Civic Intelligence

Sno Falls Credit Union

EIN 91-0693631 • 501(c)14 • North Bend, WA

View Organization Page

Profile

Members helping members with their financial opportunities, quality service with pride, creativity & flexibility.

PO Box 2510North Bend, WA 98045

www.snofalls.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.93x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

46th percentile

15.42x

Higher debt load relative to revenue than 46% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

13th percentile

-0.2%

Higher net margin than 13% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

97th percentile

$592,376

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 9.9% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

6th percentile

-6.1%

Faster asset growth than 6% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

5th percentile

-8.3%

Faster revenue growth than 5% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$99,010,830

Down $6,419,982 (-6.1%) from 2023

Liabilities

Down

$92,070,794

Down $6,653,099 (-6.7%) from 2023

Net Assets

Up

$6,940,036

Up $233,117 (+3.5%) from 2023

Operations
Liabilities / Revenue46th percentileNet Margin13th percentile

Revenue

Down

$5,971,743

Down $537,112 (-8.3%) from 2023

Expenses

Up

$5,981,621

Up $89,856 (+1.5%) from 2023

Net Income

Down

-$9,878

Down $626,968 (-102%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth6th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $47,313,802Liabilities 2010: $44,079,496Net Assets 2010: $3,234,3062010Assets 2011: $50,297,521Liabilities 2011: $46,452,458Net Assets 2011: $3,845,0632011Assets 2012: $52,565,964Liabilities 2012: $49,071,370Net Assets 2012: $3,494,5942012Assets 2013: $50,212,695Liabilities 2013: $46,482,737Net Assets 2013: $3,729,9582013Assets 2014: $50,169,937Liabilities 2014: $45,924,285Net Assets 2014: $4,245,6522014Assets 2015: $53,970,681Liabilities 2015: $49,457,468Net Assets 2015: $4,513,2132015Assets 2016: $60,964,446Liabilities 2016: $56,474,077Net Assets 2016: $4,490,3692016Assets 2017: $67,044,240Liabilities 2017: $62,185,766Net Assets 2017: $4,858,4742017Assets 2018: $71,496,416Liabilities 2018: $66,000,353Net Assets 2018: $5,496,0632018Assets 2019: $80,648,907Liabilities 2019: $74,419,644Net Assets 2019: $6,229,2632019Assets 2020: $93,846,270Liabilities 2020: $87,139,766Net Assets 2020: $6,706,5042020Assets 2021: $113,268,760Liabilities 2021: $106,371,542Net Assets 2021: $6,897,2182021Assets 2022: $116,102,540Liabilities 2022: $109,671,078Net Assets 2022: $6,431,4622022Assets 2023: $105,430,812Liabilities 2023: $98,723,893Net Assets 2023: $6,706,9192023Assets 2024: $99,010,830Liabilities 2024: $92,070,794Net Assets 2024: $6,940,0362024

Highlighted filing

2024

Assets$99,010,830
Liabilities$92,070,794
Net Assets$6,940,036
Open 2024 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,909,0232010Expenses 2011: $2,556,7832011Revenue 2012: $2,992,167Expenses 2012: $3,352,082Net Income 2012: -$359,9152012Revenue 2013: $3,011,868Expenses 2013: $2,776,504Net Income 2013: $235,3642013Revenue 2014: $2,904,343Expenses 2014: $2,388,649Net Income 2014: $515,6942014Revenue 2015: $2,860,586Expenses 2015: $2,593,025Net Income 2015: $267,5612015Revenue 2016: $3,237,975Expenses 2016: $3,260,820Net Income 2016: -$22,8452016Revenue 2017: $3,790,132Expenses 2017: $3,422,027Net Income 2017: $368,1052017Revenue 2018: $4,351,727Expenses 2018: $3,714,138Net Income 2018: $637,5892018Revenue 2019: $4,750,406Expenses 2019: $4,017,206Net Income 2019: $733,2002019Revenue 2020: $5,265,530Expenses 2020: $4,757,184Net Income 2020: $508,3462020Revenue 2021: $5,263,386Expenses 2021: $5,070,317Net Income 2021: $193,0692021Revenue 2022: $5,599,032Expenses 2022: $5,001,862Net Income 2022: $597,1702022Revenue 2023: $6,508,855Expenses 2023: $5,891,765Net Income 2023: $617,0902023Revenue 2024: $5,971,743Expenses 2024: $5,981,621Net Income 2024: -$9,8782024

