Civic Intelligence

Dutch Point Credit Union

EIN 06-6039973 • 501(c)14 • Wethersfield, CT

View Organization Page

Profile

As a trusted partner, dutch point credit union improves members' financial well-being through financial solutions and education.

195 Silas Deane HighwayWethersfield, CT 06109-1283

www.dutchpoint.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

43rd percentile

0.90x

Higher debt load relative to assets than 43% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

18.43x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

60th percentile

12%

Higher net margin than 60% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

45th percentile

$520,481

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

$250M-$1B nonprofits • Source year 2024

Asset Growth

82nd percentile

7.4%

Faster asset growth than 82% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

49th percentile

15%

Faster revenue growth than 49% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$510,778,790

Up $35,310,855 (+7.4%) from 2023

Liabilities

Up

$458,266,962

Up $32,373,024 (+7.6%) from 2023

Net Assets

Up

$52,511,828

Up $2,937,831 (+5.9%) from 2023

Operations
Liabilities / Revenue83rd percentileNet Margin60th percentile

Revenue

Up

$24,860,255

Up $3,249,216 (+15%) from 2023

Expenses

Up

$21,923,484

Up $4,705,595 (+27%) from 2023

Net Income

Down

$2,936,771

Down $1,456,379 (-33%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth82nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $178,724,543Liabilities 2010: $158,488,919Net Assets 2010: $20,235,6242010Assets 2011: $186,394,480Liabilities 2011: $165,732,036Net Assets 2011: $20,662,4442011Assets 2012: $194,669,913Liabilities 2012: $173,112,948Net Assets 2012: $21,556,9652012Assets 2013: $227,206,231Liabilities 2013: $201,591,943Net Assets 2013: $25,614,2882013Assets 2014: $232,767,066Liabilities 2014: $206,234,097Net Assets 2014: $26,532,9692014Assets 2015: $248,722,010Liabilities 2015: $221,203,217Net Assets 2015: $27,518,7932015Assets 2016: $284,501,786Liabilities 2016: $253,612,140Net Assets 2016: $30,889,6462016Assets 2017: $300,419,546Liabilities 2017: $266,622,124Net Assets 2017: $33,797,4222017Assets 2018: $311,502,357Liabilities 2018: $275,446,858Net Assets 2018: $36,055,4992018Assets 2019: $338,763,138Liabilities 2019: $299,532,483Net Assets 2019: $39,230,6552019Assets 2020: $402,719,315Liabilities 2020: $362,809,141Net Assets 2020: $39,910,1742020Assets 2021: $439,784,551Liabilities 2021: $397,403,002Net Assets 2021: $42,381,5492021Assets 2022: $467,297,066Liabilities 2022: $421,979,861Net Assets 2022: $45,317,2052022Assets 2023: $475,467,935Liabilities 2023: $425,893,938Net Assets 2023: $49,573,9972023Assets 2024: $510,778,790Liabilities 2024: $458,266,962Net Assets 2024: $52,511,8282024

Highlighted filing

2024

Assets$510,778,790
Liabilities$458,266,962
Net Assets$52,511,828
Open 2024 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Expenses 2010: $8,831,5452010Expenses 2011: $8,202,5682011Revenue 2012: $8,750,264Expenses 2012: $7,929,838Net Income 2012: $820,4262012Revenue 2013: $10,206,493Expenses 2013: $8,135,944Net Income 2013: $2,070,5492013Revenue 2014: $10,318,620Expenses 2014: $9,293,776Net Income 2014: $1,024,8442014Revenue 2015: $10,662,797Expenses 2015: $9,284,371Net Income 2015: $1,378,4262015Revenue 2016: $11,458,009Expenses 2016: $9,358,862Net Income 2016: $2,099,1472016Revenue 2017: $12,602,425Expenses 2017: $10,374,138Net Income 2017: $2,228,2872017Revenue 2018: $14,246,373Expenses 2018: $11,323,676Net Income 2018: $2,922,6972018Revenue 2019: $15,523,882Expenses 2019: $12,840,178Net Income 2019: $2,683,7042019Revenue 2020: $13,404,884Expenses 2020: $12,255,604Net Income 2020: $1,149,2802020Revenue 2021: $13,078,655Expenses 2021: $11,156,431Net Income 2021: $1,922,2242021Revenue 2022: $16,104,294Expenses 2022: $12,872,368Net Income 2022: $3,231,9262022Revenue 2023: $21,611,039Expenses 2023: $17,217,889Net Income 2023: $4,393,1502023Revenue 2024: $24,860,255Expenses 2024: $21,923,484Net Income 2024: $2,936,7712024

