Civic Intelligence

Solarity Credit Union

990 • Fiscal year 2018 • EIN 91-6049071

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 14, 2019

Organization ProfileWWW.SOLARITYCU.ORG

View Organization Page

PO Box 2922Yakima, WA 98907

(509) 248-1720

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

20th percentile

0.86x

Higher debt load relative to assets than 20% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

55th percentile

17.17x

Higher debt load relative to revenue than 55% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

68th percentile

18%

Higher net margin than 68% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

98th percentile

$1,348,009

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

11th percentile

-0.6%

Faster asset growth than 11% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

22nd percentile

6.1%

Faster revenue growth than 22% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets20th percentile

Assets

Down

$746,567,785

Down $4,379,259 (-0.6%) from 2017

Net Assets

Up

$102,765,288

Up $7,169,650 (+7.5%) from 2017

Liabilities

Down

$643,802,497

Down $11,548,909 (-1.8%) from 2017

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin68th percentile

Revenue

Up

$37,504,015

Up $2,159,601 (+6.1%) from 2017

Expenses

Down

$30,876,482

Down $1,492,272 (-4.6%) from 2017

Net Income

Up

$6,627,533

Up $3,651,873 (+123%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth11th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $190,373,429Liabilities 2010: $164,533,381Net Assets 2010: $25,840,0482010Assets 2011: $477,862,891Liabilities 2011: $419,161,509Net Assets 2011: $58,701,3822011Assets 2012: $495,661,880Liabilities 2012: $429,154,363Net Assets 2012: $66,507,5172012Assets 2013: $519,871,648Liabilities 2013: $448,814,726Net Assets 2013: $71,056,9222013Assets 2014: $552,028,853Liabilities 2014: $473,037,532Net Assets 2014: $78,991,3212014Assets 2015: $640,997,256Liabilities 2015: $554,423,875Net Assets 2015: $86,573,3812015Assets 2016: $714,166,910Liabilities 2016: $621,628,064Net Assets 2016: $92,538,8462016Assets 2017: $750,947,044Liabilities 2017: $655,351,406Net Assets 2017: $95,595,6382017Assets 2018: $746,567,785Liabilities 2018: $643,802,497Net Assets 2018: $102,765,2882018Assets 2019: $719,176,642Liabilities 2019: $607,335,911Net Assets 2019: $111,840,7312019Assets 2020: $796,402,967Liabilities 2020: $681,196,042Net Assets 2020: $115,206,9252020Assets 2021: $813,771,159Liabilities 2021: $694,981,757Net Assets 2021: $118,789,4022021Assets 2022: $821,287,129Liabilities 2022: $703,227,328Net Assets 2022: $118,059,8012022Assets 2023: $866,571,663Liabilities 2023: $742,724,286Net Assets 2023: $123,847,3772023Assets 2024: $813,766,927Liabilities 2024: $685,842,302Net Assets 2024: $127,924,6252024

Highlighted filing

2018

Assets$746,567,785
Liabilities$643,802,497
Net Assets$102,765,288
Open 2018 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $8,534,9252010Expenses 2011: $12,416,1832011Expenses 2012: $18,728,8112012Revenue 2013: $24,754,839Expenses 2013: $20,096,666Net Income 2013: $4,658,1732013Revenue 2014: $26,280,490Expenses 2014: $18,572,664Net Income 2014: $7,707,8262014Revenue 2015: $28,800,254Expenses 2015: $20,885,928Net Income 2015: $7,914,3262015Revenue 2016: $31,340,635Expenses 2016: $25,096,759Net Income 2016: $6,243,8762016Revenue 2017: $35,344,414Expenses 2017: $32,368,754Net Income 2017: $2,975,6602017Revenue 2018: $37,504,015Expenses 2018: $30,876,482Net Income 2018: $6,627,5332018Revenue 2019: $42,045,420Expenses 2019: $33,888,044Net Income 2019: $8,157,3762019Revenue 2020: $31,056,139Expenses 2020: $32,067,321Net Income 2020: -$1,011,1822020Revenue 2021: $38,686,646Expenses 2021: $30,919,332Net Income 2021: $7,767,3142021Revenue 2022: $37,492,619Expenses 2022: $31,117,103Net Income 2022: $6,375,5162022Revenue 2023: $42,914,902Expenses 2023: $37,764,818Net Income 2023: $5,150,0842023Revenue 2024: $45,897,339Expenses 2024: $42,140,734Net Income 2024: $3,756,6052024

