Civic Intelligence

Priority One Credit Union

990 • Fiscal year 2017 • EIN 95-1117083

Jan 01, 2017 to Dec 31, 2017 • Filed on May 01, 2018

1631 Huntington DriveSouth Pasadena, CA 91030

(626) 441-1999

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.91x

Higher debt load relative to assets than 74% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Liabilities / Revenue

56th percentile

18.67x

Higher debt load relative to revenue than 56% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Net Margin

40th percentile

8.9%

Higher net margin than 40% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Top Officer Pay

19th percentile

$150,857

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Asset Growth

19th percentile

0.6%

Faster asset growth than 19% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Revenue Growth

9th percentile

-1.3%

Faster revenue growth than 9% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Assets

Up

$160,648,099

Up $1,024,524 (+0.6%) from 2016

Net Assets

Up

$14,660,586

Up $565,118 (+4.0%) from 2016

Liabilities

Up

$145,987,513

Up $459,406 (+0.3%) from 2016

Revenue

Down

$7,817,679

Down $101,331 (-1.3%) from 2016

Expenses

Up

$7,119,451

Up $141,435 (+2.0%) from 2016

Net Income

Down

$698,228

Down $242,766 (-26%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $154,486,639Liabilities 2010: $143,447,642Net Assets 2010: $11,038,9972010Assets 2011: $153,463,214Liabilities 2011: $141,607,420Net Assets 2011: $11,855,7942011Assets 2012: $147,365,337Liabilities 2012: $134,735,220Net Assets 2012: $12,630,1172012Assets 2013: $146,288,323Liabilities 2013: $134,150,329Net Assets 2013: $12,137,9942013Assets 2014: $145,571,633Liabilities 2014: $132,757,195Net Assets 2014: $12,814,4382014Assets 2015: $157,494,836Liabilities 2015: $144,074,901Net Assets 2015: $13,419,9352015Assets 2016: $159,623,575Liabilities 2016: $145,528,107Net Assets 2016: $14,095,4682016Assets 2017: $160,648,099Liabilities 2017: $145,987,513Net Assets 2017: $14,660,5862017Assets 2018: $159,716,885Liabilities 2018: $144,310,519Net Assets 2018: $15,406,3662018Assets 2019: $160,524,398Liabilities 2019: $142,408,876Net Assets 2019: $18,115,5222019Assets 2020: $195,913,910Liabilities 2020: $176,658,960Net Assets 2020: $19,254,9502020Assets 2021: $208,586,941Liabilities 2021: $190,129,119Net Assets 2021: $18,457,8222021Assets 2022: $196,441,068Liabilities 2022: $181,811,232Net Assets 2022: $14,629,8362022Assets 2023: $192,463,294Liabilities 2023: $174,650,855Net Assets 2023: $17,812,4392023Assets 2024: $195,045,672Liabilities 2024: $174,263,711Net Assets 2024: $20,781,9612024

Highlighted filing

2017

Assets$160,648,099
Liabilities$145,987,513
Net Assets$14,660,586

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $10,888,3502010Expenses 2011: $8,578,1962011Expenses 2012: $8,059,3832012Revenue 2013: $7,727,325Expenses 2013: $7,420,044Net Income 2013: $307,2812013Revenue 2014: $7,763,222Expenses 2014: $7,041,027Net Income 2014: $722,1952014Revenue 2015: $7,488,020Expenses 2015: $6,854,593Net Income 2015: $633,4272015Revenue 2016: $7,919,010Expenses 2016: $6,978,016Net Income 2016: $940,9942016Revenue 2017: $7,817,679Expenses 2017: $7,119,451Net Income 2017: $698,2282017Revenue 2018: $8,350,756Expenses 2018: $7,237,397Net Income 2018: $1,113,3592018Revenue 2019: $8,826,429Expenses 2019: $7,401,877Net Income 2019: $1,424,5522019Revenue 2020: $7,601,633Expenses 2020: $7,275,519Net Income 2020: $326,1142020Revenue 2021: $7,528,818Expenses 2021: $7,428,768Net Income 2021: $100,0502021Revenue 2022: $9,483,146Expenses 2022: $8,024,911Net Income 2022: $1,458,2352022Revenue 2023: $12,141,241Expenses 2023: $9,596,607Net Income 2023: $2,544,6342023Revenue 2024: $12,755,212Expenses 2024: $10,168,273Net Income 2024: $2,586,9392024

