Civic Intelligence

Vision One Credit Union

990 • Fiscal year 2018 • EIN 94-1433814

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 15, 2019

Organization ProfileWWW.VISIONONE.ORG

View Organization Page

PO Box 277637Sacramento, CA 95827

(916) 363-4293

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

38th percentile

0.87x

Higher debt load relative to assets than 38% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Liabilities / Revenue

50th percentile

17.63x

Higher debt load relative to revenue than 50% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Net Margin

71st percentile

17%

Higher net margin than 71% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Top Officer Pay

97th percentile

$349,157

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 8.0% of source-year revenue.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Asset Growth

99th percentile

28%

Faster asset growth than 99% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Revenue Growth

91st percentile

18%

Faster revenue growth than 91% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets38th percentile

Assets

Up

$88,067,066

Up $19,148,800 (+28%) from 2017

Net Assets

Up

$11,132,331

Up $754,651 (+7.3%) from 2017

Liabilities

Up

$76,934,735

Up $18,394,149 (+31%) from 2017

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin71st percentile

Revenue

Up

$4,363,629

Up $663,918 (+18%) from 2017

Expenses

Up

$3,608,978

Up $586,569 (+19%) from 2017

Net Income

Up

$754,651

Up $77,349 (+11%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $48,267,882Liabilities 2010: $42,491,395Net Assets 2010: $5,776,4872010Assets 2011: $52,465,927Liabilities 2011: $46,149,143Net Assets 2011: $6,316,7842011Assets 2012: $57,206,403Liabilities 2012: $50,271,692Net Assets 2012: $6,934,7112012Assets 2013: $57,375,067Liabilities 2013: $49,800,507Net Assets 2013: $7,574,5602013Assets 2014: $61,572,957Liabilities 2014: $53,144,413Net Assets 2014: $8,428,5442014Assets 2015: $65,746,820Liabilities 2015: $56,771,991Net Assets 2015: $8,974,8292015Assets 2016: $67,711,670Liabilities 2016: $58,011,292Net Assets 2016: $9,700,3782016Assets 2017: $68,918,266Liabilities 2017: $58,540,586Net Assets 2017: $10,377,6802017Assets 2018: $88,067,066Liabilities 2018: $76,934,735Net Assets 2018: $11,132,3312018Assets 2019: $86,387,756Liabilities 2019: $74,453,183Net Assets 2019: $11,934,5732019Assets 2020: $88,992,582Liabilities 2020: $76,695,001Net Assets 2020: $12,297,5812020Assets 2021: $91,156,949Liabilities 2021: $77,976,329Net Assets 2021: $13,180,6202021Assets 2022: $92,776,654Liabilities 2022: $79,109,936Net Assets 2022: $13,666,7182022Assets 2023: $94,899,742Liabilities 2023: $80,792,546Net Assets 2023: $14,107,1962023Assets 2024: $92,893,445Liabilities 2024: $78,547,322Net Assets 2024: $14,346,1232024

Highlighted filing

2018

Assets$88,067,066
Liabilities$76,934,735
Net Assets$11,132,331
Open 2018 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,590,3402010Expenses 2011: $2,957,2482011Expenses 2012: $2,969,4022012Revenue 2013: $3,604,250Expenses 2013: $2,964,401Net Income 2013: $639,8492013Revenue 2014: $3,610,959Expenses 2014: $2,756,975Net Income 2014: $853,9842014Revenue 2015: $3,782,898Expenses 2015: $3,236,613Net Income 2015: $546,2852015Revenue 2016: $3,754,852Expenses 2016: $3,029,303Net Income 2016: $725,5492016Revenue 2017: $3,699,711Expenses 2017: $3,022,409Net Income 2017: $677,3022017Revenue 2018: $4,363,629Expenses 2018: $3,608,978Net Income 2018: $754,6512018Revenue 2019: $4,650,357Expenses 2019: $3,848,115Net Income 2019: $802,2422019Revenue 2020: $4,094,119Expenses 2020: $3,731,111Net Income 2020: $363,0082020Revenue 2021: $4,286,982Expenses 2021: $3,403,943Net Income 2021: $883,0392021Revenue 2022: $3,970,179Expenses 2022: $3,484,081Net Income 2022: $486,0982022Revenue 2023: $4,552,429Expenses 2023: $4,079,913Net Income 2023: $472,5162023Revenue 2024: $4,760,407Expenses 2024: $4,521,480Net Income 2024: $238,9272024

