Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Liabilities / Revenue
70th percentile
Higher debt load relative to revenue than 70% of similar nonprofits.
Net Margin
32nd percentile
Higher net margin than 32% of similar nonprofits.
Top Officer Pay
42nd percentile
Higher top officer pay than 42% of similar nonprofits.
Top officer pay equals 1.8% of source-year revenue.
Asset Growth
34th percentile
Faster asset growth than 34% of similar nonprofits.
Revenue Growth
38th percentile
Faster revenue growth than 38% of similar nonprofits.
Assets
Up$1,007,159,964
Up $67,934,431 (+7.2%) from 2014
Net Assets
Up$84,036,239
Up $5,734,638 (+7.3%) from 2014
Liabilities
Up$923,123,725
Up $62,199,793 (+7.2%) from 2014
Revenue
Up$41,967,037
Up $2,263,911 (+5.7%) from 2014
Expenses
Up$35,657,021
Up $2,318,295 (+7.0%) from 2014
Net Income
Down$6,310,016
Down $54,384 (-0.9%) from 2014
Keypoint credit union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at competitive rates of interest, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, keypoint credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefit, or service of the credit union being distributed to its members as patrons.
A cooperative, organized for the purpose of promoting thrift and savings among its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $766,793,026 | $832,711,555 | ▲ $65,918,529 |
| Investments in Publicly Traded Securities | $70,878,584 | $95,720,949 | ▲ $24,842,365 |
| Rtn Earn Endowment Incm Other Fnds | $78,301,601 | $84,036,239 | ▲ $5,734,638 |
| Investments Other Securities | $41,916,351 | $21,020,701 | ▼ $20,895,650 |
| Land, Buildings, and Equipment, Net | $15,405,467 | $15,607,875 | ▲ $202,408 |
| Savings and Temporary Cash Investments | $18,311,213 | $13,227,599 | ▼ $5,083,614 |
| Cash and Non-Interest-Bearing Accounts | $8,195,510 | $11,416,654 | ▲ $3,221,144 |
| Prepaid Expenses and Deferred Charges | $3,907,693 | $4,179,367 | ▲ $271,674 |
| Receivables From Officers Etc | $669,901 | $1,597,773 | ▲ $927,872 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $939,225,533 | $1,007,159,964 | ▲ $67,934,431 |
| Other Assets Total | $13,147,788 | $11,677,491 | ▼ $1,470,297 |
| Liabilities | |||
| Other Liabilities | $801,444,725 | $869,279,854 | ▲ $67,835,129 |
| Mortgage Notes Payable Secured by Investment Property | $50,000,000 | $36,000,000 | ▼ $14,000,000 |
| Accounts Payable and Accrued Expenses | $9,438,525 | $17,397,726 | ▲ $7,959,201 |
| Escrow Account Liability | - | $419,943 | - |
| Deferred Revenue | $40,682 | $26,202 | ▼ $14,480 |
| Total Liabilities | $860,923,932 | $923,123,725 | ▲ $62,199,793 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $78,301,601 | $84,036,239 | ▲ $5,734,638 |
| Total Liabilities and Net Assets / Fund Balance | $939,225,533 | $1,007,159,964 | ▲ $67,934,431 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $3,610,863 | $13,079,115 | $16,689,978 |
| Buildings | $5,240,583 | $2,866,348 | $8,106,931 |
| Land | $6,000,000 | - | $6,000,000 |
| Leasehold Improvements | $756,429 | $1,507,853 | $2,264,282 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ted Canfield | President/Chief Executive Officer | FT | $378,148 | $384,849 | $762,997 |
| samuel Tuohey | chief operating officer | FT | $236,811 | $88,092 | $324,903 |
| Helen Grays | SVP Business and Community Development | FT | $278,125 | $33,884 | $312,009 |
| Helen Grays | SVP Business and Community Developme | - | $177,830 | $134,179 | $312,009 |
| faye nabhani | chief lending officer | FT | $210,031 | $101,809 | $311,840 |
| Timothy Green | Chief Finance Officer | FT | $227,291 | $61,771 | $289,062 |
| LeeAnne Giblin | SVP Human Resources | FT | $189,033 | $54,087 | $243,120 |
