Civic Intelligence

Pacific Community Credit Union

990 • Fiscal year 2013 • EIN 95-1878302

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 07, 2014

Organization ProfileWWW.YOURCREDITUNION.COM

View Organization Page

401 E Imperial HighwayFullerton, CA 92835

(714) 526-2328

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.87x

Higher debt load relative to assets than 19% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

74th percentile

20.82x

Higher debt load relative to revenue than 74% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

29th percentile

5.7%

Higher net margin than 29% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

99th percentile

$959,229

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 12.6% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

4th percentile

-3.8%

Faster asset growth than 4% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets19th percentile

Assets

Down

$183,040,259

Down $7,312,943 (-3.8%) from 2012

Net Assets

Down

$24,329,650

Down $1,378,685 (-5.4%) from 2012

Liabilities

Down

$158,710,609

Down $5,934,258 (-3.6%) from 2012

Revenue And Expenses
Liabilities / Revenue74th percentileNet Margin29th percentile

Revenue

$7,623,081

No earlier filing loaded for comparison.

Expenses

Up

$7,191,120

Up $372,889 (+5.5%) from 2012

Net Income

$431,961

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth4th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $183,311,228Liabilities 2010: $159,650,784Net Assets 2010: $23,660,4442010Assets 2011: $186,483,278Liabilities 2011: $162,091,100Net Assets 2011: $24,392,1782011Assets 2012: $190,353,202Liabilities 2012: $164,644,867Net Assets 2012: $25,708,3352012Assets 2013: $183,040,259Liabilities 2013: $158,710,609Net Assets 2013: $24,329,6502013Assets 2014: $186,949,219Liabilities 2014: $161,243,474Net Assets 2014: $25,705,7452014Assets 2015: $186,374,082Liabilities 2015: $159,730,211Net Assets 2015: $26,643,8712015Assets 2016: $188,442,021Liabilities 2016: $161,031,762Net Assets 2016: $27,410,2592016Assets 2017: $0Liabilities 2017: $0Net Assets 2017: $02017

Highlighted filing

2013

Assets$183,040,259
Liabilities$158,710,609
Net Assets$24,329,650
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $8,590,0652010Expenses 2011: $7,943,6582011Expenses 2012: $6,818,2312012Revenue 2013: $7,623,081Expenses 2013: $7,191,120Net Income 2013: $431,9612013Revenue 2014: $7,314,236Expenses 2014: $7,476,470Net Income 2014: -$162,2342014Revenue 2015: $8,154,309Expenses 2015: $7,041,206Net Income 2015: $1,113,1032015Revenue 2016: $8,621,474Expenses 2016: $7,623,367Net Income 2016: $998,1072016Revenue 2017: $7,227,977Expenses 2017: $7,043,704Net Income 2017: $184,2732017

Highlighted filing

2013

Revenue$7,623,081
Expenses$7,191,120
Net Income$431,961
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 7, 2014
Return Version
2013v3.1
Gross Receipts
$7,830,263
Mission and Program Overview

Mission

Pacific community operations are related to deposits and loans to employees and former employees of beckman, aerojet, smithkline, allergan, gte and gtel who live or work in cities in california, who attend school, or worship in the oc as well as any and all businesses, organizations, assoc., or other entities in such county, persons who reside, or are employed in cities located in eastern la and other members defined in bylaws.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$74,998,523$59,016,088▼ $15,982,435
Other Notes and Loans Receivable, Net$58,501,152$58,525,038▲ $23,886
Investments Program Related$46,671,792$56,815,276▲ $10,143,484
Rtn Earn Endowment Incm Other Fnds$25,708,335$24,329,650▼ $1,378,685
Land, Buildings, and Equipment, Net$2,560,513$2,397,176▼ $163,337
Cash and Non-Interest-Bearing Accounts$1,406,571$1,247,845▼ $158,726
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$190,353,202$183,040,259▼ $7,312,943
Other Assets Total$6,214,651$5,038,836▼ $1,175,815
Liabilities
Other Liabilities$157,839,331$151,481,061▼ $6,358,270
Accounts Payable and Accrued Expenses$6,805,536$7,229,548▲ $424,012
Total Liabilities$164,644,867$158,710,609▼ $5,934,258
Net Assets / Fund Balance
Total Net Assets Fund Balance$25,708,335$24,329,650▼ $1,378,685
Total Liabilities and Net Assets / Fund Balance$190,353,202$183,040,259▼ $7,312,943