Highlighted filing

2017

Revenue$7,817,679
Expenses$7,119,451
Net Income$698,228
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 1, 2018
Return Version
2017v2.2
Gross Receipts
$7,817,679
Mission and Program Overview

Mission

Non-profit,state-chartered, natural person credit union, providing competitive financial services to the members of priority one credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$72,548,692$74,619,968▲ $2,071,276
Investments in Publicly Traded Securities$65,101,346$66,876,330▲ $1,774,984
Rtn Earn Endowment Incm Other Fnds$14,095,468$14,660,586▲ $565,118
Cash and Non-Interest-Bearing Accounts$12,303,372$9,477,759▼ $2,825,613
Accounts Receivable$5,097,352$5,167,240▲ $69,888
Investments Program Related$1,836,478$1,746,513▼ $89,965
Land, Buildings, and Equipment, Net$1,905,467$1,743,212▼ $162,255
Prepaid Expenses and Deferred Charges$228,295$427,652▲ $199,357
Receivables From Officers Etc$259,511$235,556▼ $23,955
Total Assets$159,623,575$160,648,099▲ $1,024,524
Other Assets Total$343,062$353,869▲ $10,807
Liabilities
Other Liabilities$144,966,586$145,370,631▲ $404,045
Accounts Payable and Accrued Expenses$561,521$616,882▲ $55,361
Total Liabilities$145,528,107$145,987,513▲ $459,406
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,095,468$14,660,586▲ $565,118
Total Liabilities and Net Assets / Fund Balance$159,623,575$160,648,099▲ $1,024,524

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$736,267$2,704,265$3,440,532
Equipment$-915,940$2,681,185$1,765,245
Other Land Buildings$1,049,896$554,528$1,604,424
Leasehold Improvements$212,125$670,857$882,982
Land$660,864-$660,864
Investment Program Related Org$-1,048,775--
Other Assets Org$353,869--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Charles Wiggington SrPresident & CEOFT$150,857$150,857

Board Members and Trustees

NameTitle
Deidra Harris-brooksChairman of the Board
Cornelia SimmonsSupervisory Commmittee Chair
Bobby ThomasVice Chairman
Art NowBoard Member
Tyree JacksonBoard Member
Willialm BrinkleyBoard Member
Glen O SaffoldSecretary
Hazel Brown-harveySupervisory Committee Asst Se
Anna SmithSupervisory Committee Secreta
Richard HaleTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,441,588
Investment Income
$1,222,157
Other Revenue
$3,153,934
Change in Net Assets
$698,228
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,637,542
Other Expenses$3,293,591
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,786,188--$2,786,188
Office Expenses-$440,245-$440,245
Other Employee Benefits-$368,958-$368,958
Other Expenses$838,547$274,834-$274,834
Payroll Taxes-$250,405-$250,405
Benefits to Members$188,318--$188,318
Fees for Services Other-$153,484-$153,484
Current Officers, Directors, Trustees, and Key Employees-$150,857-$150,857
Pension Plan Contributions-$81,134-$81,134
Insurance-$77,213-$77,213
Royalties-$32,134-$32,134
Fees for Services Accounting-$23,374-$23,374
Advertising$21,853--$21,853
Fees for Services Legal-$18,626-$18,626
Conferences and Meetings-$2,454-$2,454
Total Functional Expenses$3,834,906$3,284,545$0$7,119,451
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$259,511$235,556▼ $23,955
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$74,628,319
Share Drafts$29,412,728
Share Certificates$20,896,911
Money Market Shares$10,964,993
Irakeogh Accounts$8,047,061
Other Liabilities$1,420,619
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

Members have rights to elect the members of the governing body. Members also receive a share of the organizations profits in the form of cash dividends.

