Civic Intelligence

Members 1St Credit Union

990 • Fiscal year 2010 • EIN 94-0362026

Jan 01, 2010 to Dec 31, 2010 • Filed on Apr 25, 2011

Organization ProfileWWW.M1CU.ORG

View Organization Page

4710 Mountain Lakes Blvd96003
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.89x

Higher debt load relative to assets than 44% of similar nonprofits.

2010 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets44th percentile

Assets

$92,715,033

No earlier filing loaded for comparison.

Net Assets

$10,420,742

No earlier filing loaded for comparison.

Liabilities

$82,294,291

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$5,953,075

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $92,715,033Liabilities 2010: $82,294,291Net Assets 2010: $10,420,7422010Assets 2011: $96,176,988Liabilities 2011: $84,074,349Net Assets 2011: $12,102,6392011Assets 2012: $100,697,277Liabilities 2012: $88,197,851Net Assets 2012: $12,499,4262012Assets 2013: $102,102,082Liabilities 2013: $89,731,975Net Assets 2013: $12,370,1072013Assets 2014: $111,304,133Liabilities 2014: $98,337,263Net Assets 2014: $12,966,8702014Assets 2015: $121,026,585Liabilities 2015: $107,809,652Net Assets 2015: $13,216,9332015Assets 2016: $171,880,786Liabilities 2016: $154,095,434Net Assets 2016: $17,785,3522016Assets 2017: $191,758,231Liabilities 2017: $173,009,467Net Assets 2017: $18,748,7642017Assets 2018: $225,720,081Liabilities 2018: $205,545,506Net Assets 2018: $20,174,5752018Assets 2019: $230,584,598Liabilities 2019: $208,233,415Net Assets 2019: $22,351,1832019Assets 2020: $274,338,047Liabilities 2020: $250,000,568Net Assets 2020: $24,337,4792020Assets 2021: $307,109,045Liabilities 2021: $281,071,007Net Assets 2021: $26,038,0382021Assets 2022: $328,864,768Liabilities 2022: $303,980,928Net Assets 2022: $24,883,8402022Assets 2023: $317,741,113Liabilities 2023: $289,444,929Net Assets 2023: $28,296,1842023Assets 2024: $340,724,621Liabilities 2024: $308,831,882Net Assets 2024: $31,892,7392024Assets 2025: $0Liabilities 2025: $0Net Assets 2025: $02025

Highlighted filing

2010

Assets$92,715,033
Liabilities$82,294,291
Net Assets$10,420,742
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,953,0752010Expenses 2011: $4,618,0652011Expenses 2012: $5,013,9462012Revenue 2013: $5,267,279Expenses 2013: $5,075,751Net Income 2013: $191,5282013Revenue 2014: $4,985,233Expenses 2014: $4,489,167Net Income 2014: $496,0662014Revenue 2015: $5,495,725Expenses 2015: $5,121,772Net Income 2015: $373,9532015Revenue 2016: $6,863,821Expenses 2016: $6,442,869Net Income 2016: $420,9522016Revenue 2017: $7,652,473Expenses 2017: $6,560,215Net Income 2017: $1,092,2582017Revenue 2018: $8,739,336Expenses 2018: $7,206,811Net Income 2018: $1,532,5252018Revenue 2019: $10,283,143Expenses 2019: $8,281,570Net Income 2019: $2,001,5732019Revenue 2020: $10,530,549Expenses 2020: $8,590,863Net Income 2020: $1,939,6862020Revenue 2021: $10,925,251Expenses 2021: $9,029,091Net Income 2021: $1,896,1602021Revenue 2022: $12,578,808Expenses 2022: $10,309,174Net Income 2022: $2,269,6342022Revenue 2023: $14,755,196Expenses 2023: $11,999,082Net Income 2023: $2,756,1142023Revenue 2024: $17,076,694Expenses 2024: $13,695,108Net Income 2024: $3,381,5862024Revenue 2025: $16,945,604Expenses 2025: $12,373,832Net Income 2025: $4,571,7722025

Highlighted filing

2010

Revenue-
Expenses$5,953,075
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Apr 25, 2011
Return Version
2010v3.2
Gross Receipts
$7,604,253
Mission and Program Overview

Mission

A cooperative, organized for the purpose of promoting thrift andsavings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, members 1st credit unionconducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or servicesof the credit union being distributed to its members as patrons.

