Civic Intelligence

Interfaith Coalition of Whatcom County

EIN 91-1202013 • 501(c)3 • Bellingham, WA

Profile

NONE

PO Box 90767Bellingham, WA 98226

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

31st percentile

0.01x

Higher debt load relative to assets than 31% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

47th percentile

0.07x

Higher debt load relative to revenue than 47% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

5th percentile

-65%

Higher net margin than 5% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

22nd percentile

-5.0%

Faster asset growth than 22% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

2nd percentile

-72%

Faster revenue growth than 2% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$2,781,318

Down $145,818 (-5.0%) from 2023

Liabilities

Down

$24,659

Down $12,288 (-33%) from 2023

Net Assets

Down

$2,756,659

Down $133,530 (-4.6%) from 2023

Revenue

Down

$373,897

Down $985,435 (-72%) from 2023

Expenses

Down

$618,131

Down $112,717 (-15%) from 2023

Net Income

Down

-$244,234

Down $872,718 (-139%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $590,050Liabilities 2011: $207,991Net Assets 2011: $382,0592011Assets 2012: $787,843Liabilities 2012: $204,856Net Assets 2012: $582,9872012Assets 2013: $1,075,877Liabilities 2013: $214,369Net Assets 2013: $861,5082013Assets 2014: $1,179,457Liabilities 2014: $99,166Net Assets 2014: $1,080,2912014Assets 2015: $1,282,393Liabilities 2015: $76,513Net Assets 2015: $1,205,8802015Assets 2016: $1,312,872Liabilities 2016: $13,229Net Assets 2016: $1,299,6432016Assets 2017: $1,411,627Liabilities 2017: $81,838Net Assets 2017: $1,329,7892017Assets 2018: $1,499,889Liabilities 2018: $79,826Net Assets 2018: $1,420,0632018Assets 2019: $1,569,438Liabilities 2019: $32,130Net Assets 2019: $1,537,3082019Assets 2020: $2,279,830Liabilities 2020: $67,541Net Assets 2020: $2,212,2892020Assets 2021: $2,378,360Liabilities 2021: $34,072Net Assets 2021: $2,344,2882021Assets 2022: $2,267,861Liabilities 2022: $54,399Net Assets 2022: $2,213,4622022Assets 2023: $2,927,136Liabilities 2023: $36,947Net Assets 2023: $2,890,1892023Assets 2024: $2,781,318Liabilities 2024: $24,659Net Assets 2024: $2,756,6592024

Highlighted filing

2024

Assets$2,781,318
Liabilities$24,659
Net Assets$2,756,659

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $350,699Expenses 2011: $303,266Net Income 2011: $47,4332011Expenses 2012: $322,7172012Revenue 2013: $598,278Expenses 2013: $343,770Net Income 2013: $254,5082013Revenue 2014: $493,019Expenses 2014: $289,132Net Income 2014: $203,8872014Revenue 2015: $429,401Expenses 2015: $306,811Net Income 2015: $122,5902015Revenue 2016: $418,175Expenses 2016: $384,980Net Income 2016: $33,1952016Revenue 2017: $450,500Expenses 2017: $384,714Net Income 2017: $65,7862017Revenue 2018: $569,250Expenses 2018: $494,270Net Income 2018: $74,9802018Revenue 2019: $735,100Expenses 2019: $695,572Net Income 2019: $39,5282019Revenue 2020: $1,390,414Expenses 2020: $723,955Net Income 2020: $666,4592020Revenue 2021: $959,785Expenses 2021: $890,802Net Income 2021: $68,9832021Revenue 2022: $765,017Expenses 2022: $811,834Net Income 2022: -$46,8172022Revenue 2023: $1,359,332Expenses 2023: $730,848Net Income 2023: $628,4842023Revenue 2024: $373,897Expenses 2024: $618,131Net Income 2024: -$244,2342024

