Civic Intelligence

Pacific Community Credit Union

990 • Fiscal year 2014 • EIN 95-1878302

Jan 01, 2014 to Dec 31, 2014 • Filed on Jul 29, 2015

Organization ProfileWWW.YOURCREDITUNION.COM

View Organization Page

401 E Imperial HighwayFullerton, CA 92835-1199

(714) 526-2328

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.86x

Higher debt load relative to assets than 18% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

80th percentile

22.05x

Higher debt load relative to revenue than 80% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

4th percentile

-2.2%

Higher net margin than 4% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

100th percentile

$1,332,652

Higher top officer pay than 100% of similar nonprofits.

Top officer pay equals 18.2% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

33rd percentile

2.1%

Faster asset growth than 33% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

13th percentile

-4.1%

Faster revenue growth than 13% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets18th percentile

Assets

Up

$186,949,219

Up $3,908,960 (+2.1%) from 2013

Net Assets

Up

$25,705,745

Up $1,376,095 (+5.7%) from 2013

Liabilities

Up

$161,243,474

Up $2,532,865 (+1.6%) from 2013

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin4th percentile

Revenue

Down

$7,314,236

Down $308,845 (-4.1%) from 2013

Expenses

Up

$7,476,470

Up $285,350 (+4.0%) from 2013

Net Income

Down

-$162,234

Down $594,195 (-138%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $183,311,228Liabilities 2010: $159,650,784Net Assets 2010: $23,660,4442010Assets 2011: $186,483,278Liabilities 2011: $162,091,100Net Assets 2011: $24,392,1782011Assets 2012: $190,353,202Liabilities 2012: $164,644,867Net Assets 2012: $25,708,3352012Assets 2013: $183,040,259Liabilities 2013: $158,710,609Net Assets 2013: $24,329,6502013Assets 2014: $186,949,219Liabilities 2014: $161,243,474Net Assets 2014: $25,705,7452014Assets 2015: $186,374,082Liabilities 2015: $159,730,211Net Assets 2015: $26,643,8712015Assets 2016: $188,442,021Liabilities 2016: $161,031,762Net Assets 2016: $27,410,2592016Assets 2017: $0Liabilities 2017: $0Net Assets 2017: $02017

Highlighted filing

2014

Assets$186,949,219
Liabilities$161,243,474
Net Assets$25,705,745
Open 2014 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $8,590,0652010Expenses 2011: $7,943,6582011Expenses 2012: $6,818,2312012Revenue 2013: $7,623,081Expenses 2013: $7,191,120Net Income 2013: $431,9612013Revenue 2014: $7,314,236Expenses 2014: $7,476,470Net Income 2014: -$162,2342014Revenue 2015: $8,154,309Expenses 2015: $7,041,206Net Income 2015: $1,113,1032015Revenue 2016: $8,621,474Expenses 2016: $7,623,367Net Income 2016: $998,1072016Revenue 2017: $7,227,977Expenses 2017: $7,043,704Net Income 2017: $184,2732017

Highlighted filing

2014

Revenue$7,314,236
Expenses$7,476,470
Net Income-$162,234
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jul 29, 2015
Return Version
2014v5.0
Gross Receipts
$8,312,938
Mission and Program Overview

Mission

Pacific community operations are related to deposits and loans to employees and former employees of beckman, aerojet, smithkline, allergan, gte and gtel who live or work in cities in california, who attend school, or worship in the oc as well as any and all businesses, organizations, assoc., or other entities in such county, persons who reside, or are employed in cities located in eastern la and other members defined in bylaws.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$58,525,038$75,336,093▲ $16,811,055
Savings and Temporary Cash Investments$59,016,088$51,446,431▼ $7,569,657
Investments Program Related$56,815,276$51,287,276▼ $5,528,000
Rtn Earn Endowment Incm Other Fnds$24,329,650$25,705,745▲ $1,376,095
Land, Buildings, and Equipment, Net$2,397,176$2,248,493▼ $148,683
Cash and Non-Interest-Bearing Accounts$1,247,845$1,536,021▲ $288,176
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$183,040,259$186,949,219▲ $3,908,960
Other Assets Total$5,038,836$5,094,905▲ $56,069
Liabilities
Other Liabilities$151,481,061$153,346,965▲ $1,865,904
Accounts Payable and Accrued Expenses$7,229,548$7,896,509▲ $666,961
Total Liabilities$158,710,609$161,243,474▲ $2,532,865
Net Assets / Fund Balance
Total Net Assets Fund Balance$24,329,650$25,705,745▲ $1,376,095
Total Liabilities and Net Assets / Fund Balance$183,040,259$186,949,219▲ $3,908,960

