Civic Intelligence

Whatcom-Skagit Housing

990 • Fiscal year 2024 • EIN 91-1005103

Jan 01, 2024 to Dec 31, 2024 • Filed on Nov 13, 2025

Organization Profilewww.whatcomskagithousing.com

Refreshing map…

1350 Slater Road 10Ferndale, WA 98248

(360) 398-0223

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.49x

Higher debt load relative to assets than 79% of similar nonprofits.

2024 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

1.42x

Higher debt load relative to revenue than 88% of similar nonprofits.

2024 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

55th percentile

6.9%

Higher net margin than 55% of similar nonprofits.

2024 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

29th percentile

$73,513

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2024 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

39th percentile

1.5%

Faster asset growth than 39% of similar nonprofits.

2024 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

95th percentile

176%

Faster revenue growth than 95% of similar nonprofits.

2024 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$7,900,345

Up $117,394 (+1.5%) from 2023

Net Assets

Down

$4,043,333

Down $412,112 (-9.2%) from 2023

Liabilities

Up

$3,857,012

Up $529,506 (+16%) from 2023

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin55th percentile

Revenue

Up

$2,711,950

Up $1,730,507 (+176%) from 2023

Expenses

Up

$2,525,520

Up $1,909,286 (+310%) from 2023

Net Income

Down

$186,430

Down $178,779 (-49%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth39th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $4,696,604Liabilities 2010: $3,918,022Net Assets 2010: $778,5822010Assets 2011: $3,071,155Liabilities 2011: $2,168,697Net Assets 2011: $902,4582011Assets 2012: $2,611,595Liabilities 2012: $1,631,926Net Assets 2012: $979,6692012Assets 2013: $2,756,651Liabilities 2013: $1,323,054Net Assets 2013: $1,433,5972013Assets 2014: $4,614,052Liabilities 2014: $3,245,023Net Assets 2014: $1,369,0292014Assets 2015: $4,060,961Liabilities 2015: $1,906,777Net Assets 2015: $2,154,1842015Assets 2016: $3,687,382Liabilities 2016: $1,288,534Net Assets 2016: $2,398,8482016Assets 2017: $3,709,255Liabilities 2017: $785,707Net Assets 2017: $2,923,5482017Assets 2018: $4,099,316Liabilities 2018: $866,122Net Assets 2018: $3,233,1942018Assets 2019: $4,268,891Liabilities 2019: $864,386Net Assets 2019: $3,404,5052019Assets 2020: $4,705,296Liabilities 2020: $947,516Net Assets 2020: $3,757,7802020Assets 2021: $4,587,356Liabilities 2021: $699,163Net Assets 2021: $3,888,1932021Assets 2022: $4,657,477Liabilities 2022: $597,031Net Assets 2022: $4,060,4462022Assets 2023: $7,782,951Liabilities 2023: $3,327,506Net Assets 2023: $4,455,4452023Assets 2024: $7,900,345Liabilities 2024: $3,857,012Net Assets 2024: $4,043,3332024

Highlighted filing

2024

Assets$7,900,345
Liabilities$3,857,012
Net Assets$4,043,333
Open 2024 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $958,7292010Expenses 2011: $533,1942011Expenses 2012: $517,1922012Revenue 2013: $966,421Expenses 2013: $529,059Net Income 2013: $437,3622013Revenue 2014: $433,922Expenses 2014: $545,020Net Income 2014: -$111,0982014Revenue 2015: $587,746Expenses 2015: $563,326Net Income 2015: $24,4202015Revenue 2016: $1,058,477Expenses 2016: $541,933Net Income 2016: $516,5442016Revenue 2017: $1,085,036Expenses 2017: $560,336Net Income 2017: $524,7002017Revenue 2018: $867,576Expenses 2018: $557,930Net Income 2018: $309,6462018Revenue 2019: $768,118Expenses 2019: $596,807Net Income 2019: $171,3112019Revenue 2020: $1,015,206Expenses 2020: $661,931Net Income 2020: $353,2752020Revenue 2021: $717,109Expenses 2021: $586,696Net Income 2021: $130,4132021Revenue 2022: $709,886Expenses 2022: $537,633Net Income 2022: $172,2532022Revenue 2023: $981,443Expenses 2023: $616,234Net Income 2023: $365,2092023Revenue 2024: $2,711,950Expenses 2024: $2,525,520Net Income 2024: $186,4302024

Highlighted filing

2024

Revenue$2,711,950
Expenses$2,525,520
Net Income$186,430
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$2,711,950
Mission and Program Overview

Mission

To support families located in whatcom and skagit counties by improving the living conditions of local families and to help provide housing for people at or below 80% of the county median income.

