Civic Intelligence

Housing Hope

990 • Fiscal year 2023 • EIN 94-3060709

Jul 01, 2022 to Jun 30, 2023 • Filed on Nov 17, 2025

Organization ProfileWWW.HOUSINGHOPE.ORG

View Organization Page

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5830 Evergreen WayEverett, WA 98203

(425) 347-6556

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.69x

Higher debt load relative to assets than 83% of similar nonprofits.

2023 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2023

Liabilities / Revenue

91st percentile

3.49x

Higher debt load relative to revenue than 91% of similar nonprofits.

2023 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2023

Net Margin

6th percentile

-53%

Higher net margin than 6% of similar nonprofits.

2023 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2023

Top Officer Pay

34th percentile

$198,802

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

2023 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2023

Asset Growth

38th percentile

3.1%

Faster asset growth than 38% of similar nonprofits.

2023 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Revenue Growth

20th percentile

-13%

Faster revenue growth than 20% of similar nonprofits.

2023 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$48,266,883

Up $1,434,273 (+3.1%) from 2022

Net Assets

Down

$14,763,443

Down $4,905,325 (-25%) from 2022

Liabilities

Up

$33,503,440

Up $6,339,598 (+23%) from 2022

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin6th percentile

Revenue

Down

$9,610,580

Down $1,481,544 (-13%) from 2022

Expenses

Up

$14,686,313

Up $2,572,782 (+21%) from 2022

Net Income

Down

-$5,075,733

Down $4,054,326 (-397%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth38th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2011: $28,978,220Liabilities 2011: $17,445,714Net Assets 2011: $11,532,5062011Assets 2012: $34,044,201Liabilities 2012: $20,083,607Net Assets 2012: $13,960,5942012Assets 2013: $36,985,284Liabilities 2013: $22,480,844Net Assets 2013: $14,504,4402013Assets 2014: $39,222,402Liabilities 2014: $23,547,853Net Assets 2014: $15,674,5492014Assets 2015: $39,983,983Liabilities 2015: $24,348,809Net Assets 2015: $15,635,1742015Assets 2016: $44,392,660Liabilities 2016: $26,678,281Net Assets 2016: $17,714,3792016Assets 2017: $43,281,671Liabilities 2017: $25,577,132Net Assets 2017: $17,704,5392017Assets 2018: $42,284,948Liabilities 2018: $26,989,232Net Assets 2018: $15,295,7162018Assets 2019: $45,443,658Liabilities 2019: $26,072,090Net Assets 2019: $19,371,5682019Assets 2020: $48,100,329Liabilities 2020: $29,962,926Net Assets 2020: $18,137,4032020Assets 2021: $50,244,417Liabilities 2021: $29,323,346Net Assets 2021: $20,921,0712021Assets 2022: $46,832,610Liabilities 2022: $27,163,842Net Assets 2022: $19,668,7682022Assets 2023: $48,266,883Liabilities 2023: $33,503,440Net Assets 2023: $14,763,4432023

Highlighted filing

2023

Assets$48,266,883
Liabilities$33,503,440
Net Assets$14,763,443
Open 2023 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0M-$10MRevenue 2011: $6,392,453Expenses 2011: $5,959,662Net Income 2011: $432,7912011Revenue 2012: $8,178,948Expenses 2012: $6,434,314Net Income 2012: $1,744,6342012Revenue 2013: $6,460,979Expenses 2013: $6,944,061Net Income 2013: -$483,0822013Revenue 2014: $7,677,798Expenses 2014: $7,074,851Net Income 2014: $602,9472014Revenue 2015: $7,737,012Expenses 2015: $7,639,278Net Income 2015: $97,7342015Revenue 2016: $9,231,896Expenses 2016: $7,933,609Net Income 2016: $1,298,2872016Revenue 2017: $7,500,345Expenses 2017: $8,999,939Net Income 2017: -$1,499,5942017Revenue 2018: $9,031,231Expenses 2018: $9,884,391Net Income 2018: -$853,1602018Revenue 2019: $13,883,216Expenses 2019: $10,443,639Net Income 2019: $3,439,5772019Revenue 2020: $8,798,900Expenses 2020: $10,639,043Net Income 2020: -$1,840,1432020Revenue 2021: $12,994,900Expenses 2021: $10,947,906Net Income 2021: $2,046,9942021Revenue 2022: $11,092,124Expenses 2022: $12,113,531Net Income 2022: -$1,021,4072022Revenue 2023: $9,610,580Expenses 2023: $14,686,313Net Income 2023: -$5,075,7332023

