Civic Intelligence

California Capital Small Business

EIN 94-2861631 • 501(c)3 • Sacramento, CA

View Organization Page

Profile

Provide capital and development assistance to increase economic opportunities for underserved communities and persons by offering a wide range of flexible financial products and services through collaboration.

1792 Tribute Road Suite 270Sacramento, CA 95815

www.cacapital.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

75th percentile

0.31x

Higher debt load relative to assets than 75% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

76th percentile

0.36x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

26th percentile

-6.6%

Higher net margin than 26% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

91st percentile

$222,156

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 6.1% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

15th percentile

-11%

Faster asset growth than 15% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

22nd percentile

-12%

Faster revenue growth than 22% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets75th percentile

Assets

Down

$4,252,328

Down $530,078 (-11%) from 2023

Liabilities

Down

$1,320,384

Down $163,000 (-11%) from 2023

Net Assets

Down

$2,931,944

Down $367,078 (-11%) from 2023

Operations
Liabilities / Revenue76th percentileNet Margin26th percentile

Revenue

Down

$3,652,060

Down $484,682 (-12%) from 2023

Expenses

Up

$3,894,051

Up $45,499 (+1.2%) from 2023

Net Income

Down

-$241,991

Down $530,181 (-184%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $919,134Liabilities 2011: $343,275Net Assets 2011: $575,8592011Assets 2012: $704,725Liabilities 2012: $320,018Net Assets 2012: $384,7072012Assets 2013: $394,757Liabilities 2013: $266,396Net Assets 2013: $128,3612013Assets 2014: $298,963Liabilities 2014: $219,958Net Assets 2014: $79,0052014Assets 2015: $554,035Liabilities 2015: $448,809Net Assets 2015: $105,2262015Assets 2016: $607,493Liabilities 2016: $373,289Net Assets 2016: $234,2042016Assets 2017: $694,655Liabilities 2017: $411,819Net Assets 2017: $282,8362017Assets 2018: $972,367Liabilities 2018: $562,532Net Assets 2018: $409,8352018Assets 2019: $1,522,137Liabilities 2019: $790,103Net Assets 2019: $732,0342019Assets 2020: $1,961,231Liabilities 2020: $1,202,815Net Assets 2020: $758,4162020Assets 2021: $3,879,539Liabilities 2021: $1,002,305Net Assets 2021: $2,877,2342021Assets 2022: $3,926,926Liabilities 2022: $916,094Net Assets 2022: $3,010,8322022Assets 2023: $4,782,406Liabilities 2023: $1,483,384Net Assets 2023: $3,299,0222023Assets 2024: $4,252,328Liabilities 2024: $1,320,384Net Assets 2024: $2,931,9442024

Highlighted filing

2024

Assets$4,252,328
Liabilities$1,320,384
Net Assets$2,931,944
Open 2024 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $882,662Expenses 2011: $841,698Net Income 2011: $40,9642011Revenue 2012: $767,491Expenses 2012: $960,242Net Income 2012: -$192,7512012Revenue 2013: $578,247Expenses 2013: $832,713Net Income 2013: -$254,4662013Revenue 2014: $676,239Expenses 2014: $723,672Net Income 2014: -$47,4332014Revenue 2015: $963,082Expenses 2015: $933,854Net Income 2015: $29,2282015Revenue 2016: $1,319,146Expenses 2016: $1,192,192Net Income 2016: $126,9542016Revenue 2017: $1,240,646Expenses 2017: $1,193,852Net Income 2017: $46,7942017Revenue 2018: $1,688,914Expenses 2018: $1,563,462Net Income 2018: $125,4522018Revenue 2019: $2,237,889Expenses 2019: $1,914,549Net Income 2019: $323,3402019Revenue 2020: $2,226,025Expenses 2020: $2,209,163Net Income 2020: $16,8622020Revenue 2021: $4,828,871Expenses 2021: $3,005,436Net Income 2021: $1,823,4352021Revenue 2022: $3,624,110Expenses 2022: $3,503,917Net Income 2022: $120,1932022Revenue 2023: $4,136,742Expenses 2023: $3,848,552Net Income 2023: $288,1902023Revenue 2024: $3,652,060Expenses 2024: $3,894,051Net Income 2024: -$241,9912024