Highlighted filing

2018

Revenue$37,504,015
Expenses$30,876,482
Net Income$6,627,533
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 14, 2019
Return Version
2018v3.1
Gross Receipts
$37,543,103
Mission and Program Overview

Mission

Provide financial service to members, including but not limited to providing real estate and other secured and unsecured consumer loans, checking and savings programs, and credit card services.

Provide financial services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$600,281,022$607,773,017▲ $7,491,995
Rtn Earn Endowment Incm Other Fnds$95,595,638$102,765,288▲ $7,169,650
Savings and Temporary Cash Investments$19,281,499$38,014,563▲ $18,733,064
Investments in Publicly Traded Securities$47,418,257$37,591,639▼ $9,826,618
Land, Buildings, and Equipment, Net$19,413,160$16,360,455▼ $3,052,705
Cash and Non-Interest-Bearing Accounts$6,464,350$4,998,987▼ $1,465,363
Investments Other Securities$3,257,100$3,401,200▲ $144,100
Prepaid Expenses and Deferred Charges$1,504,411$1,259,959▼ $244,452
Intangible Assets$328,329$233,601▼ $94,728
Accounts Receivable$4,314,991$201,807▼ $4,113,184
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$750,947,044$746,567,785▼ $4,379,259
Other Assets Total$48,683,925$36,732,557▼ $11,951,368
Liabilities
Other Liabilities$576,827,173$564,740,851▼ $12,086,322
Mortgage Notes Payable Secured by Investment Property$60,000,000$62,500,000▲ $2,500,000
Accounts Payable and Accrued Expenses$17,427,149$15,556,275▼ $1,870,874
Escrow Account Liability$1,097,084$1,005,371▼ $91,713
Total Liabilities$655,351,406$643,802,497▼ $11,548,909
Net Assets / Fund Balance
Total Net Assets Fund Balance$95,595,638$102,765,288▲ $7,169,650
Total Liabilities and Net Assets / Fund Balance$750,947,044$746,567,785▼ $4,379,259

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,452,568$3,843,381$12,295,949
Equipment$1,918,378$9,833,620$11,751,998
Leasehold Improvements$3,238,904$1,588,336$4,827,240
Land$2,656,769-$2,656,769
Other Land Buildings$93,836-$93,836
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mina WorthingtonPresident/CEOFT$468,513$879,496$1,348,009
Lillie HiggenbothamMortgage Loan OfficerFT$50,546$422,675$473,221
Chad RitchieChief Information OfficerFT$215,911$61,642$277,553
Valentin VillaMortgage Loan OfficerFT$37,448$221,203$258,651
Ralph CumbeeChief Experience OfficerFT$213,951$40,140$254,091
Carrie GabbardChief Credit OfficerFT$196,129$57,608$253,737
Gene DelucaVP of Mortgage Business DevFT$82,434$119,511$201,945
Jonathan ChoeChief Lending OfficerFT$140,817$26,493$167,310
Scott KaylieVP of Business IntelligenceFT$144,687$18,558$163,245
Megan HannaChief Credit OfficerFT$65,398$89,049$154,447
Lorena WittyAccounting ManagerFT$127,006$8,251$135,257
Shaunda ClarkChief Financial Officer (left 4/18)FT$72,620$13,034$85,654
Patrick HartmanChief Financial Officer (left 9/18)FT$73,903-$73,903