| Douglas Schrock | VP Finance | FT | $157,375 | $69,899 | $227,274 |
| Lawrence Scoffield | VP Corporate Admin | FT | $152,393 | $60,140 | $212,533 |
| Steven Weiler | SVP Commercial Banking | FT | $139,206 | $72,671 | $211,877 |
| Tisha Hartman | VP Retail Lending | FT | $156,824 | $51,939 | $208,763 |
| Arie Elkins | VP IT Infrastructure | FT | $135,132 | $73,536 | $208,668 |
| Victor Smilgys | VP IT Eservices | FT | $143,410 | $61,776 | $205,186 |
| Dash McElroy | OSI System Manager | FT | $125,449 | $57,665 | $183,114 |
| Jeff Aana | Commercial Real Estate Sales Manager | FT | $102,466 | $75,277 | $177,743 |
| Kevin Armstrong | Director Consumer Lending | FT | $122,617 | $48,718 | $171,335 |
| Ajay Kumar | Chief Information Officer | FT | $130,881 | $31,919 | $162,800 |
| Shiou-lin Chen | Director Financial Reporting | FT | $123,515 | $38,415 | $161,930 |
| Lori Harding | VP Branch Operations | FT | $114,201 | $45,828 | $160,029 |
| Michael Ivezic | VP Audit | FT | $134,985 | $13,530 | $148,515 |
| Omar Hilario | Helpdesk Support Manager | FT | $132,013 | $7,915 | $139,928 |
| Name | Title |
|---|---|
| John Tom | Chairperson |
| adam corkins | Vice Chairperson |
| Baljinder Sandhu | Board Member |
| Bunninder Falak | Board Member |
| Dinesh Bettadapur | Board Member |
| Keith Stattenfield | Board Member |
| Robert Lerner | Board Member |
| suzanne rakow | Board Member |
| gregory eby | Board Secretary & Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | Core System Servicing | 455 WINDING BROOK DRIVE, Glastonbury, CT 06033 | $2,247,895 |
| Cu Cooperative Systems INC | Debit/credit Card Network Servicing | 9692 HAVEN AVENUE, Rancho Cucamonga, CA 91730 | $521,568 |
| Diebold Global Finance Corporation | Atm Servicing | 5995 MAYFAIR ROAD PO BOX 3077, NORTH Canton, OH 44750 | $352,039 |
| Visa Dps | Debit/credit Card Servicing | FILE NO 73583 PO BOX 60000, San Francisco, CA 94160 | $339,778 |
| Ronald L Schultz-billboard connection | advertising | 1182 folsom street, saN FRANCISCO, CA 94103 | $276,620 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $18,696,822 |
| Other Expenses | $16,955,199 |
| Grants and Similar Amounts Paid | $5,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $11,491,386 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $4,157,217 |
| Fees for Services Other | - | - | - | $3,301,408 |
| Interest | - | - | - | $2,331,812 |
| Occupancy | - | - | - | $2,175,841 |
| Other Employee Benefits | - | - | - | $1,720,485 |
| Depreciation Depletion | - | - | - | $1,599,921 |
| Payroll Taxes | - | - | - | $1,131,723 |
| Office Expenses | - | - | - | $1,067,628 |
| All Other Expenses | - | - | - | $1,014,925 |
| Information Technology | - | - | - | $984,903 |
| Advertising | - | - | - | $942,855 |
| Conferences and Meetings | - | - | - | $471,038 |
| Pension Plan Contributions | - | - | - | $196,011 |
| Fees for Services Legal | - | - | - | $164,001 |
| Fees for Services Accounting | - | - | - | $107,528 |
| Travel | - | - | - | $44,047 |
| Grants to Domestic Orgs | - | - | - | $5,000 |
| Other Expenses | - | - | - | $1,392 |
| Total Functional Expenses | $0 | $0 | $0 | $35,657,021 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Total Exempt Function Spending | $4,636 |
| Organization | Location | Amount |
|---|---|---|
| 94-0357265 | Ontario, CA | $4,636 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $669,901 | $1,597,773 | ▲ $927,872 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARES | $868,933,533 |
| Other Miscellaneous Liabilities | $346,321 |
“Keypoint credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. The credit union does not have stockholders.”
