Civic Intelligence

Bellwether Housing

990 • Fiscal year 2015 • EIN 91-1116960

Jan 01, 2015 to Dec 31, 2015 • Filed on May 16, 2016

1651 Bellevue AvenueSeattle, WA 98122-2014

(206) 623-0506

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.74x

Higher debt load relative to assets than 82% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

91st percentile

4.21x

Higher debt load relative to revenue than 91% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2015

Net Margin

27th percentile

-0.8%

Higher net margin than 27% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

75th percentile

9.0%

Faster asset growth than 75% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

53rd percentile

5.0%

Faster revenue growth than 53% of similar nonprofits.

2015 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Assets

Up

$96,721,507

Up $7,945,939 (+9.0%) from 2014

Net Assets

Down

$25,624,323

Down $126,715 (-0.5%) from 2014

Liabilities

Up

$71,097,184

Up $8,072,654 (+13%) from 2014

Revenue

Up

$16,882,990

Up $810,106 (+5.0%) from 2014

Expenses

Up

$17,009,705

Up $875,772 (+5.4%) from 2014

Net Income

Down

-$126,715

Down $65,666 (-108%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $78,126,310Liabilities 2010: $54,431,912Net Assets 2010: $23,694,3982010Assets 2011: $83,285,520Liabilities 2011: $58,578,688Net Assets 2011: $24,706,8322011Assets 2012: $89,794,816Liabilities 2012: $63,613,561Net Assets 2012: $26,181,2552012Assets 2013: $96,704,213Liabilities 2013: $70,892,126Net Assets 2013: $25,812,0872013Assets 2014: $88,775,568Liabilities 2014: $63,024,530Net Assets 2014: $25,751,0382014Assets 2015: $96,721,507Liabilities 2015: $71,097,184Net Assets 2015: $25,624,3232015Assets 2016: $115,129,273Liabilities 2016: $60,214,788Net Assets 2016: $54,914,4852016Assets 2017: $125,010,276Liabilities 2017: $65,003,828Net Assets 2017: $60,006,4482017Assets 2018: $164,817,375Liabilities 2018: $79,286,115Net Assets 2018: $85,531,2602018Assets 2019: $181,477,990Liabilities 2019: $92,894,172Net Assets 2019: $88,583,8182019Assets 2020: $195,617,991Liabilities 2020: $95,330,728Net Assets 2020: $100,287,2632020Assets 2021: $264,325,848Liabilities 2021: $152,885,886Net Assets 2021: $111,439,9622021Assets 2022: $381,603,055Liabilities 2022: $269,084,897Net Assets 2022: $112,518,1582022Assets 2023: $394,705,233Liabilities 2023: $279,979,236Net Assets 2023: $114,725,9972023Assets 2024: $387,796,292Liabilities 2024: $289,204,747Net Assets 2024: $98,591,5452024

Highlighted filing

2015

Assets$96,721,507
Liabilities$71,097,184
Net Assets$25,624,323

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80M$60M$40M$20M$0-$20MExpenses 2010: $11,659,8862010Revenue 2011: $13,174,707Expenses 2011: $12,237,273Net Income 2011: $937,4342011Expenses 2012: $13,340,8582012Revenue 2013: $15,195,880Expenses 2013: $14,785,973Net Income 2013: $409,9072013Revenue 2014: $16,072,884Expenses 2014: $16,133,933Net Income 2014: -$61,0492014Revenue 2015: $16,882,990Expenses 2015: $17,009,705Net Income 2015: -$126,7152015Revenue 2016: $47,184,976Expenses 2016: $17,894,814Net Income 2016: $29,290,1622016Revenue 2017: $22,824,851Expenses 2017: $16,562,312Net Income 2017: $6,262,5392017Revenue 2018: $46,301,112Expenses 2018: $19,391,142Net Income 2018: $26,909,9702018Revenue 2019: $24,107,285Expenses 2019: $23,112,298Net Income 2019: $994,9872019Revenue 2020: $40,714,162Expenses 2020: $28,205,525Net Income 2020: $12,508,6372020Revenue 2021: $42,172,983Expenses 2021: $32,846,882Net Income 2021: $9,326,1012021Revenue 2022: $47,333,047Expenses 2022: $46,466,375Net Income 2022: $866,6722022Revenue 2023: $49,789,985Expenses 2023: $54,125,481Net Income 2023: -$4,335,4962023Revenue 2024: $51,340,734Expenses 2024: $60,695,123Net Income 2024: -$9,354,3892024