Member election for additional members Part VI line 7A

Members have the right to elect one or more members of the organizations governing body, whether periodically, as vacancies arise, or otherside.

Governing body decisions Part VI line 7B

Members have the right to approve the governing bodys election and removal of members of the governing body, as wll as other matters that are subject to the approval of members as they occur.

Form 990 governing body review Part VI line 11

FORM 990 REVIEW PROCESS. HBS, INC., CPAs, AN ACCOUNTING FIRM, HELP US IN PREPARING THE 990 FORM. THE CEO AND THE CONTROLLER REVIEW THE FILING FOR FINAL APPROVAL PRIOR TO ITS FILING.

Conflict of interest policy compliance Part VI line 12C

The organization have a compliance officer who monitors and enforces all policies.

CEO executive director top management comp Part VI line 15A

The hr personnel receive comparable data which is based on surveys and make recommendations to the ceo.

Other officer or key employee compensation Part VI line 15B

The hr personnel receive comparable data which is based on surveys and makes recommendations to the ceo.

Governing documents etc available to public Part VI line 19

The monthly financial statement is posted in each of the branches. The conflict of interest policy is available upon request.

Filing and Contact Details

Filer

Filer Name
Priority One Credit Union
EIN
95-1117083
Address
1631 HUNTINGTON DRIVE, SOUTH PASADENA, CA 91030

Signing Officer

Name
Charles Wiggington Sr
Title
President & CEO
Phone
6264411999
Signed
2018-05-01
Discuss with paid preparer
Yes

Organization Details

Formed
1926
Legal Domicile
CA
Voting Board Members
10
Independent Board Members
10
Employees
65
Volunteers
10

