Liabilities / Assets
2nd percentile
Higher debt load relative to assets than 2% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
2nd percentile
Higher debt load relative to assets than 2% of similar nonprofits.
Liabilities / Revenue
3rd percentile
Higher debt load relative to revenue than 3% of similar nonprofits.
Net Margin
14th percentile
Higher net margin than 14% of similar nonprofits.
Top Officer Pay
24th percentile
Higher top officer pay than 24% of similar nonprofits.
Top officer pay equals 1.9% of source-year revenue.
Asset Growth
99th percentile
Faster asset growth than 99% of similar nonprofits.
Revenue Growth
59th percentile
Faster revenue growth than 59% of similar nonprofits.
Assets
Up$174,036,495
Up $47,261,589 (+37%) from 2012
Net Assets
Up$172,615,742
Up $47,178,097 (+38%) from 2012
Liabilities
Up$1,420,753
Up $83,492 (+6.2%) from 2012
Revenue
Up$7,557,944
Up $670,617 (+9.7%) from 2012
Expenses
Up$7,373,457
Up $486,670 (+7.1%) from 2012
Net Income
Up$184,487
Up $183,947 (+34064%) from 2012
To provide consumer financial services to the communities of Napa, Sonoma, Marin, Lake and Mendocino counties.
To provide financial services to encourage thrift savings and the wise use of credit to increase the knowledge and ability of our members to manage and control thier financial well-being.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cap Stk Tr Prin Current Funds | $113,367,836 | $157,729,407 | ▲ $44,361,571 |
| Other Notes and Loans Receivable, Net | $74,248,875 | $98,546,273 | ▲ $24,297,398 |
| Investments in Publicly Traded Securities | $41,572,955 | $60,406,722 | ▲ $18,833,767 |
| Rtn Earn Endowment Incm Other Fnds | $12,069,809 | $14,886,335 | ▲ $2,816,526 |
| Savings and Temporary Cash Investments | $4,606,989 | $7,462,342 | ▲ $2,855,353 |
| Land, Buildings, and Equipment, Net | $2,815,754 | $3,249,395 | ▲ $433,641 |
| Cash and Non-Interest-Bearing Accounts | $2,722,166 | $2,553,994 | ▼ $168,172 |
| Accounts Receivable | $148,649 | $998,673 | ▲ $850,024 |
| Prepaid Expenses and Deferred Charges | $165,330 | $154,258 | ▼ $11,072 |
| Total Assets | $126,774,906 | $174,036,495 | ▲ $47,261,589 |
| Other Assets Total | $494,188 | $664,838 | ▲ $170,650 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $1,337,261 | $1,420,753 | ▲ $83,492 |
| Other Liabilities | $0 | $0 | → $0 |
| Total Liabilities | $1,337,261 | $1,420,753 | ▲ $83,492 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $125,437,645 | $172,615,742 | ▲ $47,178,097 |
| Total Liabilities and Net Assets / Fund Balance | $126,774,906 | $174,036,495 | ▲ $47,261,589 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,023,659 | $751,580 | $2,775,239 |
| Equipment | $460,580 | $2,192,148 | $2,652,728 |
| Leasehold Improvements | $438,447 | $288,459 | $726,906 |
| Land | $326,709 | - | $326,709 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Richard Cooper | Presidentceo | FT | $146,306 | $146,306 |
| David Rhoades | Chief Financial Officer | FT | $97,254 | $97,254 |
| John Peterson | Chief Operating Officer | FT | $96,913 | $96,913 |
| Name | Title |
|---|---|
| Cameron Reeves | Chairman of the Board |
| Robert Scott | Vice Chairman |
| Dale Simpson | Board Director |
| Gale Beachamp | Board Director |
| Jack Daniels | Board Director |
| Karen Christopherson | Board Director |
| Larry Myers | Board Director |
| Monte Hill | Board Director |
| Arlene Colombini | Secretary of the Board |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,815,802 |
| Salaries, Compensation, and Employee Benefits | $3,449,036 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $2,451,478 | - | - | $2,451,478 |
| Office Expenses | $1,259,555 | - | - | $1,259,555 |
| Occupancy | $391,481 | - | - | $391,481 |
| Depreciation Depletion | $382,031 | - | - | $382,031 |
| Other Employee Benefits | $366,307 | - | - | $366,307 |
| Current Officers, Directors, Trustees, and Key Employees | $340,473 | - | - | $340,473 |
| Other Expenses | $288,347 | - | - | $288,347 |
| Payroll Taxes | $223,647 | - | - | $223,647 |
| Advertising | $210,429 | - | - | $210,429 |
| Interest | $198,054 | - | - | $198,054 |
| All Other Expenses | $193,757 | - | - | $193,757 |
| Information Technology | $185,375 | - | - | $185,375 |
| Insurance | $131,727 | - | - | $131,727 |
| Benefits to Members | $108,619 | - | - | $108,619 |
| Pension Plan Contributions | $67,131 | - | - | $67,131 |
| Fees for Services Accounting | $42,889 | - | - | $42,889 |
| Fees for Services Management | $42,478 | - | - | $42,478 |
| Fees for Services Legal | $33,231 | - | - | $33,231 |
| Travel | $33,117 | - | - | $33,117 |
| Conferences and Meetings | $24,949 | - | - | $24,949 |
| Total Functional Expenses | $7,373,457 | $0 | $0 | $7,373,457 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $7,373,457 |
| Total Expenses per Audited Statements | $7,373,457 |
| Total Expenses per Form 990 | $7,373,457 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“6. The depositors of the credit union are members all members have the right to elect the governing body.”
“7a. The depositors of the credit union are members all members have the right to elect the governing body.”
“11b. No review was or will be conducted.”
“19. Financial statements are posted in the main office lobby governing documents and form 990 are made available upon request.”
