Civic Intelligence

Crossroads Resource Center

990 • Fiscal year 2014 • EIN 91-1280426

Jan 01, 2014 to Dec 31, 2014 • Filed on Oct 23, 2015

1555 S Pilgrim St Ste CMoses Lake, WA 98837

(509) 765-4425

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.03x

Higher debt load relative to assets than 68% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

68th percentile

0.02x

Higher debt load relative to revenue than 68% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

68th percentile

13%

Higher net margin than 68% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

82nd percentile

$19,498

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 8.5% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

78th percentile

31%

Faster asset growth than 78% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

85th percentile

49%

Faster revenue growth than 85% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Up

$132,518

Up $31,101 (+31%) from 2013

Net Assets

Up

$128,088

Up $29,125 (+29%) from 2013

Liabilities

Up

$4,430

Up $1,976 (+81%) from 2013

Revenue

Up

$230,180

Up $76,075 (+49%) from 2013

Expenses

Up

$201,056

Up $20,726 (+11%) from 2013

Net Income

Up

$29,124

Up $55,349 (+211%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2010: $127,600Liabilities 2010: $3,525Net Assets 2010: $124,0752010Assets 2011: $128,139Liabilities 2011: $887Net Assets 2011: $127,2522011Assets 2012: $125,957Liabilities 2012: $769Net Assets 2012: $125,1882012Assets 2013: $101,417Liabilities 2013: $2,454Net Assets 2013: $98,9632013Assets 2014: $132,518Liabilities 2014: $4,430Net Assets 2014: $128,0882014Assets 2015: $141,247Liabilities 2015: $5,041Net Assets 2015: $136,2062015Assets 2016: $76,507Liabilities 2016: $4,737Net Assets 2016: $71,7702016Assets 2017: $100,396Liabilities 2017: $5,397Net Assets 2017: $94,9992017Assets 2018: $239,777Liabilities 2018: $3,733Net Assets 2018: $236,0442018Assets 2019: $298,665Liabilities 2019: $3,527Net Assets 2019: $295,1382019Assets 2020: $418,675Liabilities 2020: $4,608Net Assets 2020: $414,0672020Assets 2021: $488,557Liabilities 2021: $12,646Net Assets 2021: $475,9112021Assets 2022: $610,373Liabilities 2022: $25,347Net Assets 2022: $585,0262022Assets 2023: $626,115Liabilities 2023: $25,981Net Assets 2023: $600,1342023Assets 2024: $852,804Liabilities 2024: $38,533Net Assets 2024: $814,2712024

Highlighted filing

2014

Assets$132,518
Liabilities$4,430
Net Assets$128,088

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2010: $119,690Expenses 2010: $131,514Net Income 2010: -$11,8242010Revenue 2011: $152,861Expenses 2011: $136,104Net Income 2011: $16,7572011Revenue 2012: $144,181Expenses 2012: $145,130Net Income 2012: -$9492012Revenue 2013: $154,105Expenses 2013: $180,330Net Income 2013: -$26,2252013Revenue 2014: $230,180Expenses 2014: $201,056Net Income 2014: $29,1242014Revenue 2015: $255,970Expenses 2015: $247,852Net Income 2015: $8,1182015Revenue 2016: $194,587Expenses 2016: $259,024Net Income 2016: -$64,4372016Revenue 2017: $233,405Expenses 2017: $210,176Net Income 2017: $23,2292017Revenue 2018: $339,343Expenses 2018: $198,298Net Income 2018: $141,0452018Revenue 2019: $278,997Expenses 2019: $249,381Net Income 2019: $29,6162019Revenue 2020: $388,031Expenses 2020: $269,102Net Income 2020: $118,9292020Revenue 2021: $325,806Expenses 2021: $263,962Net Income 2021: $61,8442021Revenue 2022: $442,019Expenses 2022: $307,604Net Income 2022: $134,4152022Revenue 2023: $401,973Expenses 2023: $386,865Net Income 2023: $15,1082023Revenue 2024: $616,413Expenses 2024: $426,110Net Income 2024: $190,3032024