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$443,901$2,869,352$3,313,253
Buildings$1,581,770$789,076$2,370,846
Leasehold Improvements$222,822$1,402,343$1,625,165
Investment Program Related Org$885,386--
Compensation and Service Providers
Top Officer Pay100th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin PendergraftPresident & CEOFT$271,397$1,061,255$1,332,652
Jeannette BartusCOOFT$126,398$3,815$130,213
Timothy McadamVP SalesFT$119,489$3,661$123,150
James DavisVP of ItFT$103,192-$103,192
Guillerma RonquilloControllerFT$86,300$2,589$88,889
Theresa StubbsVP OperationsFT$84,116$2,523$86,639

Board Members and Trustees

NameTitle
David HorstmanBoard Chairman
Dona MoseleyVice Chairman
Aleta ReeserDirector
Bert ReitzDirector
Dani-sue DittmarDirector
Don JackDirector
Jack HanleyDirector
Kathy CrumDirector
Carole BartholomewMember
John SmithMember
Shirley ThieleSecretary
Sherry DraxlerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,744,828
Investment Income
$1,495,954
Other Revenue
$73,454
Change in Net Assets
$-162,234
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$4,000,870
Other Expenses$3,475,600
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,531,214--$1,531,214
Other Employee Benefits$1,429,007--$1,429,007
Current Officers, Directors, Trustees, and Key Employees$851,390--$851,390
Information Technology$549,553--$549,553
Occupancy$418,243--$418,243
Advertising$381,167--$381,167
Interest$374,736--$374,736
Depreciation Depletion$253,939--$253,939
Fees for Services Other$237,667--$237,667
Payroll Taxes$189,259--$189,259
All Other Expenses$188,837--$188,837
Office Expenses$123,619--$123,619
Other Expenses$115,680--$115,680
Conferences and Meetings$78,909--$78,909
Insurance$67,380--$67,380
Fees for Services Accounting$24,693--$24,693
Fees for Services Legal$6,799--$6,799
Total Functional Expenses$7,476,470$0$0$7,476,470
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
David HorstmanBoard ChairmanVisa, Auto Loan Etc.No$192,922
Dona MoseleyVice CharimanVisa, Auto Loan Etc.No$32,151
Emma RonquilloController2 Auto LoansNo$30,094
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares & Deposits$153,289,329
Accrued Dividends$57,636
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Line 6 explanation - the credit union is a cooperative financial institution that is owned and controlled by its members. The credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“Line 7a explanation - the governing board of the credit union is comprised of volunteer members who are elected by its members. They serve for a period of time in accordance with the by-laws.”

Form 990, Part VI, Section A, Line 7B

“Line 7b explanation - at the end of each term of the board members, elections are held and board members are voted on by the members of the credit union.”

Form 990, Part VI, Section B, Line 11

“Line 11a explanation - each board member shall receive a completed draft of the form 990 for review prior to filing each year.”

Form 990, Part VI, Section B, Line 12C

“The organization monitors compliance with our conflict of interest policy which is in both our manual and employee handbook.”

Form 990, Part VI, Section B, Line 15

“The ceo annually reviews salaries in conjuction with the external audit by cpas. The board of directors annually reviews salary compensation for ceo comparison data provided through cuna mutual group insurance underwriters.”

Form 990, Part VI, Section C, Line 19

“Documents available on premises upon request”

Filing and Contact Details

Filer

Filer Name
Credit Unions in the State of California
EIN
95-1878302
Phone
7145262328
Address
401 E IMPERIAL HIGHWAY, FULLERTON, CA 92835-1199

Signing Officer

Name
Kevin Pendergraft
Title
CPA
Phone
7145262328
Signed
2015-07-29
Discuss with paid preparer
Yes

Organization Details

Formed
1955
Legal Domicile
CA
Voting Board Members
10
Independent Board Members
10
Employees
58
Volunteers
12

Preparer

Firm
Slbiggs a Division of Singerlewak Llp
Address
10960 WILSHIRE BLVD STE 700, LOS ANGELES, CA 90024-3783
Preparer
Brian Landau
Phone
3104773924
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2:

“The organization has not changed either its oversight process or selection process during the year.”

Financial Statement Notes

PART X, LINE 2:

“No uncertain tax positions taken.”

