Civic Intelligence

Central Willamette Com Credit Union

990 • Fiscal year 2018 • EIN 93-0496543

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 07, 2019

Organization ProfileWWW.CENTRALWCU.ORG

View Organization Page

PO Box 1899 No N/AAlbany, OR 97321

(541) 917-6801

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.91x

Higher debt load relative to assets than 78% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

56th percentile

17.25x

Higher debt load relative to revenue than 56% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

39th percentile

12%

Higher net margin than 39% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

40th percentile

$369,469

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

86th percentile

10%

Faster asset growth than 86% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

56th percentile

12%

Faster revenue growth than 56% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$312,231,135

Up $28,403,832 (+10%) from 2017

Net Assets

Up

$28,801,083

Up $2,011,175 (+7.5%) from 2017

Liabilities

Up

$283,430,052

Up $26,392,657 (+10%) from 2017

Revenue And Expenses
Liabilities / Revenue56th percentileNet Margin39th percentile

Revenue

Up

$16,430,473

Up $1,769,532 (+12%) from 2017

Expenses

Up

$14,387,863

Up $2,206,907 (+18%) from 2017

Net Income

Down

$2,042,610

Down $437,375 (-18%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $202,177,485Liabilities 2010: $187,650,529Net Assets 2010: $14,526,9562010Assets 2011: $207,802,621Liabilities 2011: $192,218,482Net Assets 2011: $15,584,1392011Assets 2012: $218,906,504Liabilities 2012: $201,696,865Net Assets 2012: $17,209,6392012Assets 2013: $221,882,410Liabilities 2013: $203,255,899Net Assets 2013: $18,626,5112013Assets 2014: $229,695,606Liabilities 2014: $209,148,940Net Assets 2014: $20,546,6662014Assets 2015: $244,147,454Liabilities 2015: $222,274,792Net Assets 2015: $21,872,6622015Assets 2016: $260,127,406Liabilities 2016: $235,804,440Net Assets 2016: $24,322,9662016Assets 2017: $283,827,303Liabilities 2017: $257,037,395Net Assets 2017: $26,789,9082017Assets 2018: $312,231,135Liabilities 2018: $283,430,052Net Assets 2018: $28,801,0832018Assets 2019: $338,302,075Liabilities 2019: $305,524,158Net Assets 2019: $32,777,9172019Assets 2020: $410,642,473Liabilities 2020: $373,599,922Net Assets 2020: $37,042,5512020Assets 2021: $480,185,981Liabilities 2021: $439,261,467Net Assets 2021: $40,924,5142021Assets 2022: $515,430,336Liabilities 2022: $478,987,695Net Assets 2022: $36,442,6412022Assets 2023: $519,423,795Liabilities 2023: $477,089,370Net Assets 2023: $42,334,4252023Assets 2024: $593,071,859Liabilities 2024: $544,851,611Net Assets 2024: $48,220,2482024

Highlighted filing

2018

Assets$312,231,135
Liabilities$283,430,052
Net Assets$28,801,083
Open 2018 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $12,267,4182010Expenses 2011: $10,981,1632011Expenses 2012: $10,262,8112012Revenue 2013: $11,723,806Expenses 2013: $10,096,447Net Income 2013: $1,627,3592013Revenue 2014: $11,568,965Expenses 2014: $10,299,880Net Income 2014: $1,269,0852014Revenue 2015: $12,377,739Expenses 2015: $10,706,267Net Income 2015: $1,671,4722015Revenue 2016: $12,970,246Expenses 2016: $10,589,335Net Income 2016: $2,380,9112016Revenue 2017: $14,660,941Expenses 2017: $12,180,956Net Income 2017: $2,479,9852017Revenue 2018: $16,430,473Expenses 2018: $14,387,863Net Income 2018: $2,042,6102018Revenue 2019: $19,764,575Expenses 2019: $15,910,247Net Income 2019: $3,854,3282019Revenue 2020: $19,246,357Expenses 2020: $15,450,045Net Income 2020: $3,796,3122020Revenue 2021: $21,128,813Expenses 2021: $15,539,374Net Income 2021: $5,589,4392021Revenue 2022: $25,725,776Expenses 2022: $18,813,531Net Income 2022: $6,912,2452022Revenue 2023: $29,955,433Expenses 2023: $24,930,172Net Income 2023: $5,025,2612023Revenue 2024: $36,821,870Expenses 2024: $33,796,530Net Income 2024: $3,025,3402024

Highlighted filing

2018

Revenue$16,430,473
Expenses$14,387,863
Net Income$2,042,610
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 7, 2019
Return Version
2018v3.1
Gross Receipts
$16,430,473
Mission and Program Overview

Mission

To provide responsible, attractive savings and loan programs and other services common to the financial welfare of its members. To conduct the services in a professional, personal, efficient, and competitive manner consistent with sound financial and business practice.