“5. Other changes in net assets or fund balances include deposits and withdrawals of member shares.”
“For the years ended march 31 2013 and 2012 management has determined that there are no material uncertain tax positions. The credit union is generally not subject to examination by u.s. Federal authorities for tax years before 2008 and by state tax authorities before 2007.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1337261 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1420753 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 148649 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 998673 |
| IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityCd | 0 | 522130 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO ENCOURAGE THRIFT SAVINGS AND THE WISE USE OF CREDIT TO INCREASE THE KNOWLEDGE AND ABILITY OF OUR MEMBERS TO MANAGE AND CONTROL THIER FINANCIAL WELL-BEING. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 210429 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 210429 |
| IRS990/AllAffiliatesIncludedInd | 0 | true |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 193757 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 193757 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 108619 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 108619 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DAVID RHOADES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7074674807 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 526 SOUTH STATE STREET |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | UKIAH |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 95482 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 113367836 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 157729407 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2722166 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2553994 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 340473 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 340473 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 24949 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 24949 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 108619 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 502020 |
| IRS990/CYOtherExpensesAmt | 0 | 3815802 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 7055924 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 184487 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3449036 |
| IRS990/CYTotalExpensesAmt | 0 | 7373457 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7557944 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 382031 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 382031 |
| IRS990/Desc | 0 | PROVIDED AFFORDABLE FINANCIAL SERVICES AND PRODUCTS TO OUR MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 67 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 7373457 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 42889 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 42889 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 33231 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 33231 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 42478 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 42478 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 2 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CAMERON REEVES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ARLENE COLOMBINI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JACK DANIELS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MONTE HILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KAREN CHRISTOPHERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LARRY MYERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RICHARD COOPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JOHN PETERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAVID RHOADES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DALE SIMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | GALE BEACHAMP |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 146306 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 96913 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 97254 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENTCEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CHIEF OPERATING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 7055924 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 185375 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 185375 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 131727 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 131727 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 198054 |
| IRS990/InterestGrp/TotalAmt | 0 | 198054 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 502020 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 502020 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 41572955 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 60406722 |
| IRS990/IRPDocumentCnt | 0 | 2811 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3232187 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2815754 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3249395 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6481582 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE AFFORDABLE FINANCIAL PRODUCTS AND SERVICES TO OUR MEMBERSHIP. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 125437645 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 172615742 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 391481 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 391481 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1259555 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1259555 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 494188 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 664838 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 46993610 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 366307 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 366307 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 398382 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 288347 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 398382 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 288347 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 2451478 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2451478 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 74248875 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 98546273 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 223647 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 223647 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 67131 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 67131 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 165330 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 154258 |
| IRS990/PrincipalOfficerNm | 0 | DAVID RHOADES |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5144832 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1911092 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5144832 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1911092 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 108619 |
| IRS990/PYInvestmentIncomeAmt | 0 | 616162 |
| IRS990/PYOtherExpensesAmt | 0 | 3942854 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 6271165 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 540 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2835314 |
| IRS990/PYTotalExpensesAmt | 0 | 6886787 |
| IRS990/PYTotalRevenueAmt | 0 | 6887327 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 184487 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 7557944 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12069809 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 14886335 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4606989 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7462342 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2023659 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 751580 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2775239 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 460580 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2192148 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2652728 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 7373457 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 326709 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 326709 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 438447 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 288459 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 726906 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 7557944 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | FOR THE YEARS ENDED MARCH 31 2013 AND 2012 MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. THE CREDIT UNION IS GENERALLY NOT SUBJECT TO EXAMINATION BY U.S. FEDERAL AUTHORITIES FOR TAX YEARS BEFORE 2008 AND BY STATE TAX AUTHORITIES BEFORE 2007. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X. LINE 2 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3249395 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 7373457 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 7557944 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 7557944 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 7373457 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | 6. THE DEPOSITORS OF THE CREDIT UNION ARE MEMBERS ALL MEMBERS HAVE THE RIGHT TO ELECT THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | 7A. THE DEPOSITORS OF THE CREDIT UNION ARE MEMBERS ALL MEMBERS HAVE THE RIGHT TO ELECT THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | 11B. NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | 19. FINANCIAL STATEMENTS ARE POSTED IN THE MAIN OFFICE LOBBY GOVERNING DOCUMENTS AND FORM 990 ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | 5. OTHER CHANGES IN NET ASSETS OR FUND BALANCES INCLUDE DEPOSITS AND WITHDRAWALS OF MEMBER SHARES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART VI GOVERNANCE MANAGEMENT AND DISCLOSURE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART VI GOVERNANCE MANAGEMENT AND DISCLOSURE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | PART VI GOVERNANCE MANAGEMENT AND DISCLOSURE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | PART VI GOVERNANCE MANAGEMENT AND DISCLOSURE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | PART XI RECONCILIATION OF NET ASSETS |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 126774906 |
| IRS990/TotalAssetsEOYAmt | 0 | 174036495 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 126774906 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 174036495 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 67 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 7373457 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 7373457 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 1337261 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 1420753 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 1337261 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 1420753 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 125437645 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 172615742 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 7373457 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 7055924 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 340473 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7557944 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 7557944 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 126774906 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 174036495 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 33117 |
| IRS990/TravelGrp/TotalAmt | 0 | 33117 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MLCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVID RHOADES |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CFO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7074674807 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | MENDO LAKE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MEND |
| ReturnHeader/Filer/EIN | 0 | 941541515 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 526 SOUTH STATE STREET |
| ReturnHeader/Filer/USAddress/City | 0 | UKIAH |
| ReturnHeader/Filer/USAddress/State | 0 | CA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 95482 |
| ReturnHeader/ReturnTs | 0 | 2014-05-15T13:28:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.