“The governing board of keypoint credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period of three years and until their successors shall have been elected.”
“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.”
“A copy of the 990 is made available to board members who wish to have a copy or review it.”
“Per the credit union's conflict of interest policy, directors, volunteers and employees are required to disclose their interests that could give rise to conflicts of interest. The policy was most recently reviewed and approved by the board of directors on february 25, 2016. For the enforcement of the conflict of interest policy, the internal auditor reviews account activity for all directors, volunteers, and employees and their interests. In addition, the accounts payable system is reviewed to ensure propriety of any potential conflicts of interest as applicable. The credit union also maintains a policy that no immediate family members of the board of directors or supervisory committee members may become employees of the credit union until two years have elapsed since their volunteer service with the credit union ended. The credit union does allow directors, volunteers and employees to apply for loans that the credit union offers to its membership. All loan applications for vice-presidents and above, volunteers and board members require the approval of the board of directors. Directors are restricted from participating in the deliberations and voting in a transaction that pertains to them.”
“The compensation of the ceo is determined by the compensation committee of the credit union. All vp positions and above are reviewed for market place compensation and salary ranges are recommended for adjustment based on survey information. The ceo approves the recommendation for salary structure change. After a performance review is written and rating is determined, a merit increase is set by the formula of where the individual falls into the range and performance level. The recommendation for merit increase is approved overall by the individual department vp or evp. The overall group is approved by the ceo.”
“Governing documents and conflict of interest policy are not made available to the public. Financial Statements are posted in the branch offices monthly.”
“Book to tax difference in investment income 70,457.”
“Custodial accounts for FHLB program loan servicer and escrow account related to hazard insurance and property tax on mortgage loan properties.”
“Income taxes - The Credit Union is exempt by statute from federal and state income taxes, except for taxes on unrelated business income, as further discussed in Note 11. The Credit Union's wholly owned subsidiaries are taxable entities, and income taxes related to subsidiaries for 2015 and 2014 were not material to the consolidated financial statements and are included in other operating expenses in the accompanying consolidated statements of income. Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC") 740-10-65, Income Taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed, and presented in the financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the Credit Union's tax returns to determine whether the tax positions are more likely than not of being sustained when challenged or when examined by the applicable tax authority. Tax positions not deemed to meet the more likely than not threshold would be recorded as tax expenses and liabilities in the current year. For the years ended December 31, 2015 and 2014, management has determined that there are no material uncertain tax positions and, accordingly, has not recorded a liability for the payment of interest or penalties.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 9438525 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 17397726 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 942855 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1014925 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | TIMOTHY GREEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4087314118 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2805 BOWERS AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SANTA CLARA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 95051 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 8195510 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 11416654 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 16 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 4157217 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 471038 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 2247895 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 521568 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 352039 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 339778 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 276620 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 455 WINDING BROOK DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 9692 HAVEN AVENUE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 5995 MAYFAIR ROAD PO BOX 3077 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | FILE NO 73583 PO BOX 60000 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 1182 folsom street |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | GLASTONBURY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | RANCHO CUCAMONGA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | NORTH Canton |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | SAN FRANCISCO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | saN FRANCISCO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | CT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | OH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 06033 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 91730 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 44750 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 94160 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 94103 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | CU COOPERATIVE SYSTEMS INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | DIEBOLD GLOBAL FINANCE CORPORATION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | VISA DPS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | Ronald L Schultz-billboard connection |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CORE SYSTEM SERVICING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DEBIT/CREDIT CARD NETWORK SERVICING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | ATM SERVICING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | DEBIT/CREDIT CARD SERVICING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | advertising |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 5000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 4014265 |
| IRS990/CYOtherExpensesAmt | 0 | 16955199 |
| IRS990/CYOtherRevenueAmt | 0 | -62420 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 38015192 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 6310016 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 18696822 |
| IRS990/CYTotalExpensesAmt | 0 | 35657021 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 41967037 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 40682 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 26202 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1599921 |
| IRS990/Desc | 0 | ACCOMPLISHMENT OF EXCELLENT LOAN SERVICES TO MEMBERS AND LOAN PORTFOLIO GROWTH THROUGH THE ORIGINATION OF CONSUMER AND MORTGAGE LOANS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 232 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 419943 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 107528 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 164001 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 3301408 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.13 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 24 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 25 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 26 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 27 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 28 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 17 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 222043 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 19160 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 26511 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 33482 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 5288 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 33884 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 18514 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 15264 