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$445,501$2,737,436$3,182,937
Buildings$1,033,585$1,330,094$2,363,679
Leasehold Improvements$918,090$707,076$1,625,166
Equipment-$32,226$32,226
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin PendergraftPresident & CEOFT$317,524$641,705$959,229
Jeannette BartusCOOFT$143,457$3,866$147,323
Timothy McadamVP SalesFT$135,584$3,978$139,562
James DavisVP of ItFT$119,064$1,727$120,791
Guillerma RonquilloControllerFT$97,614$2,928$100,542
Theresa StubbsVP OperationsFT$89,524$2,686$92,210

Board Members and Trustees

NameTitle
David HorstmanBoard Chairman
Dona MoseleyVice Chairman
Aleta ReeserDirector
Bert ReitzDirector
Don JackDirector
Jack HanleyDirector
Kathy CrumDirector
Carole BartholomewMember
John SmithMember
Shirley ThieleSecretary
Sherry DraxlerTreasurer
James DavisVP of Is
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,052,329
Investment Income
$1,570,752
Other Revenue
$0
Change in Net Assets
$431,961
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,713,142
Other Expenses$3,477,978
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,675,916--$1,675,916
Current Officers, Directors, Trustees, and Key Employees$1,227,343--$1,559,657
Information Technology$606,028--$606,028
Interest$437,734--$437,734
Occupancy$405,689--$405,689
All Other Expenses$367,578--$367,578
Advertising$298,371--$298,371
Other Employee Benefits$276,922--$276,922
Fees for Services Other$253,817--$253,817
Depreciation Depletion$247,613--$247,613
Payroll Taxes$200,647--$200,647
Other Expenses$112,271--$112,271
Conferences and Meetings$84,689--$84,689
Office Expenses$80,263--$80,263
Insurance$67,158--$67,158
Fees for Services Accounting$26,004--$26,004
Fees for Services Legal$10,903--$10,903
Total Functional Expenses$6,858,806$0$0$7,191,120
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
David HorstmanBoard ChairVisa, Auto Loan Etc.No$192,049
Emma RonquilloController2 Auto LoansNo$39,662
Dona MoseleyVice - CharimanVisa, Auto Loan Etc.No$33,877

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares & Deposits$151,408,519
Accrued Dividends$72,541
Rounding$1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“The Credit Union is a cooperative financial institution that is owned and controlled by its members. The Credit Union does not have stockholders.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“The Governing boards of the credit union is comprised of volunteer members who are elected by its members. The serve for a period of time in accordance with the by-laws.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“At the end of each term of the board members elections are held and board members are voted on by the members of the credit union.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Each board member shall receive a completed draft of the Form 990 for review prior to filing each year.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Documents available on premises upon request”

Filing and Contact Details

Filer

EIN
95-1878302
Phone
7145262328

Signing Officer

Name
Kevin Pendergraft
Title
CPA
Signed
2014-11-07
Discuss with paid preparer
Yes

Organization Details

Legal Domicile
CA
Voting Board Members
10
Independent Board Members
9
Employees
64
Volunteers
12

Preparer

Preparer
Samuel R Biggs CPA
Phone
3104500875
Supplemental Narrative

Additional Explanations

Client Note 1

“Client Note 1 -”

Form 990, Part XII, Line 2: Change of Oversight or Selection Process

“The organization has not changed either its oversight process or selection process during the year.”