Board Members and Trustees

NameTitle
Gary KisslingChairman
Gerald KobesVice Chair
Deborah WellsBoard Member
Doug NicholsonBoard Member
James HurleyBoard Member
Merrilou HarrisonBoard Member
Michael MeyerBoard Member
Regan MyersBoard Member
Terry MorganSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Think StackInformation Technology Services1300 THAMES ST SUITE G20, Baltimore, MD 21231$804,008
Jack Henry & AssociatesInformation Technology ServicesPO BOX 609, Monett, MO 65708$486,151
Appraisal ValetReal Estate Appraisal Services10260 SW GREENBURG ROAD SUITE 400, Portland, OR 97223$385,750
Info Image INCAccount Statement Remittance Services141 JEFFERSON DRIVE, Menlo Park, CA 94025$329,204
Access SoftekInformation Technology Services727 ALLSTON WAY SUITE C, Berkeley, CA 94710$264,316
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$36,001,984
Investment Income
$1,491,073
Other Revenue
$10,958
Change in Net Assets
$6,627,533
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$15,603,907
Salaries, Compensation, and Employee Benefits$12,787,857
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,488,822
Office Expenses---$3,067,856
Current Officers, Directors, Trustees, and Key Employees---$2,614,704
Benefits to Members---$2,484,718
Fees for Services Other---$2,364,541
Other Employee Benefits---$2,029,076
Depreciation Depletion---$1,499,626
Interest---$1,391,104
All Other Expenses---$887,966
Payroll Taxes---$837,993
Pension Plan Contributions---$817,262
Occupancy---$812,031
Advertising---$755,632
Other Expenses---$380,121
Travel---$315,145
Insurance---$94,135
Fees for Services Legal---$88,603
Fees for Services Accounting---$81,627
Fees for Service Investment Mgmnt Fees---$73,531
Fees for Services Lobbying---$7,353
Total Functional Expenses$0$0$0$30,876,482
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$7,353
Total Exempt Function Spending$7,353

Section 527 Organizations

OrganizationLocationAmount
91-0460483Seatac, WA$7,353
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNT$564,740,851
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Participation in this credit union is limited to those who qualify for membership as defined in the credit union's charter and bylaws. This generally consists of individuals who live, work, worship, or go to school in washington state and enterprises or organizations located in the same area identified, directors, employees, volunteers and retirees of enterprises or organizations, and members of northwest credit union foundation. In addition to a regularly qualified member, the spouse of a member, the blood or adoptive relatives of either of them and their spouses may be members.”

Form 990, Part VI, Section A, Line 7A

“Members vote on board and committee members.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the credit union as they occur.”

Form 990, Part VI, Section A, Line 8B

“There are no committees with authority to act on behalf of the governing body.”

Form 990, Part VI, Section B, Line 11B

“The cfo is responsible for the form 990. The cfo and accounting manager review and approve for submission. A copy of the return is provided to the board of directors prior to filing.”

Form 990, Part VI, Section B, Line 12C

“In addition to the requirements and restrictions of the credit union code of ethics, no director, committee member, officer, or employee of the credit union may have a pecuniary interest in any contract or transaction with the credit union unless this interest is disclosed and made known to the board of directors. No director or committee member of the credit union shall participate in the deliberation of any question affecting their own pecuniary interest. Such director or committee member shall withdraw from the deliberation and decision upon such interest.”

Form 990, Part VI, Section B, Line 15

“The board of directors independently determines compensation for the ceo by using industry benchmark surveys. Salary surveys are documented by human resources. Decisions are documented by a memo that is approved by the executive committee (board) members. Compensation of other officers and key employees is performed by the president/ceo. Industry benchmark surveys are used and the decision is documented by human resources in the personnel files of the employee.”

Form 990, Part VI, Section C, Line 19

“Governing documents and policies are not made available to the public. Financial statements are included as part of the annual report and are made available to current and potential members.”

