Liabilities / Assets
98th percentile
Higher debt load relative to assets than 98% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
98th percentile
Higher debt load relative to assets than 98% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
73rd percentile
Faster asset growth than 73% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$240,940
Up $36,256 (+18%) from 2012
Net Assets
Down-$221,208
Down $42,126 (-24%) from 2012
Liabilities
Up$462,148
Up $78,382 (+20%) from 2012
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$64,054
Up $12,117 (+23%) from 2012
Net Income
-
No earlier filing loaded for comparison.
To provide a forum to members within the credit profession for education, netowrking and business resources.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsReceivable/BOY | 0 | 9679 |
| IRS990/AccountsReceivable/EOY | 0 | 7874 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | TO PROVIDE A FORUM TO ITS MEMBERS WITHIN THE CREDIT PROFESSION FOR EDUCATION, NETWORKING AND BUSINESS RESOURCES. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 3005 TOLLVIEW DRIVE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | ROLLING MEADOWS |
| IRS990/AddressPrincipalOfficerUS/State | 0 | IL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 60008 |
| IRS990/AllOtherExpenses/Total | 0 | 1684 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 0 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ConferencesMeetings/Total | 0 | 10169 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 1 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 77103 |
| IRS990/ContributionsGrantsPriorYear | 0 | 69670 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT,FRAUD PREVENTION AND OTHER COMMERCIAL CREDIT MATTERS BY CONDUCTING CONFERENCES, SEMINARS AND TRAINING, INCLUDING THE SALE OF RELATED BOOKS & PUBLICATIONS; A FORUM FOR NETWORKING. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 504 |
| IRS990/FollowSFAS117 | 0 | X |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 13 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 14 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 15 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 16 | 5.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 17 | 5.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 11 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 12 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 13 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 14 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | BILL LOVITT |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | DAVE ZAHLLER |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | CHIRSTINE ALIX |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | DAVE PANICKO |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | LARRY O'BRIEN |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | JAY SNYDER |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | KAREN BROWN |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | ADAM ROSS |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | KATHY ANTOINE |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | KURT ALBRIGHT |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | DENISE MOLLER |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | JOHN FAHEY |
| IRS990/Form990PartVIISectionA/NamePerson | 12 | KENNETH HARVEY |
| IRS990/Form990PartVIISectionA/NamePerson | 13 | DOUGLAS B O'NEIL |
| IRS990/Form990PartVIISectionA/NamePerson | 14 | CLINT TECHMEYER |
| IRS990/Form990PartVIISectionA/NamePerson | 15 | JAMES T RIMMER |
| IRS990/Form990PartVIISectionA/NamePerson | 16 | PHILLIP J LATTANZIO |
| IRS990/Form990PartVIISectionA/NamePerson | 17 | KERRY JENSEN |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/Officer | 5 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 13 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 14 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 15 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 16 | 6244 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 17 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 15 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 16 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 17 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 15 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 16 | 126237 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 17 | 91182 |
| IRS990/Form990PartVIISectionA/Title | 0 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 15 | COUNCILOR |
| IRS990/Form990PartVIISectionA/Title | 16 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 17 | SECRETARY/CONTROLLER |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FSAuditedBasis/FinancialStatementConsolidated | 0 | X |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 97975 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/Insurance/Total | 0 | 2854 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 0 |
| IRS990/InvestmentIncomePriorYear | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembershipDues | 0 | 77103 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | TO PROVIDE A FORUM TO MEMBERS WITHIN THE CREDIT PROFESSION FOR EDUCATION, NETOWRKING AND BUSINESS RESOURCES. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | PHILLIP LATTANZIO |
| IRS990/NbrIndependentVotingMembers | 0 | 15 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 15 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 15 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | -179082 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | -221208 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 0 |