Highlighted filing

2024

Revenue$5,971,743
Expenses$5,981,621
Net Income-$9,878
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$99,010,830
Liabilities
$92,070,794
Net assets
$6,940,036
Revenue
$5,971,743
Expenses
$5,981,621
Net income
-$9,878
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$99.0$92.1$6.94$5.97$5.98$0.01
2023Summary only. Only limited summary data is available for this year.$105$98.7$6.71$6.51$5.89$0.62
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$110$6.43$5.60$5.00$0.60
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$113$106$6.90$5.26$5.07$0.19
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.8$87.1$6.71$5.27$4.76$0.51
2019Summary only. Only limited summary data is available for this year.$80.6$74.4$6.23$4.75$4.02$0.73
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.5$66.0$5.50$4.35$3.71$0.64
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$67.0$62.2$4.86$3.79$3.42$0.37
2016Summary only. Only limited summary data is available for this year.$61.0$56.5$4.49$3.24$3.26$0.02
2015Detailed filing. Detailed filing data is available for this year.$54.0$49.5$4.51$2.86$2.59$0.27
2014Summary only. Only limited summary data is available for this year.$50.2$45.9$4.25$2.90$2.39$0.52
2013Detailed filing. Detailed filing data is available for this year.$50.2$46.5$3.73$3.01$2.78$0.24
2012Summary only. Only limited summary data is available for this year.$52.6$49.1$3.49$2.99$3.35$0.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.3$46.5$3.85$2.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.3$44.1$3.23$3.91
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$5,971,743
Mission and Program Overview

Mission

Enhance the financial well-being of our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$73,498,549$69,863,542▼ $3,635,007
Investments Other Securities$21,756,548$17,054,992▼ $4,701,556
Rtn Earn Endowment Incm Other Fnds$6,706,919$6,940,036▲ $233,117
Savings and Temporary Cash Investments$1,991,221$4,361,107▲ $2,369,886
Receivables From Officers Etc$2,022,784$1,953,616▼ $69,168
Land, Buildings, and Equipment, Net$1,502,587$1,375,214▼ $127,373
Cash and Non-Interest-Bearing Accounts$1,114,006$915,938▼ $198,068
Accounts Receivable$767,034$771,122▲ $4,088
Prepaid Expenses and Deferred Charges$724,715$691,339▼ $33,376
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$105,430,812$99,010,830▼ $6,419,982
Other Assets Total$2,053,368$2,023,960▼ $29,408
Liabilities
Other Liabilities$93,781,964$91,020,003▼ $2,761,961
Accounts Payable and Accrued Expenses$4,941,929$1,050,791▼ $3,891,138
Total Liabilities$98,723,893$92,070,794▼ $6,653,099
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,706,919$6,940,036▲ $233,117
Total Liabilities and Net Assets / Fund Balance$105,430,812$99,010,830▼ $6,419,982

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$580,074$741,520$1,321,594
Leasehold Improvements$630,028$377,862$1,007,890
Buildings$83,511$37,070$120,581
Land$81,601-$81,601
Other Securities$110,063--
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timothy WilliamsCEOFT$272,858$319,518$592,376
Elizabeth KeatingCFOFT$138,234$85,599$223,833
Abbie LankfordCXOFT$131,537$84,942$216,479

Board Members and Trustees

NameTitle
E Steve CollinsChairman
Bart KellyDirector, Sc Chair
Shelly InmanVice Chair
Kurt MeisterDirector
Mary BarrettDirector
Carol LawrenceSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Co-op Financial ServicesDebit And Credit Card Processing9692 HAVEN AVE, Rancho Cucamonga, CA 91730$362,695
Jack Henry & Associates INCEpisys Monthly Servicing And Synergy DatPO BOX 609, Monett, MO 65708$178,102
Dolphin Debit Access LLCAtm Lessor, Service And Maintenance1340 RAYFORD PARK RD, Spring, TX 77386$168,212
Think StackNetwork Security, Aws Bundle, It Support1300 THAMES ST G20, Baltimore, MD 21231$107,585
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,264,803
Investment Income
$664,398
Other Revenue
$42,542
Change in Net Assets
$-9,878

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,970,140
Revenue Not Reported on Financial Statements
$1,603
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$1,603
Total Revenue per Audited Statements
$5,970,140
Total Revenue per Form 990
$5,971,743
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,207,030
Salaries, Compensation, and Employee Benefits$2,774,591
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,139,497
Office Expenses---$1,061,071
Current Officers, Directors, Trustees, and Key Employees---$866,287
Pension Plan Contributions---$333,831
Other Employee Benefits---$266,856
Fees for Services Other---$252,570
Interest---$174,029
Payroll Taxes---$168,120
Depreciation Depletion---$133,455
Fees for Services Accounting---$119,850
Occupancy---$112,613
Information Technology---$88,174
Travel---$63,734
Conferences and Meetings---$51,754
Insurance---$43,014
Advertising---$27,220
Fees for Services Management---$22,685
All Other Expenses---$14,318
Other Expenses---$12,008
Fees for Services Legal---$2,340
Total Functional Expenses$0$0$0$5,981,621

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,981,621
Total Expenses per Audited Statements$5,981,621
Total Expenses per Form 990$5,981,621
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,022,784$1,953,616▼ $69,168
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Deposit Accounts$90,381,801
Other Lease Liability$638,202
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has 5,514 members as of december 31, 2024.”

