Civic Intelligence

Technology Credit Union

990 • Fiscal year 2013 • EIN 94-1651781

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 14, 2014

2010 North First Street No 30195131

(408) 451-9111

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.90x

Higher debt load relative to assets than 52% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Liabilities / Revenue

86th percentile

25.23x

Higher debt load relative to revenue than 86% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Net Margin

76th percentile

27%

Higher net margin than 76% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Top Officer Pay

58th percentile

$852,371

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Asset Growth

38th percentile

3.4%

Faster asset growth than 38% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$1,762,161,707

Up $57,302,414 (+3.4%) from 2012

Net Assets

Up

$178,137,146

Up $7,236,846 (+4.2%) from 2012

Liabilities

Up

$1,584,024,561

Up $50,065,568 (+3.3%) from 2012

Revenue

$62,772,690

No earlier filing loaded for comparison.

Expenses

Down

$45,968,658

Down $6,029,232 (-12%) from 2012

Net Income

$16,804,032

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0B$4.0B$2.0B$0Assets 2010: $1,468,952,523Liabilities 2010: $1,322,586,179Net Assets 2010: $146,366,3442010Assets 2011: $1,559,265,262Liabilities 2011: $1,398,572,491Net Assets 2011: $160,692,7712011Assets 2012: $1,704,859,293Liabilities 2012: $1,533,958,993Net Assets 2012: $170,900,3002012Assets 2013: $1,762,161,707Liabilities 2013: $1,584,024,561Net Assets 2013: $178,137,1462013Assets 2014: $1,828,556,311Liabilities 2014: $1,632,337,659Net Assets 2014: $196,218,6522014Assets 2015: $2,065,689,522Liabilities 2015: $1,858,488,026Net Assets 2015: $207,201,4962015Assets 2016: $2,197,851,016Liabilities 2016: $1,972,627,588Net Assets 2016: $225,223,4282016Assets 2017: $2,486,059,659Liabilities 2017: $2,233,074,386Net Assets 2017: $252,985,2732017Assets 2018: $2,735,042,383Liabilities 2018: $2,450,738,803Net Assets 2018: $284,303,5802018Assets 2019: $3,045,579,402Liabilities 2019: $2,722,869,481Net Assets 2019: $322,709,9212019Assets 2020: $3,691,098,663Liabilities 2020: $3,324,529,939Net Assets 2020: $366,568,7242020Assets 2021: $4,123,158,923Liabilities 2021: $3,695,919,856Net Assets 2021: $427,239,0672021Assets 2022: $4,544,569,780Liabilities 2022: $4,154,677,687Net Assets 2022: $389,892,0932022Assets 2023: $4,826,094,258Liabilities 2023: $4,415,404,493Net Assets 2023: $410,689,7652023Assets 2024: $4,768,851,732Liabilities 2024: $4,349,076,726Net Assets 2024: $419,775,0062024

Highlighted filing

2013

Assets$1,762,161,707
Liabilities$1,584,024,561
Net Assets$178,137,146

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300M$200M$100M$0Expenses 2010: $59,041,3782010Expenses 2011: $58,121,4732011Expenses 2012: $51,997,8902012Revenue 2013: $62,772,690Expenses 2013: $45,968,658Net Income 2013: $16,804,0322013Revenue 2014: $59,113,306Expenses 2014: $44,477,241Net Income 2014: $14,636,0652014Revenue 2015: $64,511,413Expenses 2015: $49,457,977Net Income 2015: $15,053,4362015Revenue 2016: $72,902,056Expenses 2016: $53,811,377Net Income 2016: $19,090,6792016Revenue 2017: $92,439,784Expenses 2017: $64,645,656Net Income 2017: $27,794,1282017Revenue 2018: $111,143,972Expenses 2018: $78,011,462Net Income 2018: $33,132,5102018Revenue 2019: $132,366,057Expenses 2019: $100,705,942Net Income 2019: $31,660,1152019Revenue 2020: $137,209,016Expenses 2020: $100,803,253Net Income 2020: $36,405,7632020Revenue 2021: $173,209,130Expenses 2021: $94,424,660Net Income 2021: $78,784,4702021Revenue 2022: $196,279,690Expenses 2022: $137,568,880Net Income 2022: $58,710,8102022Revenue 2023: $235,250,527Expenses 2023: $218,781,071Net Income 2023: $16,469,4562023Revenue 2024: $239,450,752Expenses 2024: $238,575,988Net Income 2024: $874,7642024