Highlighted filing

2015

Revenue$16,882,990
Expenses$17,009,705
Net Income-$126,715
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 16, 2016
Return Version
2015v2.1
Gross Receipts
$16,922,387
Mission and Program Overview

Mission

Bellwether Housing's mission is to create housing affordability so that people and communities can thrive. We make it possible for people to live affordably near what they need - jobs, services, schools, transit, and other necessities.

Bellwether Housing, founded by the Downtown Seattle Association in 1980, is the largest private nonprofit provider of affordable apartments in King County, Washington. Our residents are low-wage working people, low-income seniors, and those with special needs. The annual household incomes range from $18,000 to $50,000 depending on household size (30% to 60% of area median income for King County). Average annual household income for Bellwether residents in 2015 was approximately $25,000.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$55,568,360$59,777,582▲ $4,209,222
Savings and Temporary Cash Investments$14,416,538$17,731,089▲ $3,314,551
Other Notes and Loans Receivable, Net$13,454,436$13,575,999▲ $121,563
Prepaid Expenses and Deferred Charges$1,467,043$1,447,057▼ $19,986
Accounts Receivable$1,833,323$1,410,729▼ $422,594
Cash and Non-Interest-Bearing Accounts$646,533$875,444▲ $228,911
Investments Program Related$727,193$726,195▼ $998
Loans From Officers Directors-$124,000-
Pledges and Grants Receivable$944$1,091▲ $147
Total Assets$88,775,568$96,721,507▲ $7,945,939
Other Assets Total$661,198$1,176,321▲ $515,123
Liabilities
Mortgage Notes Payable Secured by Investment Property$59,694,331$68,078,437▲ $8,384,106
Other Liabilities$2,109,865$1,972,382▼ $137,483
Accounts Payable and Accrued Expenses$1,220,334$922,365▼ $297,969
Total Liabilities$63,024,530$71,097,184▲ $8,072,654
Net Assets / Fund Balance
Unrestricted Net Assets$25,475,901$25,335,115▼ $140,786
Temporarily Rstr Net Assets$275,137$289,208▲ $14,071
Total Net Assets Fund Balance$25,751,038$25,624,323▼ $126,715
Total Liabilities and Net Assets / Fund Balance$88,775,568$96,721,507▲ $7,945,939

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$46,724,230$29,829,516$76,553,746
Land$13,053,352-$13,053,352
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sarah R LewontinExecutive Director - RetiredFT$119,037$101,448$220,485
Susan BoydDirector of Real Estate DeFT$128,087$26,748$154,835
Susan SelmanDirector of Property ManagFT$130,534$19,547$150,081
Victoria Laughlin TaylorDeputy DirectorFT$120,061$25,971$146,032
Carole WilliamsHr DirectorFT$119,053$18,253$137,306
Douglas DaleyExecutive DirectorFT$110,596$8,994$119,590

Board Members and Trustees

NameTitle
Jose QuintanaChair
Harry MatsumotoVice-chair
Bart CimaDirector
Deva HassonDirector
Donald KingDirector
Duane LeonardDirector
Elisabeth WoareDirector
Gabriel GrantDirector
Marni WrightDirector
Richard KendallDirector
Robert DipietraeDirector
Tejal PastakiaDirector
Thomas MartineauDirector
Tim OverlandDirector
Donnie GriffinDirector - Retired
Kim OrrSecretary/treasurer
Keith WinzenriedSecretary/treasurer - Retired

