Civic Intelligence

Credit Unions in the State of Washington

990 • Fiscal year 2019 • EIN 91-0620799

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 05, 2020

Organization ProfileWWW.GLOBALCU.ORG

View Organization Page

1500 W Fourth AvenueSpokane, WA 99201

(509) 455-4700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

44th percentile

15.73x

Higher debt load relative to revenue than 44% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

79th percentile

19%

Higher net margin than 79% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

93rd percentile

$1,024,029

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

40th percentile

5.3%

Faster asset growth than 40% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

90th percentile

18%

Faster revenue growth than 90% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$478,348,633

Up $24,192,113 (+5.3%) from 2018

Net Assets

Up

$44,605,420

Up $5,587,499 (+14%) from 2018

Liabilities

Up

$433,743,213

Up $18,604,614 (+4.5%) from 2018

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin79th percentile

Revenue

Up

$27,569,412

Up $4,261,544 (+18%) from 2018

Expenses

Up

$22,359,617

Up $2,292,921 (+11%) from 2018

Net Income

Up

$5,209,795

Up $1,968,623 (+61%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth40th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $339,389,801Liabilities 2010: $312,268,109Net Assets 2010: $27,121,6922010Assets 2011: $349,386,669Liabilities 2011: $318,159,003Net Assets 2011: $31,227,6662011Assets 2012: $360,946,837Liabilities 2012: $329,491,190Net Assets 2012: $31,455,6472012Assets 2013: $371,182,807Liabilities 2013: $342,274,472Net Assets 2013: $28,908,3352013Assets 2014: $371,127,650Liabilities 2014: $339,348,477Net Assets 2014: $31,779,1732014Assets 2015: $395,165,703Liabilities 2015: $362,578,177Net Assets 2015: $32,587,5262015Assets 2016: $418,249,417Liabilities 2016: $383,626,748Net Assets 2016: $34,622,6692016Assets 2017: $450,068,740Liabilities 2017: $414,144,457Net Assets 2017: $35,924,2832017Assets 2018: $454,156,520Liabilities 2018: $415,138,599Net Assets 2018: $39,017,9212018Assets 2019: $478,348,633Liabilities 2019: $433,743,213Net Assets 2019: $44,605,4202019Assets 2020: $543,383,087Liabilities 2020: $496,685,677Net Assets 2020: $46,697,4102020Assets 2021: $613,886,782Liabilities 2021: $562,902,090Net Assets 2021: $50,984,6922021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2019

Assets$478,348,633
Liabilities$433,743,213
Net Assets$44,605,420
Open 2019 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $21,633,2352010Expenses 2011: $16,760,8232011Expenses 2012: $18,083,6602012Revenue 2013: $18,455,731Expenses 2013: $18,873,972Net Income 2013: -$418,2412013Revenue 2014: $18,153,982Expenses 2014: $16,976,834Net Income 2014: $1,177,1482014Revenue 2015: $18,021,361Expenses 2015: $17,152,160Net Income 2015: $869,2012015Revenue 2016: $20,637,948Expenses 2016: $18,717,535Net Income 2016: $1,920,4132016Revenue 2017: $23,177,176Expenses 2017: $21,825,835Net Income 2017: $1,351,3412017Revenue 2018: $23,307,868Expenses 2018: $20,066,696Net Income 2018: $3,241,1722018Revenue 2019: $27,569,412Expenses 2019: $22,359,617Net Income 2019: $5,209,7952019Revenue 2020: $27,511,372Expenses 2020: $25,574,263Net Income 2020: $1,937,1092020Revenue 2021: $30,633,137Expenses 2021: $25,990,650Net Income 2021: $4,642,4872021Revenue 2022: $12,582,433Expenses 2022: $16,146,835Net Income 2022: -$3,564,4022022

Highlighted filing

2019

Revenue$27,569,412
Expenses$22,359,617
Net Income$5,209,795
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 5, 2020
Return Version
2019v5.1
Gross Receipts
$28,193,507
Mission and Program Overview