Raw XML AppendixShowing 400 of 520 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06805536
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt07229548
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Pacific Community operations are related to deposits and loans to employees and former employees of Beckman, Aerojet, Smithkline, Allergan, GTE and GTEL who live or work in cities in California, who attend school, or worship in the OC as well as any and all businesses, organizations, assoc., or other entities in such county, persons who reside, or are employed in cities located in Eastern LA and other members defined in bylaws.
IRS990/AdvertisingGrp/ProgramServicesAmt0298371
IRS990/AdvertisingGrp/TotalAmt0298371
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0367578
IRS990/AllOtherExpensesGrp/TotalAmt0367578
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0EMMA RONQUILLO
IRS990/BooksInCareOfDetail/PhoneNum07146261404
IRS990/BooksInCareOfDetail/USAddress/AddressLine10401 E IMPERIAL HIGHWAY
IRS990/BooksInCareOfDetail/USAddress/City0FULLERTON
IRS990/BooksInCareOfDetail/USAddress/State0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCode0928351199
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01406571
IRS990/CashNonInterestBearingGrp/EOYAmt01247845
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt01227343
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01559657
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt084689
IRS990/ConferencesMeetingsGrp/TotalAmt084689
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01570752
IRS990/CYOtherExpensesAmt03477978
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt06052329
IRS990/CYRevenuesLessExpensesAmt0431961
IRS990/CYSalariesCompEmpBnftPaidAmt03713142
IRS990/CYTotalExpensesAmt07191120
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt07623081
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0247613
IRS990/DepreciationDepletionGrp/TotalAmt0247613
IRS990/Desc0Pacific Community operations are related to deposits and loans to employees and former employees of Beckman, Aerojet, Smithkline, Allergan, GTE and GTEL who live or work in cities in California, who attend school, or worship in the OC as well as any and all businesses, organizations, assoc., or other entities in such county, persons who reside, or are employed in cities located in Eastern LA and other members defined in bylaws.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt064
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExcessBusinessHoldingsInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt026004
IRS990/FeesForServicesAccountingGrp/TotalAmt026004
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt010903
IRS990/FeesForServicesLegalGrp/TotalAmt010903
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0253817
IRS990/FeesForServicesOtherGrp/TotalAmt0253817
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt170.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt113978
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt121727
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt13630596
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt143866
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt162928
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt172686
IRS990/Form990PartVIISectionAGrp/PersonNm0CAROLE BARTHOLOMEW
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm2SHIRLEY THIELE
IRS990/Form990PartVIISectionAGrp/PersonNm3SHERRY DRAXLER
IRS990/Form990PartVIISectionAGrp/PersonNm4KATHY CRUM
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID HORSTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm6DONA MOSELEY
IRS990/Form990PartVIISectionAGrp/PersonNm7ALETA REESER
IRS990/Form990PartVIISectionAGrp/PersonNm8BERT REITZ
IRS990/Form990PartVIISectionAGrp/PersonNm9JACK HANLEY
IRS990/Form990PartVIISectionAGrp/PersonNm10DON JACK
IRS990/Form990PartVIISectionAGrp/PersonNm11TIMOTHY MCADAM
IRS990/Form990PartVIISectionAGrp/PersonNm12JAMES DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm13KEVIN PENDERGRAFT
IRS990/Form990PartVIISectionAGrp/PersonNm14JEANNETTE BARTUS
IRS990/Form990PartVIISectionAGrp/PersonNm15JAMES DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm16GUILLERMA RONQUILLO
IRS990/Form990PartVIISectionAGrp/PersonNm17THERESA STUBBS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11135584
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12119064
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13328633
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14143457
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1697614
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1789524
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP SALES
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP OF IT
IRS990/Form990PartVIISectionAGrp/TitleTxt13President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt14COO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP OF IS
IRS990/Form990PartVIISectionAGrp/TitleTxt16Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OPERATIONS
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/SecuritiesAmt0-13991
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0193191
IRS990/GrossReceiptsAmt07830263
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0606028
IRS990/InformationTechnologyGrp/TotalAmt0606028
IRS990/InsuranceGrp/ProgramServicesAmt067158
IRS990/InsuranceGrp/TotalAmt067158
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ProgramServicesAmt0437734
IRS990/InterestGrp/TotalAmt0437734