Highlighted filing

2013

Revenue$62,772,690
Expenses$45,968,658
Net Income$16,804,032
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 14, 2014
Return Version
2013v3.0
Gross Receipts
$63,097,002
Mission and Program Overview

Mission

Technology credit union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, technology credit union conducts its business for the mutal benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

A cooperative, organized for the purpose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$930,851,053$931,866,666▲ $1,015,613
Investments in Publicly Traded Securities$571,852,443$636,884,697▲ $65,032,254
Rtn Earn Endowment Incm Other Fnds$170,900,300$178,137,146▲ $7,236,846
Savings and Temporary Cash Investments$163,463,729$159,414,805▼ $4,048,924
Land, Buildings, and Equipment, Net$19,477,534$17,810,844▼ $1,666,690
Cash and Non-Interest-Bearing Accounts$7,565,127$5,919,076▼ $1,646,051
Receivables From Officers Etc$1,837,518$886,164▼ $951,354
Prepaid Expenses and Deferred Charges$140,542$228,049▲ $87,507
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,704,859,293$1,762,161,707▲ $57,302,414
Other Assets Total$9,671,347$9,151,406▼ $519,941
Liabilities
Other Liabilities$1,525,788,551$1,575,439,759▲ $49,651,208
Accounts Payable and Accrued Expenses$8,170,442$8,584,802▲ $414,360
Total Liabilities$1,533,958,993$1,584,024,561▲ $50,065,568
Net Assets / Fund Balance
Total Net Assets Fund Balance$170,900,300$178,137,146▲ $7,236,846
Total Liabilities and Net Assets / Fund Balance$1,704,859,293$1,762,161,707▲ $57,302,414

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,254,638$14,401,404$18,656,042
Buildings$6,899,112$6,507,267$13,406,379
Land$5,882,284-$5,882,284
Leasehold Improvements$774,810$2,412,780$3,187,590
Investment Program Related Org$907,492,517--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Barbara Baldwin KammCEO/board Treasurer & SecrFT$432,243$420,128$852,371
Todd Marshall HarrisEvp CFO/CAOFT$258,277$139,881$398,158
Fred D AbajeloFinancial AdvisorFT$17,489$332,583$350,072
Joseph AnzaloneEvp Chief Bank OfficerFT$219,211$126,053$345,264
Alvin Cadman IiiEvp, Chief Credit OfficerFT$208,582$106,497$315,079
Deborah R KrumwiedeFinancial AdvisorFT$16,583$297,664$314,247
Jeannine JacobsenSVP Human ResourcesFT$177,817$72,992$250,809
Rebecca M NelsonSVP Wealth ManagementFT$162,856$70,733$233,589
Bahman Nosrati ShamlouAvp, Morgage OriginationsFT$17,136$213,626$230,762
Richard Brian HanzSVP Treasury & Strategic PlanningFT$149,184$77,049$226,233
Michael Kent Luckin FormerSVP, Enterprise Risk ManagementFT$38,701$184,319$223,020
Robert Cameron SherrardSVP Re Lending & Commercial ReFT$137,706$85,213$222,919
M Angeles HernandezSVP Loan AdminFT$158,400$60,846$219,246
Debra L Springer-bowmanSVP Retail BankingFT$135,557$76,080$211,637
Jeannie N SugaokaSVP Support ServicesFT$153,519$57,779$211,298