Highest Paid Contractors

ContractorServicesLocationCompensation
Rafn CompanyConstruction Services1721-132ND AVE NE, Bellevue, WA 98005$1,498,802
Propel InsuranceInsurancePO BOX 2940, Tacoma, WA 98401$466,748
American DraperyCarpet And Blinds InstallationPO BOX 896, Renton, WA 98057$286,905
University Mechanical Contractors INCMechanical Services11611 49TH PLACE W, Mukilteo, WA 98275$260,164
Runberg Architecture Group PllcArchitectONE YESLER WAY STE 200, Seattle, WA 98104$200,258
Revenue and Support

Revenue Composition

Contributions and Grants
$4,063,187
Program Service Revenue
$13,373,078
Investment Income
$40,003
Other Revenue
$-593,278
All Other Contributions
$164,526
Change in Net Assets
$-126,715
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,946,788
Salaries, Compensation, and Employee Benefits$6,062,917
Total Fundraising Expense$528,730
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$7,769,701$4,515$-18,346$7,755,870
Other Salaries and Wages$3,761,680$256,102$50,152$4,067,934
Depreciation Depletion$2,275,064$2,742$11,660$2,289,466
Other Employee Benefits$759,085$63,426$52,287$874,798
Payroll Taxes$393,456$33,450$27,576$454,482
Current Officers, Directors, Trustees, and Key Employees-$147,201$282,324$429,525
Fees for Services Management$72,585$211,128$25,135$308,848
Office Expenses$224,951$47,323$27,307$299,581
Pension Plan Contributions$200,168$19,738$16,272$236,178
Interest$74,521$1,677-$76,198
Conferences and Meetings$27,943$20,386$25,965$74,294
Travel$32,617$4,203$335$37,155
Insurance$24,596$3,872$3,192$31,660
Fees for Services Legal$7,128$979$23,396$31,503
Fees for Services Other$340$10,432-$10,772
Fees for Services Accounting-$7,283$405$7,688
Payments to Affiliates$4,049--$4,049
Other Expenses$1,033$109$70$1,033
Total Functional Expenses$15,642,829$838,146$528,730$17,009,705
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$39,397
Fundraising Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Closer to Home Breakfast$143,623-$10,233-
Total Events$143,623-$39,397$-39,397
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees-$124,000-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Interest Payable$775,915
Tenant Security Deposits$661,990
Short Term Notes and Advances$534,478

Bond Issues

BondIssuerIssuedIssue PricePurpose
CSeattle Housing Authority2007-11-07$4,000,000Casa Pacifica Low Income Housing
ASeattle Housing Authority2007-02-01$2,800,000Olive Tower Low Income Housing
BSeattle Housing Authority2007-10-01$2,640,000Oregon Low Income Housing

Bond Proceeds

BondTotal ProceedsSpentRetiredIssuance Costs
C$4,000,000--$80,000
A$2,800,000--$70,000
B$2,640,000--$10,000

Bond Financing Compliance

No rebate due
No
Rebate not yet due
No
Form 8038-T filed
No
Gross proceeds invested
No
Gross proceeds invested in GIC
No
Exception to rebate
No
Corrective action procedures
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11

The Organization did provide a copy of Form 990 to its organizing body before it was filed and incorporated their comments.

Form 990, Part VI, Section B, line 12C

Annual Conflict of Interest Questionnaires are completed by all Covered Persons, which is defined in the bylaws as any of the Organization's Directors, officers, members of any committee of the Board, or staff employees that have authority to act on behalf of the Board.

Form 990, Part VI, Section B, line 15

Human Resources surveys salaries and wages annually, completes a market study and reviews cost of living indexes as well as sets ranges of pay taking into account comparable industries. The Board of Directors sets the Executive Director's pay annually based on performance.

Form 990, Part VI, Section C, line 18

We supply the documents to anyone who asks and we post it on the National Clearinghouse and Guidestar.com.

Form 990, Part VI, Section C, line 19

We supply the documents to anyone who asks and we post it on the National Clearinghouse.

