Civic Intelligence

Members 1St Credit Union

990 • Fiscal year 2014 • EIN 94-0362026

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 31, 2015

Organization ProfileWWW.MEMBERSONLINE.ORG

View Organization Page

4710 Mountain Lakes BlvdRedding, CA 96003

(530) 222-6060

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.88x

Higher debt load relative to assets than 37% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

63rd percentile

19.73x

Higher debt load relative to revenue than 63% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

44th percentile

10.0%

Higher net margin than 44% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

12th percentile

$125,610

Higher top officer pay than 12% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

86th percentile

9.0%

Faster asset growth than 86% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

11th percentile

-5.4%

Faster revenue growth than 11% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$111,304,133

Up $9,202,051 (+9.0%) from 2013

Net Assets

Up

$12,966,870

Up $596,763 (+4.8%) from 2013

Liabilities

Up

$98,337,263

Up $8,605,288 (+9.6%) from 2013

Revenue And Expenses
Liabilities / Revenue63rd percentileNet Margin44th percentile

Revenue

Down

$4,985,233

Down $282,046 (-5.4%) from 2013

Expenses

Down

$4,489,167

Down $586,584 (-12%) from 2013

Net Income

Up

$496,066

Up $304,538 (+159%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $92,715,033Liabilities 2010: $82,294,291Net Assets 2010: $10,420,7422010Assets 2011: $96,176,988Liabilities 2011: $84,074,349Net Assets 2011: $12,102,6392011Assets 2012: $100,697,277Liabilities 2012: $88,197,851Net Assets 2012: $12,499,4262012Assets 2013: $102,102,082Liabilities 2013: $89,731,975Net Assets 2013: $12,370,1072013Assets 2014: $111,304,133Liabilities 2014: $98,337,263Net Assets 2014: $12,966,8702014Assets 2015: $121,026,585Liabilities 2015: $107,809,652Net Assets 2015: $13,216,9332015Assets 2016: $171,880,786Liabilities 2016: $154,095,434Net Assets 2016: $17,785,3522016Assets 2017: $191,758,231Liabilities 2017: $173,009,467Net Assets 2017: $18,748,7642017Assets 2018: $225,720,081Liabilities 2018: $205,545,506Net Assets 2018: $20,174,5752018Assets 2019: $230,584,598Liabilities 2019: $208,233,415Net Assets 2019: $22,351,1832019Assets 2020: $274,338,047Liabilities 2020: $250,000,568Net Assets 2020: $24,337,4792020Assets 2021: $307,109,045Liabilities 2021: $281,071,007Net Assets 2021: $26,038,0382021Assets 2022: $328,864,768Liabilities 2022: $303,980,928Net Assets 2022: $24,883,8402022Assets 2023: $317,741,113Liabilities 2023: $289,444,929Net Assets 2023: $28,296,1842023Assets 2024: $340,724,621Liabilities 2024: $308,831,882Net Assets 2024: $31,892,7392024Assets 2025: $0Liabilities 2025: $0Net Assets 2025: $02025

Highlighted filing

2014

Assets$111,304,133
Liabilities$98,337,263
Net Assets$12,966,870
Open 2014 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,953,0752010Expenses 2011: $4,618,0652011Expenses 2012: $5,013,9462012Revenue 2013: $5,267,279Expenses 2013: $5,075,751Net Income 2013: $191,5282013Revenue 2014: $4,985,233Expenses 2014: $4,489,167Net Income 2014: $496,0662014Revenue 2015: $5,495,725Expenses 2015: $5,121,772Net Income 2015: $373,9532015Revenue 2016: $6,863,821Expenses 2016: $6,442,869Net Income 2016: $420,9522016Revenue 2017: $7,652,473Expenses 2017: $6,560,215Net Income 2017: $1,092,2582017Revenue 2018: $8,739,336Expenses 2018: $7,206,811Net Income 2018: $1,532,5252018Revenue 2019: $10,283,143Expenses 2019: $8,281,570Net Income 2019: $2,001,5732019Revenue 2020: $10,530,549Expenses 2020: $8,590,863Net Income 2020: $1,939,6862020Revenue 2021: $10,925,251Expenses 2021: $9,029,091Net Income 2021: $1,896,1602021Revenue 2022: $12,578,808Expenses 2022: $10,309,174Net Income 2022: $2,269,6342022Revenue 2023: $14,755,196Expenses 2023: $11,999,082Net Income 2023: $2,756,1142023Revenue 2024: $17,076,694Expenses 2024: $13,695,108Net Income 2024: $3,381,5862024Revenue 2025: $16,945,604Expenses 2025: $12,373,832Net Income 2025: $4,571,7722025