Board Members and Trustees

NameTitle
Mical BrenzelChairman
Tom HallSupv Cmte Chair
Peter DonahowerVice-chairman
Bob Howard-andersonDirector
Joe ShepelaDirector
John Paul BrunoDirector
John WedgwoodDirector
Karen BrochierDirector
Robert BylinDirector
Bob LuongSupv Cmte Member
Jeff LeeSupv Cmte Member
Karen RoggeSupv Cmte Member
Steven FisherSupv Cmte Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack Henry & Associates INCComputer Services-$640,368
Joseph & Cohen Professional ServicesLegal Services-$561,175
FiservComputer Services-$482,657
Eplus Technology INCComputer Services-$344,016
Imperial PrintingPrinting Services-$322,110
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$48,334,658
Investment Income
$8,958,088
Other Revenue
$5,479,944
Change in Net Assets
$16,804,032

Audited Revenue Reconciliation

Revenue per Audited Statements
$62,298,025
Revenue Not Reported on Financial Statements
$474,665
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$474,665
Total Revenue per Audited Statements
$62,298,025
Total Revenue per Form 990
$62,772,690
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$23,006,655
Other Expenses$22,962,003
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$14,900,066
Office Expenses---$6,762,333
Current Officers, Directors, Trustees, and Key Employees---$4,014,181
Interest---$3,408,547
Occupancy---$2,810,947
Depreciation Depletion---$2,795,454
Other Employee Benefits---$2,114,571
Insurance---$1,272,223
Payroll Taxes---$1,257,199
Fees for Services Other---$1,192,254
Fees for Services Legal---$988,840
Pension Plan Contributions---$720,638
Advertising---$680,826
Information Technology---$631,069
Fees for Services Accounting---$244,616
Travel---$238,223
Other Expenses---$154,399
Total Functional Expenses$0$0$0$45,968,658

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$45,968,658
Expenses per Audited Statements$45,493,994
Total Expenses per Audited Statements$45,493,994
Expenses Not Reported on Financial Statements$474,664
Other Expense Adjustments$474,664
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,837,518$886,164▼ $951,354
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$1,575,374,295
Accrued Dividends & Interest Payable$65,464
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Technology credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. Technology credit union does not have stockholders.

Form 990, Part VI, Section A, Line 7A

The governing board of technology credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws.

Form 990, Part VI, Section A, Line 7B

At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.

Form 990, Part VI, Section B, Line 11

The organization has the review of the form 990 performed by the vp of accounting and the cfo.

Form 990, Part VI, Section B, Line 12C

All executives are required to complete the new bank bribery act form that covers conficts of interest. If a conflict of interest is disclosed during this process for a board member, the board member is asked to abstain from voting on the issue at hand.

Form 990, Part VI, Section B, Line 15A

The board compensation committee recommends and approves compensation for the ceo on an annual basis. During this process they review comparability data based on similar sized credit unions in the area and document the decision made on what reasonable compensation they should provide to the ceo. For other officers of the credit union, compensation is based on annual performance evaluations and approved by the ceo.

Form 990, Part VI, Section C, Line 19

The monthly financial statements are posted in all branch locations. All other documents are available upon request.

Filing and Contact Details

Filer

EIN
94-1651781
Phone
4084519111

Signing Officer

Name
Todd Harris
Title
Evp CFO/CAO
Phone
4084414748
Signed
2014-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Todd Harris
Formed
1960
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
8
Employees
301
Volunteers
13

Preparer

Preparer
Valentino Creus CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

The organization has not changed either its oversight process or selection process during the tax year.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt, by statute, from federal and state income taxes. The fasb issued guidance on accounting for income taxes in fasb asc topic 740, income tax, which provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the financial statements. This requires evaluation of tax positions taken or expected to be taken by the credit union which must determine whether the tax positions are more likely than not to be sustained "when challenged" or "when examined" by the applicable tax authority. Tax positions not deemed to meet the more-likely-than-not threshold would be recorded as a tax expense and liability in the current year. As of and for the years ended december 31, 2013 and 2012, management has determined that there are no material uncertain tax positions requiring recognition in the financial statements.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Items reclassified between revenue and expense 474,665.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Items reclassified between revenue and expense 474,664.