Highlighted filing

2024

Revenue$373,897
Expenses$618,131
Net Income-$244,234

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.78$0.02$2.76$0.37$0.62$0.24
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.93$0.04$2.89$1.36$0.73$0.63
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.27$0.05$2.21$0.77$0.81$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.38$0.03$2.34$0.96$0.89$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.28$0.07$2.21$1.39$0.72$0.67
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.57$0.03$1.54$0.74$0.70$0.04
2018Summary only. Only limited summary data is available for this year.$1.50$0.08$1.42$0.57$0.49$0.07
2017Summary only. Only limited summary data is available for this year.$1.41$0.08$1.33$0.45$0.38$0.07
2016Summary only. Only limited summary data is available for this year.$1.31$0.01$1.30$0.42$0.38$0.03
2015Summary only. Only limited summary data is available for this year.$1.28$0.08$1.21$0.43$0.31$0.12
2014Summary only. Only limited summary data is available for this year.$1.18$0.10$1.08$0.49$0.29$0.20
2013Detailed filing. Detailed filing data is available for this year.$1.08$0.21$0.86$0.60$0.34$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.79$0.20$0.58$0.32
2011Summary only. Only limited summary data is available for this year.$0.59$0.21$0.38$0.35$0.30$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 4, 2025
Return Version
2023v6.0
Gross Receipts
$373,897
Mission and Program Overview

Mission

The mission of interfaith coalition is to break the cycle of family homelessness and poverty in whatcom county by providing housing, life skills classes, and case management services. The economic impact of the programs described below is three times the revenue the organization earns.

The mission of Interfaith Coalition is to break the cycle of family homelessness and poverty in Whatcom County by providing housing, life skills classes, and case management services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,490,027$1,440,145▼ $49,882
Savings and Temporary Cash Investments$808,704$809,249▲ $545
Investments in Publicly Traded Securities$364,688$477,193▲ $112,505
Cash and Non-Interest-Bearing Accounts$231,556$28,078▼ $203,478
Prepaid Expenses and Deferred Charges$10,279$16,820▲ $6,541
Accounts Receivable$21,882$9,833▼ $12,049
Total Assets$2,927,136$2,781,318▼ $145,818
Liabilities
Accounts Payable and Accrued Expenses$24,267$22,659▼ $1,608
Other Liabilities$12,680$2,000▼ $10,680
Total Liabilities$36,947$24,659▼ $12,288
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,699,762$2,498,166▼ $201,596
Net Assets With Donor Restrictions$190,427$258,493▲ $68,066
Total Net Assets Fund Balance$2,890,189$2,756,659▼ $133,530
Total Liabilities and Net Assets / Fund Balance$2,927,136$2,781,318▼ $145,818

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,029,701$352,585$1,382,286
Land$365,546-$365,546
Leasehold Improvements$43,266$22,974$66,240
Equipment$887$11,582$12,469
Other Land Buildings$745$2,936$3,681

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$364,688-▲ $112,505-$477,193
2022$316,445-▲ $48,243-$364,688
2021$392,015$100▼ $75,670-$316,445
2020$307,725-▲ $84,290-$392,015
2019$292,328-▲ $15,407-$307,735
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mary D ConnollyFormer Executive DirectorFT$83,527$13,462$96,989

Board Members and Trustees

NameTitle
Rev Kevin ParkPresident
Nathan DwyerVice President
Jerome RosenBoard Member
Kerri BauerBoard Member
Mary ChambersBoard Member
Patti RosbrookBoard Member
Renee HoemannBoard Member
Sue DabneyBoard Member
Eileen M HarringtonFormer Executive Director
Susan JancicSecretary
Brian HenshawTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$250,658
Program Service Revenue
$90,341
Investment Income
$29,600
Other Revenue
$3,298
All Other Contributions
$229,300
Change in Net Assets
$-244,234