Highlighted filing

2014

Revenue$230,180
Expenses$201,056
Net Income$29,124
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Oct 23, 2015
Return Version
2014v5.0
Gross Receipts
$251,379
Mission and Program Overview

Mission

Crossroads resource center operates exclusively for religious, charitable and eductation purposes to save babies, parents and souls by sharing the gospel of jesus christ and by the means of offering practical, emotional and spiritual support to women, men and children who are facing pregnancy and abortion-related concerns. The support includes the provision of free pregnancy services, peer counseling, information about abortion procedures and risks, information about abortion alternatives, abstinence education, post-abortion support, parenting classes, material support such as baby clothing and other infant care items, and other related programs and services.

Crossroads resource center operates exclusively for religious, charitable and eductation purposes to save babies, parents and souls by sharing the gospel of jesus christ and by the means of offering practical, emotional and spiritual support to women, men and children who are facing pregnancy and abortion-related concerns. The support includes the provision of free pregnancy services, peer counseling, information about abortion procedures and risks, information about abortion alternatives, abstinence education, port-abortion support, parenting classes, material support such as baby clothing and other infant care items, and other related programs and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$98,964$128,088▲ $29,124
Cash and Non-Interest-Bearing Accounts$93,766$128,030▲ $34,264
Land, Buildings, and Equipment, Net$7,480$4,488▼ $2,992
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$101,246$132,518▲ $31,272
Liabilities
Accounts Payable and Accrued Expenses$873$2,415▲ $1,542
Unsecured Notes Loans Payable$1,409$2,015▲ $606
Total Liabilities$2,282$4,430▲ $2,148
Net Assets / Fund Balance
Total Net Assets Fund Balance$98,964$128,088▲ $29,124
Total Liabilities and Net Assets / Fund Balance$101,246$132,518▲ $31,272

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,488$21,891$26,379
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Marilyn HallbergExecutive DirectorPT$19,498$19,498

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$231,337
Program Service Revenue
$0
Investment Income
$42
Other Revenue
$-1,199
All Other Contributions
$120,785
Change in Net Assets
$29,124
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$110,337
Salaries, Compensation, and Employee Benefits$90,719
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$67,132$23,587-$90,719
Advertising$22,503$7,907-$30,410
Occupancy$18,726$6,580-$25,306
Office Expenses$13,105$4,605-$17,710
Depreciation Depletion$2,214$778-$2,992
Other Expenses$696$245-$941
Interest$6$2-$8
Total Functional Expenses$154,928$46,128$0$201,056
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$21,199
Fundraising Gross Income$20,000
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Banquet$114,672$20,000$1,953$18,047
Event Sponsorship$15,880-$2,231-
Total Events$130,552$20,000$21,199$-1,199
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

The 990 is reviewed by board members prior to filing 990.

Form 990, Part VI, Section C, Line 19

Documents available upon request

Filing and Contact Details

Filer

Filer Name
Crossroads Resource Center
EIN
91-1280426
Phone
5097654425
Address
1555 S PILGRIM ST STE C, MOSES LAKE, WA 98837

