Civic Intelligence

Greater San Diego Chamber of Commerce

EIN 95-1184680 • 501(c)6 • San Diego, CA

Profile

The san diego regional chamber of commerce is committed to providing broad-based economic value for its members and the international region.

402 West Broadway 1000San Diego, CA 92101-3585

www.sdchamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.43x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

0.85x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Net Margin

37th percentile

1.1%

Higher net margin than 37% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

64th percentile

$340,000

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 9.0% of source-year revenue.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Asset Growth

19th percentile

-3.5%

Faster asset growth than 19% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

8th percentile

-15%

Faster revenue growth than 8% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Down

$7,451,889

Down $268,514 (-3.5%) from 2023

Liabilities

Down

$3,221,325

Down $308,331 (-8.7%) from 2023

Net Assets

Up

$4,230,564

Up $39,817 (+1.0%) from 2023

Revenue

Down

$3,772,272

Down $687,445 (-15%) from 2023

Expenses

Down

$3,732,455

Down $405,541 (-9.8%) from 2023

Net Income

Down

$39,817

Down $281,904 (-88%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $1,855,437Liabilities 2010: $595,111Net Assets 2010: $1,260,3262010Assets 2011: $2,282,678Liabilities 2011: $772,093Net Assets 2011: $1,510,5852011Assets 2012: $2,764,812Liabilities 2012: $905,985Net Assets 2012: $1,858,8272012Assets 2013: $3,727,736Liabilities 2013: $1,570,968Net Assets 2013: $2,156,7682013Assets 2014: $3,726,784Liabilities 2014: $1,456,533Net Assets 2014: $2,270,2512014Assets 2015: $3,135,896Liabilities 2015: $1,425,184Net Assets 2015: $1,710,7122015Assets 2016: $3,143,183Liabilities 2016: $1,341,676Net Assets 2016: $1,801,5072016Assets 2017: $3,495,948Liabilities 2017: $1,506,036Net Assets 2017: $1,989,9122017Assets 2018: $3,549,528Liabilities 2018: $1,386,154Net Assets 2018: $2,163,3742018Assets 2019: $3,554,017Liabilities 2019: $1,251,456Net Assets 2019: $2,302,5612019Assets 2020: $4,264,679Liabilities 2020: $1,033,012Net Assets 2020: $3,231,6672020Assets 2021: $5,451,651Liabilities 2021: $1,604,196Net Assets 2021: $3,847,4552021Assets 2022: $7,299,154Liabilities 2022: $3,430,128Net Assets 2022: $3,869,0262022Assets 2023: $7,720,403Liabilities 2023: $3,529,656Net Assets 2023: $4,190,7472023Assets 2024: $7,451,889Liabilities 2024: $3,221,325Net Assets 2024: $4,230,5642024

Highlighted filing

2024

Assets$7,451,889
Liabilities$3,221,325
Net Assets$4,230,564

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,596,5972010Expenses 2011: $3,430,5652011Expenses 2012: $3,520,3762012Revenue 2013: $4,031,365Expenses 2013: $3,728,681Net Income 2013: $302,6842013Revenue 2014: $4,279,546Expenses 2014: $4,166,063Net Income 2014: $113,4832014Revenue 2015: $4,339,824Expenses 2015: $4,899,363Net Income 2015: -$559,5392015Revenue 2016: $4,507,108Expenses 2016: $4,416,313Net Income 2016: $90,7952016Revenue 2017: $4,897,141Expenses 2017: $4,707,487Net Income 2017: $189,6542017Revenue 2018: $4,932,869Expenses 2018: $4,759,407Net Income 2018: $173,4622018Revenue 2019: $4,832,179Expenses 2019: $4,680,647Net Income 2019: $151,5322019Revenue 2020: $4,707,123Expenses 2020: $3,773,278Net Income 2020: $933,8452020Revenue 2021: $4,524,827Expenses 2021: $3,909,039Net Income 2021: $615,7882021Revenue 2022: $4,149,442Expenses 2022: $4,127,871Net Income 2022: $21,5712022Revenue 2023: $4,459,717Expenses 2023: $4,137,996Net Income 2023: $321,7212023Revenue 2024: $3,772,272Expenses 2024: $3,732,455Net Income 2024: $39,8172024