Highlighted filing

2024

Revenue$3,652,060
Expenses$3,894,051
Net Income-$241,991
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,252,328
Liabilities
$1,320,384
Net assets
$2,931,944
Revenue
$3,652,060
Expenses
$3,894,051
Net income
-$241,991
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.25$1.32$2.93$3.65$3.89$0.24
2023Detailed filing. Detailed filing data is available for this year.$4.78$1.48$3.30$4.14$3.85$0.29
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.93$0.92$3.01$3.62$3.50$0.12
2021Detailed filing. Detailed filing data is available for this year.$3.88$1.00$2.88$4.83$3.01$1.82
2020Detailed filing. Detailed filing data is available for this year.$1.96$1.20$0.76$2.23$2.21$0.02
2019Detailed filing. Detailed filing data is available for this year.$1.52$0.79$0.73$2.24$1.91$0.32
2018Summary only. Only limited summary data is available for this year.$0.97$0.56$0.41$1.69$1.56$0.13
2017Summary only. Only limited summary data is available for this year.$0.69$0.41$0.28$1.24$1.19$0.05
2016Summary only. Only limited summary data is available for this year.$0.61$0.37$0.23$1.32$1.19$0.13
2015Summary only. Only limited summary data is available for this year.$0.55$0.45$0.11$0.96$0.93$0.03
2014Summary only. Only limited summary data is available for this year.$0.30$0.22$0.08$0.68$0.72$0.05
2013Summary only. Only limited summary data is available for this year.$0.39$0.27$0.13$0.58$0.83$0.25
2012Summary only. Only limited summary data is available for this year.$0.70$0.32$0.38$0.77$0.96$0.19
2011Summary only. Only limited summary data is available for this year.$0.92$0.34$0.58$0.88$0.84$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 14, 2025
Return Version
2023v6.0
Gross Receipts
$3,652,060
Mission and Program Overview

Mission

To equitably provide capital and development assistance to increase economic opportunities by offering a wide range of flexible financial products and technical services through collaboration.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,117,484$2,254,148▲ $136,664
Pledges and Grants Receivable$1,824,296$1,052,993▼ $771,303
Loans From Officers Directors$265,000--
Cash and Non-Interest-Bearing Accounts$12,921$142,802▲ $129,881
Savings and Temporary Cash Investments$89$58,309▲ $58,220
Prepaid Expenses and Deferred Charges$37,657$41,642▲ $3,985
Land, Buildings, and Equipment, Net$24,489$22,958▼ $1,531
Total Assets$4,782,406$4,252,328▼ $530,078
Other Assets Total$765,470$679,476▼ $85,994
Liabilities
Other Liabilities$825,604$785,486▼ $40,118
Deferred Revenue$6,386$298,045▲ $291,659
Accounts Payable and Accrued Expenses$386,394$236,853▼ $149,541
Total Liabilities$1,483,384$1,320,384▼ $163,000
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,408,166$2,532,480▲ $124,314
Net Assets With Donor Restrictions$890,856$399,464▼ $491,392
Total Net Assets Fund Balance$3,299,022$2,931,944▼ $367,078
Total Liabilities and Net Assets / Fund Balance$4,782,406$4,252,328▼ $530,078

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$22,958$149,081$172,039
Other Assets Org$2,601--
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Deborah MuramotoPresident/CEO/secretaryFT$211,823$10,333$222,156
May MasunagaChief Financial OfficerFT$136,623$19,551$156,174
Michael SchremmerChief Operations OfficerFT$114,683$13,010$127,693
Bob GonzalesDirector of LendingFT$109,975$12,061$122,036
Ivor NewmanApex Program DirectorFT$109,363$5,468$114,831