Raw XML AppendixShowing 400 of 892 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0DURING 2013 TECHNOLOGY CREDIT UNION HAD 70,737 MEMBERS WITH 1,630 MEMBER COMPANIES. TO ENHANCE MEMBERS' EASY ACCESS ANYWHERE AND ANYTIME AT NO COST TO THE MEMBERS, TECH CU PROVIDES ONLINE BANKING SERVICES. SOME OF THE FEATURES ARE THE ABILITY TO VIEW ACCOUNT BALANCES, VIEW OR DOWNLOAD ACCOUNT HISTORY, VIEW IMAGES OF CLEARED CHECKS AND VIEW PENDING TRANSACTIONS. ALSO, MEMBERS HAVE THE PRIVILEGE TO MAKE OR SCHEDULE PAYMENTS FOR TRANSFER BETWEEN TECH CU ACCOUNTS OR OTHER FINANCIAL INSTITUTIONS. MEMBERS CAN ALSO PAY THEIR BILLS USING THE TECH CU BILL PAY ONLINE. THE ONLINE BANKING SERVICES ENABLE MEMBERS TO MANAGE THEIR ACCOUNT(S) CONVENIENTLY FROM RECEIVING EMAIL ALERTS ON THE ACCOUNT ACTIVITY TO PLACING A STOP PAYMENT ON AN OUTGOING CHECK. MEMBERS CAN UPDATE THEIR PROFILE AND GAIN ACCESS TO A SECURED EMAIL. TECH CU ONLINE BANKING USES THE MOST ADVANCED ENCRYPTION STANDARDS TO PROTECT ACCOUNTS AND TO CONDUCT FINANCIAL BUSINESS. THE INNOVATIVE LOGIN SECURITY SYSTEM ENSURES PERSONAL ACCESS AND SECURITY OF ACCOUNT INFORMATION.
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt13205690
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1435902
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1536444
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1629181
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1718672
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1826563
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1917645
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2020571
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2137860
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2232246
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2325980
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2422069
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2518122
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2630149
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2733429
IRS990/Form990PartVIISectionAGrp/PersonNm0MICAL BRENZEL
IRS990/Form990PartVIISectionAGrp/PersonNm1PETER DONAHOWER
IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT BYLIN
IRS990/Form990PartVIISectionAGrp/PersonNm3JOHN WEDGWOOD
IRS990/Form990PartVIISectionAGrp/PersonNm4BOB HOWARD-ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm5JOE SHEPELA
IRS990/Form990PartVIISectionAGrp/PersonNm6JOHN PAUL BRUNO
IRS990/Form990PartVIISectionAGrp/PersonNm7KAREN BROCHIER
IRS990/Form990PartVIISectionAGrp/PersonNm8TOM HALL
IRS990/Form990PartVIISectionAGrp/PersonNm9BOB LUONG
IRS990/Form990PartVIISectionAGrp/PersonNm10STEVEN FISHER
IRS990/Form990PartVIISectionAGrp/PersonNm11JEFF LEE
IRS990/Form990PartVIISectionAGrp/PersonNm12KAREN ROGGE
IRS990/Form990PartVIISectionAGrp/PersonNm13BARBARA BALDWIN KAMM
IRS990/Form990PartVIISectionAGrp/PersonNm14TODD MARSHALL HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm15JOSEPH ANZALONE
IRS990/Form990PartVIISectionAGrp/PersonNm16ALVIN CADMAN III
IRS990/Form990PartVIISectionAGrp/PersonNm17JEANNINE JACOBSEN
IRS990/Form990PartVIISectionAGrp/PersonNm18REBECCA M NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm19M ANGELES HERNANDEZ
IRS990/Form990PartVIISectionAGrp/PersonNm20JEANNIE N SUGAOKA
IRS990/Form990PartVIISectionAGrp/PersonNm21MICHAEL KENT LUCKIN FORMER
IRS990/Form990PartVIISectionAGrp/PersonNm22DEBRA L SPRINGER-BOWMAN
IRS990/Form990PartVIISectionAGrp/PersonNm23FRED D ABAJELO
IRS990/Form990PartVIISectionAGrp/PersonNm24DEBORAH R KRUMWIEDE
IRS990/Form990PartVIISectionAGrp/PersonNm25ROBERT CAMERON SHERRARD
IRS990/Form990PartVIISectionAGrp/PersonNm26BAHMAN NOSRATI SHAMLOU
IRS990/Form990PartVIISectionAGrp/PersonNm27RICHARD BRIAN HANZ
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13646681
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14362256
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15308820
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16285898
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17232137
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18207026
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19201601
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20190727
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21185160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22179391
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23324092
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24292178
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25204797
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt26200613
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt27192804
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPV CMTE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CEO/BOARD TREASURER & SECR