Highlighted filing

2018

Revenue$4,363,629
Expenses$3,608,978
Net Income$754,651
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 15, 2019
Return Version
2018v3.1
Gross Receipts
$4,363,629
Mission and Program Overview

Mission

Non-profit, state chartered, natural person credit union, provide competitive financial services to the members of vision one credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$62,283,115$73,652,383▲ $11,369,268
Savings and Temporary Cash Investments$5,112,782$12,859,665▲ $7,746,883
Rtn Earn Endowment Incm Other Fnds$10,377,680$11,132,331▲ $754,651
Land, Buildings, and Equipment, Net$511,992$475,774▼ $36,218
Investments Program Related$115,198$95,198▼ $20,000
Cash and Non-Interest-Bearing Accounts$5,435$722▼ $4,713
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$68,918,266$88,067,066▲ $19,148,800
Other Assets Total$889,744$983,324▲ $93,580
Liabilities
Other Liabilities$57,387,863$75,434,386▲ $18,046,523
Mortgage Notes Payable Secured by Investment Property-$1,000,000-
Accounts Payable and Accrued Expenses$1,152,723$500,349▼ $652,374
Total Liabilities$58,540,586$76,934,735▲ $18,394,149
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,377,680$11,132,331▲ $754,651
Total Liabilities and Net Assets / Fund Balance$68,918,266$88,067,066▲ $19,148,800

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$288,354$278,870$567,224
Other Land Buildings$83,185$303,223$386,408
Buildings$62,671$295,415$358,086
Land$41,564-$41,564
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert SchultzCEO/presidentFT$244,737$54,420$349,157
Kenneth FerreiraCCO/evpFT$223,850$104,420$223,850
Deanna MiyataCFO/SVPFT$146,310-$146,310

Board Members and Trustees

NameTitle
A Nick GuitierrezBoard Chairman
Ellen LiebowitzSc Chairman
Larrence LarsonBoard Member
Stephen OmotoBoard Secretary
Tomas WingBoard Treasurer
Edward AndersenBoard Vice Chai
Dave PlevyakSc Member
Fred GuacelloSc Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,528,433
Investment Income
$108,670
Other Revenue
$726,526
Change in Net Assets
$754,651
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,729,813
Other Expenses$1,156,260
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,010,495
Benefits to Members---$722,905
Current Officers, Directors, Trustees, and Key Employees---$719,318
Fees for Services Other---$265,170
Office Expenses---$223,689
Occupancy---$104,597
Advertising---$80,869
Interest---$40,380
Travel---$24,123
Other Expenses---$10,062
Total Functional Expenses$0$0$0$3,608,978
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Certificates$37,445,956
Share drafts$15,937,563
Money Market Shares$8,273,389
Ira/keogh Accounts$5,456,908
All Other Shares$5,135,741
Regular Shares$3,184,829
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Each member has the right to vote during the annual election of the board of directors and supervisory committee.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The return preparer e-mails a draft of the form 990 to a designated officer and/or ceo of the credit union for review. The designated individual(s) review the draft and present any questions, comments, or corrections to the return preparer. Upon satisfactory completion of the form 990, the organization's authorized individual signs the appropriate signature form(s) to authorize the electronic filing of the return. A copy of the form 990, as filed, is provided by the return preparer to theorganization's ceo or other designated individual(s).”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Governing documents and conflict of interest are available upon request. Financial statements are accessible online via www.ncua.gov and upon request.”

Filing and Contact Details

Filer

Filer Name
Vision One Credit Union
EIN
94-1433814
Phone
9163634293
Address
PO BOX 277637, SACRAMENTO, CA 95827

Signing Officer

Name
Deanna Miyata
Title
CFO
Signed
2019-11-15
Discuss with paid preparer
Yes

Organization Details

Formed
1951
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
12
Volunteers
8