Filing and Contact Details

Filer

Filer Name
Bellwether Housing
EIN
91-1116960
Phone
2066230506
Address
1651 BELLEVUE AVENUE, SEATTLE, WA 98122-2014

Signing Officer

Name
Victoria Laughlin Taylor
Title
Deputy Director
Phone
2066230506
Signed
2016-05-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Victoria Laughlin Taylor
Formed
1980
Legal Domicile
Wa
Voting Board Members
15
Independent Board Members
15
Employees
135
Volunteers
0

Preparer

Firm
DAUBY O'CONNOR & ZALESKI LLC
Address
501 CONGRESSIONAL BLVD STE 300, CARMEL, IN 46032
Preparer
Steven C Levy
Phone
3178485700
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

Bellwether receives a copy of the audit. Prior to the finalization of the audit, a copy of the audit is given to all of the board members for their comments. When the audit is up for bid, the Board discusses the relationship with the current auditors and makes a determination as to whether to maintain this relationship or change to a new auditing firm.

Financial Statement Notes

Part X, Line 2:

The Corporation is exempt from federal income tax under Section 501(c)(3) of the Internal Revenue Code. The Corporation also is not subject to state income tax in the State of Washington. Accordingly, no provision for federal and state taxes on revenue and income has been recognized in the accompanying financial statements.