To improve the living conditions of whatcom and skagit county families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$6,151,135$0▼ $6,151,135
Inventories for Sale or Use-$5,284,136-
Investments Program Related-$1,780,882-
Cash and Non-Interest-Bearing Accounts$1,062,405$749,582▼ $312,823
Other Notes and Loans Receivable, Net$280,882$0▼ $280,882
Savings and Temporary Cash Investments$288,529$35,009▼ $253,520
Prepaid Expenses and Deferred Charges-$12,106-
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Total Assets$7,782,951$7,900,345▲ $117,394
Other Assets Total-$38,630-
Liabilities
Deferred Revenue-$2,086,000-
Other Liabilities$755,705$849,830▲ $94,125
Escrow Account Liability-$382,651-
Mortgage Notes Payable Secured by Investment Property$2,347,627$297,808▼ $2,049,819
Accounts Payable and Accrued Expenses$14,174$240,723▲ $226,549
Grants Payable$210,000--
Total Liabilities$3,327,506$3,857,012▲ $529,506
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,920,445$3,998,106▲ $77,661
Net Assets With Donor Restrictions$535,000$45,227▼ $489,773
Total Net Assets Fund Balance$4,455,445$4,043,333▼ $412,112
Total Liabilities and Net Assets / Fund Balance$7,782,951$7,900,345▲ $117,394
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Julia MenkeeExecutive DirectorFT$68,068$5,445$73,513

Board Members and Trustees

NameTitle
Nolan ScottPresident
Sue SturgillVice President
Rick HoagBoard Member
John MutchlerSecretary
Tim NorthropTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Storm Drywall IncDrywall on 12 homes550 East Wiser Lake Road, Lynden, WA 98264$111,111
Bennett Construction Services IncInterior Finishing work7972 Custer School Road, Custer, WA 98240$105,816
Revenue and Support

Revenue Composition

Contributions and Grants
$615,238
Program Service Revenue
$2,070,714
Investment Income
$9,330
Other Revenue
$16,668
All Other Contributions
$10,238
Change in Net Assets
$186,430

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,711,950
Revenue Not Reported on Form 990
$1,977,130
Total Revenue per Audited Statements
$4,689,080
Total Revenue per Form 990
$2,711,950
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,067,525
Salaries, Compensation, and Employee Benefits$457,995
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$223,158$23,337-$246,495
Other Employee Benefits$94,123$18,880-$113,003
Current Officers, Directors, Trustees, and Key Employees$36,757$36,757-$73,514
Payroll Taxes$20,427$4,556-$24,983
Insurance$20,532--$20,532
Fees for Services Accounting-$18,180-$18,180
Depreciation Depletion$8,578$2,859-$11,437
Office Expenses$2,870$7,211-$10,081
Occupancy$4,903$2,294-$7,197
All Other Expenses$1,030$81-$1,111
Other Expenses$8,172$1,070-$1,070
Advertising$675--$675
Conferences and Meetings-$592-$592
Fees for Services Legal-$437-$437
Travel-$227-$227
Total Functional Expenses$2,409,039$116,481$0$2,525,520

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$4,502,650
Expenses per Audited Statements$2,525,520
Total Expenses per Form 990$2,525,520
Expenses Not Reported on Form 990$1,977,130
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Forgivable Loans$810,000
Operating Lease Liability$39,830
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The executive director reviews the form 990 prior to filing. This responsibility has been delegated to the executive director by the Board of Directors.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest statements received from employees and board members are reviewed by the executive director and are maintained in the administrative office.”

Form 990, Part VI, Section C, Line 19

“Documents are maintained in the administrative office and are available upon request.”

Filing and Contact Details

Filer

Filer Name
Whatcom-Skagit Housing
EIN
91-1005103
Phone
3603980223
Address
1350 Slater Road 10, Ferndale, WA 98248

Signing Officer

Name
Julia Menkee
Title
Executive Director
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Julia Menkee
Formed
1976
Legal Domicile
Wa
Voting Board Members
5
Independent Board Members
5
Employees
8
Volunteers
94

Preparer

Firm
Petersen CPAs & Advisors PLLC
Address
3702 Kern Way, Yakima, WA 98902
Preparer
Angela M Pratt CPA
Phone
5095751040
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 3B

“The organization is currently undergoing the required audit under Uniform Guidance. The audit is in progress but was not completed at the time of the 990 being filed.”

