77th percentile
Higher debt load relative to revenue than 77% of similar nonprofits.
Net Margin
14th percentile
Higher net margin than 14% of similar nonprofits.
Top Officer Pay
99th percentile
Higher top officer pay than 99% of similar nonprofits.
Top officer pay equals 20.0% of source-year revenue.
Asset Growth
39th percentile
Faster asset growth than 39% of similar nonprofits.
Revenue Growth
30th percentile
Faster revenue growth than 30% of similar nonprofits.
Assets
Up$3,408,808
Up $100,972 (+3.1%) from 2020
Net Assets
Down$1,288,780
Down $428,633 (-25%) from 2020
Liabilities
Up$2,120,028
Up $529,605 (+33%) from 2020
Revenue
Down$3,647,968
Down $100,827 (-2.7%) from 2020
Expenses
Up$4,076,601
Up $263,646 (+6.9%) from 2020
Net Income
Down-$428,633
Down $364,473 (-568%) from 2020
The organization operates as an sba certified development company (cdc) to stimulate the growth and expansion of small businesses primarily through sba loan programs.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $1,766,268 | $1,751,074 | ▼ $15,194 |
| Savings and Temporary Cash Investments | $681,477 | $773,228 | ▲ $91,751 |
| Accounts Receivable | $217,733 | $247,070 | ▲ $29,337 |
| Land, Buildings, and Equipment, Net | $40,436 | $31,036 | ▼ $9,400 |
| Cash and Non-Interest-Bearing Accounts | - | $0 | - |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $3,307,836 | $3,408,808 | ▲ $100,972 |
| Other Assets Total | $601,922 | $606,400 | ▲ $4,478 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $1,037,703 | $1,518,954 | ▲ $481,251 |
| Other Liabilities | $552,720 | $601,074 | ▲ $48,354 |
| Total Liabilities | $1,590,423 | $2,120,028 | ▲ $529,605 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $1,717,413 | $1,288,780 | ▼ $428,633 |
| Total Net Assets Fund Balance | $1,717,413 | $1,288,780 | ▼ $428,633 |
| Total Liabilities and Net Assets / Fund Balance | $3,307,836 | $3,408,808 | ▲ $100,972 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $30,140 | $227,206 | $257,346 |
| Other Land Buildings | $896 | $42,011 | $42,907 |
| Leasehold Improvements | - | $6,730 | $6,730 |
| Other Assets Org | $602,800 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jacklyn Jordan | President | FT | $406,725 | $317,325 | $731,066 |
| Claudia J Winter | VP, Marketing | FT | $127,000 | $147,025 | $490,475 |
| Alan Jung | SVP, Chief Credit | FT | $201,400 | $328,948 | $306,882 |
| David Simmons | VP, Portfolio Mgr | FT | $190,800 | $207,387 | $300,096 |
| Katherine Larson | Chief Info. Off. | FT | $251,400 | $15,164 | $266,564 |
| Katherine Larson | - | - | $169,900 | $15,164 | $266,564 |
| Jenny Tice | Chairman | FT | $193,091 | $12,295 | $205,386 |
| Jenny Tice | Chief Info. Off. | - | $95,000 | $93,795 | $205,386 |
| Michael Perri Jr | Director | - | $4,739 | - | $4,739 |
| Maggie Sabovich | Vice-chairman | - | $3,800 | - | $3,800 |
| Alan K Aikawa | Director | - | $3,600 | - | $3,600 |
| Paul Foster | Director | - | $3,600 | - | $3,600 |
| Raymond R Holland | Director | - | $3,600 | - | $3,600 |
| Ronald Blatman | Secretary | - | $3,600 | - | $3,600 |
| Ron Gerber | Treasurer | - | $2,800 | - | $2,800 |
| Linda Chan | - | - | $400 | - | $400 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $3,507,537 |
| Other Expenses | $517,629 |
| Grants and Similar Amounts Paid | $51,435 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $1,663,247 | $109,597 | - | $1,772,844 |
| Other Salaries and Wages | $758,458 | $625,100 | - | $1,383,558 |
| Occupancy | $239,325 | $68,995 | - | $308,320 |
| Other Employee Benefits | $171,739 | $41,323 | - | $213,062 |
| Payroll Taxes | $105,693 | $32,380 | - | $138,073 |
| Grants to Domestic Orgs | $51,435 | - | - | $51,435 |
| Insurance | $5,348 | $21,111 | - | $26,459 |
| Fees for Services Accounting | - | $24,000 | - | $24,000 |
| All Other Expenses | $14,964 | $7,597 | - | $22,561 |
| Depreciation Depletion | $10,847 | $2,882 | - | $13,729 |
| Other Expenses | $18,436 | $12,410 | - | $12,410 |
| Office Expenses | $8,078 | $2,146 | - | $10,224 |
| Advertising | $7,425 | - | - | $7,425 |
| Fees for Services Other | - | $4,636 | - | $4,636 |
| Conferences and Meetings | $1,887 | - | - | $1,887 |
| Total Functional Expenses | $3,080,055 | $996,546 | $0 | $4,076,601 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $4,076,601 |
| Total Expenses per Audited Statements | $4,076,601 |
| Total Expenses per Form 990 | $4,076,601 |
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| Rotary District 5130 Disaster | Eureka, CA | - | Bus. Grants 2020 fires in Napa Cty | $45,000 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Contingency-PCLP Loan Loss Liability | $337,301 |
| Deposits-Packaging | $148,019 |
| Deferred Rent Liability | $115,754 |
“A draft of the Form 990 is presented to all board members in a board meeting for review. All questions from the board members regarding the draft tax return are resolved before the tax return can be filed.”