Preparer

Firm
HBS INC CPAs
Address
10736 JEFFERSON BLVD SUITE 657, CULVER CITY, CA 90230
Preparer
Debra M Hughes CPA
Phone
3108018840
Raw XML AppendixShowing 400 of 481 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0561521
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0616882
IRS990/AccountsReceivableGrp/BOYAmt05097352
IRS990/AccountsReceivableGrp/EOYAmt05167240
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0NON-PROFIT,STATE-CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDING COMPETITIVE FINANCIAL SERVICES TO THE MEMBERS OF PRIORITY ONE CREDIT UNION.
IRS990/AdvertisingGrp/ProgramServicesAmt021853
IRS990/AdvertisingGrp/TotalAmt021853
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt0188318
IRS990/BenefitsToMembersGrp/TotalAmt0188318
IRS990/BooksInCareOfDetail/PersonNm0CHARLES WIGGINGTON SR
IRS990/BooksInCareOfDetail/PhoneNum06264411999
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01631 HUNTINGTON DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0SOUTH PASADENA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd091030
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt012303372
IRS990/CashNonInterestBearingGrp/EOYAmt09477759
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0150857
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0150857
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt02454
IRS990/ConferencesMeetingsGrp/TotalAmt02454
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0188318
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01222157
IRS990/CYOtherExpensesAmt03293591
IRS990/CYOtherRevenueAmt03153934
IRS990/CYProgramServiceRevenueAmt03441588
IRS990/CYRevenuesLessExpensesAmt0698228
IRS990/CYSalariesCompEmpBnftPaidAmt03637542
IRS990/CYTotalExpensesAmt07119451
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt07817679
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDE DEPOSIT AND LOAN ACCOUNTS TO 18,239 MEMBERS, PROVIDE LOW COST SOURCE OF CREDIT AND LOW COST FINANCIAL SERVICES TO OUR MEMBERS. PROVIDE SOURCE OF MEMBER SAVINGS AND CHECKING ACCOUNT NEEDS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt065
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt03834906
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt023374
IRS990/FeesForServicesAccountingGrp/TotalAmt023374
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt018626
IRS990/FeesForServicesLegalGrp/TotalAmt018626
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0153484
IRS990/FeesForServicesOtherGrp/TotalAmt0153484
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0DEIDRA HARRIS-BROOKS
IRS990/Form990PartVIISectionAGrp/PersonNm1BOBBY THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm2RICHARD HALE
IRS990/Form990PartVIISectionAGrp/PersonNm3GLEN O SAFFOLD
IRS990/Form990PartVIISectionAGrp/PersonNm4WILLIALM BRINKLEY
IRS990/Form990PartVIISectionAGrp/PersonNm5CORNELIA SIMMONS
IRS990/Form990PartVIISectionAGrp/PersonNm6ANNA SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm7HAZEL BROWN-HARVEY
IRS990/Form990PartVIISectionAGrp/PersonNm8TYREE JACKSON
IRS990/Form990PartVIISectionAGrp/PersonNm9ART NOW
IRS990/Form990PartVIISectionAGrp/PersonNm10CHARLES WIGGINGTON SR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10150857
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5SUPERVISORY COMMMITTEE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SUPERVISORY COMMITTEE SECRETA
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY COMMITTEE ASST SE
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT & CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01926
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt07817679
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt077213
IRS990/InsuranceGrp/TotalAmt077213
IRS990/InvestmentIncomeGrp/ExclusionAmt01222157
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01222157
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt01836478
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01746513
IRS990/InvestmentsPubTradedSecGrp/BOYAmt065101346
IRS990/InvestmentsPubTradedSecGrp/EOYAmt066876330
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06610835
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01905467
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01743212
IRS990/LandBldgEquipCostOrOtherBssAmt08354047
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0NON-PROFIT,STATE-CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDING COMPETITIVE FINANCIAL SERVICES TO THE MEMBERS OF PRIORITY ONE CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt014095468
IRS990/NetAssetsOrFundBalancesEOYAmt014660586
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-133110
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0440245
IRS990/OfficeExpensesGrp/TotalAmt0440245
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0343062
IRS990/OtherAssetsTotalGrp/EOYAmt0353869
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0368958
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0368958
IRS990/OtherExpensesGrp/Desc0OTHER BRANCH OPERATING EXP
IRS990/OtherExpensesGrp/Desc1OTHER BRANCH PROGRAM EXP
IRS990/OtherExpensesGrp/Desc2DEPRECIATION EXPENSE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01410827
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1274834
IRS990/OtherExpensesGrp/ProgramServicesAmt0838547
IRS990/OtherExpensesGrp/TotalAmt01410827
IRS990/OtherExpensesGrp/TotalAmt1838547
IRS990/OtherExpensesGrp/TotalAmt2274834
IRS990/OtherLiabilitiesGrp/BOYAmt0144966586
IRS990/OtherLiabilitiesGrp/EOYAmt0145370631
IRS990/OtherRevenueMiscGrp/BusinessCd0522291
IRS990/OtherRevenueMiscGrp/BusinessCd1522291
IRS990/OtherRevenueMiscGrp/BusinessCd2522291
IRS990/OtherRevenueMiscGrp/Desc0FEES AND CHARGES
IRS990/OtherRevenueMiscGrp/Desc1MISC OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc2GAIN-SALE INVESTMENTS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02832321
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1318448
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt23165
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02832321
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1318448
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt23165
IRS990/OtherRevenueTotalAmt03153934
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02786188
IRS990/OtherSalariesAndWagesGrp/TotalAmt02786188
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt072548692
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt074619968
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0250405
IRS990/PayrollTaxesGrp/TotalAmt0250405
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt081134
IRS990/PensionPlanContributionsGrp/TotalAmt081134
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0228295
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0427652
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03441588
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03441588
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0200556