Highlighted filing

2024

Revenue$24,860,255
Expenses$21,923,484
Net Income$2,936,771
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$510,778,790
Liabilities
$458,266,962
Net assets
$52,511,828
Revenue
$24,860,255
Expenses
$21,923,484
Net income
$2,936,771
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$511$458$52.5$24.9$21.9$2.94
2023Detailed filing. Detailed filing data is available for this year.$475$426$49.6$21.6$17.2$4.39
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$467$422$45.3$16.1$12.9$3.23
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$440$397$42.4$13.1$11.2$1.92
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$403$363$39.9$13.4$12.3$1.15
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$339$300$39.2$15.5$12.8$2.68
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$312$275$36.1$14.2$11.3$2.92
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$300$267$33.8$12.6$10.4$2.23
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$285$254$30.9$11.5$9.36$2.10
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$249$221$27.5$10.7$9.28$1.38
2014Detailed filing. Detailed filing data is available for this year.$233$206$26.5$10.3$9.29$1.02
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$227$202$25.6$10.2$8.14$2.07
2012Summary only. Only limited summary data is available for this year.$195$173$21.6$8.75$7.93$0.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$186$166$20.7$8.20
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$179$158$20.2$8.83
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 6, 2025
Return Version
2024v5.2
Gross Receipts
$24,860,255
Mission and Program Overview

Mission

As a trusted partner, dutch point credit union improves members' financial well-being through financial solutions and education.

Our mission is "educate. Serve. Delight." while providing credit union services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$246,348,184$254,298,709▲ $7,950,525
Investments Other Securities$169,996,099$177,500,976▲ $7,504,877
Savings and Temporary Cash Investments$41,994,138$57,811,202▲ $15,817,064
Rtn Earn Endowment Incm Other Fnds$49,573,997$52,511,828▲ $2,937,831
Land, Buildings, and Equipment, Net$2,402,153$3,894,048▲ $1,491,895
Cash and Non-Interest-Bearing Accounts$1,982,451$2,361,311▲ $378,860
Prepaid Expenses and Deferred Charges$970,407$1,056,993▲ $86,586
Receivables From Officers Etc$876,773$916,773▲ $40,000
Investments in Publicly Traded Securities$154,040$162,436▲ $8,396
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$475,467,935$510,778,790▲ $35,310,855
Other Assets Total$10,743,690$12,776,342▲ $2,032,652
Liabilities
Other Liabilities$423,386,736$454,714,289▲ $31,327,553
Accounts Payable and Accrued Expenses$2,507,202$3,552,673▲ $1,045,471
Total Liabilities$425,893,938$458,266,962▲ $32,373,024
Net Assets / Fund Balance
Total Net Assets Fund Balance$49,573,997$52,511,828▲ $2,937,831
Total Liabilities and Net Assets / Fund Balance$475,467,935$510,778,790▲ $35,310,855

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,180,662$2,247,724$3,428,386
Equipment$285,405$2,057,516$2,342,921
Other Land Buildings$1,610,826-$1,610,826
Land$783,483-$783,483
Leasehold Improvements$33,672$325,910$359,582
Other Securities$500,000--
Closely Held Equity Interests$397,138--
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Charlyn TannerPresident, CEO & SecretaryFT$300,000$220,481$520,481
Michael KleinschmittChief Financial OfficerFT$180,180$66,477$246,657
Stacey CollinsChief Experience OfficerFT$189,829$39,227$229,056
Robert PellegattoVP Human ResourcesFT$107,255$45,104$152,359
Octavia GainesVP LendingFT$116,426$31,308$147,734
Suzanne MurphyVP Core SolutionsFT$108,766$19,880$128,646
Collette GiarratanoVP OperationsFT$118,551$9,523$128,074
Lisa KayeVP Network and SecurityFT$119,101$8,735$127,836
Michael E CurtinChairman of Board-$789-$789