Signing Officer

Name
Marilyn Hallberg
Title
Executive Director
Phone
5097654425
Signed
2015-10-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marilyn Hallberg
Formed
1984
Legal Domicile
Wa
Voting Board Members
11
Independent Board Members
11
Employees
7
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
1350 SOUTH PIONEER WAY, MOSES LAKE, WA 98837-2410
Preparer
David L Enquist
Phone
5097663100
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IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt098964
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0128088
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0NET FUNDRAISING INCOME OR (LOSS)
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, SECTION B, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0231337
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0153653
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0142296
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0162617
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0119037
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0808940
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt042
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt075
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0112
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0204
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0284
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0717
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0-1199
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt01377
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt011307
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt05560
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt08000
IRS990ScheduleA/OtherIncome170Grp/TotalAmt025045
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.96910
IRS990ScheduleA/PublicSupportPY170Pct00.83760
IRS990ScheduleA/PublicSupportTotal170Amt0808940
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0231337
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0153653
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0142296
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0162617
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0119037
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0808940
IRS990ScheduleA/TotalSupportAmt0834702
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt04488
IRS990ScheduleD/EquipmentGrp/DepreciationAmt021891
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt026379
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04488
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt0110552
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt094672
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt015880
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt021199
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt05557
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt05557
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0BANQUET
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0EVENT SPONSORSHIP
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt010908
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt010908
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0114672
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt015880
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0130552
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt020000
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt020000
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-1199
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt04184
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt01953
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt02231
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt0550
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt0550
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE 990 IS REVIEWED BY BOARD MEMBERS PRIOR TO FILING 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DOCUMENTS AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0WA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0101246
IRS990/TotalAssetsEOYAmt0132518
IRS990/TotalAssetsGrp/BOYAmt0101246
IRS990/TotalAssetsGrp/EOYAmt0132518
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0231337
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt046128
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0154928
IRS990/TotalFunctionalExpensesGrp/TotalAmt0201056
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02282
IRS990/TotalLiabilitiesEOYAmt04430
IRS990/TotalLiabilitiesGrp/BOYAmt02282
IRS990/TotalLiabilitiesGrp/EOYAmt04430
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt098964
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0128088
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0154928
IRS990/TotalReportableCompFromOrgAmt019498
IRS990/TotalRevenueGrp/ExclusionAmt0-1157
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0230180
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0101246
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0132518
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt01409
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt02015
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01555 S PILGRIM ST STE C
IRS990/USAddress/CityNm0MOSES LAKE
IRS990/USAddress/StateAbbreviationCd0WA
IRS990/USAddress/ZIPCd098837
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0PREGNANCYWA.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MARILYN HALLBERG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05097654425
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-10-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CROSSROADS RESOURCE CENTER
ReturnHeader/Filer/BusinessNameControlTxt0CROS
ReturnHeader/Filer/EIN0911280426
ReturnHeader/Filer/PhoneNum05097654425
ReturnHeader/Filer/USAddress/AddressLine1Txt01555 S PILGRIM ST STE C
ReturnHeader/Filer/USAddress/CityNm0MOSES LAKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098837
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01350 SOUTH PIONEER WAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MOSES LAKE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WA

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.53$0.39$8.14$6.16$4.26$1.90
2023Detailed filing. Detailed filing data is available for this year.$6.26$0.26$6.00$4.02$3.87$0.15
2022Detailed filing. Detailed filing data is available for this year.$6.10$0.25$5.85$4.42$3.08$1.34
2021Detailed filing. Detailed filing data is available for this year.$4.89$0.13$4.76$3.26$2.64$0.62
2020Detailed filing. Detailed filing data is available for this year.$4.19$0.05$4.14$3.88$2.69$1.19
2019Detailed filing. Detailed filing data is available for this year.$2.99$0.04$2.95$2.79$2.49$0.30
2018Detailed filing. Detailed filing data is available for this year.$2.40$0.04$2.36$3.39$1.98$1.41
2017Detailed filing. Detailed filing data is available for this year.$1.00$0.05$0.95$2.33$2.10$0.23
2016Detailed filing. Detailed filing data is available for this year.$0.77$0.05$0.72$1.95$2.59$0.64
2015Detailed filing. Detailed filing data is available for this year.$1.41$0.05$1.36$2.56$2.48$0.08
2014Detailed filing. Detailed filing data is available for this year.$1.33$0.04$1.28$2.30$2.01$0.29
2013Detailed filing. Detailed filing data is available for this year.$1.01$0.02$0.99$1.54$1.80$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.26$0.01$1.25$1.44$1.45$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$0.01$1.27$1.53$1.36$0.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$0.04$1.24$1.20$1.32$0.12