Major Activities

Activity 2
Lending program: members 1st credit union first began lending to its members in 1936. We have a successful track record of helping community members establish credit and we also offer rates that are good value. Expenses associated with lending include staff members and other costs generally associated with operating an office.
Activity 3
Deposits-service activity extending competitive savings rates to our members enables the credit union to fulfull its cooperative principles mission. Offering fair deposit rates enables the credit union to grow, reward savers and have accessible funds to lend to borrowers. Multiple individual retirement accounts are offered to serve the needs of the membership in the future.
Filing and Contact Details

Filer

EIN
94-0362026
Raw XML AppendixShowing 400 of 428 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY0350498
IRS990/AccountsPayableAccruedExpenses/EOY0226505
IRS990/AccountsReceivable/BOY0132887
IRS990/AccountsReceivable/EOY024634
IRS990/ActivitiesConductedPartnership0false
IRS990/Activity2/Description0LENDING PROGRAM: MEMBERS 1ST CREDIT UNION FIRST BEGAN LENDING TO ITS MEMBERS IN 1936. WE HAVE A SUCCESSFUL TRACK RECORD OF HELPING COMMUNITY MEMBERS ESTABLISH CREDIT AND WE ALSO OFFER RATES THAT ARE GOOD VALUE. EXPENSES ASSOCIATED WITH LENDING INCLUDE STAFF MEMBERS AND OTHER COSTS GENERALLY ASSOCIATED WITH OPERATING AN OFFICE.
IRS990/Activity3/Description0DEPOSITS-SERVICE ACTIVITY EXTENDING COMPETITIVE SAVINGS RATES TO OUR MEMBERS ENABLES THE CREDIT UNION TO FULFULL ITS COOPERATIVE PRINCIPLES MISSION. OFFERING FAIR DEPOSIT RATES ENABLES THE CREDIT UNION TO GROW, REWARD SAVERS AND HAVE ACCESSIBLE FUNDS TO LEND TO BORROWERS. MULTIPLE INDIVIDUAL RETIREMENT ACCOUNTS ARE OFFERED TO SERVE THE NEEDS OF THE MEMBERSHIP IN THE FUTURE.
IRS990/ActivityOrMissionDescription0Provide and serve all members with useful, competitively priced and efficiently delivered consumer financial services in an equitable manner in accord with cooperative principles.
IRS990/AddressPrincipalOfficerUS/AddressLine104710 MOUNTAIN LAKES BLVD
IRS990/AddressPrincipalOfficerUS/City0REDDING
IRS990/AddressPrincipalOfficerUS/State0CA
IRS990/AddressPrincipalOfficerUS/ZIPCode096003
IRS990/Advertising/Total080414
IRS990/AllOtherExpenses/Total02571
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear01177454
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY02012696
IRS990/CashNonInterestBearing/EOY01776205
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/Total0220884
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total0295967
IRS990/DescribedIn501C30false
IRS990/Description0GENERAL SERVICE TO OUR MEMBERS: THE DELIVERY CHANNELS INCLUDE 3 BRANCH LOCATIONS AND A BILL PAYMENT CENTER, WHOSE STAFF WERE FULLY TRAINED AND AVAILABLE TO PROVIDE SERVICES RELATED TO LOAN AND DEPOSIT TRANSACTIONS. ALL BRANCHES STAFF WAS FULLY TRAINED AND AVAILABLE TO PROVIDRE SERVICE RELATED TO LOAN AND DEPOSIT TRANSACTIONS. ALL BRANCHES INCLUDE ATM ACCESS. A FINANCIAL PLANNER WAS AVAILABLE TO ADVISE MEMBER AT NO CHARGE. THE CU SERVES OVER 18,000 MEMBERS. THE CORPORATE OFFICE HOUSED THE CALL CENTER, WEBSITE STAFF AND OTHER KEY EMPLOYEES WHOSE JOBS REVOLVE AROUND KEEPING THE CU OPEARATIONS SAFE AND SECURE. THE CU STRIVES TO BE A GREAT VALUE TO ITS MEMBERS. PRODUCTS ARE COMPETIVELY PRICED AND MANY TRANSACTIONS CAN BE CONDUCTED ON THE CREDIT UNION'S WEBSITE 24 HOURS PER DAY, SEVEN DAYS PER WEEK.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/ExcessBenefitTransaction0false
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total029513
IRS990/FeesForServicesInvstMgmntFees/Total03799
IRS990/FeesForServicesLegal/Total014451
IRS990/FeesForServicesOther/Total011040
IRS990/FinancialStatementSeparate0X
