Civic Intelligence

Central Willamette Com Credit Union

990 • Fiscal year 2017 • EIN 93-0496543

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 09, 2018

Organization ProfileWWW.CENTRALWCU.ORG

View Organization Page

PO Box 1899Albany, OR 97321

(541) 917-6801

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.91x

Higher debt load relative to assets than 68% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

50th percentile

17.53x

Higher debt load relative to revenue than 50% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

70th percentile

17%

Higher net margin than 70% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

38th percentile

$357,799

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

75th percentile

9.1%

Faster asset growth than 75% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

80th percentile

13%

Faster revenue growth than 80% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$283,827,303

Up $23,699,897 (+9.1%) from 2016

Net Assets

Up

$26,789,908

Up $2,466,942 (+10%) from 2016

Liabilities

Up

$257,037,395

Up $21,232,955 (+9.0%) from 2016

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin70th percentile

Revenue

Up

$14,660,941

Up $1,690,695 (+13%) from 2016

Expenses

Up

$12,180,956

Up $1,591,621 (+15%) from 2016

Net Income

Up

$2,479,985

Up $99,074 (+4.2%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth75th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $202,177,485Liabilities 2010: $187,650,529Net Assets 2010: $14,526,9562010Assets 2011: $207,802,621Liabilities 2011: $192,218,482Net Assets 2011: $15,584,1392011Assets 2012: $218,906,504Liabilities 2012: $201,696,865Net Assets 2012: $17,209,6392012Assets 2013: $221,882,410Liabilities 2013: $203,255,899Net Assets 2013: $18,626,5112013Assets 2014: $229,695,606Liabilities 2014: $209,148,940Net Assets 2014: $20,546,6662014Assets 2015: $244,147,454Liabilities 2015: $222,274,792Net Assets 2015: $21,872,6622015Assets 2016: $260,127,406Liabilities 2016: $235,804,440Net Assets 2016: $24,322,9662016Assets 2017: $283,827,303Liabilities 2017: $257,037,395Net Assets 2017: $26,789,9082017Assets 2018: $312,231,135Liabilities 2018: $283,430,052Net Assets 2018: $28,801,0832018Assets 2019: $338,302,075Liabilities 2019: $305,524,158Net Assets 2019: $32,777,9172019Assets 2020: $410,642,473Liabilities 2020: $373,599,922Net Assets 2020: $37,042,5512020Assets 2021: $480,185,981Liabilities 2021: $439,261,467Net Assets 2021: $40,924,5142021Assets 2022: $515,430,336Liabilities 2022: $478,987,695Net Assets 2022: $36,442,6412022Assets 2023: $519,423,795Liabilities 2023: $477,089,370Net Assets 2023: $42,334,4252023Assets 2024: $593,071,859Liabilities 2024: $544,851,611Net Assets 2024: $48,220,2482024

Highlighted filing

2017

Assets$283,827,303
Liabilities$257,037,395
Net Assets$26,789,908
Open 2017 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $12,267,4182010Expenses 2011: $10,981,1632011Expenses 2012: $10,262,8112012Revenue 2013: $11,723,806Expenses 2013: $10,096,447Net Income 2013: $1,627,3592013Revenue 2014: $11,568,965Expenses 2014: $10,299,880Net Income 2014: $1,269,0852014Revenue 2015: $12,377,739Expenses 2015: $10,706,267Net Income 2015: $1,671,4722015Revenue 2016: $12,970,246Expenses 2016: $10,589,335Net Income 2016: $2,380,9112016Revenue 2017: $14,660,941Expenses 2017: $12,180,956Net Income 2017: $2,479,9852017Revenue 2018: $16,430,473Expenses 2018: $14,387,863Net Income 2018: $2,042,6102018Revenue 2019: $19,764,575Expenses 2019: $15,910,247Net Income 2019: $3,854,3282019Revenue 2020: $19,246,357Expenses 2020: $15,450,045Net Income 2020: $3,796,3122020Revenue 2021: $21,128,813Expenses 2021: $15,539,374Net Income 2021: $5,589,4392021Revenue 2022: $25,725,776Expenses 2022: $18,813,531Net Income 2022: $6,912,2452022Revenue 2023: $29,955,433Expenses 2023: $24,930,172Net Income 2023: $5,025,2612023Revenue 2024: $36,821,870Expenses 2024: $33,796,530Net Income 2024: $3,025,3402024

Highlighted filing

2017

Revenue$14,660,941
Expenses$12,180,956
Net Income$2,479,985
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 9, 2018
Return Version
2017v2.3
Gross Receipts
$14,660,941
Mission and Program Overview

Mission

To provide responsible, attractive savings and loan programs and other services common to the financial welfare of its members. To conduct the services in a professional, personal, efficient, and competitive manner consistent with sound financial and business practice.

