Civic Intelligence

Northwest Business Development Association

990 • Fiscal year 2015 • EIN 91-1178785

Oct 01, 2014 to Sep 30, 2015

Organization Profilewww.nwbusiness.org
Spokane Valley, WA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.29x

Higher debt load relative to assets than 68% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

71st percentile

0.34x

Higher debt load relative to revenue than 71% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

67th percentile

9.7%

Higher net margin than 67% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

58th percentile

2.9%

Faster asset growth than 58% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

32nd percentile

-3.5%

Faster revenue growth than 32% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$3,324,018

Up $92,124 (+2.9%) from 2014

Net Assets

Up

$2,354,511

Up $277,093 (+13%) from 2014

Liabilities

Down

$969,507

Down $184,969 (-16%) from 2014

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin67th percentile

Revenue

Down

$2,863,736

Down $103,007 (-3.5%) from 2014

Expenses

Down

$2,586,643

Down $156,055 (-5.7%) from 2014

Net Income

Up

$277,093

Up $53,048 (+24%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $3,161,992Liabilities 2011: $1,806,311Net Assets 2011: $1,355,6812011Assets 2012: $3,472,572Liabilities 2012: $1,814,255Net Assets 2012: $1,658,3172012Assets 2013: $3,177,496Liabilities 2013: $1,324,123Net Assets 2013: $1,853,3732013Assets 2014: $3,231,894Liabilities 2014: $1,154,476Net Assets 2014: $2,077,4182014Assets 2015: $3,324,018Liabilities 2015: $969,507Net Assets 2015: $2,354,5112015Assets 2016: $3,082,998Liabilities 2016: $440,716Net Assets 2016: $2,642,2822016Assets 2017: $3,307,865Liabilities 2017: $419,676Net Assets 2017: $2,888,1892017Assets 2018: $3,310,843Liabilities 2018: $324,031Net Assets 2018: $2,986,8122018Assets 2019: $3,641,208Liabilities 2019: $378,788Net Assets 2019: $3,262,4202019Assets 2020: $3,915,248Liabilities 2020: $413,804Net Assets 2020: $3,501,4442020Assets 2021: $4,322,993Liabilities 2021: $855,792Net Assets 2021: $3,467,2012021Assets 2022: $4,504,001Liabilities 2022: $685,116Net Assets 2022: $3,818,8852022Assets 2023: $5,143,660Liabilities 2023: $577,213Net Assets 2023: $4,566,4472023Assets 2025: $6,922,524Liabilities 2025: $581,909Net Assets 2025: $6,340,6152025

Highlighted filing

2015

Assets$3,324,018
Liabilities$969,507
Net Assets$2,354,511
Open 2015 Filing

Operations Trend

Revenue Growth32nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2011: $2,374,8772011Expenses 2012: $2,534,3682012Revenue 2013: $2,860,383Expenses 2013: $2,665,327Net Income 2013: $195,0562013Revenue 2014: $2,966,743Expenses 2014: $2,742,698Net Income 2014: $224,0452014Revenue 2015: $2,863,736Expenses 2015: $2,586,643Net Income 2015: $277,0932015Revenue 2016: $3,040,003Expenses 2016: $2,752,232Net Income 2016: $287,7712016Revenue 2017: $3,164,094Expenses 2017: $2,918,187Net Income 2017: $245,9072017Revenue 2018: $2,761,552Expenses 2018: $2,662,929Net Income 2018: $98,6232018Revenue 2019: $3,011,438Expenses 2019: $2,735,830Net Income 2019: $275,6082019Revenue 2020: $3,396,908Expenses 2020: $3,157,884Net Income 2020: $239,0242020Revenue 2021: $3,403,966Expenses 2021: $3,438,209Net Income 2021: -$34,2432021Revenue 2022: $3,801,691Expenses 2022: $3,450,007Net Income 2022: $351,6842022Revenue 2023: $3,693,268Expenses 2023: $2,945,706Net Income 2023: $747,5622023Revenue 2025: $4,053,953Expenses 2025: $3,240,904Net Income 2025: $813,0492025

Highlighted filing

2015

Revenue$2,863,736
Expenses$2,586,643
Net Income$277,093
Open 2015 Filing
Filing Detail Status

This 2015 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2025)
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Filing Snapshot
Filing Period
Oct 1, 2014 to Sep 30, 2015
Mission and Program Overview

Mission

To support business growth, job creation and job retention by providing quality small business loan services, including screening, organizing, packaging, processing and closings, in combination with local lending institutions and the SBA.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$3,324,018
Liabilities
$969,507
Net assets
$2,354,511
Revenue
$2,863,736
Expenses
$2,586,643
Net income
$277,093
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.92$0.58$6.34$4.05$3.24$0.81
2023Summary only. Only limited summary data is available for this year.$5.14$0.58$4.57$3.69$2.95$0.75
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.50$0.69$3.82$3.80$3.45$0.35
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.32$0.86$3.47$3.40$3.44$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.92$0.41$3.50$3.40$3.16$0.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.64$0.38$3.26$3.01$2.74$0.28
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.31$0.32$2.99$2.76$2.66$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.31$0.42$2.89$3.16$2.92$0.25
2016Detailed filing. Detailed filing data is available for this year.$3.08$0.44$2.64$3.04$2.75$0.29
2015Summary only. Only limited summary data is available for this year.$3.32$0.97$2.35$2.86$2.59$0.28
2014Detailed filing. Detailed filing data is available for this year.$3.23$1.15$2.08$2.97$2.74$0.22
2013Summary only. Only limited summary data is available for this year.$3.18$1.32$1.85$2.86$2.67$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.47$1.81$1.66$2.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.16$1.81$1.36$2.37
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)3 • $1M-$5M nonprofits