Mission

The organization is a credit union operated without profit for mutual purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$367,710,794$372,758,211▲ $5,047,417
Rtn Earn Endowment Incm Other Fnds$39,017,921$44,605,420▲ $5,587,499
Land, Buildings, and Equipment, Net$21,105,317$24,138,879▲ $3,033,562
Investments Other Securities$17,418,555$14,697,387▼ $2,721,168
Savings and Temporary Cash Investments$7,875,274$14,176,788▲ $6,301,514
Receivables From Officers Etc-$7,906,878-
Cash and Non-Interest-Bearing Accounts$5,783,207$5,480,709▼ $302,498
Accounts Receivable$561,164$4,652,577▲ $4,091,413
Prepaid Expenses and Deferred Charges$1,705,347$1,678,361▼ $26,986
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$454,156,520$478,348,633▲ $24,192,113
Other Assets Total$31,996,862$32,858,843▲ $861,981
Liabilities
Other Liabilities$390,262,913$404,182,215▲ $13,919,302
Mortgage Notes Payable Secured by Investment Property$23,500,000$26,400,000▲ $2,900,000
Accounts Payable and Accrued Expenses$1,333,192$3,124,035▲ $1,790,843
Escrow Account Liability$42,494$36,963▼ $5,531
Total Liabilities$415,138,599$433,743,213▲ $18,604,614
Net Assets / Fund Balance
Total Net Assets Fund Balance$39,017,921$44,605,420▲ $5,587,499
Total Liabilities and Net Assets / Fund Balance$454,156,520$478,348,633▲ $24,192,113

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$15,050,848$4,172,090$19,222,938
Equipment$1,777,171$9,734,910$11,512,081
Land$3,645,393-$3,645,393
Other Land Buildings$3,199,460$113,903$3,313,363
Leasehold Improvements$466,007$1,278,426$1,744,433
Other Assets Org$5,347,801--
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jack L Fallis JrPresident/CEO/treasurerFT$477,486$546,543$1,024,029
Mary StarkeyVP of Operations/COOFT$215,989$55,752$271,741
Charles T CasselsCFO/VP Finance and AccountingFT$169,310$35,669$204,979
Kim ShillVP of LendingFT$161,478$23,610$185,088
David CummingsVP of It/CIOFT$154,234$23,826$178,060
Kay KeyserReal Estate Lending ManagerFT$93,348$69,958$163,306
Yvonne HollandVP of Branch OperationsFT$128,813$14,332$143,145
John BeebeMortgage Loan OfficerFT$118,911$10,404$129,315
Richard GreenProduction ManagerFT$112,333$13,672$126,005
Abigail FranklinVP Marketing & StrategyFT$109,392$15,851$125,243

Board Members and Trustees

NameTitle
Thomas a PauleyBoard Chairman
Richard FischerBoard Vice Chairman
Harold WestbrookBoard Secretary
Jose M TortorelliDirector
Marc HughesDirector
Rona RitchieDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Associated Construction INCCommercial ConstructionPO BOX 7339, Spokane, WA 99207-0339$2,226,129
Cook Security GroupSecurity System Supplier9225 NE CASCADES PKWY, Portland, OR 97220$824,451
Ncr CorporationOnline And E-service License & MaintenanP O BOX 740641, Los Angeles, CA 90074-0641$443,827
Jack Henry & AssociatesincIt/core System License & MaintenancePO BOX 609, Monett, MO 65708$423,964
PC Connection Sales CorporationMarkets And Distributes It EquipmentPO BOX 536472, Pittsburgh, PA 15253-5906$307,206
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$25,896,807
Investment Income
$1,531,311
Other Revenue
$141,294
Change in Net Assets
$5,209,795
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$12,975,911
Salaries, Compensation, and Employee Benefits$9,319,112
Grants and Similar Amounts Paid$64,594
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,827,211
Current Officers, Directors, Trustees, and Key Employees---$1,863,896
Interest---$1,765,524
Information Technology---$1,706,004
Depreciation Depletion---$1,588,922
Pension Plan Contributions---$1,231,622
Occupancy---$798,713
Other Employee Benefits---$785,520
Office Expenses---$731,997
Payroll Taxes---$610,863
Advertising---$531,188
Fees for Services Other---$340,624
Travel---$239,506
All Other Expenses---$228,888
Other Expenses---$216,206
Conferences and Meetings---$141,328
Fees for Services Accounting---$94,500
Grants to Domestic Orgs---$64,594
Insurance---$46,996
Fees for Services Legal---$3,562
Total Functional Expenses$0$0$0$22,359,617
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Inland Publications IncSpokane, WA501(c)3Volume Community Event$12,444
Big TableSpokane, WA501(c)3PHOTO WALL SPONSORSHIP; 2019 INDUSTRY DINNER SPONSOR$11,000
Eastern Washington University FoundationCheney, WA501(c)3PLEDGE TO THE UNIVERSITY'S EAGLE ATHLETIC FUND$10,000
Lucky You Lounge LLCSpokane, WA501(c)3Sponsorship of Basement Stage/4 Upstairs Events - Concerts, Live Music$10,000
Spark CentralSpokane, WAGovernmentSpark Salon Music Sponsor/girls Rock Lab Sponsor$8,000
Gonzaga UniversitySpokane, WA-Bulldog Basketball Club Donation$7,500
Naf Fairchild AfbFairchild Afb, WA-Skyfest Sponsorship/community Event$5,650
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$7,906,878-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares & Deposits$403,763,492
Deferred Compensation$418,723
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization operates as a credit union consisting of one class of members.”

