Civic Intelligence

The First Financial Federal Credit Union

EIN 95-2653867 • 501(c)14 • Pasadena, CA

View Organization Page

Profile

To be a progressive financial organization offering competitive financial & related products and services to meet evolving member needs with an emphasis on high quality service delivery, while maintaining a level of earnings that promotes financial security within a challenging, rewarding, and results oriented environment for employees.

PO Box 90Pasadena, CA 91793-0090

www.ffcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.92x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

100th percentile

217.20x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

12th percentile

1.3%

Higher net margin than 12% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

61st percentile

$488,369

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

40th percentile

1.5%

Faster asset growth than 40% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

1st percentile

-92%

Faster revenue growth than 1% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$518,254,298

Up $7,508,495 (+1.5%) from 2016

Liabilities

Up

$476,743,542

Up $7,475,643 (+1.6%) from 2016

Net Assets

Up

$41,510,756

Up $32,852 (+0.1%) from 2016

Operations
Liabilities / Revenue100th percentileNet Margin12th percentile

Revenue

Down

$2,194,957

Down $26,009,396 (-92%) from 2016

Expenses

Down

$2,166,505

Down $23,007,229 (-91%) from 2016

Net Income

Down

$28,452

Down $3,002,167 (-99%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth40th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $521,128,067Liabilities 2010: $489,258,649Net Assets 2010: $31,869,4182010Assets 2011: $448,446,642Liabilities 2011: $418,200,637Net Assets 2011: $30,246,0052011Assets 2012: $420,685,691Liabilities 2012: $388,869,920Net Assets 2012: $31,815,7712012Assets 2013: $420,950,012Liabilities 2013: $386,161,070Net Assets 2013: $34,788,9422013Assets 2014: $426,492,398Liabilities 2014: $389,203,788Net Assets 2014: $37,288,6102014Assets 2015: $446,890,374Liabilities 2015: $408,453,596Net Assets 2015: $38,436,7782015Assets 2016: $510,745,803Liabilities 2016: $469,267,899Net Assets 2016: $41,477,9042016Assets 2017: $518,254,298Liabilities 2017: $476,743,542Net Assets 2017: $41,510,7562017

Highlighted filing

2017

Assets$518,254,298
Liabilities$476,743,542
Net Assets$41,510,756
Open 2017 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $33,624,5422010Expenses 2011: $32,163,4902011Expenses 2012: $24,322,2992012Revenue 2013: $25,034,345Expenses 2013: $22,122,300Net Income 2013: $2,912,0452013Revenue 2014: $23,638,786Expenses 2014: $21,199,254Net Income 2014: $2,439,5322014Revenue 2015: $24,832,763Expenses 2015: $23,027,705Net Income 2015: $1,805,0582015Revenue 2016: $28,204,353Expenses 2016: $25,173,734Net Income 2016: $3,030,6192016Revenue 2017: $2,194,957Expenses 2017: $2,166,505Net Income 2017: $28,4522017

Highlighted filing

2017

Revenue$2,194,957
Expenses$2,166,505
Net Income$28,452
Open 2017 Filing

Filings

Most recent year

2017 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$518,254,298
Liabilities
$476,743,542
Net assets
$41,510,756
Revenue
$2,194,957
Expenses
$2,166,505
Net income
$28,452
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Summary only. Only limited summary data is available for this year.$518$477$41.5$2.19$2.17$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$511$469$41.5$28.2$25.2$3.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$447$408$38.4$24.8$23.0$1.81
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$426$389$37.3$23.6$21.2$2.44
2013Detailed filing. Detailed filing data is available for this year.$421$386$34.8$25.0$22.1$2.91
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$421$389$31.8$24.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$448$418$30.2$32.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$521$489$31.9$33.6
Latest Detailed Filing

The latest 2017 filing currently has summary financial data only. Showing the latest detailed filing from 2013 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jun 17, 2014
Return Version
2013v3.0
Gross Receipts
$25,815,941
Mission and Program Overview

Mission

To be a progressive financial organization offering competitive financial & related products and services to meet evolving member needs with an emphasis on high quality service delivery, while maintaining a level of earnings that promotes financial security within a challenging, rewarding, and results oriented environment for employees.