| IRS990/NumberIndependentVotingMembers | 0 | 15 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 0 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/OfficeExpenses/Total | 0 | 45 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 195005 |
| IRS990/OtherAssetsTotal/EOY | 0 | 233066 |
| IRS990/OtherExpensePriorYear | 0 | 38335 |
| IRS990/OtherExpensesCurrentYear | 0 | 48878 |
| IRS990/OtherExpenses/Description | 0 | BUREAU ASSESSMENT |
| IRS990/OtherExpenses/Description | 1 | ADMINISTRATIVE EXPENSES |
| IRS990/OtherExpenses/Description | 2 | MEMBER SERVICES |
| IRS990/OtherExpenses/Description | 3 | BOOKS AND PUBLICATION |
| IRS990/OtherExpenses/Total | 0 | 16492 |
| IRS990/OtherExpenses/Total | 1 | 11880 |
| IRS990/OtherExpenses/Total | 2 | 2688 |
| IRS990/OtherExpenses/Total | 3 | 2562 |
| IRS990/OtherLiabilities/BOY | 0 | 383766 |
| IRS990/OtherLiabilities/EOY | 0 | 462148 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 13935 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 1241 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 611710 |
| IRS990/ProgramServiceRevenueCY | 0 | 20872 |
| IRS990/ProgramServiceRevenue/Description | 0 | EDUCATION/SEMINARS |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 15894 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 20872 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 20872 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | -72263 |
| IRS990/ReconcilationPriorAdjustment | 0 | -3784 |
| IRS990/ReconcilationRevenueExpenses | 0 | 33921 |
| IRS990/RegularMonitoringEnforcement | 0 | 0 |
| IRS990/RelatedEntity | 0 | 1 |
| IRS990/RelatedOrgControlledEntity | 0 | 1 |
| IRS990/ReportFin48Footnote | 0 | 1 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 0 |
| IRS990/ReportOtherAssets | 0 | 1 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RevenuesLessExpensesCY | 0 | 33921 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 33627 |
| IRS990/SalariesEtcCurrentYear | 0 | 15176 |
| IRS990/SalariesEtcPriorYear | 0 | 13602 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleC/AgreeToCarryoverPriorYear | 0 | 0 |
| IRS990ScheduleC/OnlyInHouseLobbying | 0 | 1 |
| IRS990ScheduleC/SubstantiallyAllDuesNondeduct | 0 | 1 |
| IRS990ScheduleD/FootnoteInPartXIII | 0 | X |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation | 0 | THE ORGANIZATION CONSISTS OF BOTH NOT-FOR-PROFIT ASSOCIATIONS, FOR-PROFIT SUBSIDIARIES AND A LIMITED LIABILITY COMPANY (LLC). THE ASSOCIATIONS ARE NOT-FOR-PROFIT ENTITIES, DESCRIBED IN SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE, EXCEPT FOR THE ST. LOUIS ASSOCIATION OF CREDIT MANAGEMENT, WHICH IS DESCRIBED IN SECTION 501(C)(3) AND ARE EXEMPT FROM INCOME TAXES, EXCEPT TO THE EXTENT OF ANY UNRELATED BUSINESS INCOME. THERE WAS NO UNRELATED BUSINESS INCOME FOR THE YEARS ENDED MARCH 31, 2013 AND 2012. ACCORDINGLY, NO PROVISION FOR INCOME TAXES FOR THE ASSOCIATIONS IS INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE SUBSIDIARIES ARE SUBJECT TO INCOME TAXES, AND USE THE ASSET/LIABILITY METHOD OF ACCOUNTING FOR INCOME TAXES. THE ORGANIZATION DETERMINED THAT IT WAS NOT REQUIRED TO RECORD A LIABILITY FOR UNRECOGNIZED TAX BENEFITS AS OF MARCH 31, 2013 AND 2012. THE FEDERAL AND STATE TAX RETURNS OF THE ORGANIZATION FOR 2009, 2010, AND 2011 ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) AND STATE TAXING AUTHORITIES GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier | 0 | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: |
| IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference | 0 | PART X, LINE 2: |
| IRS990ScheduleD/OtherAssets/BookValue | 0 | 233066 |
| IRS990ScheduleD/OtherAssets/Description | 0 | DUE FROM SUBSIDIARY |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 47682 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 14104 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 400362 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | DEFERRED INCOME |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | DUE TO RELATED ORGANIZATION |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | CLOSELY HELD EQUITY INTEREST |
| IRS990ScheduleD/TotalBookValueOtherAssets | 0 | 233066 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 462148 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE ASSOCIATION HAS 342 MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE ASSOCIATION HAS ONLY ONE TYPE OF MEMBER. THE MEMBERSHIP IS MADE UP OF PROFESSIONALS IN THE BUSINESS CREDIT AND FINANCIAL MANAGEMENT FIELDS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | CERTAIN CHANGES TO THE ORGANIZATION'S GOVERNING DOCUMENTS ARE SUBJECT TO A MEMBER VOTE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | FORM 990 IS INSPECTED BY THE CONTROLLER AND PRESIDENT/CHIEF OPERATING OFFICER BEFORE FILING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND TAX FILINGS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | INCREASE IN VALUE OF INVESTMENT IN BUFFALO SUBSIDIARY -72,263. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | CHANGES IN NET ASSETS OR FUND BALANCES: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART XI, LINE 9: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | PART 990, PART XII, LINE 2C |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990ScheduleR/DividendsRelatedOrganization | 0 | 0 |
| IRS990ScheduleR/ExchangeOfAssets | 0 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine1 | 0 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine1 | 1 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City | 0 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City | 1 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/State | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/State | 1 | IL |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode | 0 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode | 1 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartII/ControlledOrg | 0 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartII/ControlledOrg | 1 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityNA | 0 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityNA | 1 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartII/EIN | 0 | 366107865 |