Raw XML AppendixShowing 400 of 1,409 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01220334
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0922365
IRS990/AccountsReceivableGrp/BOYAmt01833323
IRS990/AccountsReceivableGrp/EOYAmt01410729
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Bellwether Housing, founded by the Downtown Seattle Association in 1980, is the largest private nonprofit provider of affordable apartments in King County, Washington. Our residents are low-wage working people, low-income seniors, and those with special needs. The annual household incomes range from $18,000 to $50,000 depending on household size (30% to 60% of area median income for King County). Average annual household income for Bellwether residents in 2015 was approximately $25,000.
IRS990/AllOtherContributionsAmt0164526
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0SHELLEY FARBER DIRECTOR OF FINANCE
IRS990/BooksInCareOfDetail/PhoneNum02066230506
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01651 BELLEVUE AVENUE
IRS990/BooksInCareOfDetail/USAddress/CityNm0SEATTLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0981222014
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0646533
IRS990/CashNonInterestBearingGrp/EOYAmt0875444
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt013
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt0282324
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0147201
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0429525
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt025965
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt020386
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt027943
IRS990/ConferencesMeetingsGrp/TotalAmt074294
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt01498802
IRS990/ContractorCompensationGrp/CompensationAmt1466748
IRS990/ContractorCompensationGrp/CompensationAmt2286905
IRS990/ContractorCompensationGrp/CompensationAmt3260164
IRS990/ContractorCompensationGrp/CompensationAmt4200258
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt01721-132ND AVE NE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 2940
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 896
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt311611 49TH PLACE W
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4ONE YESLER WAY STE 200
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BELLEVUE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1TACOMA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2RENTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3MUKILTEO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4SEATTLE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd098005
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd198401
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd298057
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd398275
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd498104
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0RAFN COMPANY
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1PROPEL INSURANCE
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2AMERICAN DRAPERY
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3UNIVERSITY MECHANICAL CONTRACTORS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4RUNBERG ARCHITECTURE GROUP PLLC
IRS990/ContractorCompensationGrp/ServicesDesc0CONSTRUCTION SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc1INSURANCE
IRS990/ContractorCompensationGrp/ServicesDesc2CARPET AND BLINDS INSTALLATION
IRS990/ContractorCompensationGrp/ServicesDesc3MECHANICAL SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc4ARCHITECT
IRS990/ContriRptFundraisingEventAmt0143623
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt04063187
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt040003
IRS990/CYOtherExpensesAmt010946788
IRS990/CYOtherRevenueAmt0-593278
IRS990/CYProgramServiceRevenueAmt013373078
IRS990/CYRevenuesLessExpensesAmt0-126715
IRS990/CYSalariesCompEmpBnftPaidAmt06062917
IRS990/CYTotalExpensesAmt017009705
IRS990/CYTotalFundraisingExpenseAmt0528730
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt016882990
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt011660
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02742
IRS990/DepreciationDepletionGrp/ProgramServicesAmt02275064
IRS990/DepreciationDepletionGrp/TotalAmt02289466
IRS990/Desc0Bellwether develops and manages its own portfolio. This includes 30 properties with 1,900 great places to live for more than 3,200 people (650 children and 500 seniors). It builds, acquires and preserves affordable apartments for the residents who need them (see program 4b and 4c below) and provides fee-based services to other nonprofits (see program 4d below). In addition, Bellwether coordinates services to residents, and advocates for resources and tools to increase future opportunities for affordable apartments.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt0135
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/EscrowAccountInd00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/FundraisingAmt0405
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt07283
IRS990/FeesForServicesAccountingGrp/TotalAmt07688
IRS990/FeesForServicesLegalGrp/FundraisingAmt023396
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0979
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt07128
IRS990/FeesForServicesLegalGrp/TotalAmt031503
IRS990/FeesForServicesManagementGrp/FundraisingAmt025135
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt0211128
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt072585
IRS990/FeesForServicesManagementGrp/TotalAmt0308848
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt010432
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0340
IRS990/FeesForServicesOtherGrp/TotalAmt010772
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1726448
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1825971
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1918797
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt208994
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2125998
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2218253
IRS990/Form990PartVIISectionAGrp/PersonNm0THOMAS MARTINEAU
IRS990/Form990PartVIISectionAGrp/PersonNm1DONALD KING
IRS990/Form990PartVIISectionAGrp/PersonNm2ELISABETH WOARE
IRS990/Form990PartVIISectionAGrp/PersonNm3MARNI WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm4BART CIMA
IRS990/Form990PartVIISectionAGrp/PersonNm5DONNIE GRIFFIN
IRS990/Form990PartVIISectionAGrp/PersonNm6ROBERT DIPIETRAE
IRS990/Form990PartVIISectionAGrp/PersonNm7DUANE LEONARD
IRS990/Form990PartVIISectionAGrp/PersonNm8HARRY MATSUMOTO
IRS990/Form990PartVIISectionAGrp/PersonNm9KIM ORR
IRS990/Form990PartVIISectionAGrp/PersonNm10TIM OVERLAND
IRS990/Form990PartVIISectionAGrp/PersonNm11KEITH WINZENRIED
IRS990/Form990PartVIISectionAGrp/PersonNm12JOSE QUINTANA
IRS990/Form990PartVIISectionAGrp/PersonNm13GABRIEL GRANT
IRS990/Form990PartVIISectionAGrp/PersonNm14RICHARD KENDALL
IRS990/Form990PartVIISectionAGrp/PersonNm15TEJAL PASTAKIA
IRS990/Form990PartVIISectionAGrp/PersonNm16DEVA HASSON
IRS990/Form990PartVIISectionAGrp/PersonNm17SARAH R LEWONTIN
IRS990/Form990PartVIISectionAGrp/PersonNm18VICTORIA LAUGHLIN TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm19SUSAN SELMAN
IRS990/Form990PartVIISectionAGrp/PersonNm20DOUGLAS DALEY
IRS990/Form990PartVIISectionAGrp/PersonNm21SUSAN BOYD
IRS990/Form990PartVIISectionAGrp/PersonNm22CAROLE WILLIAMS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17194037
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18120061
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19131284
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20110596
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21128837
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22119053
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR - RETIRED
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt9SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11SECRETARY/TREASURER - RETIRED
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17EXECUTIVE DIRECTOR - RETIRED
IRS990/Form990PartVIISectionAGrp/TitleTxt18DEPUTY DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR OF PROPERTY MANAG
IRS990/Form990PartVIISectionAGrp/TitleTxt20EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR OF REAL ESTATE DE
IRS990/Form990PartVIISectionAGrp/TitleTxt22HR DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01980
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt0143623
IRS990/FundraisingDirectExpensesAmt039397
IRS990/FundraisingGrossIncomeAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GovernmentGrantsAmt03755038
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt016922387
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/FundraisingAmt03192
IRS990/InsuranceGrp/ManagementAndGeneralAmt03872
IRS990/InsuranceGrp/ProgramServicesAmt024596
IRS990/InsuranceGrp/TotalAmt031660
IRS990/InterestGrp/ManagementAndGeneralAmt01677
IRS990/InterestGrp/ProgramServicesAmt074521
IRS990/InterestGrp/TotalAmt076198
IRS990/InvestmentIncomeGrp/ExclusionAmt040003
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt040003
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0727193
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0726195
IRS990/InvestTaxExemptBondsInd00
IRS990/IRPDocumentCnt050
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt029829516
IRS990/LandBldgEquipBasisNetGrp/BOYAmt055568360
IRS990/LandBldgEquipBasisNetGrp/EOYAmt059777582
IRS990/LandBldgEquipCostOrOtherBssAmt089607098
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt0124000
IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Bellwether Housing's mission is to create housing affordability so that people and communities can thrive. We make it possible for people to live affordably near what they need - jobs, services, schools, transit, and other necessities.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt059694331
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt068078437
IRS990/NetAssetsOrFundBalancesBOYAmt025751038
IRS990/NetAssetsOrFundBalancesEOYAmt025624323
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0-39397
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-39397
IRS990/NetUnrelatedBusTxblIncmAmt0-21100
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt0-18346
IRS990/OccupancyGrp/ManagementAndGeneralAmt04515
IRS990/OccupancyGrp/ProgramServicesAmt07769701
IRS990/OccupancyGrp/TotalAmt07755870
IRS990/OfficeExpensesGrp/FundraisingAmt027307
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt047323
IRS990/OfficeExpensesGrp/ProgramServicesAmt0224951
IRS990/OfficeExpensesGrp/TotalAmt0299581
IRS990/OfficerMailingAddressInd00
IRS990/OnBehalfOfIssuerInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0661198
IRS990/OtherAssetsTotalGrp/EOYAmt01176321
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt052287
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt063426
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0759085
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0874798
IRS990/OtherExpensesGrp/Desc0PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2LICENSES & FEES
IRS990/OtherExpensesGrp/Desc3WRITE-OFFS
IRS990/OtherExpensesGrp/FundraisingAmt01000
IRS990/OtherExpensesGrp/FundraisingAmt170
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03580
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1109
IRS990/OtherExpensesGrp/ProgramServicesAmt09395
IRS990/OtherExpensesGrp/ProgramServicesAmt12965
IRS990/OtherExpensesGrp/ProgramServicesAmt21552
IRS990/OtherExpensesGrp/ProgramServicesAmt31033
IRS990/OtherExpensesGrp/TotalAmt09395
IRS990/OtherExpensesGrp/TotalAmt17545
IRS990/OtherExpensesGrp/TotalAmt21731
IRS990/OtherExpensesGrp/TotalAmt31033
IRS990/OtherLiabilitiesGrp/BOYAmt02109865
IRS990/OtherLiabilitiesGrp/EOYAmt01972382
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/Desc1GAIN (LOSS) ON MERGER

