Civic Intelligence

Douglas Consumer Credit Counseling Service

990 • Fiscal year 2012 • EIN 93-0628298

Jan 01, 2012 to Dec 31, 2012 • Filed on Feb 28, 2013

849 SE Mosher97470
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.12x

Higher debt load relative to assets than 77% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

59th percentile

6.5%

Faster asset growth than 59% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$93,421

Up $5,740 (+6.5%) from 2011

Net Assets

Up

$81,905

Up $6,929 (+9.2%) from 2011

Liabilities

Down

$11,516

Down $1,189 (-9.4%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$110,122

Down $41,422 (-27%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2011: $87,681Liabilities 2011: $12,705Net Assets 2011: $74,9762011Assets 2012: $93,421Liabilities 2012: $11,516Net Assets 2012: $81,9052012Assets 2013: $75,759Liabilities 2013: $15,998Net Assets 2013: $59,7612013Assets 2014: $74,810Liabilities 2014: $7,569Net Assets 2014: $67,2412014

Highlighted filing

2012

Assets$93,421
Liabilities$11,516
Net Assets$81,905

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KExpenses 2011: $151,5442011Expenses 2012: $110,1222012Revenue 2013: $95,331Expenses 2013: $117,477Net Income 2013: -$22,1462013Revenue 2014: $115,186Expenses 2014: $107,706Net Income 2014: $7,4802014

Highlighted filing

2012

Revenue-
Expenses$110,122
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Feb 28, 2013
Return Version
2012v2.1
Gross Receipts
$117,049
Mission and Program Overview

Mission

To counsel those with financial difficulties, act as an intermediary between creditors and debtors in resolving debt payment issues, and provide basic budget and financial education to help people to live within their means.

Major Activities

Activity 2
Disbursed funds to creditors on behalf of families that may otherwise have been lost to bankruptcy filings
Activity 3
Provide community education to individual & families to assist them in developing sound financial habits.
Filing and Contact Details

Filer

EIN
93-0628298
Raw XML AppendixShowing 400 of 448 raw XML fields

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IRS990/Activity3/Description0PROVIDE COMMUNITY EDUCATION TO INDIVIDUAL & FAMILIES TO ASSIST THEM IN DEVELOPING SOUND FINANCIAL HABITS.
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IRS990/ActivityOrMissionDescription0PROVIDE COMMUNITY THROUGH WHICH INDIVIDUALS AND FAMILIES CAN OBTAIN GUIDANCE, EDUCATION, AND DIRECT ASSISTANCE IN THE AVOIDANCE AND SOLUTION OF FINANCIAL DIFFICULTIES.
IRS990/ActivityOther/Description0PROVIDED SPEAKERS TO LOCAL HIGH SCHOOLS AND COMMUNITY COLLEGE ENCOURAGING PROACTIVE AND WISE USE OF CREDIT AS A LIFE LONG SKILL
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IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0FUNDS ARE BEING HELD FOR CLIENTS. FUNDS WILL BE USED TO PAY CLIENTS CREDITORS. THE SERVICE NEGOGIATES PAYMENT PLANS WITH THE CREDITORS ON BEHALF OF ITS CLIENTS; THE SERVICE HANDLES DISBURSEMENTS OF PAYMENTS TO CREDITORS ON BEHALF OF THE CLIENT.
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IRS990ScheduleO/GeneralExplanation/Explanation0THE INDEPENDENT ACCOUNTANT PROVIDES A COPY OF THE 990 TO THE DIRECTOR TO REVIEW. THE INDEPENDENT ACCOUNTANT ALSO PRESENTS THE FORM 990 TO THE VOTING MEMBERS AT THE MEETING OF THE BOARD OF DIRECTORS. AFTER REVIEW AND APPROVAL BY THE VOTING MEMBERS, THE FORM 990 IS SIGNED AND FILED.
IRS990ScheduleO/GeneralExplanation/Explanation1EACH OFFICER, DIRECTOR, EMPLOYEE, AND INDEPENDENT CONTRACTOR IS RESPONSIBLE FOR ENSURING COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY. POSSIBLE EXCEPTIONS MUST BE PRESENTED TO THE EXECUTIVE DIRECTOR OR A MEMBER OF THE BOARD OF DIRECTORS, AND WRITTEN APPROVAL MUST BE OBTAINED FOR CONTINUATION. VIOLATIONS OF THE CONFLICT OF INTEREST POLICY MAY RESULT IN DISCHARGE WITHOUT WARNING.
IRS990ScheduleO/GeneralExplanation/Explanation2THE BOARD OF DIRECTORS CONDUCTS AN ANNUAL REVIEW OF THE EXECUTIVE DIRECTOR IN A CLOSED MEETING AND AGREES ON A SALARY INCREASE.
IRS990ScheduleO/GeneralExplanation/Explanation3THEY ARE AVAILABLE UPON REQUEST. A SIGN IS POSTED AT THE FRONT DESK WITH 990 COPIES AT THE FRONT DESK.
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IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION C, LINE 19
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