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form8282PropertyDisposedOf0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek00.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek10.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek20.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek30.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek40.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek50.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek60.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek70.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek80.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek90.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek100.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1140.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1240.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector9X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector10X
IRS990/Form990PartVIISectionA/NamePerson0LLOYD BINNING
IRS990/Form990PartVIISectionA/NamePerson1JIM BOGUE
IRS990/Form990PartVIISectionA/NamePerson2JIM BRESLIN
IRS990/Form990PartVIISectionA/NamePerson3WAYNE BROWN
IRS990/Form990PartVIISectionA/NamePerson4CHRIS CUMMINGS
IRS990/Form990PartVIISectionA/NamePerson5RICKI MILLER
IRS990/Form990PartVIISectionA/NamePerson6ED NIEDERBERGER
IRS990/Form990PartVIISectionA/NamePerson7SID NOBLES
IRS990/Form990PartVIISectionA/NamePerson8KEN REED
IRS990/Form990PartVIISectionA/NamePerson9SAM MAJOR
IRS990/Form990PartVIISectionA/NamePerson10KYLE WESTPHAL
IRS990/Form990PartVIISectionA/NamePerson11MARK MOORE
IRS990/Form990PartVIISectionA/NamePerson12TERI VANDERPOL
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation100
IRS990/Form990PartVIISectionA/OtherCompensation118411
IRS990/Form990PartVIISectionA/OtherCompensation12881
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization100
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization11119008
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1294144
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs120
IRS990/Form990PartVIISectionA/Title0DIRECTOR
IRS990/Form990PartVIISectionA/Title1DIRECTOR
IRS990/Form990PartVIISectionA/Title21ST V. CHAIRPERSON
IRS990/Form990PartVIISectionA/Title3DIRECTOR
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5CHAIRPERSON
IRS990/Form990PartVIISectionA/Title62ND V. CHAIRPERSON
IRS990/Form990PartVIISectionA/Title7DIRECTOR
IRS990/Form990PartVIISectionA/Title8DIRECTOR
IRS990/Form990PartVIISectionA/Title9SEC OF TREASURER
IRS990/Form990PartVIISectionA/Title10DIRECTOR
IRS990/Form990PartVIISectionA/Title11CEO
IRS990/Form990PartVIISectionA/Title12EVP, CFO
IRS990/Form990ProvidedToGoverningBody0true
IRS990/Form990-TFiled0true
IRS990/FormersListed0false
IRS990/FSAudited0true
IRS990/FundraisingActivities0false
IRS990/FundsToPayPremiums0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts07604253
IRS990/GrossRents/Real064014
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InformationTechnology/Total087413
IRS990/Insurance/Total077566
IRS990/Interest/Total0493701
IRS990/InvestmentIncomeCurrentYear0661324
IRS990/InvestmentIncomePriorYear0143930
IRS990/InvestmentIncome/TotalRevenueColumn0661324
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsPubTradedSecurities/BOY012091829
IRS990/InvestmentsPubTradedSecurities/EOY015628657
IRS990/LandBldgEquipmentAccumDeprec02798526
IRS990/LandBuildingsEquipmentBasis07208452
IRS990/LandBuildingsEquipmentBasisNet/BOY04303164
IRS990/LandBuildingsEquipmentBasisNet/EOY04409926
IRS990/LessRentalExpenses/Real050487
IRS990/LoanToOfficerOrDQP0true
IRS990/LobbyingActivities0false
IRS990/LocalChapters0true
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0Provide and serve all members
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0TERI VANDERPOL
IRS990/NbrIndependentVotingMembers011
IRS990/NbrVotingGoverningBodyMembers011
IRS990/NbrVotingMembersGoverningBody011
IRS990/NetAssetsOrFundBalancesBOY09097745
IRS990/NetAssetsOrFundBalancesEOY010420742
IRS990/NetRentalIncomeOrLoss/RelatedOrExemptFunctionIncome013527
IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn013527
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109602202
IRS990/NumberIndependentVotingMembers011
IRS990/NumberIndividualsGT100K01
IRS990/NumberOfEmployees056
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0248363
IRS990/OfficeExpenses/Total0427472
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY01453638
IRS990/OtherAssetsTotal/EOY01255511
IRS990/OtherEmployeeBenefits/Total0225800
IRS990/OtherExpensePriorYear08885036
IRS990/OtherExpensesCurrentYear03476858
IRS990/OtherExpenses/Description0Lending Fees