To provide financial products and services to our membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$196,226,781$229,798,647▲ $33,571,866
Rtn Earn Endowment Incm Other Fnds$24,322,966$26,789,908▲ $2,466,942
Savings and Temporary Cash Investments$32,319,403$23,494,404▼ $8,824,999
Land, Buildings, and Equipment, Net$9,023,836$9,326,178▲ $302,342
Investments in Publicly Traded Securities$15,374,943$7,203,490▼ $8,171,453
Investments Other Securities$934,892$7,071,871▲ $6,136,979
Cash and Non-Interest-Bearing Accounts$2,630,718$2,910,352▲ $279,634
Prepaid Expenses and Deferred Charges$581,701$408,443▼ $173,258
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$260,127,406$283,827,303▲ $23,699,897
Other Assets Total$3,035,132$3,613,918▲ $578,786
Liabilities
Other Liabilities$233,631,176$244,206,611▲ $10,575,435
Accounts Payable and Accrued Expenses$2,121,993$12,772,002▲ $10,650,009
Escrow Account Liability$51,271$58,782▲ $7,511
Total Liabilities$235,804,440$257,037,395▲ $21,232,955
Net Assets / Fund Balance
Total Net Assets Fund Balance$24,322,966$26,789,908▲ $2,466,942
Total Liabilities and Net Assets / Fund Balance$260,127,406$283,827,303▲ $23,699,897

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,938,234$3,671,464$9,609,698
Equipment$458,055$3,852,871$4,310,926
Land$1,817,584-$1,817,584
Leasehold Improvements$1,112,305$514,842$1,627,147
Compensation and Service Providers
Top Officer Pay38th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Stacie Wyss-schoenbornCEOFT$229,710$128,089$357,799
Greg BrunsCFOFT$137,460$12,244$149,704
Rachel WolfeCOOFT$126,071$12,231$138,302
Amanda LungerCMOFT$114,034$11,296$125,330
Brian BlairSenior It Systems EngineerFT$103,954$11,275$115,229
Audrey StephensVice President - Branch SeFT$102,082$10,712$112,794
Grady CorrCIOFT$102,645$7,116$109,761

Board Members and Trustees

NameTitle
Jim HealyChairman
James DenhamVice Chairman
Brian RowsonDirector
Carolina MarquetteDirector
Forrest BarnesDirector
Len HainzDirector
Martha LyonDirector
Tom CutsforthDirector
Dan BedoreSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Vantiv Holdings LLCDebit/atm Processing38 FOUNTAIN SQUARE PLAZA, Cincinnati, OH 45202$781,713
Q2 EbankingOnline And Mobile Banking ServicePO BOX 205970, Dallas, TX 95320$435,706
CorelationCore Banking Service-new2305 HISTORIC DECATUS RD SUITE 300, San Diego, CA 92106$390,251
FiserveCore Banking Service-oldPO BOX 99924, Grapevine, TX 76099$154,084
Diamond MarketingMarketing Consultant1318 MOMEMTUM PLACE, Chicago, IL 60689$130,113
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,556,730
Investment Income
$604,961
Other Revenue
$499,250
Change in Net Assets
$2,479,985
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,382,513
Salaries, Compensation, and Employee Benefits$5,792,218
Grants and Similar Amounts Paid$6,225
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,252,750
Other Employee Benefits---$597,860
Office Expenses---$562,781
Depreciation Depletion---$524,578
Current Officers, Directors, Trustees, and Key Employees---$507,504
Occupancy---$476,294
Payroll Taxes---$414,182
Information Technology---$396,168
Interest---$367,568
Fees for Services Other---$294,365
Advertising---$264,694
All Other Expenses---$263,453
Fees for Services Accounting---$126,056
Insurance---$90,743
Conferences and Meetings---$87,899
Other Expenses---$57,901
Pension Plan Contributions---$19,922
Grants to Domestic Orgs---$6,225
Fees for Services Legal---$-17,677
Total Functional Expenses$0$0$0$12,180,956
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES$244,206,611
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members.”