Part XI, Line 8 - Prior Period Adjustment

“The prior period adjustment reflects corrections to align the prior year amounts with the audited financial statements. The prior year Form 990 was prepared before completion of the audit, and certain amounts did not match the audited financial statements. The adjustment brings the beginning balances into agreement with the prior year audited financials.”

Financial Statement Notes

Part IV, Line 2B: Explanation of escrow account liability

“The Organization receives money from homeowners for the purpose of paying for construction, loan, and other expenses on behalf of and at the discretion of, the homeowner. The liability is recorded at the amount held by the Organization. Also included in restricted cash are custodial bank accounts held by the Organization on behalf of the homeowners.”

Part X : FIN48 Footnote

“Under provisions of Section 501(c)(3) of the Internal Revenue Code, the Organization is exempt from federal income taxes, except for net income from unrelated business activities. For the year ended December 31, 2024, the Organization had no unrelated business activities subject to federal income taxes.Management evaluated the Organizations tax positions and concluded that the Organization had taken no significant uncertain tax positions that require adjustments to the financial statements to comply with provisions of Topic 740 of the Accounting Standards Codification.The Organizations tax returns are subject to review and examination by federal authorities.”

Part XI, Line 2D: Other revenue amounts included in F/S but not included on form 990

“Program Expense-Lot Sales Cost of Good S $1977130”

Part XII, Line 2D: Other expenses and losses per audited F/S

“Program Expense-Lot Sales Cost of Good S $1977130”