Filing and Contact Details

Filer

Filer Name
Solarity Credit Union
EIN
91-6049071
Phone
5092481720
Address
PO BOX 2922, YAKIMA, WA 98907

Signing Officer

Name
Mina Worthington
Title
President/CEO
Phone
5092481720
Signed
2019-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mina Worthington
Formed
1951
Legal Domicile
Wa
Voting Board Members
9
Independent Board Members
9
Employees
227
Volunteers
9

Preparer

Firm
Cliftonlarsonallen Llp
Address
20 E THOMAS RD STE 2300, PHOENIX, AZ 85012
Preparer
Mary C Green
Phone
6022662248
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“Balance represents the holding of taxes and insurance accounts for mortgage borrowers.”

Raw XML AppendixShowing 400 of 703 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt942168
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1030013
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1140442
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1238148
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt132728
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt144221
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1513034
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1724895
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1816558
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1914539
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2022986
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt218251
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IRS990/Form990PartVIISectionAGrp/PersonNm1GERALD KOBES
IRS990/Form990PartVIISectionAGrp/PersonNm2TERRY MORGAN
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES HURLEY
IRS990/Form990PartVIISectionAGrp/PersonNm4MICHAEL MEYER
IRS990/Form990PartVIISectionAGrp/PersonNm5DOUG NICHOLSON
IRS990/Form990PartVIISectionAGrp/PersonNm6REGAN MYERS
IRS990/Form990PartVIISectionAGrp/PersonNm7DEBORAH WELLS
IRS990/Form990PartVIISectionAGrp/PersonNm8MERRILOU HARRISON
IRS990/Form990PartVIISectionAGrp/PersonNm9MINA WORTHINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm10RALPH CUMBEE
IRS990/Form990PartVIISectionAGrp/PersonNm11CHAD RITCHIE
IRS990/Form990PartVIISectionAGrp/PersonNm12CARRIE GABBARD
IRS990/Form990PartVIISectionAGrp/PersonNm13MEGAN HANNA
IRS990/Form990PartVIISectionAGrp/PersonNm14JONATHAN CHOE
IRS990/Form990PartVIISectionAGrp/PersonNm15SHAUNDA CLARK
IRS990/Form990PartVIISectionAGrp/PersonNm16PATRICK HARTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm17LILLIE HIGGENBOTHAM
IRS990/Form990PartVIISectionAGrp/PersonNm18SCOTT KAYLIE
IRS990/Form990PartVIISectionAGrp/PersonNm19GENE DELUCA
IRS990/Form990PartVIISectionAGrp/PersonNm20VALENTIN VILLA
IRS990/Form990PartVIISectionAGrp/PersonNm21LORENA WITTY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt91305841
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10224078
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11237111
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12215589
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13151719
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14163089
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1572620
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1673903
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17448326
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18146687
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19187406
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20235665
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21127006
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF EXPERIENCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF CREDIT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF CREDIT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHIEF FINANCIAL OFFICER (LEFT 4/18)
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHIEF FINANCIAL OFFICER (LEFT 9/18)
IRS990/Form990PartVIISectionAGrp/TitleTxt17MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP OF BUSINESS INTELLIGENCE
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP OF MORTGAGE BUSINESS DEV
IRS990/Form990PartVIISectionAGrp/TitleTxt20MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt21ACCOUNTING MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-34046
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt037543103
IRS990/GrossRentsGrp/RealAmt016000
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt017
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt094135
IRS990/IntangibleAssetsGrp/BOYAmt0328329
IRS990/IntangibleAssetsGrp/EOYAmt0233601
IRS990/InterestGrp/TotalAmt01391104
IRS990/InvestmentIncomeGrp/ExclusionAmt01525119
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01525119
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03257100
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03401200
IRS990/InvestmentsPubTradedSecGrp/BOYAmt047418257
IRS990/InvestmentsPubTradedSecGrp/EOYAmt037591639
IRS990/IRPDocumentCnt06204
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt015265337
IRS990/LandBldgEquipBasisNetGrp/BOYAmt019413160
IRS990/LandBldgEquipBasisNetGrp/EOYAmt016360455
IRS990/LandBldgEquipCostOrOtherBssAmt031625792
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt034046
IRS990/LessRentalExpensesGrp/RealAmt05042
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE FINANCIAL SERVICES TO MEMBERS, INCLUDING BUT NOT LIMITED TO PROVIDING REAL ESTATE AND OTHER SECURED AND UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt060000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt062500000
IRS990/NetAssetsOrFundBalancesBOYAmt095595638
IRS990/NetAssetsOrFundBalancesEOYAmt0102765288
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-34046
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-34046
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt010958
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt010958
IRS990/NetUnrelatedBusTxblIncmAmt04405
IRS990/NetUnrlzdGainsLossesInvstAmt0542117
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0812031
IRS990/OfficeExpensesGrp/TotalAmt03067856
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt048683925
IRS990/OtherAssetsTotalGrp/EOYAmt036732557
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02029076
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2ATM EXPENSES
IRS990/OtherExpensesGrp/TotalAmt02170613
IRS990/OtherExpensesGrp/TotalAmt11614023
IRS990/OtherExpensesGrp/TotalAmt2380121
IRS990/OtherLiabilitiesGrp/BOYAmt0576827173
IRS990/OtherLiabilitiesGrp/EOYAmt0564740851
IRS990/OtherSalariesAndWagesGrp/TotalAmt06488822
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0600281022
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0607773017
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0837993
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0817262
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01504411
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01259959
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IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS FROM MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt027398106
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15458377
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23096844
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt027398106
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15507034
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23096844
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt048657
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt02460803
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01456216
IRS990/PYOtherExpensesAmt018540593
IRS990/PYOtherRevenueAmt022830
IRS990/PYProgramServiceRevenueAmt033865368
IRS990/PYRevenuesLessExpensesAmt02975660
IRS990/PYSalariesCompEmpBnftPaidAmt011367358
IRS990/PYTotalExpensesAmt032368754
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt035344414
IRS990/ReconcilationRevenueExpnssAmt06627533
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt010958
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt095595638
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0102765288
IRS990/SavingsAndTempCashInvstGrp/BOYAmt019281499
IRS990/SavingsAndTempCashInvstGrp/EOYAmt038014563
IRS990/ScheduleBRequiredInd00