Board Members and Trustees

NameTitle
Robert BourneVice Chairman
Diane Del RossoDirector
Marguerite RoseDirector
Noel AubeDirector
Patrick DornfriedDirector
Maisa LahamAssistant Treasurer
Timothy TuellTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Solidus INCConstruction Services1450 MAIN STREET, East Hartford, CT 06108$1,206,808
Jack HenryCorePO BOX 609, Monett, MO 65708$392,509
Convergint TechnologiesItms4 RESEARCH DRIVE, Bethel, CT 06801$299,531
Ct Computer Services INCIt Provider101 EAST SUMMER STREET, Plantsville, CT 06479$291,110
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$18,566,445
Investment Income
$6,293,810
Other Revenue
$0
Change in Net Assets
$2,936,771

Audited Revenue Reconciliation

Revenue per Audited Statements
$24,860,255
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$1,060
Total Revenue per Audited Statements
$24,861,315
Total Revenue per Form 990
$24,860,255
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$15,370,491
Salaries, Compensation, and Employee Benefits$6,542,493
Grants and Similar Amounts Paid$10,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$8,494,946
Other Salaries and Wages---$4,352,149
Information Technology---$1,376,517
Current Officers, Directors, Trustees, and Key Employees---$993,343
Other Employee Benefits---$710,785
Occupancy---$702,131
Office Expenses---$700,753
Advertising---$399,797
Payroll Taxes---$392,548
Fees for Services Other---$375,281
Depreciation Depletion---$317,580
Other Expenses---$292,438
All Other Expenses---$156,159
Pension Plan Contributions---$93,668
Conferences and Meetings---$82,987
Fees for Services Accounting---$67,420
Fees for Services Legal---$17,952
Grants to Domestic Individuals---$10,500
Total Functional Expenses$0$0$0$21,923,484

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$21,923,484
Total Expenses per Audited Statements$21,923,484
Total Expenses per Form 990$21,923,484
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$876,773$916,773▲ $40,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES$452,832,719
Operating Lease Liabilities$1,881,570
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals maintaining a minimum deposit balance with the organization are considered members.”

Form 990, Part VI, Section A, Line 7A

“Members in good standing may vote for directors as terms expire.”

Form 990, Part VI, Section B, Line 11B

“Copies of the return are provided to the governing board prior to filing. Prior to finalizing the return a copy is provided to the president and cfo for their review.”

Form 990, Part VI, Section B, Line 12C

“The organization annually reviews their conflict of interest policy with directors, officers and key employees.”

Form 990, Part VI, Section C, Line 19

“The organizations governing documents and conflict of interest policy are not made available to the public. The organization's financial statements are published on their web site.”

Filing and Contact Details

Filer

Filer Name
Dutch Point Credit Union
EIN
06-6039973
Phone
8605632617
Address
195 SILAS DEANE HIGHWAY, WETHERSFIELD, CT 06109-1283

Signing Officer

Name
Charlyn Tanner
Title
President and CEO
Phone
8605632617
Signed
2025-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Charlyn Tanner
Formed
1960
Legal Domicile
Ct
Voting Board Members
9
Independent Board Members
8
Employees
88
Volunteers
0