Board Members and Trustees

NameTitle
Shelley SealesChair
Denise BrowneVice Chair
Virginia CoronadoVice Chair (until Oct 2023)
Daniel SavalaDirector
Drue BrownDirector
Raymond SebastianDirector
Truman RishardTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$3,113,587
Program Service Revenue
$535,274
Investment Income
$3,199
Other Revenue
$0
All Other Contributions
$556,667
Change in Net Assets
$-241,991

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,652,060
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$17,463
Total Revenue per Audited Statements
$3,669,523
Total Revenue per Form 990
$3,652,060
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,921,481
Other Expenses$972,570
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,622,246$447,336-$2,069,582
Fees for Services Other$432,866$25,614-$458,480
Current Officers, Directors, Trustees, and Key Employees$296,554$81,776-$378,330
Other Employee Benefits$149,481$48,666-$198,147
Payroll Taxes$148,169$38,619-$186,788
Occupancy$120,824$55,509-$176,333
Pension Plan Contributions$34,116$54,518-$88,634
Office Expenses$40,448$35,098-$75,546
Travel$30,521$14,892-$45,413
Conferences and Meetings$22,017$15,660-$37,677
Fees for Services Accounting$2,666$26,087-$28,753
Information Technology$24,762$3,374-$28,136
Insurance$12,761$13,499-$26,260
Fees for Services Legal$1,335$9,806-$11,141
Advertising$5,775$2,367-$8,142
Depreciation Depletion-$5,657-$5,657
Other Expenses$83,139$-83,139-$0
Total Functional Expenses$3,082,622$811,429$0$3,894,051

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$4,036,601
Expenses per Audited Statements$3,894,051
Total Expenses per Form 990$3,894,051
Expenses Not Reported on Form 990$142,550
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$265,000--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$578,114
Refundable Advances$113,872
457 Plan Liability$93,500
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Committee reviews and approves before submittal”

Form 990, Part VI, Section B, Line 15

“The ceo and cfo have not had raises since 7/1/21. The ceo's last raise in 2021 was determined and negotiated with the board. The cfo's raise was set by the ceo. Key employee raises involve a performance review performed by the ceo. We always compare salaries with compensation studies we purchase or find online. Effective dec. 2022, ceo's salary was increased $487.50 per pay period and was board approved.”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy, and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
California Capital Small Business
EIN
94-2861631
Phone
9164421792
Address
1792 TRIBUTE ROAD SUITE 270, SACRAMENTO, CA 95815
Doing Business As
California Capital Fdc

Signing Officer

Name
Deborah Muramoto
Title
President
Phone
9164421792
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Deborah Muramoto
Formed
1982
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
6
Employees
35
Volunteers
8

Preparer

Firm
Richardson & Company Llp
Address
550 HOWE AVENUE SUITE 210, SACRAMENTO, CA 95825
Preparer
Curt Jenson
Phone
9165648727
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Instructors/counselors: program service expenses 381,139. Management and general expenses 0. Fundraising expenses 0. Total expenses 381,139. Hr consultant: program service expenses 4,379. Management and general expenses 4,690. Fundraising expenses 0. Total expenses 9,069. Computer consultant: program service expenses 3,873. Management and general expenses 6,526. Fundraising expenses 0. Total expenses 10,399. Marketing consultant: program service expenses 8,729. Management and general expenses 0. Fundraising expenses 0. Total expenses 8,729. Grant writing consultant: program service expenses 11,000. Management and general expenses 0. Fundraising expenses 0. Total expenses 11,000. Web/video consultant: program service expenses 7,535. Management and general expenses 502. Fundraising expenses 0. Total expenses 8,037. Other: program service expenses 16,211. Management and general expenses 13,896. Fundraising expenses 0. Total expenses 30,107.”

FORM 990, PART XI, LINE 9:

“Provision for loan losses -125,087.”

Financial Statement Notes

PART X, LINE 2:

“Management of ccfdc has evaluated the tax positions and related income tax contingencies. Management does not believe that any material uncertain tax positions exist.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Provision for loan losses 125,087.”