IRS990/OtherExpenses/Description1Provision For Loan Loss
IRS990/OtherExpenses/Description2NCUSIF Stablization Exp
IRS990/OtherExpenses/Description3Other Non Operating loss
IRS990/OtherExpenses/Description4league dues
IRS990/OtherExpenses/Total0453832
IRS990/OtherExpenses/Total1681653
IRS990/OtherExpenses/Total2224687
IRS990/OtherExpenses/Total3271637
IRS990/OtherExpenses/Total411000
IRS990/OtherLiabilities/BOY088218500
IRS990/OtherLiabilities/EOY082067786
IRS990/OtherNotesLoansReceivableNet/BOY068408020
IRS990/OtherNotesLoansReceivableNet/EOY057065036
IRS990/OtherRevenueCurrentYear01575513
IRS990/OtherRevenueMisc/BusinessCode0522100
IRS990/OtherRevenueMisc/BusinessCode1522100
IRS990/OtherRevenueMisc/BusinessCode2522100
IRS990/OtherRevenueMisc/Description0FEE INCOME
IRS990/OtherRevenueMisc/Description1VISA INCOME
IRS990/OtherRevenueMisc/Description2MISC INCOME
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome0822635
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome1639220
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome25795
IRS990/OtherRevenueMisc/TotalRevenueColumn0852571
IRS990/OtherRevenueMisc/TotalRevenueColumn1639220
IRS990/OtherRevenueMisc/TotalRevenueColumn270195
IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue029936
IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue164400
IRS990/OtherRevenuePriorYear01120929
IRS990/OtherSalariesAndWages/Total01816529
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total0177364
IRS990/PensionPlanContributions/Total035640
IRS990/PoliciesReferenceChapters0true
IRS990/PoliticalActivities0false
IRS990/PremiumsPaid0false
IRS990/PrepaidExpensesDeferredCharges/BOY0163990
IRS990/PrepaidExpensesDeferredCharges/EOY0213161
IRS990/PriorExcessBenefitTransaction0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenueCY05316929
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenuePriorYear08872537
IRS990/ProgramServiceRevenue/TotalRevenueColumn05316929
IRS990/ProhibitedTaxShelterTrans0false
IRS990/QuidProQuoContributions0false
IRS990/ReceivablesFromOfficersEtc/BOY0288000
IRS990/ReceivablesFromOfficersEtc/EOY0384000
IRS990/ReconcilationOtherChanges0-277694
IRS990/ReconcilationRevenueExpenses01600691
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/RentalIncomeOrLoss/Real013527
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY09097745
IRS990/RetainedEarningsEndowmentEtc/EOY010420742
IRS990/RevenuesLessExpensesCY01600691
IRS990/RevenuesLessExpensesPriorYear0-2059726
IRS990/SalariesEtcCurrentYear02476217
IRS990/SalariesEtcPriorYear02134632
IRS990/SavingsAndTempCashInvestments/BOY08812519
IRS990/SavingsAndTempCashInvestments/EOY011957903
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue02955972
IRS990ScheduleD/Buildings/Depreciation0987240
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis03943212
IRS990ScheduleD/Equipment/BookValue0380398
IRS990ScheduleD/Equipment/Depreciation01345437
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis01725835
IRS990ScheduleD/Land/BookValue0945765
IRS990ScheduleD/Land/OtherCostOrOtherBasis0945765
IRS990ScheduleD/LeaseholdImprovements/Depreciation02784
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis02784
IRS990ScheduleD/OtherLandBuildings/BookValue0127791
IRS990ScheduleD/OtherLandBuildings/Depreciation0463065
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis0590856
IRS990ScheduleD/OtherLiabilities/Amount081954529
IRS990ScheduleD/OtherLiabilities/Amount1113257
IRS990ScheduleD/OtherLiabilities/Description0MEMBERS SHARE DEPOSITS
IRS990ScheduleD/OtherLiabilities/Description1DEFERRED COMPENSATION
IRS990ScheduleD/TotalOfAmounts082067786
IRS990ScheduleD/TotalOfBookValueLandBuildings04409926
IRS990/ScheduleJRequired0false
IRS990ScheduleL/LoanTable/ApprovedByBoard0true
IRS990ScheduleL/LoanTable/BalanceDue0384000
IRS990ScheduleL/LoanTable/Default0false
IRS990ScheduleL/LoanTable/LoanFromOrganization0X
IRS990ScheduleL/LoanTable/NamePerson0MARK MOORE
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount0384000
IRS990ScheduleL/LoanTable/PurposeOfLoan0457F
IRS990ScheduleL/LoanTable/WrittenAgreement0true
IRS990ScheduleL/TotalBalanceDue0384000
IRS990ScheduleO/GeneralExplanation/Explanation0The members are the owners