To provide financial products and services to our membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$229,798,647$259,877,016▲ $30,078,369
Rtn Earn Endowment Incm Other Fnds$26,789,908$28,801,083▲ $2,011,175
Savings and Temporary Cash Investments$23,494,404$21,082,763▼ $2,411,641
Land, Buildings, and Equipment, Net$9,326,178$9,893,886▲ $567,708
Investments Other Securities$7,071,871$7,627,663▲ $555,792
Investments in Publicly Traded Securities$7,203,490$6,542,578▼ $660,912
Cash and Non-Interest-Bearing Accounts$2,910,352$2,899,802▼ $10,550
Prepaid Expenses and Deferred Charges$408,443$733,877▲ $325,434
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$283,827,303$312,231,135▲ $28,403,832
Other Assets Total$3,613,918$3,573,550▼ $40,368
Liabilities
Other Liabilities$244,206,611$275,681,269▲ $31,474,658
Accounts Payable and Accrued Expenses$12,772,002$7,748,783▼ $5,023,219
Escrow Account Liability$58,782$0▼ $58,782
Total Liabilities$257,037,395$283,430,052▲ $26,392,657
Net Assets / Fund Balance
Total Net Assets Fund Balance$26,789,908$28,801,083▲ $2,011,175
Total Liabilities and Net Assets / Fund Balance$283,827,303$312,231,135▲ $28,403,832

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,636,797$3,972,902$9,609,699
Equipment$2,187,997$4,249,737$6,437,734
Land$1,817,583-$1,817,583
Leasehold Improvements$251,509$550,713$802,222
Compensation and Service Providers
Top Officer Pay40th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Stacie Wyss-schoenbornCEOFT$255,625$113,844$369,469
Greg BrunsCFOFT$142,073$32,298$174,371
Rachel WolfeCOOFT$126,845$31,302$158,147
Grady CorrCIOFT$139,482$7,270$146,752
Amanda LungerCMOFT$124,109$11,995$136,104
Holly HoodChroFT$117,367$11,767$129,134
Audrey StephensVice President - Branch SeFT$112,588$11,133$123,721

Board Members and Trustees

NameTitle
Jim HealyChairman
Brian RowsonDirector
Carolina MarquetteDirector
Forrest BarnesDirector
Len Hainz Until 91218Director
Martha LyonDirector
Tom CutsforthDirector
Dan BedoreSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Q2 EbankingOnline And Mobile Banking ServicePO BOX 205970, Dallas, TX 95320$504,989
PscuCredit And Debit Card Processor560 CARILLON PARKWAY, St Petersburg, FL 33716$405,789
CorelationCore Banking Service-new2305 HISTORIC DECATUS RD SUITE 300, San Diego, CA 92106$329,911
MomentumBranch Design Consultant1520 4TH AVE SUITE 300, Seattle, WA 98101$276,794
Cook Security GroupAtm Servicing9225 NE CASCADES PKWY, Portland, OR 97220$266,312
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$15,454,274
Investment Income
$468,483
Other Revenue
$507,716
Change in Net Assets
$2,042,610
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,030,974
Salaries, Compensation, and Employee Benefits$6,356,889
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,659,676
Interest---$1,158,953
Office Expenses---$939,634
Other Employee Benefits---$682,325
Information Technology---$670,082
All Other Expenses---$665,691
Current Officers, Directors, Trustees, and Key Employees---$543,839
Occupancy---$517,946
Payroll Taxes---$458,663
Advertising---$409,972
Depreciation Depletion---$301,439
Fees for Services Accounting---$123,883
Conferences and Meetings---$114,573
Insurance---$86,078
Other Expenses---$46,957
Fees for Services Legal---$32,468
Pension Plan Contributions---$12,386
Total Functional Expenses$0$0$0$14,387,863
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES$275,681,269
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members.”