Highlighted filing

2024

Revenue$3,772,272
Expenses$3,732,455
Net Income$39,817

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.45$3.22$4.23$3.77$3.73$0.04
2023Summary only. Only limited summary data is available for this year.$7.72$3.53$4.19$4.46$4.14$0.32
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.30$3.43$3.87$4.15$4.13$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.45$1.60$3.85$4.52$3.91$0.62
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.26$1.03$3.23$4.71$3.77$0.93
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.55$1.25$2.30$4.83$4.68$0.15
2018Summary only. Only limited summary data is available for this year.$3.55$1.39$2.16$4.93$4.76$0.17
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.50$1.51$1.99$4.90$4.71$0.19
2016Summary only. Only limited summary data is available for this year.$3.14$1.34$1.80$4.51$4.42$0.09
2015Detailed filing. Detailed filing data is available for this year.$3.14$1.43$1.71$4.34$4.90$0.56
2014Detailed filing. Detailed filing data is available for this year.$3.73$1.46$2.27$4.28$4.17$0.11
2013Detailed filing. Detailed filing data is available for this year.$3.73$1.57$2.16$4.03$3.73$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.76$0.91$1.86$3.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.28$0.77$1.51$3.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.86$0.60$1.26$3.60
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 2, 2025
Return Version
2024v5.2
Gross Receipts
$4,338,572
Mission and Program Overview

Mission

The san diego regional chamber of commerce is committed to providing broad-based economic value for its members and the international region.

Provide services that will promote a positive and balanced business climate in san diego

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,167,253$3,321,447▲ $154,194
Intangible Assets$2,320,685$2,127,482▼ $193,203
Cash and Non-Interest-Bearing Accounts$1,732,478$1,599,536▼ $132,942
Prepaid Expenses and Deferred Charges$96,194$174,581▲ $78,387
Land, Buildings, and Equipment, Net$152,417$115,103▼ $37,314
Accounts Receivable$251,376$113,740▼ $137,636
Total Assets$7,720,403$7,451,889▼ $268,514
Liabilities
Other Liabilities$2,615,089$2,430,414▼ $184,675
Deferred Revenue$434,035$454,915▲ $20,880
Accounts Payable and Accrued Expenses$480,532$335,996▼ $144,536
Total Liabilities$3,529,656$3,221,325▼ $308,331
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,190,747$4,230,564▲ $39,817
Total Net Assets Fund Balance$4,190,747$4,230,564▲ $39,817
Total Liabilities and Net Assets / Fund Balance$7,720,403$7,451,889▼ $268,514

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$96,119$167,728$263,847
Leasehold Improvements$18,984$33,128$52,112
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jerry SandersPresident & CEOFT$300,000$40,000$340,000
Jessica AndersonExecutive VP & COOFT$182,647$35,000$217,647
Sherman StockerCorporates Relations ManagFT$52,572$162,207$214,779
Fred BaldwinExecutive Director, MembershipFT$110,000$56,717$166,717
Dana StaffordVice President, OperationsFT$132,395$22,500$154,895
Kenia ZamarippaVP, International and Public AffairsFT$142,269-$142,269
Robert HackenMember Relations DirectorFT$129,772-$129,772
Alison PhillipsVP, EngagementFT$118,464-$118,464
Juanice RicanorDirector of AccountingFT$109,500-$109,500
Justine MurrayExecutive Director, Public AffairsFT$104,662-$104,662

