Civic Intelligence

Sno Falls Credit Union

990 • Fiscal year 2012 • EIN 91-0693631

Jan 01, 2012 to Dec 31, 2012

North Bend, WA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

0.93x

Higher debt load relative to assets than 97% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2012

Liabilities / Revenue

96th percentile

16.40x

Higher debt load relative to revenue than 96% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Net Margin

21st percentile

-12%

Higher net margin than 21% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

49th percentile

4.5%

Faster asset growth than 49% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Up

$52,565,964

Up $2,268,443 (+4.5%) from 2011

Net Assets

Down

$3,494,594

Down $350,469 (-9.1%) from 2011

Liabilities

Up

$49,071,370

Up $2,618,912 (+5.6%) from 2011

Revenue

$2,992,167

No earlier filing loaded for comparison.

Expenses

Up

$3,352,082

Up $795,299 (+31%) from 2011

Net Income

-$359,915

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $47,313,802Liabilities 2010: $44,079,496Net Assets 2010: $3,234,3062010Assets 2011: $50,297,521Liabilities 2011: $46,452,458Net Assets 2011: $3,845,0632011Assets 2012: $52,565,964Liabilities 2012: $49,071,370Net Assets 2012: $3,494,5942012Assets 2013: $50,212,695Liabilities 2013: $46,482,737Net Assets 2013: $3,729,9582013Assets 2014: $50,169,937Liabilities 2014: $45,924,285Net Assets 2014: $4,245,6522014Assets 2015: $53,970,681Liabilities 2015: $49,457,468Net Assets 2015: $4,513,2132015Assets 2016: $60,964,446Liabilities 2016: $56,474,077Net Assets 2016: $4,490,3692016Assets 2017: $67,044,240Liabilities 2017: $62,185,766Net Assets 2017: $4,858,4742017Assets 2018: $71,496,416Liabilities 2018: $66,000,353Net Assets 2018: $5,496,0632018Assets 2019: $80,648,907Liabilities 2019: $74,419,644Net Assets 2019: $6,229,2632019Assets 2020: $93,846,270Liabilities 2020: $87,139,766Net Assets 2020: $6,706,5042020Assets 2021: $113,268,760Liabilities 2021: $106,371,542Net Assets 2021: $6,897,2182021Assets 2022: $116,102,540Liabilities 2022: $109,671,078Net Assets 2022: $6,431,4622022Assets 2023: $105,430,812Liabilities 2023: $98,723,893Net Assets 2023: $6,706,9192023Assets 2024: $99,010,830Liabilities 2024: $92,070,794Net Assets 2024: $6,940,0362024

Highlighted filing

2012

Assets$52,565,964
Liabilities$49,071,370
Net Assets$3,494,594

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,909,0232010Expenses 2011: $2,556,7832011Revenue 2012: $2,992,167Expenses 2012: $3,352,082Net Income 2012: -$359,9152012Revenue 2013: $3,011,868Expenses 2013: $2,776,504Net Income 2013: $235,3642013Revenue 2014: $2,904,343Expenses 2014: $2,388,649Net Income 2014: $515,6942014Revenue 2015: $2,860,586Expenses 2015: $2,593,025Net Income 2015: $267,5612015Revenue 2016: $3,237,975Expenses 2016: $3,260,820Net Income 2016: -$22,8452016Revenue 2017: $3,790,132Expenses 2017: $3,422,027Net Income 2017: $368,1052017Revenue 2018: $4,351,727Expenses 2018: $3,714,138Net Income 2018: $637,5892018Revenue 2019: $4,750,406Expenses 2019: $4,017,206Net Income 2019: $733,2002019Revenue 2020: $5,265,530Expenses 2020: $4,757,184Net Income 2020: $508,3462020Revenue 2021: $5,263,386Expenses 2021: $5,070,317Net Income 2021: $193,0692021Revenue 2022: $5,599,032Expenses 2022: $5,001,862Net Income 2022: $597,1702022Revenue 2023: $6,508,855Expenses 2023: $5,891,765Net Income 2023: $617,0902023Revenue 2024: $5,971,743Expenses 2024: $5,981,621Net Income 2024: -$9,8782024

Highlighted filing

2012

Revenue$2,992,167
Expenses$3,352,082
Net Income-$359,915
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Enhance the financial well-being of our members.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$99.0$92.1$6.94$5.97$5.98$0.01
2023Summary only. Only limited summary data is available for this year.$105$98.7$6.71$6.51$5.89$0.62
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$110$6.43$5.60$5.00$0.60
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$113$106$6.90$5.26$5.07$0.19
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.8$87.1$6.71$5.27$4.76$0.51
2019Summary only. Only limited summary data is available for this year.$80.6$74.4$6.23$4.75$4.02$0.73
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.5$66.0$5.50$4.35$3.71$0.64
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$67.0$62.2$4.86$3.79$3.42$0.37
2016Summary only. Only limited summary data is available for this year.$61.0$56.5$4.49$3.24$3.26$0.02
2015Detailed filing. Detailed filing data is available for this year.$54.0$49.5$4.51$2.86$2.59$0.27
2014Summary only. Only limited summary data is available for this year.$50.2$45.9$4.25$2.90$2.39$0.52
2013Detailed filing. Detailed filing data is available for this year.$50.2$46.5$3.73$3.01$2.78$0.24
2012Summary only. Only limited summary data is available for this year.$52.6$49.1$3.49$2.99$3.35$0.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.3$46.5$3.85$2.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.3$44.1$3.23$3.91