Raw XML AppendixShowing 400 of 540 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT/CEO/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VICE CHAIR (UNTIL OCT 2023)
IRS990/Form990PartVIISectionAGrp/TitleTxt8CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF OPERATIONS OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10APEX PROGRAM DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR OF LENDING
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01982
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GovernmentGrantsAmt02556920
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03652060
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt03374
IRS990/InformationTechnologyGrp/ProgramServicesAmt024762
IRS990/InformationTechnologyGrp/TotalAmt028136
IRS990/InsuranceGrp/ManagementAndGeneralAmt013499
IRS990/InsuranceGrp/ProgramServicesAmt012761
IRS990/InsuranceGrp/TotalAmt026260
IRS990/InvestmentIncomeGrp/ExclusionAmt03199
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03199
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt040
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0149081
IRS990/LandBldgEquipBasisNetGrp/BOYAmt024489
IRS990/LandBldgEquipBasisNetGrp/EOYAmt022958
IRS990/LandBldgEquipCostOrOtherBssAmt0172039
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt0265000
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO EQUITABLY PROVIDE CAPITAL AND DEVELOPMENT ASSISTANCE TO INCREASE ECONOMIC OPPORTUNITIES BY OFFERING A WIDE RANGE OF FLEXIBLE FINANCIAL PRODUCTS AND TECHNICAL SERVICES THROUGH COLLABORATION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03299022
IRS990/NetAssetsOrFundBalancesEOYAmt02931944
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt02408166
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt02532480
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt055509
IRS990/OccupancyGrp/ProgramServicesAmt0120824
IRS990/OccupancyGrp/TotalAmt0176333
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt035098
IRS990/OfficeExpensesGrp/ProgramServicesAmt040448
IRS990/OfficeExpensesGrp/TotalAmt075546
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0765470
IRS990/OtherAssetsTotalGrp/EOYAmt0679476
IRS990/OtherChangesInNetAssetsAmt0-125087
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt048666
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0149481
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0198147
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/Desc1DUES & FEES
IRS990/OtherExpensesGrp/Desc2INDIRECT EXPENSES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt012793
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13297
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2-83139
IRS990/OtherExpensesGrp/ProgramServicesAmt042761
IRS990/OtherExpensesGrp/ProgramServicesAmt112181
IRS990/OtherExpensesGrp/ProgramServicesAmt283139
IRS990/OtherExpensesGrp/TotalAmt055554
IRS990/OtherExpensesGrp/TotalAmt115478
IRS990/OtherExpensesGrp/TotalAmt20
IRS990/OtherLiabilitiesGrp/BOYAmt0825604
IRS990/OtherLiabilitiesGrp/EOYAmt0785486
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0447336
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01622246
IRS990/OtherSalariesAndWagesGrp/TotalAmt02069582
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02117484
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02254148
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt038619
IRS990/PayrollTaxesGrp/ProgramServicesAmt0148169
IRS990/PayrollTaxesGrp/TotalAmt0186788
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt054518
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt034116
IRS990/PensionPlanContributionsGrp/TotalAmt088634
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt01824296
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt01052993
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt037657
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt041642
IRS990/PrincipalOfficerNm0DEBORAH MURAMOTO
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0CAPITAL ACCESS PROGRAM
IRS990/ProgramServiceRevenueGrp/Desc1WOMENS BUSINESS CENTER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0534624
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1650
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0534624
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1650
IRS990/ProgSrvcAccomActy2Grp/Desc0CALIFORNIA CAPITAL WOMEN'S BUSINESS CENTER: UNDER COOPERATIVE AGREEMENT WITH THE SMALL BUSINESS ADMINISTRATION, IS COMMITTED TO BUILDING THE CAPACITY OF SMALL BUSINESSES THROUGH EDUCATIONAL WORKSHOPS, ONE-ON-ONE ASSISTANCE, ONLINE LEARNING, AND CONNECTION WITH LOCAL RESOURCES. WBC SERVICES FOCUS ON ENTREPRENEURSHIP, ACCESS TO CAPITAL, AND SPECIALIZED PROGRAMS FOR INDUSTRY SECTORS INCLUDING CHILDCARE AND B2B SERVICES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0631864
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0650