Board Members and Trustees

NameTitle
Alessandra LezamaChair
Christine MoorePublic Policy Chair
Chris HowardVice-chair
Abraham ZamoraDirector
Adel HagekhalilDirector
Alberto Mier Y TeranDirector
Amanda Von LeerDirector
Andy BergDirector
Benjamin HaddadDirector
Betsy BrennanDirector
Bgen James Ryans UsmcDirector
Bill KellerDirector
Bill MayerDirector
Brian JonesDirector
Capt James Spitler UscgDirector
Carlos JaramilloDirector
Caroline WinnDirector
Casey CastilloDirector
Chris AmbleDirector
Chris ConnollyDirector
Chris GrassaDirector
Chris RussoDirector
Chris WilliamsDirector
Clara EvansDirector
Clarissa EstevezDirector
Clifford Rip RippetoeDirector
Dan DenhamDirector
Dan FeldmanDirector
David BooneDirector
David Perez-tejadaDirector
Debbie RipaDirector
Dena RoadyDirector
Derrick YorkDirector
Douglas MacfarlaneDirector
Dr Dan MoshaviDirector
Ebony SheltonDirector
Eduardo Lalo AcostaDirector
Eric DarganDirector
Erica M PintoDirector
Erica OpstadDirector
Ernesto ArredondoDirector
Ernesto BravoDirector
Ernesto ChavezDirector
Frank PlantDirector
Hal DunningDirector
Hem SuriDirector
Jason PaguioDirector
Jeff GattasDirector
Jill DunnDirector
Jim WeningDirector
Joe PanettaDirector
Jorge GoytortuaDirector
Julia De BeersDirector
Julie CokerDirector
June KomarDirector
Karl MillerDirector
Keith JonesDirector
Kerry Fulcher PhdDirector
Kimberly BeckerDirector
Maria OrsoDirector
Marie LloydDirector
Mark CaffertyDirector
Mark SanchezDirector
Mark SuttonDirector
Martha GilmerDirector
Michael HenryDirector
Michelle BoothDirector
Monique RodriguezDirector
Neil MohrDirector
Nikki ClayDirector
Phil BlairDirector
Phil SerghiniDirector
Pj TitoneDirector
Randa ConiglioDirector
Rdml Brad Rosen UsnDirector
Rebeca BoutrousDirector
Richard JosephDirector
Rodger DoughertyDirector
Ryan PerryDirector
Sam AttishaDirector
Sarah VillarrealDirector
Shawn DixonDirector
Stephen GampDirector
Teresa SilesDirector
Theresa AndrewsDirector
Thomas WornhamDirector
Tyler CarterDirector
Whitney HodgesDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$4,054,944
Program Service Revenue
$13,058
Investment Income
$254,054
Other Revenue
$-549,784
All Other Contributions
$78,840
Change in Net Assets
$39,817

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table1$20,000Fair Market Value (FMV)
Other Non Cash Contri Table1$20,000Fair Market Value (FMV)
Other Non Cash Contri Table1$18,700Fair Market Value (FMV)
Total Noncash Contributions3$58,700-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,812,258
Other Expenses$904,082
Grants and Similar Amounts Paid$16,115
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$1,698,706
Other Salaries and Wages---$642,153
Other Employee Benefits---$307,975
Occupancy---$264,139
Fees for Services Other---$203,651
Payroll Taxes---$163,424
Travel---$63,614
All Other Expenses---$39,650
Depreciation Depletion---$37,314
Other Expenses---$36,907
Office Expenses---$34,413
Insurance---$30,825
Conferences and Meetings---$16,689
Grants to Domestic Orgs---$16,115
Fees for Services Legal---$1,486
Advertising---$514
Total Functional Expenses$0$0$0$3,732,455
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$566,300
Fundraising Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Anniversary Celebration$435,900-$63,182-
Washington Dc Trip$334,450-$53,535-
Total Events$1,549,006-$566,300$-566,300
Political and Lobbying Activity
Political campaign activity
Yes
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Total Nondeductible Lobbying and Political Cost$303,615
Current Year Nondeductible Lobbying and Political Cost$190,252
Political Expenditures$74,049
Section 527 Activity Spending$0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$2,430,414
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has 2 classes of members: voting and nonvoting

Form 990, Part VI, Section A, Line 7A

The voting members have the right to vote, and the nonvoting do not. The management council's primary responsibilities are (i) oversight of the business and operations of the chamber, including without limitation the power to levy dues and assessments, to select and remove all officers, agents, employees and contractors, and to fix reasonable compensation therefor, to authorize and empower officers or agents to enter into contracts and other commitments on behalf of the chamber, and (ii) setting the agenda for the board of directors. With certain limited exceptions, all rights, privileges and powers conferred by law or by the bylaws upon the board of directors are vested in the management council. The chair of the board is the chair of the management council, who shall have the power to call meetings of the management council and who presides at all meetings of the management council. The other members of the management council are the vice chair of the board, the immediate past chair of the board (unless he or she is unable or unwilling to serve), the chief executive officer; the chair for public policy, the treasurer and chair for finance; and four chairs at-large. Minutes of the meetings of the management council are kept in the same manner as in the bylaws provided for the keeping of minutes of the meetings of the board of directors.

Form 990, Part VI, Section B, Line 11B

Management sends the completed document to the governing body and various committees prior to filing.

Form 990, Part VI, Section B, Line 12C

All new officers, directors, trustees, and key employees are required to submit the conflict of interest questionnaire, and annually are requested to disclose any changes. In addition, management regularly reviews business transactions to determine if any perceived conflict may exist.

