Freedom from Hunger

“The Form 990 workpapers are prepared by the Director, Finance and Chief Financial Officer. The draft Form 990 is then prepared by an independent CPA firm. Subsequently, the draft Form 990 is presented to the Audit Committee for review and acceptance. Once accepted, an electronic version of the Form 990 is provided to the Board of Trustees. The Audit Committee presents the Form 990 at the annual board of trustee meeting. The Board of Trustees is given 7 days to provide comments or ask questions prior to filing.”

“Freedom from Hunger maintains a Conflicts of Interest Policy for trustees, officers, employees and volunteers. Upon commencement of duties and annually thereafter, trustees, officers, employees and volunteers sign a conflict of interest statement. Any conflict of interest is disclosed to the Board of Trustees and included in the minutes to reflect that any interested person is not present during final discussion or vote and did not vote.”

“A Compensation Committee meets annually to discuss and review officer and key employee compensation. The Compensation Committee reviews salaries based upon independent salary surveys for the industry and region. The Compensation Committee then reports directly, in private session, to the Chair.”

“Freedom from Hunger makes its Form 990, audited financial statements and annual reports available on our website. Other governing documents, policies, Form 990 and audited financial statements are also available upon request.”

“OTHER PROGRAM SERVICES 4: Global Programs - Programs include the development and dissemination of education on topics such as health, nutrition, family planning, financial education for the poor, and better business. Other projects include research, hunger awareness activities, progress tracking, impact research and new program development. OTHER PROGRAM SERVICES 5: Freedom from Hungers programs provide women in chronically hungry communities information, tools and resources they need to help themselves and their families achieve futures of health, dignity and self-reliance. We specialize in training and education for vulnerable women and girls to improve their health, nutrition and livelihoods and increase their access to financial, health and other development services for increased food security for them and their families. By working in partnership with local organizations, typically microfinance institutions (MFIs) and non-governmental organizations (NGOs), we adapt, strengthen and expand the supply of services for the poor. Freedom from Hungers programs are reaching more than 5 million clients in 23 countries.Microfinance and Health Protection (MAHP) is offered through both MFIs and NGOs and offers a range of health-protection servicesincluding health education, health financing (health loans, health savings accounts and micro-insurance) and linkages to health-service providers and products. Together, these services help poor women and their families become more resilient in the face of health and financial shocks. By improving the health and financial stability of their clients, MAHP also helps support the sustainability of the institutions themselves. Current areas of focus include maternal and child health; non-communicable diseases; and water, sanitation and hygiene (WASH).Saving for Change is Freedom from Hungers program for self-managed saving and lending groups. Offered primarily through NGOs, this approach enables outreach into rural areas where women have little or no access to formal financial services.It combines group-based savings with simple, relevant, high-impact training in health, business and money management. Participants are trained, not only to manage the groups themselves, but to help start new groups in and around their communities. Increasingly, Freedom from Hunger uses innovative mobile technologies to make learning and financial services more accessible to these groups. Credit with Education is Freedom from Hungers signature service-delivery innovation offered through MFIs. It combines access to financial education topics including business, basic financial literacy, health and nutrition with dialogue-based adult education for groups of poor women in rural areas. Building Resilience through Nutrition and Agricultural Development is Freedom from Hungers newest initiative. It aims to increase the resilience of vulnerable women, families and communities in disaster-affected areas, using womens savings and self-help groups as a platform for improving livelihoods, building knowledge about nutrition and health, linking the women to services, and providing access to finance.”

“Change in Surrender Value of Life Insur. = -$826”

“Change in value of split interest agreem = -$78”