Form 990, Part VI, Section A, Line 7A

“Each credit union member has one vote towards the election of the credit union's governing body.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is made available for review by the board at regularly scheduled meetings after the form is filed. The credit union's ceo is provided with a copy of form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Annually, employees must review the credit union's conflict of interest policy and sign a statement that they have read the policy. The compliance officer of the credit union conducts staff meetings to review the policy and answer any questions. The compliance officer also reviews the policy with the board of directors. Employee and director transactions are monitored by the credit union's internal auditor for any possible conflicts.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is reviewed by the credit union's ceo review committee. The committee makes recommendations to the board of directors. The board makes the final determination. Key employees have their compensation reviewed by the ceo. In all cases, industry compensation surveys and local data are used to determine individual amounts. The credit union also has policies in the employee manual which cover compensation, performance reviews and incentives. Ceo compensation was last reviewed december 2018. Key employee compensation analysis was last conducted in june 2018.”

Form 990, Part VI, Section C, Line 18

“Made available to the public upon written request.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are posted in the lobby of each branch office. Other governing documents and conflict of interest policies are made available to the public upon written request.”

Filing and Contact Details

Filer

Filer Name
Central Willamette Credit Union
EIN
93-0496543
Phone
5419176801
Address
PO BOX 1899 NO N/A, ALBANY, OR 97321
Doing Business As
Na

Signing Officer

Name
Stacie Wyss-schoenborn
Title
President/CEO
Phone
5419176801
Signed
2019-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stacie Wyss-schoenborn
Formed
1955
Legal Domicile
Or
Voting Board Members
7
Independent Board Members
7
Employees
122
Volunteers
11

Preparer

Firm
Moss Adams Llp
Address
805 SW BROADWAY STE 1200, PORTLAND, OR 97205
Preparer
Wendy L Campos
Phone
5032421447
Supplemental Narrative

Additional Explanations

FORM 990, PART IV, LINE 12A AND PART XII, LINE 2B:

“The credit union does receive consolidated financial statements in accordance with gaap, but in compliance with irs instructions, since form 990 is prepared on a calendar year and the financial statements are audited on a fiscal year, these questions must be answered no.”

Financial Statement Notes

PART IV, LINE 2B:

“Escrow accounts for member mortgage loans.”