Form 990, Part VI, Section A, Line 7A

“Members of the governing body are elected by vote of the credit union members.”

Form 990, Part VI, Section B, Line 11B

“The credit union's form 990 is reviewed by the chief financial officer who then reports to the president/ceo. The president/ceo then provides a copy of the 990 to be reviewed by the board of directors.”

Form 990, Part VI, Section B, Line 12C

“The organization's conflict of interest policy is described in the employee handbook. Conflicts of interest are reviewed by management. Depending on the severity of the conflict, employees are placed on probation or terminated. Directors/supervisory committee members must acknowledge the "board of director's ethics/conflict of interest policy" each year, typically in march. The policy strictly prohibits most conflicts (gifts, solicitations, legacies, information interlocks, commission, etc). Loans are the exception, in which case the entire board must approve them individually and they cannot be preferential.”

Form 990, Part VI, Section B, Line 15

“The process for reviewing the compensation paid to the organization's ceo, officers, and employees includes a compensation study, and review and approval of compensation by a compensation committee.”

Form 990, Part VI, Section C, Line 19

“The credit union makes governing documents, conflict of interest policy, and financial statements available for public inspection upon request at the main office.”

Filing and Contact Details

Filer

Filer Name
Global Credit Union
EIN
91-0620799
Phone
5094554700
Address
1500 W FOURTH AVENUE, SPOKANE, WA 99201

Signing Officer

Name
Charles T Cassels
Title
CFO
Phone
5094554700
Signed
2020-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jack Fallis
Formed
1954
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
6
Employees
208
Volunteers
10

Preparer

Firm
Moss Adams Llp
Address
601 W RIVERSIDE AVENUE STE 1800, SPOKANE, WA 99201
Preparer
Emina O Cresswell CPA
Phone
5097472600
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“The credit union has short term holdings of member escrow funds that get transmitted to dmi for payments. Dmi services the payments which include county tax payments and insurance.”