Form 990, Part VI, Section A, Line 7A

“Each credit union member has one vote towards the election of the credit union's governing body.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is made available for review by the board at regularly scheduled meetings after the form is filed. The credit union's ceo is provided with a copy of form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Annually, employees must review the credit union's conflict of interest policy and sign a statement that they have read the policy. The compliance officer of the credit union conducts staff meetings to review the policy and answer any questions. The compliance officer also reviews the policy with the board of directors. Employee and director transactions are monitored by the credit union's internal auditor for any possible conflicts.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is reviewed by the credit union's ceo review committee. The committee makes recommendations to the board of directors. The board makes the final determination. Key employees have their compensation reviewed by the ceo. In all cases, industry compensation surveys and local data are used to determine individual amounts. The credit union also has policies in the employee manual which cover compensation, performance reviews and incentives. Ceo compensation was last reviewed december 2016. Key employee compensation analysis was last conducted in june 2016.”

Form 990, Part VI, Section C, Line 18

“Made available to the public upon request.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are posted in the lobby of each branch office. Other governing documents and conflict of interest policies are made available to the public upon written request.”

Filing and Contact Details

Filer

Filer Name
Central Willamette Community Credit
EIN
93-0496543
Phone
5419176801
Address
PO BOX 1899, ALBANY, OR 97321

Signing Officer

Name
Stacie Wyss-schoenborn
Title
President/CEO
Phone
5419176801
Signed
2018-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stacie Wyss-schoenborn
Formed
1955
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
115
Volunteers
15

Preparer

Firm
Moss Adams Llp
Address
805 SW BROADWAY STE 1200, PORTLAND, OR 97205
Preparer
Wendy L Campos
Phone
5032421447
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 3

“Sold cuso book of business for home, life, and auto insurance products.”

FORM 990, PART IV, LINE 12A AND PART XII, LINE 2B:

“The credit union does receive consolidated financial statements in accordance with gaap, but in compliance with irs instructions, since form 990 is prepared on a calendar year and the financial statements are audited on a fiscal year, these questions must be answered no.”

Financial Statement Notes

PART IV, LINE 2B:

“Escrow accounts for member mortgage loans.”