Raw XML AppendixShowing 400 of 517 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
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IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt13PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt14COO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP SALES
IRS990/Form990PartVIISectionAGrp/TitleTxt16CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OPERATIONS
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-9160
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0989542
IRS990/GrossReceiptsAmt08312938
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0549553
IRS990/InformationTechnologyGrp/TotalAmt0549553
IRS990/InsuranceGrp/ProgramServicesAmt067380
IRS990/InsuranceGrp/TotalAmt067380
IRS990/InterestGrp/ProgramServicesAmt0374736
IRS990/InterestGrp/TotalAmt0374736
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01505114
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01505114
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt056815276
IRS990/InvestmentsProgramRelatedGrp/EOYAmt051287276
IRS990/IRPDocumentCnt03180
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05060771
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02397176
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02248493
IRS990/LandBldgEquipCostOrOtherBssAmt07309264
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0998702
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PACIFIC COMMUNITY OPERATIONS ARE RELATED TO DEPOSITS AND LOANS TO EMPLOYEES AND FORMER EMPLOYEES OF BECKMAN, AEROJET, SMITHKLINE, ALLERGAN, GTE AND GTEL WHO LIVE OR WORK IN CITIES IN CALIFORNIA, WHO ATTEND SCHOOL, OR WORSHIP IN THE OC AS WELL AS ANY AND ALL BUSINESSES, ORGANIZATIONS, ASSOC., OR OTHER ENTITIES IN SUCH COUNTY, PERSONS WHO RESIDE, OR ARE EMPLOYED IN CITIES LOCATED IN EASTERN LA AND OTHER MEMBERS DEFINED IN BYLAWS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt024329650
IRS990/NetAssetsOrFundBalancesEOYAmt025705745
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-9160
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-9160
IRS990/NetUnrelatedBusTxblIncmAmt04897
IRS990/NetUnrlzdGainsLossesInvstAmt01538329
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt0418243
IRS990/OccupancyGrp/TotalAmt0418243
IRS990/OfficeExpensesGrp/ProgramServicesAmt0123619
IRS990/OfficeExpensesGrp/TotalAmt0123619
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05038836
IRS990/OtherAssetsTotalGrp/EOYAmt05094905
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt01429007
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01429007
IRS990/OtherExpensesGrp/Desc0NCUSIF STABILIZATION EX
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc2TELEPHONE
IRS990/OtherExpensesGrp/Desc3STATEMENT MAIL & E-STAT
IRS990/OtherExpensesGrp/ProgramServicesAmt0301257
IRS990/OtherExpensesGrp/ProgramServicesAmt1235464
IRS990/OtherExpensesGrp/ProgramServicesAmt2117657
IRS990/OtherExpensesGrp/ProgramServicesAmt3115680
IRS990/OtherExpensesGrp/TotalAmt0301257
IRS990/OtherExpensesGrp/TotalAmt1235464
IRS990/OtherExpensesGrp/TotalAmt2117657
IRS990/OtherExpensesGrp/TotalAmt3115680
IRS990/OtherLiabilitiesGrp/BOYAmt0151481061
IRS990/OtherLiabilitiesGrp/EOYAmt0153346965
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0REFUND FOR IMPROVEMENT
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt073454
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt073454
IRS990/OtherRevenueTotalAmt073454
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01531214
IRS990/OtherSalariesAndWagesGrp/TotalAmt01531214
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt058525038
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt075336093
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0189259
IRS990/PayrollTaxesGrp/TotalAmt0189259
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03748393
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11911060
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt273303
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03748393
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11911060
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt285375
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt012072
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01570752
IRS990/PYOtherExpensesAmt03477978
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06052329
IRS990/PYRevenuesLessExpensesAmt0431961
IRS990/PYSalariesCompEmpBnftPaidAmt03713142
IRS990/PYTotalExpensesAmt07191120
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07623081
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-162234
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt07302164
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt024329650
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt025705745
IRS990/SavingsAndTempCashInvstGrp/BOYAmt059016088
IRS990/SavingsAndTempCashInvstGrp/EOYAmt051446431
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01581770
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0789076
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02370846
IRS990ScheduleD/EquipmentGrp/BookValueAmt0443901
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02869352
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03313253
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt036113670
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt113335591
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2952629
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3885386
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0MORTGAGE BACKED SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1COLLATERALIZED MORTGAGE OBLIGATIONS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2FHLB & OTHER STOCKS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3MUTUAL FUNDS & LIFE VARIABLE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3F
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0222822
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01402343
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01625165
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0153289329
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt157636
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TOTAL SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0NO UNCERTAIN TAX POSITIONS TAKEN.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02248493
IRS990ScheduleD/TotalBookValueProgramRltdAmt051287276
IRS990ScheduleD/TotalLiabilityAmt0153346965
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0271397
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt01050800
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt010455
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KEVIN PENDERGRAFT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$186,949,219
Liabilities
$161,243,474
Net assets
$25,705,745
Revenue
$7,314,236
Expenses
$7,476,470
Net income
-$162,234
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$7.23$7.04$0.18
2016Detailed filing. Detailed filing data is available for this year.$188$161$27.4$8.62$7.62$1.00
2015Detailed filing. Detailed filing data is available for this year.$186$160$26.6$8.15$7.04$1.11
2014Detailed filing. Detailed filing data is available for this year.$187$161$25.7$7.31$7.48$0.16
2013Detailed filing. Detailed filing data is available for this year.$183$159$24.3$7.62$7.19$0.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$190$165$25.7$6.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$186$162$24.4$7.94
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$183$160$23.7$8.59