To be a progressive financial organization offering products and services to meet member needs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$364,751,647$341,313,780▼ $23,437,867
Rtn Earn Endowment Incm Other Fnds$31,815,771$34,788,942▲ $2,973,171
Investments Other Securities$821,000$31,406,985▲ $30,585,985
Savings and Temporary Cash Investments$16,303,788$11,210,557▼ $5,093,231
Accounts Receivable$8,636,619$9,207,678▲ $571,059
Cash and Non-Interest-Bearing Accounts$9,292,064$7,546,384▼ $1,745,680
Land, Buildings, and Equipment, Net$5,945,499$5,657,195▼ $288,304
Investments Program Related$2,573,600$2,261,400▼ $312,200
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$420,685,691$420,950,012▲ $264,321
Other Assets Total$12,361,474$12,346,033▼ $15,441
Liabilities
Other Liabilities$385,636,573$381,006,961▼ $4,629,612
Accounts Payable and Accrued Expenses$3,233,347$5,154,109▲ $1,920,762
Total Liabilities$388,869,920$386,161,070▼ $2,708,850
Net Assets / Fund Balance
Total Net Assets Fund Balance$31,815,771$34,788,942▲ $2,973,171
Total Liabilities and Net Assets / Fund Balance$420,685,691$420,950,012▲ $264,321

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,463,824$10,650,101$12,113,925
Leasehold Improvements$218,257$5,879,909$6,098,166
Buildings$893,628$4,686,770$5,580,398
Land$3,081,486-$3,081,486
Other Securities$31,406,985--
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carlton MusmannPresident/CEOFT$332,666$171,346$504,012
Gary SkrabaSVP/CAOFT$198,037$71,895$269,932
Larry RaspberrySVPFT$166,128$76,423$242,551
Dietmar HueschSVP/CFOFT$178,366$58,659$237,025
Valerie WilkinsVPFT$144,946$47,706$192,652
Robert ChenAssistant VPFT$131,899$47,436$179,335
Sandra SarabiaVPFT$138,764$39,719$178,483
Torri ScottVPFT$138,329$35,738$174,067
Vivian Vega DominguezVPFT$142,978$28,475$171,453
Cynthia MannsAssistant VPFT$126,826$38,713$165,539
Sherry JavadAssistant VPFT$119,460$37,526$156,986
John BascoAssistant VPFT$121,856$28,434$150,290
Carlo GoAssistant VPFT$126,617$21,307$147,924
Kathy TichenorVPFT$131,329$10,036$141,365
Dana SimpsonAssistant VPFT$116,030$11,656$127,686

Board Members and Trustees

NameTitle
Knowelle DeckerChairperson
Asa BertVice Chairperson
Constance BuceyBoard Member
Ronald TrotterBoard Member
Shirley BurkhardtBoard Member
Thomas KlippBoard Member
Jim WeidnerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fundsexpress Financial Network INCHome Banking Access Provider-$346,581
Fiserv SolutionsSystem Maintenance-$316,583
Business Data INCMember Statements Handling & Shipping-$272,694
FtsiAtm Maintenance & Processing-$201,813
Straight Arrow ConstBuilding Repairs And Improvements-$176,382
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$24,670,167
Investment Income
$364,178
Other Revenue
$0
Change in Net Assets
$2,912,045
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$13,499,328
Other Expenses$8,576,972
Grants and Similar Amounts Paid$46,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,002,329
Current Officers, Directors, Trustees, and Key Employees---$3,039,300
Occupancy---$1,866,502
Depreciation Depletion---$1,431,748
All Other Expenses---$1,136,389
Other Employee Benefits---$1,113,760
Payroll Taxes---$782,057
Pension Plan Contributions---$561,882
Office Expenses---$547,134
Fees for Services Other---$459,849
Other Expenses---$398,195
Interest---$298,453
Advertising---$281,870
Insurance---$272,139
Travel---$137,163
Fees for Services Legal---$110,116
Fees for Services Accounting---$56,102
Grants to Domestic Individuals---$46,000
Conferences and Meetings---$13,086
Total Functional Expenses$0$0$0$22,122,300
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER'S SHARES & SAVINGS ACCOUNTS$379,876,633
Interest & Dividends Payable$1,130,328
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“First financial credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. First financial credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“The governing board of first financial credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws.”

Form 990, Part VI, Section A, Line 7B

“Management and operational decisions are made by the officers of first financial credit union. However, planning, oversight, and governance decisions are made primarily through the governing board.”

Form 990, Part VI, Section A, Line 8B

“There are no committees with authority to act on behalf of the governing body.”

Form 990, Part VI, Section B, Line 11

“The form 990 will be reviewed by the board during the board meeting before it is filed.”

Form 990, Part VI, Section B, Line 12C

“Ffcu's training department conducts regular training to ensure that all employees of ffcu comply with the policies.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is reviewed and approved by the board members. Executive management reviews and approves all compensation related matters. A set compensation policy process is followed in the determination of the compensation of each individual employee.”

Form 990, Part VI, Section C, Line 19

“Documents & policies are available on the first financial website. All documents, policies, and financial statements are available upon request to the public. Financial statements are posted at each branch at the end of each month end closing.”