IRS990/PYInvestmentIncomeAmt01139469
IRS990/PYOtherExpensesAmt03180838
IRS990/PYOtherRevenueAmt03243883
IRS990/PYProgramServiceRevenueAmt03535658
IRS990/PYRevenuesLessExpensesAmt0940994
IRS990/PYSalariesCompEmpBnftPaidAmt03596622
IRS990/PYTotalExpensesAmt06978016
IRS990/PYTotalRevenueAmt07919010
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0259511
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0235556
IRS990/ReconcilationRevenueExpnssAmt0698228
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt06595522
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt032134
IRS990/RoyaltiesGrp/TotalAmt032134
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt014095468
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014660586
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0736267
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02704265
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03440532
IRS990ScheduleD/EquipmentGrp/BookValueAmt0-915940
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02681185
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01765245
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt040000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt11302358
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt21452930
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3-1048775
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENT IN COOP SHARE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1INVESTMENT - DEPOSITSSTOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2INVESTMENT - NCUA DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3UNREALIZED INVESTMENT LOSS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt0660864
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0660864
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0212125
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0670857
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0882982
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0353869
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INCOME
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01049896
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0554528
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01604424
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01420619
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt129412728
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt220896911
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt38047061
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt474628319
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt510964993
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRAKEOGH ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MONEY MARKET SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01743212
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0353869
IRS990ScheduleD/TotalBookValueProgramRltdAmt01746513
IRS990ScheduleD/TotalLiabilityAmt0145370631
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0150857
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHARLES WIGGINGTON SR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0150857
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt08296
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1196318
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt220207
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt310735
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0USED AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11ST MORTAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO PROMO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3UL QUICKLILNE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt023636
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1216000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt225127
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt31748
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0SIMONA HOLLINS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1OLNEY GLEN SAFFOLD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2CORNELIA M SIMMONS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3DIEDRA E HARRIS BROOKS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CONTROLLER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2COMMITTEE CHAIR SUPV
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD CHAIRMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/TotalBalanceDueAmt0235556
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATIONS PROFITS IN THE FORM OF CASH DIVIDENDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATIONS GOVERNING BODY, WHETHER PERIODICALLY, AS VACANCIES ARISE, OR OTHERSIDE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS HAVE THE RIGHT TO APPROVE THE GOVERNING BODYS ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WLL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 REVIEW PROCESS. HBS, INC., CPAs, AN ACCOUNTING FIRM, HELP US IN PREPARING THE 990 FORM. THE CEO AND THE CONTROLLER REVIEW THE FILING FOR FINAL APPROVAL PRIOR TO ITS FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION HAVE A COMPLIANCE OFFICER WHO MONITORS AND ENFORCES ALL POLICIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE HR PERSONNEL RECEIVE COMPARABLE DATA WHICH IS BASED ON SURVEYS AND MAKE RECOMMENDATIONS TO THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE HR PERSONNEL RECEIVE COMPARABLE DATA WHICH IS BASED ON SURVEYS AND MAKES RECOMMENDATIONS TO THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE MONTHLY FINANCIAL STATEMENT IS POSTED IN EACH OF THE BRANCHES. THE CONFLICT OF INTEREST POLICY IS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$195$174$20.8$12.8$10.2$2.59
2023Detailed filing. Detailed filing data is available for this year.$192$175$17.8$12.1$9.60$2.54
2022Detailed filing. Detailed filing data is available for this year.$196$182$14.6$9.48$8.02$1.46
2021Detailed filing. Detailed filing data is available for this year.$209$190$18.5$7.53$7.43$0.10
2020Detailed filing. Detailed filing data is available for this year.$196$177$19.3$7.60$7.28$0.33
2019Detailed filing. Detailed filing data is available for this year.$161$142$18.1$8.83$7.40$1.42
2018Detailed filing. Detailed filing data is available for this year.$160$144$15.4$8.35$7.24$1.11
2017Detailed filing. Detailed filing data is available for this year.$161$146$14.7$7.82$7.12$0.70
2016Detailed filing. Detailed filing data is available for this year.$160$146$14.1$7.92$6.98$0.94
2015Detailed filing. Detailed filing data is available for this year.$157$144$13.4$7.49$6.85$0.63
2014Detailed filing. Detailed filing data is available for this year.$146$133$12.8$7.76$7.04$0.72
2013Detailed filing. Detailed filing data is available for this year.$146$134$12.1$7.73$7.42$0.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$147$135$12.6$8.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$153$142$11.9$8.58
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$154$143$11.0$10.9