IRS990ScheduleO/GeneralExplanation/Explanation1Members elect all members of the governing body
IRS990ScheduleO/GeneralExplanation/Explanation2Some decisions of the governing body are subject to
IRS990ScheduleO/GeneralExplanation/Explanation3approval of the membership, ie mergers and charter change.
IRS990ScheduleO/GeneralExplanation/Explanation4A committee composed of three board members, (a CPA and
IRS990ScheduleO/GeneralExplanation/Explanation5two detailed-oriented members, all with 20+ years
IRS990ScheduleO/GeneralExplanation/Explanation6credit union experience) review Form 990 prior to
IRS990ScheduleO/GeneralExplanation/Explanation7filing.
IRS990ScheduleO/GeneralExplanation/Explanation8Annually, officers, directors and key employees
IRS990ScheduleO/GeneralExplanation/Explanation9are required to complete a written conflict of interest
IRS990ScheduleO/GeneralExplanation/Explanation10policy.
IRS990ScheduleO/GeneralExplanation/Explanation11The initial review for the CEO is completed by the
IRS990ScheduleO/GeneralExplanation/Explanation12personnel committee of the board of directors. Once
IRS990ScheduleO/GeneralExplanation/Explanation13completed, it is presented to the entire board with
IRS990ScheduleO/GeneralExplanation/Explanation14a recommendation for any salary increse or bonus.
IRS990ScheduleO/GeneralExplanation/Explanation15The by-laws are filed with the state of California and
IRS990ScheduleO/GeneralExplanation/Explanation16are accessible to the public. The conflict of interest
IRS990ScheduleO/GeneralExplanation/Explanation17policy is available to the public via link on the Members
IRS990ScheduleO/GeneralExplanation/Explanation181st Credit Union Website. www.membersonline.org.
IRS990ScheduleO/GeneralExplanation/Explanation19Line 5 Accumulated unrealized net gain (losses)in 2009 and 2010
IRS990ScheduleO/GeneralExplanation/Explanation20on available for sale securities (AFS)in the amounts of
IRS990ScheduleO/GeneralExplanation/Explanation21$244,780 and $32,914, respectively.
IRS990ScheduleO/GeneralExplanation/Identifier0Pt VI-A, Line 6
IRS990ScheduleO/GeneralExplanation/Identifier1Pt VI-A, Line 7a
IRS990ScheduleO/GeneralExplanation/Identifier2Pt VI-A, Line 7b
IRS990ScheduleO/GeneralExplanation/Identifier3Pt VI-B, Line 11a
IRS990ScheduleO/GeneralExplanation/Identifier4Pt VI-B, Line 12c
IRS990ScheduleO/GeneralExplanation/Identifier5Pt VI-B, Line 15
IRS990ScheduleO/GeneralExplanation/Identifier6Pt VI-C, Line 19
IRS990ScheduleO/GeneralExplanation/Identifier7Pt XI
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0CA
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine104710 MOUNTAIN LAKES BLVD
IRS990/TheBooksAreInCareOf/AddressUS/City0REDDINGS
IRS990/TheBooksAreInCareOf/AddressUS/State0CA
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode096003
IRS990/TheBooksAreInCareOf/NamePerson0TERI VANDERPOLEVP CFO
IRS990/TheBooksAreInCareOf/TelephoneNumber05302226060
IRS990/TotalAssets/BOY097666743
IRS990/TotalAssetsBOY097666743
IRS990/TotalAssets/EOY092715033
IRS990/TotalAssetsEOY092715033
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear05953075
IRS990/TotalExpensesPriorYear012197122
IRS990/TotalFunctionalExpenses/Total05953075
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI094336
IRS990/TotalLiabilities/BOY088568998
IRS990/TotalLiabilitiesBOY088568998
IRS990/TotalLiabilities/EOY082294291
IRS990/TotalLiabilitiesEOY082294291
IRS990/TotalLiabNetAssetsFundBalances/BOY097666743
IRS990/TotalLiabNetAssetsFundBalances/EOY092715033
IRS990/TotalNbrEmployees056
IRS990/TotalNbrVolunteers016
IRS990/TotalNetAssetsFundBalances/BOY09097745
IRS990/TotalNetAssetsFundBalances/EOY010420742
IRS990/TotalOtherCompensation09292
IRS990/TotalOtherRevenue01561986
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue05316929
IRS990/TotalReportableCompFromOrg0213152
IRS990/TotalRevenueCurrentYear07553766
IRS990/TotalRevenuePriorYear010137396
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome07459430
IRS990/TotalRevenue/TotalRevenueColumn07553766
IRS990/TotalRevenue/UnrelatedBusinessRevenue094336
IRS990/TransactionRelatedEntity0false
IRS990/Travel/Total061779
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0true
IRS990/UponRequest0X
IRS990/WebSite0www.membersonline.org