Highlighted filing

2023

Revenue$9,610,580
Expenses$14,686,313
Net Income-$5,075,733
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2022 to Jun 30, 2023
Signed
Nov 17, 2025
Return Version
2022v5.0
Gross Receipts
$9,612,655
Mission and Program Overview

Mission

To promote and provide a continuum of safe, decent, affordable housing and necessary related services for very low and low income residents of snohomish county and camano island

To promote and provide a continuum of safe, decent, affordable housing and necessary related services for very low income and low income residents of snohomish county and camano island.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$32,280,557$31,725,908▼ $554,649
Other Notes and Loans Receivable, Net$122,301$6,859,556▲ $6,737,255
Investments in Publicly Traded Securities$0$4,113,745▲ $4,113,745
Pledges and Grants Receivable$361,208$1,037,260▲ $676,052
Cash and Non-Interest-Bearing Accounts$1,171,304$763,786▼ $407,518
Prepaid Expenses and Deferred Charges$40,917$459,352▲ $418,435
Intangible Assets$0$26,608▲ $26,608
Accounts Receivable$23,521$-11,352▼ $34,873
Total Assets$46,832,610$48,266,883▲ $1,434,273
Other Assets Total$12,832,802$3,292,020▼ $9,540,782
Liabilities
Mortgage Notes Payable Secured by Investment Property$0$27,402,190▲ $27,402,190
Accounts Payable and Accrued Expenses$1,226,514$4,696,731▲ $3,470,217
Unsecured Notes Loans Payable$601,550$1,150,000▲ $548,450
Deferred Revenue$27,399$169,440▲ $142,041
Other Liabilities$25,308,379$85,079▼ $25,223,300
Total Liabilities$27,163,842$33,503,440▲ $6,339,598
Net Assets / Fund Balance
Net Assets With Donor Restrictions$0$9,024,417▲ $9,024,417
Net Assets Without Donor Restrictions$19,668,768$5,739,026▼ $13,929,742
Total Net Assets Fund Balance$19,668,768$14,763,443▼ $4,905,325
Total Liabilities and Net Assets / Fund Balance$46,832,610$48,266,883▲ $1,434,273

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$23,418,558$15,566,970$38,985,528
Land$8,198,465-$8,198,465
Equipment$13,267$1,090,577$1,103,844
Other Land Buildings$82,210-$82,210
Leasehold Improvements$13,408$33,640$47,048
Other Assets Org$330,202--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2022$4,323,499$9,100▲ $362,373$710,686$3,984,286
2021$3,310,215$1,211,181▼ $286,055$-88,158$4,323,499
2020$2,626,999$77,806▲ $722,248$105,071$3,310,215
2019$2,749,161$67,997▲ $225,396$405,342$2,626,999
2018$2,688,649$72,604▲ $218,996$218,952$2,749,161
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Charles Fredrick SafstromCEOFT$144,167$54,635$198,802
Janice NishikawaCFOFT$139,101$11,306$150,407
Renata Hoyle MaybruckCOOFT$129,851$14,724$144,575
Crystal SimpsonProperty ManagerFT$103,235$13,857$117,092
Candace ChamleeHr & Admin DirectorFT$116,037-$116,037

Board Members and Trustees

NameTitle
Tom BerquistPresident
Jennifer MarvinVice-president
Aaron AdelsteinBoard Member
Barb YatesBoard Member
Chris GrayBoard Member
Colm BoerBoard Member
Erik HouserBoard Member
Harold DashBoard Member
J SkellyBoard Member
Jeff CapelotoBoard Member
Kay Frederickson-kolbBoard Member
Kristina JorgensenBoard Member
Laura BrentBoard Member
Louise Stanton-mastenBoard Member
Mindy WoodsBoard Member
Nik HalladayBoard Member
Paul PitreBoard Member
Tony BalkBoard Member
Alka Atal-barrioSecretary
Kirby DuncanTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Designs Nw Architects INCArchitect26915 102ND DR NW SUITE 201, Stanwood, WA 98292$785,949
Cc Edwards Construction INCConstruction4353 134TH ST NE, Marysville, WA 98271$461,478
Elan Financial ServicesFinancial ServicesPO BOX 6343, Fargo, ND 58125$345,611
Revenue and Support