Highlighted filing

2014

Revenue$4,985,233
Expenses$4,489,167
Net Income$496,066
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 31, 2015
Return Version
2014v5.0
Gross Receipts
$4,995,026
Mission and Program Overview

Mission

A cooperative, organized for the purpose of promoting thrift andsavings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, members 1st credit unionconducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or servicesof the credit union being distributed to its members as patrons.

Members 1st exists to provide the effective and relevant financial services members need to achieve their financial goals and dreams.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$58,479,981$64,652,933▲ $6,172,952
Investments in Publicly Traded Securities$13,693,488$18,740,671▲ $5,047,183
Savings and Temporary Cash Investments$17,142,850$14,542,964▼ $2,599,886
Rtn Earn Endowment Incm Other Fnds$12,370,107$12,966,870▲ $596,763
Cash and Non-Interest-Bearing Accounts$5,217,235$5,909,934▲ $692,699
Land, Buildings, and Equipment, Net$4,217,757$3,922,537▼ $295,220
Receivables From Officers Etc$1,028,855$1,243,807▲ $214,952
Prepaid Expenses and Deferred Charges$186,076$201,769▲ $15,693
Accounts Receivable$19,821$7,253▼ $12,568
Total Assets$102,102,082$111,304,133▲ $9,202,051
Other Assets Total$2,116,019$2,082,265▼ $33,754
Liabilities
Other Liabilities$89,177,489$97,654,030▲ $8,476,541
Accounts Payable and Accrued Expenses$554,486$683,233▲ $128,747
Total Liabilities$89,731,975$98,337,263▲ $8,605,288
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,370,107$12,966,870▲ $596,763
Total Liabilities and Net Assets / Fund Balance$102,102,082$111,304,133▲ $9,202,051

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,534,508$1,396,574$3,931,082
Equipment$442,264$2,180,423$2,622,687
Land$945,765-$945,765
Leasehold Improvements-$158,745$158,745
Compensation and Service Providers
Top Officer Pay12th percentile

Employees

NameTitleBaseTotal
Mark MooreCEO$125,610$125,610
Teri VanderpolPresidentcfo$88,010$88,010

Board Members and Trustees

NameTitle
Ricki MillerChairperson
Jim Breslin1st Vice Chairperson
Ed Niederberger2nd Vice Chairperson
Don AndersonDirector
Jim BogueDirector
Kyle WestphalDirector
Lloyd BinningDirector
Ken ReedSecretarytreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,047,136
Investment Income
$411,381
Other Revenue
$1,526,716
Change in Net Assets
$496,066
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,379,522
Other Expenses$2,109,645
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,730,899
Office Expenses---$492,423
Depreciation Depletion---$368,284
Occupancy---$237,425
Current Officers, Directors, Trustees, and Key Employees---$213,619
Payroll Taxes---$207,889
Other Employee Benefits---$172,894
Advertising---$155,002
Interest---$105,246
Information Technology---$103,608
Pension Plan Contributions---$54,221
Fees for Services Accounting---$46,078
Insurance---$45,321
Conferences and Meetings---$41,108
Other Expenses---$21,044
Travel---$14,474
Fees for Services Legal---$4,031
All Other Expenses---$238
Total Functional Expenses$0$0$0$4,489,167
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,028,855$1,243,807▲ $214,952
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$97,394,242
Deferred Compensation$259,788
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Members 1st Credit Union
EIN
94-0362026
Address
4710 MOUNTAIN LAKES BLVD, REDDING, CA 96003

Signing Officer

Name
Teri Vanderpol
Title
Presidentcfo
Phone
5307224307
Signed
2015-08-31

Organization Details

Principal Officer
Teri Vanderpol
Formed
1936
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
62
Volunteers
14
Supplemental Narrative

Additional Explanations

Pt VI Line 6

“The members are the owners. Members elect all members of the governing body.”