| IRS990ScheduleR/Form990ScheduleRPartII/EIN | 1 | 430493480 |
| IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection | 0 | 501(C)(6) |
| IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection | 1 | 501(C)(3) |
| IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState | 1 | MO |
| IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine1 | 0 | NACMCHICAGO-MIDWEST |
| IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine1 | 1 | ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT |
| IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities | 0 | EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT |
| IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities | 1 | EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT |
| IRS990ScheduleR/Form990ScheduleRPartII/PublicCharityStatus | 0 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartII/PublicCharityStatus | 1 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 0 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 1 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 2 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 3 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 4 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 0 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 1 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 2 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 3 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 4 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 1 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 2 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 3 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 4 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 0 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 1 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 2 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 3 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 4 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg | 0 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg | 1 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg | 2 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg | 3 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg | 4 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 0 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 1 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 2 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 3 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 4 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/EIN | 0 | 363894763 |
| IRS990ScheduleR/Form990ScheduleRPartIV/EIN | 1 | 360896010 |
| IRS990ScheduleR/Form990ScheduleRPartIV/EIN | 2 | 364594639 |
| IRS990ScheduleR/Form990ScheduleRPartIV/EIN | 3 | 160685580 |
| IRS990ScheduleR/Form990ScheduleRPartIV/EIN | 4 | 430152990 |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 1 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 2 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 3 | NY |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 4 | MO |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 0 | CREDITEMPS INC DBA CHICAGO MIDWEST BUSINESS STAFFING INC |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 1 | CHICAGO-MIDWEST CREDIT SERVICE CORP |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 2 | MILWAUKEE-MIDWEST CREDIT SERVICE CORP |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 3 | WESTERN NEW YORK ADJUSTMENT CORPORATION |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 4 | ADJUSTMENT BUREAU OF ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT |
| IRS990ScheduleR/Form990ScheduleRPartIV/PercentageOwnership | 0 | 1.00000 |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 0 | EMPLOYMENT SERVICE |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 1 | CREDIT & COLLECTION MEMBERSHIP SERVICE |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 2 | CREDIT & COLLECTION MEMBERSHIP SERVICE |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 3 | CREDIT & COLLECTION MEMBERSHIP SERVICE |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 4 | CREDIT & COLLECTION MEMBERSHIP SERVICE |
| IRS990ScheduleR/Form990ScheduleRPartIV/ShareOfEOYAssets | 0 | 134929 |
| IRS990ScheduleR/Form990ScheduleRPartIV/ShareOfTotalIncome | 0 | 302452 |
| IRS990ScheduleR/Form990ScheduleRPartIV/TypeOfEntity | 0 | C |
| IRS990ScheduleR/Form990ScheduleRPartIV/TypeOfEntity | 1 | C |
| IRS990ScheduleR/Form990ScheduleRPartIV/TypeOfEntity | 2 | C |
| IRS990ScheduleR/Form990ScheduleRPartIV/TypeOfEntity | 3 | C |
| IRS990ScheduleR/Form990ScheduleRPartIV/TypeOfEntity | 4 | C |
| IRS990ScheduleR/GiftGrantOrCapContrFrOtherOrg | 0 | 0 |
| IRS990ScheduleR/GiftGrantOrCapContrToOtherOrg | 0 | 0 |
| IRS990ScheduleR/LoansOrGuaranteesFromOtherOrg | 0 | 1 |
| IRS990ScheduleR/LoansOrGuaranteesToOtherOrg | 0 | 1 |
| IRS990ScheduleR/OtherTransferFromOtherOrg | 0 | 0 |
| IRS990ScheduleR/OtherTransferToOtherOrg | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesByOtherOrgs | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesForOtherOrgs | 0 | 0 |
| IRS990ScheduleR/PurchaseOfAssetsFromOtherOrg | 0 | 0 |
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Displayed year
2013 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.