Revenue Composition

Contributions and Grants
$4,077,823
Program Service Revenue
$4,913,537
Investment Income
$449,868
Other Revenue
$169,352
All Other Contributions
$2,151,120
Change in Net Assets
$-5,075,733

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Clothing and Household Goods-$46,654Fair Market Value
Other Non Cash Contri Table5$7,250Fair Market Value
Other Non Cash Contri Table16$4,486Fair Market Value
Other Non Cash Contri Table25$4,263Fair Market Value
Other Non Cash Contri Table4$2,824Fair Market Value
Total Noncash Contributions50$65,477-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$6,899,909
Other Expenses$6,488,541
Grants and Similar Amounts Paid$1,297,863
Total Fundraising Expense$735,776
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,555,196$1,018,620$534,043$5,107,859
Depreciation Depletion$1,561,869$9,275-$1,571,144
Interest$780,622$368,125$13,529$1,162,276
Grants to Domestic Orgs$1,018,763--$1,018,763
Fees for Services Other$279,358$544,840-$824,198
Current Officers, Directors, Trustees, and Key Employees-$727,670-$727,670
Occupancy$699,612$3,699$1,546$704,857
Payroll Taxes$441,232$182,615$56,721$680,568
Other Employee Benefits$272,564$77,526$32,336$382,426
Insurance$294,674$35,279$3,271$333,224
Information Technology$185,058$102,549$15,141$302,748
Grants to Domestic Individuals$279,100--$279,100
All Other Expenses$166,919$50,850$24,148$241,917
Conferences and Meetings$87,210$19,963$671$107,844
Fees for Services Accounting$43,546$28,972$5,874$78,392
Travel$46,655$2,440$1,371$50,466
Office Expenses-$24,109$25,473$49,582
Advertising$16,312$3,195$20,790$40,297
Fees for Services Legal$10,151$4,112-$14,263
Other Expenses$10,572$29,268$111$10,572
Pension Plan Contributions-$1,386-$1,386
Total Functional Expenses$10,707,337$3,243,200$735,776$14,686,313
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Twin Lakes Landing IiEverett, WA-Equity Development Transfer$851,218
Elcfa LLCEverett, WA-Equity Development Transfer$167,545
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$85,079
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The return is prepared by an independent accounting firm. It is then reviewed by senior management. After final review by the finance committee, copies are sent to each board member.”

Form 990, Part VI, Section B, Line 12C

“The chief executive officer renews the annual disclosure statement and compares the information with known relationships within the community. Any questionable areas are reviewed with the individual board member to verify compliance with the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“The salary levels for the ceo are discussed and reviewed by the hr committee and recomendations are made to the executive committee. Any recommended salary adjustments are given to the board for approval.”

Form 990, Part VI, Section C, Line 19

“Governing documents are available from the secretary of state's office. Copies of these documents, policy statements, and financial statements are provided upon request.”

Filing and Contact Details

Filer

Filer Name
Housing Hope
EIN
94-3060709
Phone
4253476556
Address
5830 EVERGREEN WAY, EVERETT, WA 98203

Signing Officer

Name
Kathryn Opina
Title
CEO
Phone
4253476556
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kathryn Opina
Formed
1987
Legal Domicile
Wa
Voting Board Members
21
Independent Board Members
20
Employees
265
Volunteers
182

Preparer

Firm
Clark Nuber Ps
Address
555 110TH AVE NE SUITE 700, BELLEVUE, WA 98004
Preparer
Megan R Ryan
Phone
4254544919
Supplemental Narrative

Additional Explanations

FORM 990, PART I, LINE 6:

“There were 162 volunteers during fy23 serving an estimated 2,408 hours for the organization. In addition, there were 20 volunteer board members.”

Financial Statement Notes

PART V, LINE 4:

“Support to ongoing operations of the agency.”