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Clothing and Household Goods-$35,175Fair Market Value (FMV)
Food Inventory28$2,060Fair Market Value (FMV)
Total Noncash Contributions28$37,235-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$306,993
Salaries, Compensation, and Employee Benefits$284,637
Total Fundraising Expense$36,505
Grants and Similar Amounts Paid$26,501
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$119,678-$14,853$134,531
Current Officers, Directors, Trustees, and Key Employees$72,893$28,036$11,214$112,143
Occupancy$61,862$2,099$3,600$67,561
Depreciation Depletion$47,926$1,956-$49,882
Fees for Services Accounting-$32,708-$32,708
Grants to Domestic Individuals$26,501--$26,501
Payroll Taxes$18,387$1,794$2,242$22,423
Other Expenses$17,880$670-$18,550
Fees for Services Other$408$17,393-$17,801
Insurance$14,869$1,018-$15,887
Other Employee Benefits$11,759-$1,307$13,066
Conferences and Meetings$6,355$3,932$344$10,631
Information Technology$5,978$1,268$1,193$8,439
Office Expenses$3,201$2,053$637$5,891
Travel$4,932$854$67$5,853
All Other Expenses$2,935$52$52$3,039
Pension Plan Contributions$1,977-$497$2,474
Advertising$1,946-$499$2,445
Payments to Affiliates$750--$750
Fees for Services Legal-$143-$143
Total Functional Expenses$487,650$93,976$36,505$618,131
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security deposits$2,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 4

The Organization made the following significant changes to its bylaws during the year: 1. Officer and committee roles and responsibilities are now outlined. 2. The process to be used if the organization needs to dissolve are specified. 3. Membership terms were clarified; defining what entities are eligible to be Members, requiring a written request for Membership in the form of a signed Membership Covenant, and defining what participation conveyed voting rights.

Form 990, Part VI, Section A, line 6

Membership in the Interfaith Coalition shall be open to all recognized faith communities in Whatcom County, State of Washington. Members may be removed from active membership by 60% vote of the Board of Interfaith Coalition for failure to meet the active membership requirements.

Form 990, Part VI, Section A, line 7A

A meeting of the Membership is required to be held annually prior to the beginning of the fiscal year for the purpose of conducting the business of the organization. The Membership shall elect the Board of Directors at the annual meeting.

Form 990, Part VI, Section A, line 7B

The Membership has the following governance responsibilities: -Hear reports from the Board, committees, and the Executive Director for the purpose of dissemination of information to Members. -Review and approve the schedule and programs for the coming year. -Affirm the establishement and work of committees. -Adopt an annual operating budget. -Proposed amendments to the Articles of Incorporation must be approved by the Board by a 2/3 majority vote and then recommended for approval by the Members. They may be amended by a 2/3 vote of the Members voting at an annual or special meeting. -The Board must hold a vote recommending to the Membership to dissolve the organization with a 2/3 majority. The result of that vote shall be sent to all Members with a date for a preliminary membership vote to dissolve Interfaith Coalition not less than 30 days after the board vote. A 60% majority vote of Members present is required to move forward.

Form 990, Part VI, Section B, line 11B

The Board has designated the responsibility of reviewing the Form 990 to the Executive Director prior to filing. If there are any questions, the Executive Director consults with the Board Treasurer.

Form 990, Part VI, Section B, line 12C

Staff members and board members review and sign the conflict of interest policy on an annual basis.

Form 990, Part VI, Section B, line 15A

The Board of Director's personnel committee recommends any salary increases based on performance and cost of living increase. The budget is reviewed and developed by the Board finance committee and then the Board of Directors reviews the budget including the Executive Director salary. The Board of Directors votes on bringing the budget to the annual meeting where delegates from member congregations vote on approving the budget.

Form 990, Part VI, Section C, line 19

Governing documents, conflicts of interest policy and financial statements are available upon request. Documents can be mailed to individuals requesting them.