Raw XML AppendixShowing 400 of 519 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0CENTRAL WILLAMETTE CREDIT UNION SERVICES 28,502 MEMBERS OF OUR COMMUNITY WITH DIVERSE FINANCIAL PRODUCTS AND SERVICES. DURING THE YEAR WE GRANTED A TOTAL OF 8,765 LOANS WORTH $120,182,069 TO OUR MEMBERS. WE HAVE A TOTAL LOAN PORTFOLIO OF 18,631 LOANS WORTH $261,490,080. THE CREDIT UNION MAINTAINS 52,544 DEPOSIT ACCOUNTS FOR OUR MEMBERS WORTH $275,054,033. THE CREDIT UNION EMPLOYS 91 INDIVIDUALS FROM OUR COMMUNITY.
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8276201
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9161393
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10145153
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11124109
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12139482
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13112588
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14117367
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CMO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VICE PRESIDENT - BRANCH SE
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHRO
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IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt016430473
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0670082
IRS990/InsuranceGrp/TotalAmt086078
IRS990/InterestGrp/TotalAmt01158953
IRS990/InvestmentIncomeGrp/ExclusionAmt0468483
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0468483
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07071871
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07627663
IRS990/InvestmentsPubTradedSecGrp/BOYAmt07203490
IRS990/InvestmentsPubTradedSecGrp/EOYAmt06542578
IRS990/IRPDocumentCnt06874
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08773352
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09326178
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09893886
IRS990/LandBldgEquipCostOrOtherBssAmt018667238
IRS990/LegalDomicileStateCd0OR
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE RESPONSIBLE, ATTRACTIVE SAVINGS AND LOAN PROGRAMS AND OTHER SERVICES COMMON TO THE FINANCIAL WELFARE OF ITS MEMBERS. TO CONDUCT THE SERVICES IN A PROFESSIONAL, PERSONAL, EFFICIENT, AND COMPETITIVE MANNER CONSISTENT WITH SOUND FINANCIAL AND BUSINESS PRACTICE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt026789908
IRS990/NetAssetsOrFundBalancesEOYAmt028801083
IRS990/NetUnrelatedBusTxblIncmAmt0-66881
IRS990/NetUnrlzdGainsLossesInvstAmt0-31435
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0517946
IRS990/OfficeExpensesGrp/TotalAmt0939634
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03613918
IRS990/OtherAssetsTotalGrp/EOYAmt03573550
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0682325
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1ATM SERVICING
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCATION DUES
IRS990/OtherExpensesGrp/TotalAmt01366359
IRS990/OtherExpensesGrp/TotalAmt1932012
IRS990/OtherExpensesGrp/TotalAmt2664927
IRS990/OtherExpensesGrp/TotalAmt346957
IRS990/OtherLiabilitiesGrp/BOYAmt0244206611
IRS990/OtherLiabilitiesGrp/EOYAmt0275681269
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER NONOPERATING INC
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0458457
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0507716
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt049259
IRS990/OtherRevenueTotalAmt0507716
IRS990/OtherSalariesAndWagesGrp/TotalAmt04659676
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0458663
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt012386
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0408443
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0733877
IRS990/PrincipalOfficerNm0STACIE WYSS-SCHOENBORN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1SERVICE CHARGES AND GE
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt011050413
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14147224
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt297663
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011050413
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14170240
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2233621
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt023016
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1135958
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt06225
IRS990/PYInvestmentIncomeAmt0604961
IRS990/PYOtherExpensesAmt06382513
IRS990/PYOtherRevenueAmt0499250
IRS990/PYProgramServiceRevenueAmt013556730
IRS990/PYRevenuesLessExpensesAmt02479985
IRS990/PYSalariesCompEmpBnftPaidAmt05792218
IRS990/PYTotalExpensesAmt012180956
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt014660941
IRS990/ReconcilationRevenueExpnssAmt02042610
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt026789908
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt028801083
IRS990/SavingsAndTempCashInvstGrp/BOYAmt023494404
IRS990/SavingsAndTempCashInvstGrp/EOYAmt021082763
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05636797
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03972902
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09609699
IRS990ScheduleD/EquipmentGrp/BookValueAmt02187997
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04249737
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06437734
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt01817583
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01817583
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0251509
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0550713
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0802222
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0275681269
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ESCROW ACCOUNTS FOR MEMBER MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt09893886
IRS990ScheduleD/TotalLiabilityAmt0275681269
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0255625
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1142073
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2126845
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020075
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount118288
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount218101
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt085983
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt15751
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt25774
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt07285
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt17227
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt27220
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0501

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$312,231,135
Liabilities
$283,430,052
Net assets
$28,801,083
Revenue
$16,430,473
Expenses
$14,387,863
Net income
$2,042,610
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$593$545$48.2$36.8$33.8$3.03
2023Detailed filing. Detailed filing data is available for this year.$519$477$42.3$30.0$24.9$5.03
2022Detailed filing. Detailed filing data is available for this year.$515$479$36.4$25.7$18.8$6.91
2021Detailed filing. Detailed filing data is available for this year.$480$439$40.9$21.1$15.5$5.59
2020Detailed filing. Detailed filing data is available for this year.$411$374$37.0$19.2$15.5$3.80
2019Detailed filing. Detailed filing data is available for this year.$338$306$32.8$19.8$15.9$3.85
2018Detailed filing. Detailed filing data is available for this year.$312$283$28.8$16.4$14.4$2.04
2017Detailed filing. Detailed filing data is available for this year.$284$257$26.8$14.7$12.2$2.48
2016Detailed filing. Detailed filing data is available for this year.$260$236$24.3$13.0$10.6$2.38
2015Detailed filing. Detailed filing data is available for this year.$244$222$21.9$12.4$10.7$1.67
2014Detailed filing. Detailed filing data is available for this year.$230$209$20.5$11.6$10.3$1.27
2013Detailed filing. Detailed filing data is available for this year.$222$203$18.6$11.7$10.1$1.63
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$219$202$17.2$10.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$208$192$15.6$11.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$202$188$14.5$12.3