IRS990/ProgSrvcAccomActy3Grp/Desc0RESEARCH AND BUSINESS DEVELOPMENT: CCFDC HAS DELIVERED IMPACT DRIVEN PROGRAMS WITHIN BUSINESS CORRIDORS AND STRENGTHENED NETWORK CONNECTIONS WITH ECONOMIC DEVELOPMENT AGENCIES IN SACRAMENTO. ONE OF THE PROGRAMS WITHIN THIS PROGRAM SERVICE IS THE SACRAMENTO VALLEY SMALL BUSINESS DEVELOPMENT CENTER FUNDED BY THE SMALL BUSINESS ADMINISTRATION.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0687645
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROCUREMENT TECHNICAL ASSISTANCE CENTER AND APEX ACCELERATOR: UNDER COOPERATIVE AGREEMENT WITH THE DEPARTMENT OF DEFENSE, THE APEX ACCELERATOR PROVIDES CAPACITY-BUILDING TRAINING AND DIRECT ASSISTANCE TO SMALL BUSINESSES RELATED TO GOVERNMENT CONTRACTING. WE PROVIDE THIS PROCUREMENT TECHNICAL ASSISTANCE TO SMALL BUSINESSES WHO WISH TO OR CURRENTLY DO BUSINESS WITH FEDERAL, STATE, OR LOCAL GOVERNMENT.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0668537
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt03672920
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0179
IRS990/PYOtherExpensesAmt01119690
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0463643
IRS990/PYRevenuesLessExpensesAmt0288190
IRS990/PYSalariesCompEmpBnftPaidAmt02728862
IRS990/PYTotalExpensesAmt03848552
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04136742
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-241991
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0534624
IRS990/SavingsAndTempCashInvstGrp/BOYAmt089
IRS990/SavingsAndTempCashInvstGrp/EOYAmt058309
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt03113587
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt03672920
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt03291606
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0509555
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0519849
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt011107517
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt03199
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0179
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0381
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt03759
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt07356532
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.89290
IRS990ScheduleA/PublicSupportPY170Pct00.90110
IRS990ScheduleA/PublicSupportTotal170Amt09921695
IRS990ScheduleA/SubstantialContributorsTotAmt01185822
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt03113587
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt03672920
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt03291606
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0509555
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0519849
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt011107517
IRS990ScheduleA/TotalSupportAmt011111276
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt017463
IRS990ScheduleD/DonatedServicesUseFcltsAmt017463
IRS990ScheduleD/EquipmentGrp/BookValueAmt022958
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0149081
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0172039
IRS990ScheduleD/ExpensesNotReportedAmt0142550
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03894051
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt012865
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt193500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2557467
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt313043
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt42601
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1457 PLAN ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2RIGHT OF USE ASSET
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4HEALTH EQUITY POOL
IRS990ScheduleD/OtherExpensesIncludedAmt0125087
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt093500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1578114
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2113872
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0457 PLAN LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LEASE LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2REFUNDABLE ADVANCES
IRS990ScheduleD/RevenueNotReportedAmt017463
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03652060
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT OF CCFDC HAS EVALUATED THE TAX POSITIONS AND RELATED INCOME TAX CONTINGENCIES. MANAGEMENT DOES NOT BELIEVE THAT ANY MATERIAL UNCERTAIN TAX POSITIONS EXIST.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1PROVISION FOR LOAN LOSSES 125,087.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt022958
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0679476
IRS990ScheduleD/TotalExpensesPerForm990Amt03894051
IRS990ScheduleD/TotalLiabilityAmt0785486
IRS990ScheduleD/TotalRevenuePerForm990Amt03652060
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03669523

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