Pt VI Line 7B

“Some decisions of the governing body are subject to approval of the membership ie mergers and charter change.”

Pt VI Line 11B

“A board member who is detail-oriented with over 25 years credit union experience reviews form 990 prior to filing.”

Pt VI Line 12C

“Employees are trained annually on conflict of interest policy. Employees are instructed to disclose any possible conflicts and at the branch level supervisors monitor any conflicts that may arise among employees and members.”

Pt VI Line 15A

“The initial review for the ceo is completed by the personnel committee of the board of directors. Once completed it is presented to the entire board with a recommendation for any salary change or bonus.”

Pt VI Line 15B

“Compensation is reviewed and approved by the board of directors.”

Pt VI Line 19

“The by-laws are filed with the state of california and are accessible to the public. The conflict of interest policy is available to the public via link on the members 1st credit union website. Www.membersonline.org.”

Raw XML Appendix382 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/Desc0FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc1REBATE & REIMB
IRS990/OtherRevenueMiscGrp/Desc2MISC VISA INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0527413
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt12156
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2778235
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0558230
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt177641
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2778235
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt030817
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt175485
IRS990/OtherRevenueTotalAmt01441965
IRS990/OtherSalariesAndWagesGrp/TotalAmt01730899
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt058479981
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt064652933
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt0207889
IRS990/PensionPlanContributionsGrp/TotalAmt054221
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0186076
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0201769
IRS990/PrincipalOfficerNm0TERI VANDERPOL
IRS990/PriorPeriodAdjustmentsAmt0-155689
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03047136
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03047136
IRS990/ProgSrvcAccomActy2Grp/Desc0LENDING PROGRAM MEMBERS 1ST CREDIT UNION FIRST BEGAN LENDING TO ITS MEMBERS IN 1936. WE HAVE A SUCCESSFUL TRACK RECORD OF HELPING COMMUNITY MEMBERS ESTABLISH CREDIT AND WE ALSO OFFER RATES THAT ARE GOOD VALUE. EXPENSES ASSOCIATED WITH LENDING INCLUDE STAFF MEMBERS AND OTHER COSTS GENERALLY ASSOCIATED WITH OPERATING AN OFFICE.
IRS990/ProgSrvcAccomActy3Grp/Desc0DEPOSIT SERVICES EXTENDING COMPETITIVE SAVINGS RATES TO OUR MEMBERS ENABLES THE CREDIT UNION TO GROW REWARD SAVERS HAVE ACCESSIBLE FUNDS TO LEND TO BORROWERS AND FULFILL ITS COOPERATIVE PRINCIPLES MISSION. MULTIPLE INDIVIDUAL RETIREMENT ACCOUNTS ARE OFFERED TO SERVE THE NEEDS OF THE MEMBERSHIP IN THE FUTURE.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0279163
IRS990/PYOtherExpensesAmt02540745
IRS990/PYOtherRevenueAmt01777432
IRS990/PYProgramServiceRevenueAmt03210684
IRS990/PYRevenuesLessExpensesAmt0191528
IRS990/PYSalariesCompEmpBnftPaidAmt02535006
IRS990/PYTotalExpensesAmt05075751
IRS990/PYTotalRevenueAmt05267279
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01028855
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01243807
IRS990/ReconcilationRevenueExpnssAmt0496066
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt084041
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012370107
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012966870
IRS990/SavingsAndTempCashInvstGrp/BOYAmt017142850
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014542964
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02534508
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01396574
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03931082
IRS990ScheduleD/EquipmentGrp/BookValueAmt0442264
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02180423
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02622687
IRS990ScheduleD/LandGrp/BookValueAmt0945765
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0945765
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0158745
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0158745
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt097394242
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1259788
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DEFERRED COMPENSATION
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03922537
IRS990ScheduleD/TotalLiabilityAmt097654030
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0768000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1475807
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPL DOL INS PLAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SPL DOL INS PLAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt096000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1118952