Preparer

Firm
Richards & Associates
Address
21520 YORBA LINDA BLVD G-516, YORBA LINDA, CA 92887
Preparer
Richards Associates CPAs
Phone
7142876713
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01000000
IRS990/NetAssetsOrFundBalancesBOYAmt010377680
IRS990/NetAssetsOrFundBalancesEOYAmt011132331
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0104597
IRS990/OfficeExpensesGrp/TotalAmt0223689
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0889744
IRS990/OtherAssetsTotalGrp/EOYAmt0983324
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Loan servicing
IRS990/OtherExpensesGrp/Desc1Provision for loan losses
IRS990/OtherExpensesGrp/Desc2Misc Operating Expenses
IRS990/OtherExpensesGrp/Desc3Operating fees
IRS990/OtherExpensesGrp/TotalAmt0268922
IRS990/OtherExpensesGrp/TotalAmt1121043
IRS990/OtherExpensesGrp/TotalAmt217405
IRS990/OtherExpensesGrp/TotalAmt310062
IRS990/OtherLiabilitiesGrp/BOYAmt057387863
IRS990/OtherLiabilitiesGrp/EOYAmt075434386
IRS990/OtherRevenueMiscGrp/Desc0FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0725692
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1834
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0725692
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1834
IRS990/OtherRevenueTotalAmt0726526
IRS990/OtherSalariesAndWagesGrp/TotalAmt01010495
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt062283115
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt073652383
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03528433
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03528433
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0470002
IRS990/PYInvestmentIncomeAmt085630
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0904596
IRS990/PYOtherRevenueAmt0594668
IRS990/PYProgramServiceRevenueAmt03019413
IRS990/PYRevenuesLessExpensesAmt0677302
IRS990/PYSalariesCompEmpBnftPaidAmt01647811
IRS990/PYTotalExpensesAmt03022409
IRS990/PYTotalRevenueAmt03699711
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0754651
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010377680
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt011132331
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05112782
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012859665
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt062671
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0295415
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0358086
IRS990ScheduleD/LandGrp/BookValueAmt041564
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt041564
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0288354
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0278870
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0567224
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt083185
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0303223
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0386408
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05135741
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15456908
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt28273389
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt33184829
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt437445956
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt515937563
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1IRA/KEOGH ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Share drafts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0475774
IRS990ScheduleD/TotalLiabilityAmt075434386
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0223850
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1244737
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount050000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt054420
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KENNETH FERREIRA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ROBERT SCHULTZ
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CCO/EVP
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CEO/PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0223850
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1349157
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt018717
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt138165
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt253614
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt367886
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt421000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5940
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0COMMERCIAL OTHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1EQUIPMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2EQUIPMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3COMMERCIAL OTHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4COMMERCIAL OTHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5COMMERCIAL OTHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0123638
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt175189
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt266095
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3120146
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt421000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt525100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0EDWARD ANDERSEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1EDWARD ANDERSEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2DIXON EYECARE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3DIXON EYECARE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4DIXON EYECARE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5DRS GUARCELLO KLEM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD VICE CHAIRPER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD VICE CHAIRPERS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOD VICE CHAIRPERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD VICE CHAIRPERS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD VICE CHAIRPERS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5SC SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt0200322
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH MEMBER HAS THE RIGHT TO VOTE DURING THE ANNUAL ELECTION OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters.

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$88,067,066
Liabilities
$76,934,735
Net assets
$11,132,331
Revenue
$4,363,629
Expenses
$3,608,978
Net income
$754,651
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.9$78.5$14.3$4.76$4.52$0.24
2023Detailed filing. Detailed filing data is available for this year.$94.9$80.8$14.1$4.55$4.08$0.47
2022Detailed filing. Detailed filing data is available for this year.$92.8$79.1$13.7$3.97$3.48$0.49
2021Detailed filing. Detailed filing data is available for this year.$91.2$78.0$13.2$4.29$3.40$0.88
2020Detailed filing. Detailed filing data is available for this year.$89.0$76.7$12.3$4.09$3.73$0.36
2019Detailed filing. Detailed filing data is available for this year.$86.4$74.5$11.9$4.65$3.85$0.80
2018Detailed filing. Detailed filing data is available for this year.$88.1$76.9$11.1$4.36$3.61$0.75
2017Detailed filing. Detailed filing data is available for this year.$68.9$58.5$10.4$3.70$3.02$0.68
2016Detailed filing. Detailed filing data is available for this year.$67.7$58.0$9.70$3.75$3.03$0.73
2015Detailed filing. Detailed filing data is available for this year.$65.7$56.8$8.97$3.78$3.24$0.55
2014Detailed filing. Detailed filing data is available for this year.$61.6$53.1$8.43$3.61$2.76$0.85
2013Detailed filing. Detailed filing data is available for this year.$57.4$49.8$7.57$3.60$2.96$0.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.2$50.3$6.93$2.97
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.5$46.1$6.32$2.96
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.3$42.5$5.78$2.59