“The company has an Employment Review Committee comprised of three Board members. The full board approves the salary of the President; the company hires a compensation consultant on intermittent basis to provide compensation data.”
“The governing documents, policies and financial statements are kept in the administrative office and are available upon request.”
“The Audit Committee is responsible to select the auditors and oversee the audit.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1037703 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1518954 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 217733 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 247070 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE ORGANIZATION OPERATES AS AN SBA CERTIFIED DEVELOPMENT COMPANY (CDC) TO STIMULATE THE GROWTH AND EXPANSION OF SMALL BUSINESSES PRIMARILY THROUGH SBA LOAN PROGRAMS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 7425 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 7425 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 7597 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 14964 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 22561 |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JACKLYN JORDAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4152177600 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 150 California Street Suite 250 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | San Francisco |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 94111 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 0 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 109597 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 1663247 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1772844 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 1887 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1887 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 51435 |
| IRS990/CYInvestmentIncomeAmt | 0 | 11616 |
| IRS990/CYOtherExpensesAmt | 0 | 517629 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3636352 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -428633 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3507537 |
| IRS990/CYTotalExpensesAmt | 0 | 4076601 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3647968 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 2882 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 10847 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 13729 |
| IRS990/Desc | 0 | THE MAIN ACTIVITIES OF CAPITAL Access GROUP, INC. ARE IN MARKETING, PROCESSING, CLOSING AND SERVICING OF LONG-TERM REAL ESTATE LOANS THROUGH THE SBA 504 LOAN PROGRAM. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 3080055 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 24000 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 24000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 4636 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4636 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 31965 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 14280 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 23982 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 21546 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 15164 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 12295 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JACKLYN JORDAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Claudia J Winter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Alan Jung |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | David Simmons |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Katherine Larson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jenny Tice |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MICHAEL PERRI JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MAGGIE SABOVICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | RAYMOND R HOLLAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ALAN K AIKAWA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | PAUL FOSTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | RONALD BLATMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | RON GERBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | LINDA CHAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 699102 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 476195 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 282900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 278550 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 251400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 193091 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 4739 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 3800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 3600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 3600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 3600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 3600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 2800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VP, Marketing |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SVP, Chief Credit |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VP, Portfolio Mgr |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Chief Info. Off. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE-CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | TREASURER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1995 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 51435 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 51435 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | true |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3647968 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 21111 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 5348 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26459 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11616 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 11616 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1766268 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1751074 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 20 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 275947 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 40436 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 31036 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 306983 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE ORGANIZATION OPERATES AS AN SBA CERTIFIED DEVELOPMENT COMPANY (CDC) TO STIMULATE THE GROWTH AND EXPANSION OF SMALL BUSINESSES PRIMARILY THROUGH SBA LOAN PROGRAMS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1717413 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1288780 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 1717413 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 1288780 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 68995 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 239325 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 308320 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 2146 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 8078 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 10224 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 601922 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 606400 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 41323 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 171739 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 213062 |
| IRS990/OtherExpensesGrp/Desc | 0 | Miscellaneous |
| IRS990/OtherExpensesGrp/Desc | 1 | Postage and Shipping |
| IRS990/OtherExpensesGrp/Desc | 2 | Subscriptions and memberships |
| IRS990/OtherExpensesGrp/Desc | 3 | License permit fees |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 19800 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 4898 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 19671 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 12410 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 23173 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 18436 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 42973 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 23334 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 19671 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 12410 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 552720 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 601074 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 625100 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 758458 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1383558 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 32380 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 105693 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 138073 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | FLOAT INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Late fee |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | LOAN PROCESSING |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | LOAN SERVICING |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Other |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 90732 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 4436 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1221214 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 2205695 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 114275 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 90732 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 4436 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1221214 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2205695 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 114275 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 16200 |
| IRS990/PYInvestmentIncomeAmt | 0 | 50947 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 438434 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3697848 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -64160 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3358321 |
| IRS990/PYTotalExpensesAmt | 0 | 3812955 |
| IRS990/PYTotalRevenueAmt | 0 | 3748795 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -428633 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 681477 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 773228 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 30140 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 227206 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 257346 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 4076601 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 6730 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 6730 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 3600 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 602800 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Commuter checks |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | PCLP Loss Reserve |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 896 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 42011 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 42907 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 337301 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 115754 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 148019 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Contingency-PCLP Loan Loss Liability |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Deferred Rent Liability |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Deposits-Packaging |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 3647968 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 31036 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 606400 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 1751074 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 4076601 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 601074 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 3647968 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 3647968 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 4076601 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | true |
| IRS990ScheduleI/RecipientTable/CashGrantAmt | 0 | 45000 |
| IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt | 0 | 0 |
| IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt | 0 | Bus. Grants 2020 fires in Napa Cty |
| IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt | 0 | Rotary District 5130 Disaster |
| IRS990ScheduleI/RecipientTable/RecipientEIN | 0 | 830852722 |
| IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt | 0 | 1315 Fourth Street |
| IRS990ScheduleI/RecipientTable/USAddress/CityNm | 0 | Eureka |
| IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990ScheduleI/RecipientTable/USAddress/ZIPCd | 0 | 95501 |
| IRS990ScheduleI/Total501c3OrgCnt | 0 | 0 |
| IRS990ScheduleI/TotalOtherOrgCnt | 0 | 1 |
| IRS990ScheduleJ/AnyNonFixedPaymentsInd | 0 | false |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd | 0 | false |
| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | false |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | false |
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Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.
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