Form 990, Part VI, Section B, Line 15

Ceo compensation is reviewed prior to the renewal of the contract and also at the end of each year, as there is typically a clause in the contract that applies to annual increases.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy, and audited financial statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
San Diego Regional Chamber of Commerce
EIN
95-1184680
Phone
6195441300
Address
402 WEST BROADWAY 1000, SAN DIEGO, CA 92101-3585

Signing Officer

Name
Jessica Anderson
Title
Evp & COO
Phone
6195441300
Signed
2025-09-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jessica Anderson
Formed
1870
Legal Domicile
CA
Voting Board Members
70
Independent Board Members
69
Employees
29
Volunteers
92

Preparer

Firm
Jgd & Associates Llp
Address
9191 TOWNE CENTRE DRIVE 340, SAN DIEGO, CA 92122-1274
Preparer
Daniel P Schreiber
Phone
8585871000
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

The organization's processes for oversight of the audit of its financial statements and selection of an independent accountant have not changed from the previous year

Financial Statement Notes

PART X, LINE 2:

The organization is exempt from federal income tax under the provisions of section 501(c)(6) of the internal revenue code and is also exempt from state taxes. The organization, from time to time, may receive unrelated business income, which is subject to income taxes at regular corporate tax rates. During the years ended december 31, 2024 and 2023, there was no unrelated business income for the organization. In addition, the organization is subject to a proxy tax when its political expenditures are in excess of the membership dues reported to its membership as nondeductible business expenses. During the years ended december 31, 2024 and 2023, the chamber did not incur a proxy tax with respect to these expenditures. All tax-exempt entities are subject to review and audit by federal, state, and other applicable agencies. Such agencies may review the taxability of unrelated business income, or the qualification of the organization as a tax-exempt entity under internal revenue code section 501(c)(6) and applicable state statutes. As of december 31, 2024, the organization has not been notified of any such audit or review. The foundation is a non-profit corporation organized under the laws of the state of california and is exempt from income taxes under section 501(c)(3) of the internal revenue code and section 23701(d) of the california revenue and taxation code. Lead san diego, inc is a non-profit corporation organized under the laws of the state of california and is exempt from income taxes under section 501(c)(3) of the internal revenue code and section 23701(d) of the california revenue and taxation code. The organization does not have any unrecognized tax benefits at december 31, 2024 and 2023. The organization recognizes interest and penalties associated with tax matters as part of operating expenses and includes accrued interest and penalties with the related tax liability in the consolidated statements of financial position. No such amounts are included in the consolidated financial statements for the years ended december 31, 2024 and 2023.

Raw XML AppendixShowing 400 of 1,197 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0ALESSANDRA LEZAMA
IRS990/Form990PartVIISectionAGrp/PersonNm1ADEL HAGEKHALIL
IRS990/Form990PartVIISectionAGrp/PersonNm2ALBERTO MIER Y TERAN
IRS990/Form990PartVIISectionAGrp/PersonNm3BENJAMIN HADDAD
IRS990/Form990PartVIISectionAGrp/PersonNm4BETSY BRENNAN
IRS990/Form990PartVIISectionAGrp/PersonNm5BILL KELLER
IRS990/Form990PartVIISectionAGrp/PersonNm6BILL MAYER
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IRS990/Form990PartVIISectionAGrp/PersonNm10CHRIS GRASSA
IRS990/Form990PartVIISectionAGrp/PersonNm11CHRIS HOWARD
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IRS990/Form990PartVIISectionAGrp/PersonNm15CLARISSA ESTEVEZ
IRS990/Form990PartVIISectionAGrp/PersonNm16CLIFFORD RIP RIPPETOE
IRS990/Form990PartVIISectionAGrp/PersonNm17DAN FELDMAN
IRS990/Form990PartVIISectionAGrp/PersonNm18DAVID BOONE
IRS990/Form990PartVIISectionAGrp/PersonNm19DAVID PEREZ-TEJADA
IRS990/Form990PartVIISectionAGrp/PersonNm20ERICA M PINTO
IRS990/Form990PartVIISectionAGrp/PersonNm21ERICA OPSTAD
IRS990/Form990PartVIISectionAGrp/PersonNm22ERNESTO ARREDONDO
IRS990/Form990PartVIISectionAGrp/PersonNm23ERNESTO BRAVO
IRS990/Form990PartVIISectionAGrp/PersonNm24ERNESTO CHAVEZ
IRS990/Form990PartVIISectionAGrp/PersonNm25HAL DUNNING
IRS990/Form990PartVIISectionAGrp/PersonNm26JEFF GATTAS
IRS990/Form990PartVIISectionAGrp/PersonNm27JOE PANETTA

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