Raw XML AppendixShowing 400 of 1,003 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO PROMOTE AND PROVIDE A CONTINUUM OF SAFE, DECENT, AFFORDABLE HOUSING AND NECESSARY RELATED SERVICES FOR VERY LOW INCOME AND LOW INCOME RESIDENTS OF SNOHOMISH COUNTY AND CAMANO ISLAND.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
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IRS990/Form990PartVIISectionAGrp/PersonNm2JENNIFER MARVIN
IRS990/Form990PartVIISectionAGrp/PersonNm3KIRBY DUNCAN
IRS990/Form990PartVIISectionAGrp/PersonNm4ALKA ATAL-BARRIO
IRS990/Form990PartVIISectionAGrp/PersonNm5AARON ADELSTEIN
IRS990/Form990PartVIISectionAGrp/PersonNm6TONY BALK
IRS990/Form990PartVIISectionAGrp/PersonNm7COLM BOER
IRS990/Form990PartVIISectionAGrp/PersonNm8LAURA BRENT
IRS990/Form990PartVIISectionAGrp/PersonNm9JEFF CAPELOTO
IRS990/Form990PartVIISectionAGrp/PersonNm10HAROLD DASH
IRS990/Form990PartVIISectionAGrp/PersonNm11KAY FREDERICKSON-KOLB
IRS990/Form990PartVIISectionAGrp/PersonNm12CHRIS GRAY
IRS990/Form990PartVIISectionAGrp/PersonNm13NIK HALLADAY
IRS990/Form990PartVIISectionAGrp/PersonNm14KRISTINA JORGENSEN
IRS990/Form990PartVIISectionAGrp/PersonNm15J SKELLY
IRS990/Form990PartVIISectionAGrp/PersonNm16BARB YATES
IRS990/Form990PartVIISectionAGrp/PersonNm17LOUISE STANTON-MASTEN
IRS990/Form990PartVIISectionAGrp/PersonNm18PAUL PITRE
IRS990/Form990PartVIISectionAGrp/PersonNm19MINDY WOODS
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IRS990/Form990PartVIISectionAGrp/PersonNm21JANICE NISHIKAWA
IRS990/Form990PartVIISectionAGrp/PersonNm22RENATA HOYLE MAYBRUCK
IRS990/Form990PartVIISectionAGrp/PersonNm23CANDACE CHAMLEE
IRS990/Form990PartVIISectionAGrp/PersonNm24CRYSTAL SIMPSON
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21139101
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22129851
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23116037
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
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IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE-PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt18BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt19BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt20BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt21CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt22COO
IRS990/Form990PartVIISectionAGrp/TitleTxt23HR & ADMIN DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24PROPERTY MANAGER
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IRS990/GrantsToOrganizationsInd01
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IRS990/MissionDesc0TO PROMOTE AND PROVIDE A CONTINUUM OF SAFE, DECENT, AFFORDABLE HOUSING AND NECESSARY RELATED SERVICES FOR VERY LOW INCOME AND LOW INCOME RESIDENTS OF SNOHOMISH COUNTY AND CAMANO ISLAND.
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Filings

Displayed year

2023 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$48,266,883
Liabilities
$33,503,440
Net assets
$14,763,443
Revenue
$9,610,580
Expenses
$14,686,313
Net income
-$5,075,733
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.3$33.5$14.8$9.61$14.7$5.08
2022Summary only. Only limited summary data is available for this year.$46.8$27.2$19.7$11.1$12.1$1.02
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.2$29.3$20.9$13.0$10.9$2.05
2020Summary only. Only limited summary data is available for this year.$48.1$30.0$18.1$8.80$10.6$1.84
2019Summary only. Only limited summary data is available for this year.$45.4$26.1$19.4$13.9$10.4$3.44
2018Summary only. Only limited summary data is available for this year.$42.3$27.0$15.3$9.03$9.88$0.85
2017Summary only. Only limited summary data is available for this year.$43.3$25.6$17.7$7.50$9.00$1.50
2016Summary only. Only limited summary data is available for this year.$44.4$26.7$17.7$9.23$7.93$1.30
2015Summary only. Only limited summary data is available for this year.$40.0$24.3$15.6$7.74$7.64$0.10
2014Summary only. Only limited summary data is available for this year.$39.2$23.5$15.7$7.68$7.07$0.60
2013Summary only. Only limited summary data is available for this year.$37.0$22.5$14.5$6.46$6.94$0.48
2012Summary only. Only limited summary data is available for this year.$34.0$20.1$14.0$8.18$6.43$1.74
2011Summary only. Only limited summary data is available for this year.$29.0$17.4$11.5$6.39$5.96$0.43