Raw XML AppendixShowing 400 of 485 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01780882
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06151135
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO SUPPORT FAMILIES LOCATED IN WHATCOM AND SKAGIT COUNTIES BY IMPROVING THE LIVING CONDITIONS OF LOCAL FAMILIES AND TO HELP PROVIDE HOUSING FOR PEOPLE AT OR BELOW 80% OF THE COUNTY MEDIAN INCOME.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt02347627
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0297808
IRS990/NetAssetsOrFundBalancesBOYAmt04455445
IRS990/NetAssetsOrFundBalancesEOYAmt04043333
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt016668
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt016668
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03920445
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03998106
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt02294
IRS990/OccupancyGrp/ProgramServicesAmt04903
IRS990/OccupancyGrp/TotalAmt07197
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt07211
IRS990/OfficeExpensesGrp/ProgramServicesAmt02870
IRS990/OfficeExpensesGrp/TotalAmt010081
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt038630
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt018880
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt094123
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0113003
IRS990/OtherExpensesGrp/Desc0Program Expense -Lot Sales
IRS990/OtherExpensesGrp/Desc1Development
IRS990/OtherExpensesGrp/Desc2Tool Expense
IRS990/OtherExpensesGrp/Desc3Dues
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01070
IRS990/OtherExpensesGrp/ProgramServicesAmt01977130
IRS990/OtherExpensesGrp/ProgramServicesAmt110684
IRS990/OtherExpensesGrp/ProgramServicesAmt28172
IRS990/OtherExpensesGrp/TotalAmt01977130
IRS990/OtherExpensesGrp/TotalAmt110684
IRS990/OtherExpensesGrp/TotalAmt28172
IRS990/OtherExpensesGrp/TotalAmt31070
IRS990/OtherLiabilitiesGrp/BOYAmt0755705
IRS990/OtherLiabilitiesGrp/EOYAmt0849830
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt023337
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0223158
IRS990/OtherSalariesAndWagesGrp/TotalAmt0246495
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0280882
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04556
IRS990/PayrollTaxesGrp/ProgramServicesAmt020427
IRS990/PayrollTaxesGrp/TotalAmt024983
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt012106
IRS990/PrincipalOfficerNm0Julia Menkee
IRS990/PriorPeriodAdjustmentsAmt0-598542
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522220
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2230000
IRS990/ProgramServiceRevenueGrp/BusinessCd3230000
IRS990/ProgramServiceRevenueGrp/Desc0Loan Packaging Fee
IRS990/ProgramServiceRevenueGrp/Desc1Lot Sales-Housing Program
IRS990/ProgramServiceRevenueGrp/Desc2Plan Fee
IRS990/ProgramServiceRevenueGrp/Desc3Tool and Trailer Fee
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03050
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12040000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt210400
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt317264
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03050
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12040000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt210400
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt317264
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0533565
IRS990/PYContributionsGrantsAmt0585317
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0379458
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt082669
IRS990/PYOtherRevenueAmt016668
IRS990/PYRevenuesLessExpensesAmt0365209
IRS990/PYTotalExpensesAmt0616234
IRS990/PYTotalRevenueAmt0981443
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0186430
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt016668
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt02070714
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0288529
IRS990/SavingsAndTempCashInvstGrp/EOYAmt035009
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0615238
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0585317
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0591793
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0608750
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01210331
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt03611429
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt09330
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02026
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt06670
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt015029
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0549
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt033604
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt016668
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0111423
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt03107
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt053916
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0185114
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.94290
IRS990ScheduleA/PublicSupportPY170Pct00.94410
IRS990ScheduleA/PublicSupportTotal170Amt03611429
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0615238
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0585317
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0591793
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0608750
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01210331
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt03611429
IRS990ScheduleA/TotalSupportAmt03830147
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/ExpensesNotReportedAmt01977130
IRS990ScheduleD/ExpensesSubtotalAmt02525520
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/OtherExpensesIncludedAmt01977130
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0810000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt139830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Forgivable Loans
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Operating Lease Liability
IRS990ScheduleD/OtherRevenueAmt01977130
IRS990ScheduleD/RevenueNotReportedAmt01977130
IRS990ScheduleD/RevenueSubtotalAmt02711950
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Organization receives money from homeowners for the purpose of paying for construction, loan, and other expenses on behalf of and at the discretion of, the homeowner. The liability is recorded at the amount held by the Organization. Also included in restricted cash are custodial bank accounts held by the Organization on behalf of the homeowners.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Under provisions of Section 501(c)(3) of the Internal Revenue Code, the Organization is exempt from federal income taxes, except for net income from unrelated business activities. For the year ended December 31, 2024, the Organization had no unrelated business activities subject to federal income taxes.Management evaluated the Organizations tax positions and concluded that the Organization had taken no significant uncertain tax positions that require adjustments to the financial statements to comply with provisions of Topic 740 of the Accounting Standards Codification.The Organizations tax returns are subject to review and examination by federal authorities.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2Program Expense-Lot Sales Cost of Good S $1977130
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3Program Expense-Lot Sales Cost of Good S $1977130
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b: Explanation of escrow account liability
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part X : FIN48 Footnote
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2Part XI, Line 2d: Other revenue amounts included in F/S but not included on form 990
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3Part XII, Line 2d: Other expenses and losses per audited F/S
IRS990ScheduleD/TotalBookValueProgramRltdAmt01780882
IRS990ScheduleD/TotalExpensesPerForm990Amt02525520
IRS990ScheduleD/TotalLiabilityAmt0849830
IRS990ScheduleD/TotalRevenuePerForm990Amt02711950
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04689080
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04502650
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The executive director reviews the form 990 prior to filing. This responsibility has been delegated to the executive director by the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The conflict of interest statements received from employees and board members are reviewed by the executive director and are maintained in the administrative office.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Documents are maintained in the administrative office and are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The organization is currently undergoing the required audit under Uniform Guidance. The audit is in progress but was not completed at the time of the 990 being filed.

Document Assets

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Filings

Displayed year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$7,900,345
Liabilities
$3,857,012
Net assets
$4,043,333
Revenue
$2,711,950
Expenses
$2,525,520
Net income
$186,430
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.90$3.86$4.04$2.71$2.53$0.19
2023Summary only. Only limited summary data is available for this year.$7.78$3.33$4.46$0.98$0.62$0.37
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.66$0.60$4.06$0.71$0.54$0.17
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.59$0.70$3.89$0.72$0.59$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.71$0.95$3.76$1.02$0.66$0.35
2019Summary only. Only limited summary data is available for this year.$4.27$0.86$3.40$0.77$0.60$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.10$0.87$3.23$0.87$0.56$0.31
2017Summary only. Only limited summary data is available for this year.$3.71$0.79$2.92$1.09$0.56$0.52
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.69$1.29$2.40$1.06$0.54$0.52
2015Detailed filing. Detailed filing data is available for this year.$4.06$1.91$2.15$0.59$0.56$0.02
2014Detailed filing. Detailed filing data is available for this year.$4.61$3.25$1.37$0.43$0.55$0.11
2013Summary only. Only limited summary data is available for this year.$2.76$1.32$1.43$0.97$0.53$0.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.61$1.63$0.98$0.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.07$2.17$0.90$0.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.70$3.92$0.78$0.96