IRS990/Form990PartVIISectionAGrp/TitleTxt14EVP CFO/CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt15EVP CHIEF BANK OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt16EVP, CHIEF CREDIT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP WEALTH MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP LOAN ADMIN
IRS990/Form990PartVIISectionAGrp/TitleTxt20SVP SUPPORT SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt21SVP, ENTERPRISE RISK MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt22SVP RETAIL BANKING
IRS990/Form990PartVIISectionAGrp/TitleTxt23FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25SVP RE LENDING & COMMERCIAL RE
IRS990/Form990PartVIISectionAGrp/TitleTxt26AVP, MORGAGE ORIGINATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt27SVP TREASURY & STRATEGIC PLANNING
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01960
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt065140
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0389452
IRS990/GrossReceiptsAmt063097002
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt050
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0631069
IRS990/InsuranceGrp/TotalAmt01272223
IRS990/InterestGrp/TotalAmt03408547
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt08892948
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt08892948
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0930851053
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0931866666
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0571852443
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0636884697
IRS990/IRPDocumentCnt029421
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt023321451
IRS990/LandBldgEquipBasisNetGrp/BOYAmt019477534
IRS990/LandBldgEquipBasisNetGrp/EOYAmt017810844
IRS990/LandBldgEquipCostOrOtherBssAmt041132295
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0324312
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TECHNOLOGY CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, TECHNOLOGY CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0170900300
IRS990/NetAssetsOrFundBalancesEOYAmt0178137146
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt065140
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt065140
IRS990/NetUnrelatedBusTxblIncmAmt0-149563
IRS990/NetUnrlzdGainsLossesInvstAmt0-9567186
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02810947
IRS990/OfficeExpensesGrp/TotalAmt06762333
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09671347
IRS990/OtherAssetsTotalGrp/EOYAmt09151406
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02114571
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1MISC OPERATING EXPENSES
IRS990/OtherExpensesGrp/Desc2OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt01310716
IRS990/OtherExpensesGrp/TotalAmt1471556
IRS990/OtherExpensesGrp/TotalAmt2154399
IRS990/OtherLiabilitiesGrp/BOYAmt01525788551
IRS990/OtherLiabilitiesGrp/EOYAmt01575439759
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0PROV FOR LOAN AND LEAS
IRS990/OtherRevenueMiscGrp/Desc1OTHER NON-OPERATING IN
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05135694
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1344250
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05135694
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1344250
IRS990/OtherRevenueTotalAmt05479944
IRS990/OtherSalariesAndWagesGrp/TotalAmt014900066
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01257199
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0720638
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0140542
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0228049
IRS990/PrincipalOfficerNm0TODD HARRIS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,769$4,349$420$239$239$0.87
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,826$4,415$411$235$219$16.5
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,545$4,155$390$196$138$58.7
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,123$3,696$427$173$94.4$78.8
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,691$3,325$367$137$101$36.4
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$3,046$2,723$323$132$101$31.7
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,735$2,451$284$111$78.0$33.1
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,486$2,233$253$92.4$64.6$27.8
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,198$1,973$225$72.9$53.8$19.1
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,066$1,858$207$64.5$49.5$15.1
2014Detailed filing. Detailed filing data is available for this year.$1,829$1,632$196$59.1$44.5$14.6
2013Detailed filing. Detailed filing data is available for this year.$1,762$1,584$178$62.8$46.0$16.8
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,705$1,534$171$52.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,559$1,399$161$58.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,469$1,323$146$59.0