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01584743
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01584743
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt046671792
IRS990/InvestmentsProgramRelatedGrp/EOYAmt056815276
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt03218
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04806832
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02560513
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02397176
IRS990/LandBldgEquipCostOrOtherBssAmt07204008
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0207182
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Pacific Community operations are related to deposits and loans to employees and former employees of Beckman, Aerojet, Smithkline, Allergan, GTE and GTEL who live or work in cities in California, who attend school, or worship in the OC as well as any and all businesses, organizations, assoc., or other entities in such county, persons who reside, or are employed in cities located in Eastern LA and other members defined in bylaws.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt025708335
IRS990/NetAssetsOrFundBalancesEOYAmt024329650
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-13991
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-13991
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt03377
IRS990/NetUnrlzdGainsLossesInvstAmt0-1810646
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt0405689
IRS990/OccupancyGrp/TotalAmt0405689
IRS990/OfficeExpensesGrp/ProgramServicesAmt080263
IRS990/OfficeExpensesGrp/TotalAmt080263
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt06214651
IRS990/OtherAssetsTotalGrp/EOYAmt05038836
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0276922
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0276922
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc1Postage and Shipping
IRS990/OtherExpensesGrp/Desc2NCUSIF STABILIZATION EXP.
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/ProgramServicesAmt0179699
IRS990/OtherExpensesGrp/ProgramServicesAmt1177006
IRS990/OtherExpensesGrp/ProgramServicesAmt2123155
IRS990/OtherExpensesGrp/ProgramServicesAmt3112271
IRS990/OtherExpensesGrp/TotalAmt0179699
IRS990/OtherExpensesGrp/TotalAmt1177006
IRS990/OtherExpensesGrp/TotalAmt2123155
IRS990/OtherExpensesGrp/TotalAmt3112271
IRS990/OtherLiabilitiesGrp/BOYAmt0157839331
IRS990/OtherLiabilitiesGrp/EOYAmt0151481061
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01675916
IRS990/OtherSalariesAndWagesGrp/TotalAmt01675916
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt058501152
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt058525038
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0200647
IRS990/PayrollTaxesGrp/TotalAmt0200647
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc1LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02721565
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13228057
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt290635
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02721565
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13228057
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2102707
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt012072
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt01305477
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02722702
IRS990/PYOtherRevenueAmt09456
IRS990/PYProgramServiceRevenueAmt06703494
IRS990/PYRevenuesLessExpensesAmt01200196
IRS990/PYSalariesCompEmpBnftPaidAmt04095529
IRS990/PYTotalExpensesAmt06818231
IRS990/PYTotalRevenueAmt08018427
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0431961
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt025708335
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024329650
IRS990/SavingsAndTempCashInvstGrp/BOYAmt074998523
IRS990/SavingsAndTempCashInvstGrp/EOYAmt059016088
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01033585
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01330094
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02363679
IRS990ScheduleD/EquipmentGrp/DepreciationAmt032226
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt032226
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0918090
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0707076
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01625166
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0445501
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02737436
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03182937
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt072541
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2151408519
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED DIVIDENDS

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$183,040,259
Liabilities
$158,710,609
Net assets
$24,329,650
Revenue
$7,623,081
Expenses
$7,191,120
Net income
$431,961
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$7.23$7.04$0.18
2016Detailed filing. Detailed filing data is available for this year.$188$161$27.4$8.62$7.62$1.00
2015Detailed filing. Detailed filing data is available for this year.$186$160$26.6$8.15$7.04$1.11
2014Detailed filing. Detailed filing data is available for this year.$187$161$25.7$7.31$7.48$0.16
2013Detailed filing. Detailed filing data is available for this year.$183$159$24.3$7.62$7.19$0.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$190$165$25.7$6.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$186$162$24.4$7.94
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$183$160$23.7$8.59