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 26131 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 18785 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 24001 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 27412 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 32879 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 21549 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 13530 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 24 | 13406 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 25 | 32921 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 26 | 22042 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 27 | 17165 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 28 | 7915 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | John Tom |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | adam corkins |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | gregory eby |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Keith Stattenfield |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Robert Lerner |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | suzanne rakow |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Baljinder Sandhu |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Dinesh Bettadapur |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Bunninder Falak |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | TED CANFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Timothy Green |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | samuel Tuohey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | faye nabhani |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | Ajay Kumar |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | HELEN GRAYS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LeeAnne Giblin |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | Steven Weiler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | DOUGLAS SCHROCK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | Tisha Hartman |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | Lawrence Scoffield |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | Victor Smilgys |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | Arie Elkins |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | Lori Harding |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | Michael Ivezic |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 24 | Jeff Aana |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 25 | Dash McElroy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 26 | Kevin Armstrong |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 27 | Shiou-lin Chen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 28 | Omar Hilario |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 540954 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 269902 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 298392 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 278358 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 157512 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 278125 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 224606 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 196613 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 201143 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 189978 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 188532 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 177774 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 175789 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 138480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 134985 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 24 | 164337 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 25 | 150193 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 26 | 149293 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 27 | 144765 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 28 | 132013 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 24 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 25 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 26 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 27 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 28 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Secretary & Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | President/Chief Executive Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Chief Finance Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | chief operating officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | chief lending officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | Chief Information Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP Business and Community Development |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP Human Resources |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | SVP Commercial Banking |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP Finance |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP Retail Lending |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP Corporate Admin |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | VP IT Eservices |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | VP IT Infrastructure |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | VP Branch Operations |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | VP Audit |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 24 | Commercial Real Estate Sales Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 25 | OSI System Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 26 | Director Consumer Lending |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 27 | Director Financial Reporting |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 28 | Helpdesk Support Manager |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1979 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 119207 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 5000 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 186270 |
| IRS990/GrossReceiptsAmt | 0 | 42034100 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 37 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 984903 |
| IRS990/InterestGrp/TotalAmt | 0 | 2331812 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 3201779 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 3895058 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 693279 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 41916351 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 21020701 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 70878584 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 95720949 |
| IRS990/IRPDocumentCnt | 0 | 11803 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 17453316 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 15405467 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15607875 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 33061191 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 67063 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | KEYPOINT CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT COMPETITIVE RATES OF INTEREST, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, KEYPOINT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 50000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 36000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 78301601 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 84036239 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 119207 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 119207 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -353283 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -645835 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 2175841 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1067628 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 13147788 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 11677491 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 70457 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1720485 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | ATM EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR TAXES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1125000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 950862 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 672038 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1392 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 801444725 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 869279854 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522291 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.