Filing and Contact Details

Filer

Filer Name
Interfaith Coalition of Whatcom County
EIN
91-1202013
Phone
3607343983
Address
PO Box 90767, Bellingham, WA 98226

Signing Officer

Name
Jen Callaghan
Title
Executive Director
Phone
3607343983
Signed
2025-08-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jen Callaghan
Formed
1985
Legal Domicile
Wa
Voting Board Members
10
Independent Board Members
10
Employees
12
Volunteers
162

Preparer

Firm
Wersen Nonprofit Cpas LLC
Address
4513 Lakeway Drive, Bellingham, WA 98229
Preparer
Keaton Wersen CPA
Phone
3607709369
Supplemental Narrative

Additional Explanations

Form 990, Part III, line 2

The Low-Income Housing program (further described in Part III Line 4b) began June 1, 2024.

Form 990, Part III, line 3

Family Promise has been a valuable part of the IFC work since early 2017. We made the difficult decision to shift our focus in a different direction and terminated the Family Promise relationship in December 2023. Our program shift was a result of housing families during COVID in static locations rather than moving them weekly from congregation to congregation. Family Promise families became part of our Transitional and Emergency Housing program. The Transitional and Emergency Housing program, further described in Part III Line 4a, ended in May 2024.

Financial Statement Notes

Part V, Line 4:

The organization intends to use earnings from the endowment fund to further their program objectives.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0The mission of Interfaith Coalition is to break the cycle of family homelessness and poverty in Whatcom County by providing emergency shelter and transitional housing services with case management and connection to other community resources. Interfaith Coalition carries out its mission in collaboration with over 40 communities of faith in Whatcom County.
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IRS990/ProgSrvcAccomActy2Grp/Desc0Low-income Housing Program - In June 2024, the Interfaith Coalition began a formal relationship with the Opportunity Council. This relationship was in response to a need that the Opportunity Council had to move all their residents out of a single building that needed major renovation throughout the building, involving all units. This relationship involved a Memorandum of Understanding in which Interfaith Coalition agreed to provide temporary housing while the building was under renovation services. After the renovation was completed the residents returned to their former housing with the Opportunity Council. Currently, the Interfaith Coalition is housing Opportunity Council clients through a different Memorandum of Understanding between the two organizations which aligns with the mission of Interfaith Coalition of Whatcom County by utilizing Interfaith Coalition resources to help fill gaps in human services and meeting housing and other needs for members of the community experiencing homelessness, housing instability, and poverty.
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IRS990/ProgSrvcAccomActy3Grp/Desc0Addressing Local Poverty Issues - We connect volunteers with Whatcom county neighbors experiencing poverty, housing instability, and homelessness. Our volunteers provides food and basic hygiene items, warm hats and socks to people living on the edge. Project Warm-up crafters knit scarves and hats for low-income neighbor needs We provided nearly 10,000 sandwiches for guests through our Coffee And Sandwiches Together (CAST) program. We distributed food four nights a week at our pickup location behind the Bellingham library. We hope to expand to a fifth night of sandwich distribution which will increase our cost by 25%. To operate the CAST program, it requires 10 volunteers each day to prepare and distribute the food. Volunteers work 2 hours per night. Last year our Fall Coat Drive resulted in 1,547 coats being given out in partnership with The Bellingham Food Bank, the United Church of Christ of Ferndale, and the Deming Mission. Hundreds of hats, gloves, and scarves made by crafters in Project Warm Up were given away at our coat drive events and at CAST food events. Volunteers are the backbone of these programs but Interfaith Coalition staff time, truck rental, snacks, and event supplies are part of the Interfaith Coalition's operating budget. During 2023 and 2024 we had 137 volunteers providing 2,332 hours of service, with an estimated value of $73,691. The volunteers came from over 20 Whatcom County faith communities.Holiday Joy provided 200 presents for families last year. The Interfaith Coalition provided administrative support for the participating Faith Communities and community partners. In partnership with Family Engagement Liaisons in each Whatcom County School District, over 30 families received financial assistance through our Beacon of Hope program last year. One-time grants helped families to get into permanent housing, avoid eviction brought on by reduced work hours, or make car repairs.
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