Form 990, Part VI, Section A, Line 7A

“Members elect the board members and the supervisory committee members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the cfo and ceo.”

Form 990, Part VI, Section B, Line 12C

“Every employee and volunteer must sign and adhere to the written conflict of interest policy.”

Form 990, Part VI, Section B, Line 15A

“The board uses peer group averages, growth of credit union, market share growth and success regarding the business and strategic plan to help determine the ceo's compensation. The ceo uses peer group averages, growth of credit union, market share growth and success regarding the business and strategic plan and budget, while taking into account input from human resources.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, financial statements, and other public documents available to the public at the organization's place of business during business hours.”

Filing and Contact Details

Filer

Filer Name
Sno Falls Credit Union
EIN
91-0693631
Phone
4258884004
Address
PO BOX 2510, NORTH BEND, WA 98045

Signing Officer

Name
Tim Williams
Title
President
Phone
4258884004
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tim Williams
Formed
1957
Legal Domicile
Wa
Voting Board Members
6
Independent Board Members
6
Employees
29
Volunteers
8

Preparer

Firm
Opsahl Dawson
Address
10940 NE 33RD PLACE SUITE 100, BELLEVUE, WA 98004
Preparer
Lindsey Sas CPA
Phone
4258891778
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 6

“Volunteers served as members of the board and supervisory committees for the credit union providing oversight of operations and policies of the credit union.”

Form 990, Part XII, 2C

“The organization has not changed either its oversight process or selection process during the tax year.”

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Gain/loss on sale of assets 1,603.”