Filing and Contact Details

Filer

EIN
95-2653867
Phone
6268144611

Signing Officer

Name
Dietmar Huesch
Title
CFO/SVP
Phone
6268144611
Signed
2014-06-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dietmar Huesch
Formed
1933
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
140
Volunteers
10

Preparer

Preparer
Janis Isaacson
Phone
6022662248
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Unrealized gain (loss) on securities 61,126.”

FORM 990, PART XII, LINE 2C:

“Oversight process there has been no change in the oversight process for the audit of the financial statements or the selection of the independent auditor.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt, by statute, from federal and state income taxes. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.”

Raw XML AppendixShowing 400 of 758 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03233347
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt05154109
IRS990/AccountsReceivableGrp/BOYAmt08636619
IRS990/AccountsReceivableGrp/EOYAmt09207678
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO BE A PROGRESSIVE FINANCIAL ORGANIZATION OFFERING PRODUCTS AND SERVICES TO MEET MEMBER NEEDS.
IRS990/AdvertisingGrp/TotalAmt0281870
IRS990/AllOtherExpensesGrp/TotalAmt01136389
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum06268144611
IRS990/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 90
IRS990/BooksInCareOfDetail/USAddress/City0WEST COVINA
IRS990/BooksInCareOfDetail/USAddress/State0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCode0917930090
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt09292064
IRS990/CashNonInterestBearingGrp/EOYAmt07546384
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt09
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt03039300
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt013086
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt0346581
IRS990/ContractorCompensationGrp/CompensationAmt1316583
IRS990/ContractorCompensationGrp/CompensationAmt2272694
IRS990/ContractorCompensationGrp/CompensationAmt3201813
IRS990/ContractorCompensationGrp/CompensationAmt4176382
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1011950 JOLLYVILLE RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1175 REMITTANCE DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine12PO BOX 6081
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine13PO BOX 379
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine14466 W ARROW HWY STE G
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City0AUSTIN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City1CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City2INGLEWOOD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City3PASADENA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City4SAN DIMAS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State1IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State2CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State3CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State4CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode078759
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode1606756945
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode290312
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode391102
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode491773
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine10FUNDSEXPRESS FINANCIAL NETWORK INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine11FISERV SOLUTIONS
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine12BUSINESS DATA INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine13FTSI
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine14STRAIGHT ARROW CONST
IRS990/ContractorCompensationGrp/ServicesDesc0HOME BANKING ACCESS PROVIDER
IRS990/ContractorCompensationGrp/ServicesDesc1SYSTEM MAINTENANCE
IRS990/ContractorCompensationGrp/ServicesDesc2MEMBER STATEMENTS HANDLING & SHIPPING
IRS990/ContractorCompensationGrp/ServicesDesc3ATM MAINTENANCE & PROCESSING
IRS990/ContractorCompensationGrp/ServicesDesc4BUILDING REPAIRS AND IMPROVEMENTS
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt046000
IRS990/CYInvestmentIncomeAmt0364178
IRS990/CYOtherExpensesAmt08576972
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt024670167
IRS990/CYRevenuesLessExpensesAmt02912045
IRS990/CYSalariesCompEmpBnftPaidAmt013499328
IRS990/CYTotalExpensesAmt022122300
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt025034345
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01431748
IRS990/Desc0ACHIEVED A 95% OR GREATER "RECOMMEND A FRIEND" RATING ON MEMBER INTERACTIVE STUDY THROUGHOUT 2013; PROVIDED MEMBER SATISFACTION BY OFFERING COMPETITIVE RATES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0140
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt056102
IRS990/FeesForServicesLegalGrp/TotalAmt0110116
IRS990/FeesForServicesOtherGrp/TotalAmt0459849
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd14X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt747048
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt829077
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt938706
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1029914
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1119115
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1226173
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1315071
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1423929
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1521307
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1610036
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1719363
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1832004
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1925023
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2021587
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2111656
IRS990/Form990PartVIISectionAGrp/PersonNm0SHIRLEY BURKHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm1RONALD TROTTER
IRS990/Form990PartVIISectionAGrp/PersonNm2ASA BERT
IRS990/Form990PartVIISectionAGrp/PersonNm3KNOWELLE DECKER
IRS990/Form990PartVIISectionAGrp/PersonNm4JIM WEIDNER
IRS990/Form990PartVIISectionAGrp/PersonNm5THOMAS KLIPP
IRS990/Form990PartVIISectionAGrp/PersonNm6CONSTANCE BUCEY
IRS990/Form990PartVIISectionAGrp/PersonNm7CARLTON MUSMANN
IRS990/Form990PartVIISectionAGrp/PersonNm8GARY SKRABA
IRS990/Form990PartVIISectionAGrp/PersonNm9LARRY RASPBERRY
IRS990/Form990PartVIISectionAGrp/PersonNm10VALERIE WILKINS