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$746,567,785
Liabilities
$643,802,497
Net assets
$102,765,288
Revenue
$37,504,015
Expenses
$30,876,482
Net income
$6,627,533
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$814$686$128$45.9$42.1$3.76
2023Detailed filing. Detailed filing data is available for this year.$867$743$124$42.9$37.8$5.15
2022Detailed filing. Detailed filing data is available for this year.$821$703$118$37.5$31.1$6.38
2021Detailed filing. Detailed filing data is available for this year.$814$695$119$38.7$30.9$7.77
2020Detailed filing. Detailed filing data is available for this year.$796$681$115$31.1$32.1$1.01
2019Detailed filing. Detailed filing data is available for this year.$719$607$112$42.0$33.9$8.16
2018Detailed filing. Detailed filing data is available for this year.$747$644$103$37.5$30.9$6.63
2017Detailed filing. Detailed filing data is available for this year.$751$655$95.6$35.3$32.4$2.98
2016Detailed filing. Detailed filing data is available for this year.$714$622$92.5$31.3$25.1$6.24
2015Detailed filing. Detailed filing data is available for this year.$641$554$86.6$28.8$20.9$7.91
2014Detailed filing. Detailed filing data is available for this year.$552$473$79.0$26.3$18.6$7.71
2013Detailed filing. Detailed filing data is available for this year.$520$449$71.1$24.8$20.1$4.66
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$496$429$66.5$18.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$478$419$58.7$12.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$190$165$25.8$8.53