Raw XML AppendixShowing 400 of 522 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0CENTRAL WILLAMETTE COMMUNITY CREDIT UNION SERVICES 28,244 MEMBERS OF OUR COMMUNITY WITH DIVERSE FINANCIAL PRODUCTS AND SERVICES. DURING THE YEAR WE GRANTED A TOTAL OF 6,159 LOANS WORTH $113,668,553 TO OUR MEMBERS. WE HAVE A TOTAL LOAN PORTFOLIO OF 16,478 LOANS WORTH $231,188,604. THE CREDIT UNION MAINTAINS 49,914 ACCOUNTS FOR OUR MEMBERS WORTH $244,265,393. THE CREDIT UNION EMPLOYS 81 INDIVIDUALS FROM OUR COMMUNITY.
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IRS990/Form990PartVIISectionAGrp/PersonNm12AMANDA LUNGER
IRS990/Form990PartVIISectionAGrp/PersonNm13GRADY CORR
IRS990/Form990PartVIISectionAGrp/PersonNm14AUDREY STEPHENS
IRS990/Form990PartVIISectionAGrp/PersonNm15BRIAN BLAIR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9273265
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10137460
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11126071
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12114034
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13102645
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14102082
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15103954
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11COO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CMO
IRS990/Form990PartVIISectionAGrp/TitleTxt13CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt14VICE PRESIDENT - BRANCH SE
IRS990/Form990PartVIISectionAGrp/TitleTxt15SENIOR IT SYSTEMS ENGINEER
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IRS990/FormationYr01955
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IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
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IRS990/GainOrLossGrp/SecuritiesAmt03612
IRS990/GamingActivitiesInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt03612
IRS990/GrossReceiptsAmt014660941
IRS990/GrossRentsGrp/RealAmt05660
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
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IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0396168
IRS990/InsuranceGrp/TotalAmt090743
IRS990/InterestGrp/TotalAmt0367568
IRS990/InvestmentIncomeGrp/ExclusionAmt0424589
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0424589
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0934892
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07071871
IRS990/InvestmentsPubTradedSecGrp/BOYAmt015374943
IRS990/InvestmentsPubTradedSecGrp/EOYAmt07203490
IRS990/IRPDocumentCnt05536
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08039177
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09023836
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09326178
IRS990/LandBldgEquipCostOrOtherBssAmt017365355
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE RESPONSIBLE, ATTRACTIVE SAVINGS AND LOAN PROGRAMS AND OTHER SERVICES COMMON TO THE FINANCIAL WELFARE OF ITS MEMBERS. TO CONDUCT THE SERVICES IN A PROFESSIONAL, PERSONAL, EFFICIENT, AND COMPETITIVE MANNER CONSISTENT WITH SOUND FINANCIAL AND BUSINESS PRACTICE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt024322966
IRS990/NetAssetsOrFundBalancesEOYAmt026789908
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0180372
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0180372
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt05660
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt05660
IRS990/NetUnrelatedBusTxblIncmAmt0-345961
IRS990/NetUnrlzdGainsLossesInvstAmt0-13043
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0476294
IRS990/OfficeExpensesGrp/TotalAmt0562781
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03035132
IRS990/OtherAssetsTotalGrp/EOYAmt03613918
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0597860
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1ATM SERVICING
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCATION DUES
IRS990/OtherExpensesGrp/TotalAmt01292841
IRS990/OtherExpensesGrp/TotalAmt1993453
IRS990/OtherExpensesGrp/TotalAmt2601396
IRS990/OtherExpensesGrp/TotalAmt357901
IRS990/OtherLiabilitiesGrp/BOYAmt0233631176
IRS990/OtherLiabilitiesGrp/EOYAmt0244206611
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER NONOPERATING INC
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0462265
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0493590
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt031325
IRS990/OtherRevenueTotalAmt0493590
IRS990/OtherSalariesAndWagesGrp/TotalAmt04252750
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0414182
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt019922
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0581701
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0408443
IRS990/PrincipalOfficerNm0STACIE WYSS-SCHOENBORN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1SERVICE CHARGES AND GE
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09484656
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12152815
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21596130
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09484656
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12177523
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21894551
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt024708
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1298421
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt013320
IRS990/PYInvestmentIncomeAmt0429171
IRS990/PYOtherExpensesAmt05405471
IRS990/PYOtherRevenueAmt0432716
IRS990/PYProgramServiceRevenueAmt012108359
IRS990/PYRevenuesLessExpensesAmt02380911
IRS990/PYSalariesCompEmpBnftPaidAmt05170544
IRS990/PYTotalExpensesAmt010589335
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012970246
IRS990/ReconcilationRevenueExpnssAmt02479985
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt05660
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt026789908
IRS990/SavingsAndTempCashInvstGrp/BOYAmt032319403
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023494404
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IRS990ScheduleD/AgentTrusteeEtcInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt03671464
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09609698
IRS990ScheduleD/EquipmentGrp/BookValueAmt0458055
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03852871
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04310926
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt01817584
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01817584
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01112305
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0514842
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01627147
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0244206611
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ESCROW ACCOUNTS FOR MEMBER MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
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IRS990ScheduleD/TotalLiabilityAmt0244206611
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0229710
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount043054
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt077253
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$283,827,303
Liabilities
$257,037,395
Net assets
$26,789,908
Revenue
$14,660,941
Expenses
$12,180,956
Net income
$2,479,985
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$593$545$48.2$36.8$33.8$3.03
2023Detailed filing. Detailed filing data is available for this year.$519$477$42.3$30.0$24.9$5.03
2022Detailed filing. Detailed filing data is available for this year.$515$479$36.4$25.7$18.8$6.91
2021Detailed filing. Detailed filing data is available for this year.$480$439$40.9$21.1$15.5$5.59
2020Detailed filing. Detailed filing data is available for this year.$411$374$37.0$19.2$15.5$3.80
2019Detailed filing. Detailed filing data is available for this year.$338$306$32.8$19.8$15.9$3.85
2018Detailed filing. Detailed filing data is available for this year.$312$283$28.8$16.4$14.4$2.04
2017Detailed filing. Detailed filing data is available for this year.$284$257$26.8$14.7$12.2$2.48
2016Detailed filing. Detailed filing data is available for this year.$260$236$24.3$13.0$10.6$2.38
2015Detailed filing. Detailed filing data is available for this year.$244$222$21.9$12.4$10.7$1.67
2014Detailed filing. Detailed filing data is available for this year.$230$209$20.5$11.6$10.3$1.27
2013Detailed filing. Detailed filing data is available for this year.$222$203$18.6$11.7$10.1$1.63
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$219$202$17.2$10.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$208$192$15.6$11.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$202$188$14.5$12.3