IRS990/Form990PartVIISectionAGrp/PersonNm11TORRI SCOTT
IRS990/Form990PartVIISectionAGrp/PersonNm12SANDRA SARABIA
IRS990/Form990PartVIISectionAGrp/PersonNm13VIVIAN VEGA DOMINGUEZ
IRS990/Form990PartVIISectionAGrp/PersonNm14CYNTHIA MANNS
IRS990/Form990PartVIISectionAGrp/PersonNm15CARLO GO
IRS990/Form990PartVIISectionAGrp/PersonNm16KATHY TICHENOR
IRS990/Form990PartVIISectionAGrp/PersonNm17JOHN BASCO
IRS990/Form990PartVIISectionAGrp/PersonNm18ROBERT CHEN
IRS990/Form990PartVIISectionAGrp/PersonNm19DIETMAR HUESCH
IRS990/Form990PartVIISectionAGrp/PersonNm20SHERRY JAVAD
IRS990/Form990PartVIISectionAGrp/PersonNm21DANA SIMPSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7456964
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8240855
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9203845
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10162738
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11154952
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12152310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13156382
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14141610
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15126617
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16131329
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17130927
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18147331
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19212002
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20135399
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21116030
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8SVP/CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt9SVP
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP
IRS990/Form990PartVIISectionAGrp/TitleTxt14ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt15ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP
IRS990/Form990PartVIISectionAGrp/TitleTxt17ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt18ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt20ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt21ASSISTANT VP
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01933
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt037307
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt046000
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0818903
IRS990/GrossReceiptsAmt025815941
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt015
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0272139
IRS990/InterestGrp/TotalAmt0298453
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0326871
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0326871
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0821000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt031406985
IRS990/InvestmentsProgramRelatedGrp/BOYAmt02573600
IRS990/InvestmentsProgramRelatedGrp/EOYAmt02261400
IRS990/IRPDocumentCnt03558
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt021216780
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05945499
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05657195
IRS990/LandBldgEquipCostOrOtherBssAmt026873975
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0781596
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO BE A PROGRESSIVE FINANCIAL ORGANIZATION OFFERING COMPETITIVE FINANCIAL & RELATED PRODUCTS AND SERVICES TO MEET EVOLVING MEMBER NEEDS WITH AN EMPHASIS ON HIGH QUALITY SERVICE DELIVERY, WHILE MAINTAINING A LEVEL OF EARNINGS THAT PROMOTES FINANCIAL SECURITY WITHIN A CHALLENGING, REWARDING, AND RESULTS ORIENTED ENVIRONMENT FOR EMPLOYEES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt031815771
IRS990/NetAssetsOrFundBalancesEOYAmt034788942
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt037307
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt037307
IRS990/NetUnrelatedBusTxblIncmAmt0-85361
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01866502
IRS990/OfficeExpensesGrp/TotalAmt0547134
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012361474
IRS990/OtherAssetsTotalGrp/EOYAmt012346033
IRS990/OtherChangesInNetAssetsAmt061126
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01113760
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc1VISA DEBIT CARD SERVICE
IRS990/OtherExpensesGrp/Desc2PRINTING EXPENSES
IRS990/OtherExpensesGrp/Desc3COMMUNICATIONS
IRS990/OtherExpensesGrp/TotalAmt0669472
IRS990/OtherExpensesGrp/TotalAmt1488610
IRS990/OtherExpensesGrp/TotalAmt2410144
IRS990/OtherExpensesGrp/TotalAmt3398195
IRS990/OtherLiabilitiesGrp/BOYAmt0385636573
IRS990/OtherLiabilitiesGrp/EOYAmt0381006961
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/TotalAmt08002329
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0364751647
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0341313780
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0782057
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0561882
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0DIETMAR HUESCH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt019033583
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13802569
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21804600
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt019033583
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13831984
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21804600
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt029415
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt023500
IRS990/PYInvestmentIncomeAmt048673
IRS990/PYOtherExpensesAmt012519261
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt025426542
IRS990/PYRevenuesLessExpensesAmt01152916
IRS990/PYSalariesCompEmpBnftPaidAmt011779538
IRS990/PYTotalExpensesAmt024322299
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt025475215
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt02912045
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt031815771
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt034788942
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016303788
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011210557
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0893628
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04686770
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05580398
IRS990ScheduleD/EquipmentGrp/BookValueAmt01463824
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010650101
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt012113925

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $250M-$1B nonprofits