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$388$289$98.6$51.3$60.7$9.35
2023Detailed filing. Detailed filing data is available for this year.$395$280$115$49.8$54.1$4.34
2022Detailed filing. Detailed filing data is available for this year.$382$269$113$47.3$46.5$0.87
2021Detailed filing. Detailed filing data is available for this year.$264$153$111$42.2$32.8$9.33
2020Detailed filing. Detailed filing data is available for this year.$196$95.3$100$40.7$28.2$12.5
2019Detailed filing. Detailed filing data is available for this year.$181$92.9$88.6$24.1$23.1$0.99
2018Detailed filing. Detailed filing data is available for this year.$165$79.3$85.5$46.3$19.4$26.9
2017Detailed filing. Detailed filing data is available for this year.$125$65.0$60.0$22.8$16.6$6.26
2016Detailed filing. Detailed filing data is available for this year.$115$60.2$54.9$47.2$17.9$29.3
2015Detailed filing. Detailed filing data is available for this year.$96.7$71.1$25.6$16.9$17.0$0.13
2014Detailed filing. Detailed filing data is available for this year.$88.8$63.0$25.8$16.1$16.1$0.06
2013Detailed filing. Detailed filing data is available for this year.$96.7$70.9$25.8$15.2$14.8$0.41
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$89.8$63.6$26.2$13.3
2011Summary only. Only limited summary data is available for this year.$83.3$58.6$24.7$13.2$12.2$0.94
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$78.1$54.4$23.7$11.7