Civic Intelligence

Central Jersey Abip Inc.

990 • Fiscal year 2025 • EIN 93-2542447

Jan 01, 2025 to Dec 31, 2025 • Filed on Mar 03, 2026

Organization ProfileNA
312 North Ave EastCranford, NJ 07016

(908) 797-9703

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.38x

Higher debt load relative to assets than 94% of similar nonprofits.

2025 filings • NTEE Y • <$500k nonprofits • Source year 2025

Liabilities / Revenue

95th percentile

0.38x

Higher debt load relative to revenue than 95% of similar nonprofits.

2025 filings • NTEE Y • <$500k nonprofits • Source year 2025

Net Margin

88th percentile

62%

Higher net margin than 88% of similar nonprofits.

2025 filings • NTEE Y • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • NTEE Y • <$500k nonprofits • Source year 2025

Asset Growth

7th percentile

-49%

Faster asset growth than 7% of similar nonprofits.

2025 filings • NTEE Y • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

11th percentile

-35%

Faster revenue growth than 11% of similar nonprofits.

2025 filings • NTEE Y • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$17,167

Down $16,489 (-49%) from 2024

Net Assets

Down

$10,613

Down $23,043 (-68%) from 2024

Liabilities

Up

$6,554

Up $6,554 from 2024

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin88th percentile

Revenue

Down

$17,167

Down $9,398 (-35%) from 2024

Expenses

Down

$6,554

Down $9,282 (-59%) from 2024

Net Income

Down

$10,613

Down $116 (-1.1%) from 2024

Historical Trend

Balance Sheet Trend

Asset Growth7th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40K$30K$20K$10K$0Assets 2024: $33,656Liabilities 2024: $0Net Assets 2024: $33,6562024Assets 2025: $17,167Liabilities 2025: $6,554Net Assets 2025: $10,6132025

Highlighted filing

2025

Assets$17,167
Liabilities$6,554
Net Assets$10,613
Open 2025 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30K$20K$10K$0Revenue 2024: $26,565Expenses 2024: $15,836Net Income 2024: $10,7292024Revenue 2025: $17,167Expenses 2025: $6,554Net Income 2025: $10,6132025

Highlighted filing

2025

Revenue$17,167
Expenses$6,554
Net Income$10,613
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 3, 2026
Return Version
2025v4.0
Gross Receipts
$17,167
Mission and Program Overview

Mission

Health insurance professionals membership association located in the central jersey area of the state of new jersey

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$33,656$17,167▼ $16,489
Cap Stk Tr Prin Current Funds-$10,613-
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Total Assets$33,656$17,167▼ $16,489
Liabilities
Other Liabilities$33,656$6,554▼ $27,102
Total Liabilities$33,656$6,554▼ $27,102
Net Assets / Fund Balance
Total Net Assets Fund Balance$0$10,613▲ $10,613
Total Liabilities and Net Assets / Fund Balance$33,656$17,167▼ $16,489
Compensation and Service Providers
Top Officer Pay81st percentile

Board Members and Trustees

NameTitle
Cassandra GibsonDirector
Christopher VanderwolkDirector
Ryan DoyleDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$17,167
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$10,613
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,554
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings---$5,683
Other Expenses---$600
Total Functional Expenses$0$0$0$6,554
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Section C, Line 19

“Maintained in office available upon request”

Filing and Contact Details

Filer

Filer Name
Central Jersey Abip Inc
EIN
93-2542447
Phone
9087979703
Address
312 NORTH AVE EAST, CRANFORD, NJ 07016

Signing Officer

Name
Cassandra Gibson
Title
Managing Member
Phone
9087979703
Signed
2026-03-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cassandra Gibson
Formed
2023
Legal Domicile
Nj
Voting Board Members
3
Independent Board Members
0
Employees
0

Preparer

Firm
Tax Lady Ii Union County
Address
218 N WOOD AVE SUITE 1, LINDEN, NJ 07036
Preparer
Sharice Frazile
Phone
9083498057
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$17,167
Liabilities
$6,554
Net assets
$10,613
Revenue
$17,167
Expenses
$6,554
Net income
$10,613
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$17.2$6.55$10.6$17.2$6.55$10.6
2024Detailed filing. Detailed filing data is available for this year.$33.7$0.00$33.7$26.6$15.8$10.7