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MARK MOORE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1TERI VANDERPOL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1PRESIDENTCFO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE MEMBERS ARE THE OWNERS. MEMBERS ELECT ALL MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SOME DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL OF THE MEMBERSHIP IE MERGERS AND CHARTER CHANGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A BOARD MEMBER WHO IS DETAIL-ORIENTED WITH OVER 25 YEARS CREDIT UNION EXPERIENCE REVIEWS FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EMPLOYEES ARE TRAINED ANNUALLY ON CONFLICT OF INTEREST POLICY. EMPLOYEES ARE INSTRUCTED TO DISCLOSE ANY POSSIBLE CONFLICTS AND AT THE BRANCH LEVEL SUPERVISORS MONITOR ANY CONFLICTS THAT MAY ARISE AMONG EMPLOYEES AND MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE INITIAL REVIEW FOR THE CEO IS COMPLETED BY THE PERSONNEL COMMITTEE OF THE BOARD OF DIRECTORS. ONCE COMPLETED IT IS PRESENTED TO THE ENTIRE BOARD WITH A RECOMMENDATION FOR ANY SALARY CHANGE OR BONUS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BY-LAWS ARE FILED WITH THE STATE OF CALIFORNIA AND ARE ACCESSIBLE TO THE PUBLIC. THE CONFLICT OF INTEREST POLICY IS AVAILABLE TO THE PUBLIC VIA LINK ON THE MEMBERS 1ST CREDIT UNION WEBSITE. WWW.MEMBERSONLINE.ORG.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PT VI LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PT VI LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PT VI LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PT VI LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PT VI LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PT VI LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PT VI LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0102102082
IRS990/TotalAssetsEOYAmt0111304133
IRS990/TotalAssetsGrp/BOYAmt0102102082
IRS990/TotalAssetsGrp/EOYAmt0111304133
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt062
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04489167
IRS990/TotalGrossUBIAmt0121068
IRS990/TotalLiabilitiesBOYAmt089731975
IRS990/TotalLiabilitiesEOYAmt098337263
IRS990/TotalLiabilitiesGrp/BOYAmt089731975
IRS990/TotalLiabilitiesGrp/EOYAmt098337263
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt012370107
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012966870
IRS990/TotalProgramServiceRevenueAmt03047136
IRS990/TotalReportableCompFromOrgAmt0213620
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04864165
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04985233
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0121068
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0102102082
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0111304133
IRS990/TravelGrp/TotalAmt014474
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.MEMBERSONLINE.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0TERI VANDERPOL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENTCFO
ReturnHeader/BusinessOfficerGrp/PhoneNum05307224307
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-08-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEMBERS 1ST CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MEMB
ReturnHeader/Filer/EIN0940362026
ReturnHeader/Filer/USAddress/AddressLine1Txt04710 MOUNTAIN LAKES BLVD
ReturnHeader/Filer/USAddress/CityNm0REDDING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd096003
ReturnHeader/ReturnTs02015-08-31T20:38:00-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$111,304,133
Liabilities
$98,337,263
Net assets
$12,966,870
Revenue
$4,985,233
Expenses
$4,489,167
Net income
$496,066
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$16.9$12.4$4.57
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$341$309$31.9$17.1$13.7$3.38
2023Detailed filing. Detailed filing data is available for this year.$318$289$28.3$14.8$12.0$2.76
2022Detailed filing. Detailed filing data is available for this year.$329$304$24.9$12.6$10.3$2.27
2021Detailed filing. Detailed filing data is available for this year.$307$281$26.0$10.9$9.03$1.90
2020Detailed filing. Detailed filing data is available for this year.$274$250$24.3$10.5$8.59$1.94
2019Detailed filing. Detailed filing data is available for this year.$231$208$22.4$10.3$8.28$2.00
2018Summary only. Only limited summary data is available for this year.$226$206$20.2$8.74$7.21$1.53
2017Summary only. Only limited summary data is available for this year.$192$173$18.7$7.65$6.56$1.09
2016Detailed filing. Detailed filing data is available for this year.$172$154$17.8$6.86$6.44$0.42
2015Detailed filing. Detailed filing data is available for this year.$121$108$13.2$5.50$5.12$0.37
2014Detailed filing. Detailed filing data is available for this year.$111$98.3$13.0$4.99$4.49$0.50
2013Detailed filing. Detailed filing data is available for this year.$102$89.7$12.4$5.27$5.08$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$88.2$12.5$5.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$96.2$84.1$12.1$4.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.7$82.3$10.4$5.95