Raw XML AppendixShowing 400 of 558 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt04941929
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01050791
IRS990/AccountsReceivableGrp/BOYAmt0767034
IRS990/AccountsReceivableGrp/EOYAmt0771122
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0ENHANCE THE FINANCIAL WELL-BEING OF OUR MEMBERS.
IRS990/AdvertisingGrp/TotalAmt027220
IRS990/AllOtherExpensesGrp/TotalAmt014318
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0TIM WILLIAMS
IRS990/BooksInCareOfDetail/PhoneNum04258884004
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2510
IRS990/BooksInCareOfDetail/USAddress/CityNm0NORTH BEND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd098045
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01114006
IRS990/CashNonInterestBearingGrp/EOYAmt0915938
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt04
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0866287
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt051754
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt0362695
IRS990/ContractorCompensationGrp/CompensationAmt1178102
IRS990/ContractorCompensationGrp/CompensationAmt2168212
IRS990/ContractorCompensationGrp/CompensationAmt3107585
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt09692 HAVEN AVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 609
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt21340 RAYFORD PARK RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt31300 THAMES ST G20
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0RANCHO CUCAMONGA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1MONETT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2SPRING
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3BALTIMORE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3MD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd091730
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd165708
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd277386
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd321231
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0CO-OP FINANCIAL SERVICES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1JACK HENRY & ASSOCIATES INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2DOLPHIN DEBIT ACCESS LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3THINK STACK
IRS990/ContractorCompensationGrp/ServicesDesc0DEBIT AND CREDIT CARD PROCESSING
IRS990/ContractorCompensationGrp/ServicesDesc1EPISYS MONTHLY SERVICING AND SYNERGY DAT
IRS990/ContractorCompensationGrp/ServicesDesc2ATM LESSOR, SERVICE AND MAINTENANCE
IRS990/ContractorCompensationGrp/ServicesDesc3NETWORK SECURITY, AWS BUNDLE, IT SUPPORT
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0664398
IRS990/CYOtherExpensesAmt03207030
IRS990/CYOtherRevenueAmt042542
IRS990/CYProgramServiceRevenueAmt05264803
IRS990/CYRevenuesLessExpensesAmt0-9878
IRS990/CYSalariesCompEmpBnftPaidAmt02774591
IRS990/CYTotalExpensesAmt05981621
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05971743
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0133455
IRS990/Desc0MUTUAL, MEMBERSHIP PROGRAMS, GENERAL/OTHER: PROVIDED ITS 5,514 MEMBERS THE OPPORTUNITY FOR SAVINGS, DEPOSITS, LOANS, AND OTHER FINANCIAL SERVICES. THE CREDIT UNION GRANTED 311 LOANS TOTALING $9,513,285 TO ITS MEMBERS DURING 2024.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt029
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0119850
IRS990/FeesForServicesLegalGrp/TotalAmt02340
IRS990/FeesForServicesManagementGrp/TotalAmt022685
IRS990/FeesForServicesOtherGrp/TotalAmt0252570
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt672879
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt742023
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt851499
IRS990/Form990PartVIISectionAGrp/PersonNm0E STEVE COLLINS
IRS990/Form990PartVIISectionAGrp/PersonNm1SHELLY INMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2CAROL LAWRENCE
IRS990/Form990PartVIISectionAGrp/PersonNm3BART KELLY
IRS990/Form990PartVIISectionAGrp/PersonNm4MARY BARRETT
IRS990/Form990PartVIISectionAGrp/PersonNm5KURT MEISTER
IRS990/Form990PartVIISectionAGrp/PersonNm6TIMOTHY WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm7ELIZABETH KEATING
IRS990/Form990PartVIISectionAGrp/PersonNm8ABBIE LANKFORD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6519497
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7181810
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8164980
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR, SC CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt7CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CXO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt01603
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01603
IRS990/GrossReceiptsAmt05971743
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt088174
IRS990/InsuranceGrp/TotalAmt043014
IRS990/InterestGrp/TotalAmt0174029
IRS990/InvestmentIncomeGrp/ExclusionAmt0662795
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0662795
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt021756548
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt017054992
IRS990/IRPDocumentCnt01980
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01156452
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01502587
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01375214
IRS990/LandBldgEquipCostOrOtherBssAmt02531666
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ENHANCE THE FINANCIAL WELL-BEING OF OUR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt06706919
IRS990/NetAssetsOrFundBalancesEOYAmt06940036
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01603
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01603
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0242995
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0112613
IRS990/OfficeExpensesGrp/TotalAmt01061071
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02053368
IRS990/OtherAssetsTotalGrp/EOYAmt02023960
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0266856
IRS990/OtherExpensesGrp/Desc0MASTERCARD CREDIT/DEBIT
IRS990/OtherExpensesGrp/Desc1DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LENDING EXPENSE
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt0443957
IRS990/OtherExpensesGrp/TotalAmt1307346
IRS990/OtherExpensesGrp/TotalAmt2276892
IRS990/OtherExpensesGrp/TotalAmt312008
IRS990/OtherLiabilitiesGrp/BOYAmt093781964
IRS990/OtherLiabilitiesGrp/EOYAmt091020003
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISC INCOME MEMBER SER
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt042542
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt042542
IRS990/OtherRevenueTotalAmt042542
IRS990/OtherSalariesAndWagesGrp/TotalAmt01139497
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt073498549
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt069863542
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0168120
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0333831
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0724715
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0691339
IRS990/PrincipalOfficerNm0TIM WILLIAMS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/BusinessCd4524126
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME M
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE
IRS990/ProgramServiceRevenueGrp/Desc2FEES & CHARGES MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc3ATM FEES NON-MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc4AUTO WARRANTIES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04136399
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1700694
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2400282
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04136399
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1700694
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2400282
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt326058
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4800
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt026058
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1800
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01473964
IRS990/PYOtherExpensesAmt03153801
IRS990/PYOtherRevenueAmt0100480
IRS990/PYProgramServiceRevenueAmt04934411
IRS990/PYRevenuesLessExpensesAmt0617090
IRS990/PYSalariesCompEmpBnftPaidAmt02737964
IRS990/PYTotalExpensesAmt05891765
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06508855
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02022784
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01953616
IRS990/ReconcilationRevenueExpnssAmt0-9878
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06706919
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06940036
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01991221
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04361107
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt083511
IRS990ScheduleD/BuildingsGrp/DepreciationAmt037070
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0120581
IRS990ScheduleD/EquipmentGrp/BookValueAmt0580074
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0741520
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01321594
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05981621
IRS990ScheduleD/LandGrp/BookValueAmt081601
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt081601
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0630028
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0377862
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01007890
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt090381801
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1638202
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE & DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LEASE LIABILITY
IRS990ScheduleD/OtherRevenuesNotIncludedAmt01603
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt010211021
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt14992908
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt21741000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3110063
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AVAILABLE FOR SALE
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CUSO
IRS990ScheduleD/OtherSecuritiesGrp/Desc2HELD TO MATURITY
IRS990ScheduleD/OtherSecuritiesGrp/Desc3OTHER INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt01603
IRS990ScheduleD/RevenueSubtotalAmt05970140
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0GAIN/LOSS ON SALE OF ASSETS 1,603.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01375214
IRS990ScheduleD/TotalBookValueSecuritiesAmt017054992
IRS990ScheduleD/TotalExpensesPerForm990Amt05981621
IRS990ScheduleD/TotalLiabilityAmt091020003
IRS990ScheduleD/TotalRevenuePerForm990Amt05971743
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05970140
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05981621
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0272858
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1138234
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2131537
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount01000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt061583
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt142023
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt240501
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt011296
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt210998
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0245639
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt143576
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt233443
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TIMOTHY WILLIAMS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ELIZABETH KEATING

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $50M-$100M nonprofits