Preparer

Firm
SEWARD AND MONDE CPA'S
Address
296 STATE STREET, NORTH HAVEN, CT 06473-2165
Preparer
Athanasios Partalas
Phone
2032489341
Raw XML AppendixShowing 400 of 575 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum08602575244
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0195 SILAS DEANE HIGHWAY
IRS990/BooksInCareOfDetail/USAddress/CityNm0WETHERSFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1439104
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1519880
IRS990/Form990PartVIISectionAGrp/PersonNm0CHARLYN TANNER
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL E CURTIN
IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT BOURNE
IRS990/Form990PartVIISectionAGrp/PersonNm3TIMOTHY TUELL
IRS990/Form990PartVIISectionAGrp/PersonNm4NOEL AUBE
IRS990/Form990PartVIISectionAGrp/PersonNm5PATRICK DORNFRIED
IRS990/Form990PartVIISectionAGrp/PersonNm6MAISA LAHAM
IRS990/Form990PartVIISectionAGrp/PersonNm7MARGUERITE ROSE
IRS990/Form990PartVIISectionAGrp/PersonNm8DIANE DEL ROSSO
IRS990/Form990PartVIISectionAGrp/PersonNm9MICHAEL KLEINSCHMITT
IRS990/Form990PartVIISectionAGrp/PersonNm10STACEY COLLINS
IRS990/Form990PartVIISectionAGrp/PersonNm11LISA KAYE
IRS990/Form990PartVIISectionAGrp/PersonNm12COLLETTE GIARRATANO
IRS990/Form990PartVIISectionAGrp/PersonNm13OCTAVIA GAINES
IRS990/Form990PartVIISectionAGrp/PersonNm14ROBERT PELLEGATTO
IRS990/Form990PartVIISectionAGrp/PersonNm15SUZANNE MURPHY
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1789
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9201791
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10209829
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11119101
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12118551
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13116426
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14113255
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15108766
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT, CEO & SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN OF BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF EXPERIENCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP NETWORK AND SECURITY
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP CORE SOLUTIONS
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IRS990/FormationYr01960
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IRS990/FSAuditedInd01
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IRS990/GrantsToOrganizationsInd00
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IRS990/IndivRcvdGreaterThan100KCnt08
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IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0177500976
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IRS990/IRPDocumentCnt06853
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IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0EDUCATE. SERVE. DELIGHT.
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IRS990/MoreThan5000KToOrgInd00
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IRS990/NetUnrlzdGainsLossesInvstAmt01060
IRS990/NondeductibleContributionsInd00
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt010743690
IRS990/OtherAssetsTotalGrp/EOYAmt012776342
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0710785
IRS990/OtherExpensesGrp/Desc0LOAN EXPENSES
IRS990/OtherExpensesGrp/Desc1DEBIT CARD EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3ATM EXPENSES
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IRS990/OtherExpensesGrp/TotalAmt1865549
IRS990/OtherExpensesGrp/TotalAmt2431627
IRS990/OtherExpensesGrp/TotalAmt3292438
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IRS990/PoliticalCampaignActyInd00
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01056993
IRS990/PrincipalOfficerNm0CHARLYN TANNER
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12257784
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22040456
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3415877
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12257784
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22040456
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3415877
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt041994138
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt02247724
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03428386
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt0397138
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/EquipmentGrp/BookValueAmt0285405
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02057516
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02342921
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt021923484
IRS990ScheduleD/LandGrp/BookValueAmt0783483
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0783483
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt033672
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0325910
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0359582
IRS990ScheduleD/NetUnrealizedGainsInvstAmt01060
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01610826
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01610826
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0452832719
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11881570
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OPERATING LEASE LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0137370733
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1237800
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt217403206
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt321592099
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt4500000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FEDERAL AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FHLB
IRS990ScheduleD/OtherSecuritiesGrp/Desc2BANK NOTES & CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc3MORTGAGE BACKED SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc4ESCORP
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/RevenueNotReportedAmt01060
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt024860255
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03894048
IRS990ScheduleD/TotalBookValueSecuritiesAmt0177500976
IRS990ScheduleD/TotalExpensesPerForm990Amt021923484
IRS990ScheduleD/TotalLiabilityAmt0454714289
IRS990ScheduleD/TotalRevenuePerForm990Amt024860255
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt024861315
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt021923484
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt010500
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0SCHOLARSHIP
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt05
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0ANNUALLY CREDIT UNION MEMBERS ACCEPTED AT AN ACCREDITED 2 OR 4 YEAR UNIVERSITY OR COLLEGE AS FULL-TIME FRESHMEN ARE AWARDED A SCHOLARSHIP RANGING FROM $1,000 TO $2,500. THE SCHOLARSHIP IS AWARDED BASED UPON THE JUDGING OF THE STUDENT'S ACADEMIC ACHIEVEMENT, EXTRACURRICULAR ACTIVITIES, WORK EXPERIENCE AND A WRITTEN ESSAY. THE FUNDS ARE SUBMITTED DIRECTLY TO THE ACADEMIC INSTITUTION ON BEHALF OF THE STUDENT. NO FURTHER MONITORING OF THE AWARD IS DEEMED NECESSARY.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X

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