Raw XML AppendixShowing 400 of 720 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1410404
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1515851
IRS990/Form990PartVIISectionAGrp/PersonNm0JACK L FALLIS JR
IRS990/Form990PartVIISectionAGrp/PersonNm1HAROLD WESTBROOK
IRS990/Form990PartVIISectionAGrp/PersonNm2THOMAS A PAULEY
IRS990/Form990PartVIISectionAGrp/PersonNm3RICHARD FISCHER
IRS990/Form990PartVIISectionAGrp/PersonNm4JOSE M TORTORELLI
IRS990/Form990PartVIISectionAGrp/PersonNm5MARC HUGHES
IRS990/Form990PartVIISectionAGrp/PersonNm6RONA RITCHIE
IRS990/Form990PartVIISectionAGrp/PersonNm7MARY STARKEY
IRS990/Form990PartVIISectionAGrp/PersonNm8CHARLES T CASSELS
IRS990/Form990PartVIISectionAGrp/PersonNm9KIM SHILL
IRS990/Form990PartVIISectionAGrp/PersonNm10DAVID CUMMINGS
IRS990/Form990PartVIISectionAGrp/PersonNm11YVONNE HOLLAND
IRS990/Form990PartVIISectionAGrp/PersonNm12KAY KEYSER
IRS990/Form990PartVIISectionAGrp/PersonNm13RICHARD GREEN
IRS990/Form990PartVIISectionAGrp/PersonNm14JOHN BEEBE
IRS990/Form990PartVIISectionAGrp/PersonNm15ABIGAIL FRANKLIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0968243
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7242678
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8188232
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9168157
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10162635
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11128813
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12147421
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13112333
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14118911
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15109392
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CEO/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP OF OPERATIONS/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO/VP FINANCE AND ACCOUNTING
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP OF IT/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP OF BRANCH OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt12REAL ESTATE LENDING MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt13PRODUCTION MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt14MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP MARKETING & STRATEGY
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-82770
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticOrgsGrp/TotalAmt064594
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt028193507
IRS990/GrossRentsGrp/RealAmt0682619
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt010
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01706004
IRS990/InsuranceGrp/TotalAmt046996
IRS990/InterestGrp/TotalAmt01765524
IRS990/InvestmentIncomeGrp/ExclusionAmt01614081
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01614081
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt017418555
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt014697387
IRS990/IRPDocumentCnt08423
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt015299329
IRS990/LandBldgEquipBasisNetGrp/BOYAmt021105317
IRS990/LandBldgEquipBasisNetGrp/EOYAmt024138879
IRS990/LandBldgEquipCostOrOtherBssAmt039438208
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt082770
IRS990/LessRentalExpensesGrp/RealAmt0541325
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt023500000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt026400000
IRS990/NetAssetsOrFundBalancesBOYAmt039017921
IRS990/NetAssetsOrFundBalancesEOYAmt044605420
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-82770
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-82770
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0141294
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0141294
IRS990/NetUnrelatedBusTxblIncmAmt0-341809
IRS990/NetUnrlzdGainsLossesInvstAmt0377704
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0798713
IRS990/OfficeExpensesGrp/TotalAmt0731997
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt031996862
IRS990/OtherAssetsTotalGrp/EOYAmt032858843
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0785520
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MEMBER SERVICING
IRS990/OtherExpensesGrp/Desc3OTHER EMPLOYEE SERVICES
IRS990/OtherExpensesGrp/TotalAmt02483794
IRS990/OtherExpensesGrp/TotalAmt11453466
IRS990/OtherExpensesGrp/TotalAmt2604693
IRS990/OtherExpensesGrp/TotalAmt3216206
IRS990/OtherLiabilitiesGrp/BOYAmt0390262913
IRS990/OtherLiabilitiesGrp/EOYAmt0404182215
IRS990/OtherSalariesAndWagesGrp/TotalAmt04827211
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0367710794
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0372758211
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0610863
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01231622
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01705347
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01678361
IRS990/PrincipalOfficerNm0JACK FALLIS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1VISA/DEBIT CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018526552
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12985814
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21959808
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt32067572
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018526552
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12985814
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22316869
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32067572
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0357061
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt031644
IRS990/PYInvestmentIncomeAmt0156900
IRS990/PYOtherExpensesAmt011623048
IRS990/PYOtherRevenueAmt092317
IRS990/PYProgramServiceRevenueAmt023058651
IRS990/PYRevenuesLessExpensesAmt03241172
IRS990/PYSalariesCompEmpBnftPaidAmt08412004
IRS990/PYTotalExpensesAmt020066696
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt023307868
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt07906878
IRS990/ReconcilationRevenueExpnssAmt05209795
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/RentalIncomeOrLossGrp/RealAmt0141294
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt039017921
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt044605420
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07875274
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014176788
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt015050848
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04172090
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt019222938
IRS990ScheduleD/EquipmentGrp/BookValueAmt01777171
IRS990ScheduleD/EquipmentGrp/DepreciationAmt09734910
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt011512081
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt03645393
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03645393
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0466007
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01278426
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01744433
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt01279380
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt116607449
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt23648213
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt35976000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt45347801
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INTEREST
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1OTHER ASSETS & RECEIVABLES
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2NCUA SHARE INSURANCE FUND
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3DEPOSITS IN COMMERCIAL BANKS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4CREDIT UNION OWNED LIFE INSURANCE POLICIES
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03199460
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0113903
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03313363
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0403763492
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1418723
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES & DEPOSITS

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$478,348,633
Liabilities
$433,743,213
Net assets
$44,605,420
Revenue
$27,569,412
Expenses
$22,359,617
Net income
$5,209,795
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$12.6$16.1$3.56
2021Detailed filing. Detailed filing data is available for this year.$614$563$51.0$30.6$26.0$4.64
2020Detailed filing. Detailed filing data is available for this year.$543$497$46.7$27.5$25.6$1.94
2019Detailed filing. Detailed filing data is available for this year.$478$434$44.6$27.6$22.4$5.21
2018Detailed filing. Detailed filing data is available for this year.$454$415$39.0$23.3$20.1$3.24
2017Detailed filing. Detailed filing data is available for this year.$450$414$35.9$23.2$21.8$1.35
2016Detailed filing. Detailed filing data is available for this year.$418$384$34.6$20.6$18.7$1.92
2015Detailed filing. Detailed filing data is available for this year.$395$363$32.6$18.0$17.2$0.87
2014Detailed filing. Detailed filing data is available for this year.$371$339$31.8$18.2$17.0$1.18
2013Detailed filing. Detailed filing data is available for this year.$371$342$28.9$18.5$18.9$0.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$361$329$31.5$18.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$318$31.2$16.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$339$312$27.1$21.6