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$92,715,033
Liabilities
$82,294,291
Net assets
$10,420,742
Revenue
-
Expenses
$5,953,075
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$16.9$12.4$4.57
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$341$309$31.9$17.1$13.7$3.38
2023Detailed filing. Detailed filing data is available for this year.$318$289$28.3$14.8$12.0$2.76
2022Detailed filing. Detailed filing data is available for this year.$329$304$24.9$12.6$10.3$2.27
2021Detailed filing. Detailed filing data is available for this year.$307$281$26.0$10.9$9.03$1.90
2020Detailed filing. Detailed filing data is available for this year.$274$250$24.3$10.5$8.59$1.94
2019Detailed filing. Detailed filing data is available for this year.$231$208$22.4$10.3$8.28$2.00
2018Summary only. Only limited summary data is available for this year.$226$206$20.2$8.74$7.21$1.53
2017Summary only. Only limited summary data is available for this year.$192$173$18.7$7.65$6.56$1.09
2016Detailed filing. Detailed filing data is available for this year.$172$154$17.8$6.86$6.44$0.42
2015Detailed filing. Detailed filing data is available for this year.$121$108$13.2$5.50$5.12$0.37
2014Detailed filing. Detailed filing data is available for this year.$111$98.3$13.0$4.99$4.49$0.50
2013Detailed filing. Detailed filing data is available for this year.$102$89.7$12.4$5.27$5.08$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$88.2$12.5$5.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$96.2$84.1$12.1$4.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.7$82.3$10.4$5.95