Civic Intelligence

Credit Unions in the State of Washington

990 • Fiscal year 2016 • EIN 91-0620799

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 13, 2017

Organization Profilewww.globalcu.org

View Organization Page

1500 W Fourth AvenueSpokane, WA 99201

(509) 455-4700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.92x

Higher debt load relative to assets than 88% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

53rd percentile

18.59x

Higher debt load relative to revenue than 53% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Net Margin

30th percentile

9.3%

Higher net margin than 30% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

90th percentile

$750,346

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

49th percentile

5.8%

Faster asset growth than 49% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

88th percentile

15%

Faster revenue growth than 88% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$418,249,417

Up $23,083,714 (+5.8%) from 2015

Net Assets

Up

$34,622,669

Up $2,035,143 (+6.2%) from 2015

Liabilities

Up

$383,626,748

Up $21,048,571 (+5.8%) from 2015

Revenue And Expenses
Liabilities / Revenue53rd percentileNet Margin30th percentile

Revenue

Up

$20,637,948

Up $2,616,587 (+15%) from 2015

Expenses

Up

$18,717,535

Up $1,565,375 (+9.1%) from 2015

Net Income

Up

$1,920,413

Up $1,051,212 (+121%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth49th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $339,389,801Liabilities 2010: $312,268,109Net Assets 2010: $27,121,6922010Assets 2011: $349,386,669Liabilities 2011: $318,159,003Net Assets 2011: $31,227,6662011Assets 2012: $360,946,837Liabilities 2012: $329,491,190Net Assets 2012: $31,455,6472012Assets 2013: $371,182,807Liabilities 2013: $342,274,472Net Assets 2013: $28,908,3352013Assets 2014: $371,127,650Liabilities 2014: $339,348,477Net Assets 2014: $31,779,1732014Assets 2015: $395,165,703Liabilities 2015: $362,578,177Net Assets 2015: $32,587,5262015Assets 2016: $418,249,417Liabilities 2016: $383,626,748Net Assets 2016: $34,622,6692016Assets 2017: $450,068,740Liabilities 2017: $414,144,457Net Assets 2017: $35,924,2832017Assets 2018: $454,156,520Liabilities 2018: $415,138,599Net Assets 2018: $39,017,9212018Assets 2019: $478,348,633Liabilities 2019: $433,743,213Net Assets 2019: $44,605,4202019Assets 2020: $543,383,087Liabilities 2020: $496,685,677Net Assets 2020: $46,697,4102020Assets 2021: $613,886,782Liabilities 2021: $562,902,090Net Assets 2021: $50,984,6922021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2016

Assets$418,249,417
Liabilities$383,626,748
Net Assets$34,622,669
Open 2016 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $21,633,2352010Expenses 2011: $16,760,8232011Expenses 2012: $18,083,6602012Revenue 2013: $18,455,731Expenses 2013: $18,873,972Net Income 2013: -$418,2412013Revenue 2014: $18,153,982Expenses 2014: $16,976,834Net Income 2014: $1,177,1482014Revenue 2015: $18,021,361Expenses 2015: $17,152,160Net Income 2015: $869,2012015Revenue 2016: $20,637,948Expenses 2016: $18,717,535Net Income 2016: $1,920,4132016Revenue 2017: $23,177,176Expenses 2017: $21,825,835Net Income 2017: $1,351,3412017Revenue 2018: $23,307,868Expenses 2018: $20,066,696Net Income 2018: $3,241,1722018Revenue 2019: $27,569,412Expenses 2019: $22,359,617Net Income 2019: $5,209,7952019Revenue 2020: $27,511,372Expenses 2020: $25,574,263Net Income 2020: $1,937,1092020Revenue 2021: $30,633,137Expenses 2021: $25,990,650Net Income 2021: $4,642,4872021Revenue 2022: $12,582,433Expenses 2022: $16,146,835Net Income 2022: -$3,564,4022022

Highlighted filing

2016

Revenue$20,637,948
Expenses$18,717,535
Net Income$1,920,413
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 13, 2017
Return Version
2016v3.0
Gross Receipts
$23,956,912
Mission and Program Overview

Mission

The organization is a credit union operated without profit for mutual purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$265,338,058$322,110,909▲ $56,772,851
Rtn Earn Endowment Incm Other Fnds$32,587,526$34,622,669▲ $2,035,143
Investments Other Securities$45,216,709$29,109,931▼ $16,106,778
Land, Buildings, and Equipment, Net$14,388,457$20,376,206▲ $5,987,749
Savings and Temporary Cash Investments$26,544,692$7,066,331▼ $19,478,361
Cash and Non-Interest-Bearing Accounts$6,625,191$5,667,577▼ $957,614
Prepaid Expenses and Deferred Charges$2,184,875$2,233,191▲ $48,316
Accounts Receivable$300,310$365,395▲ $65,085
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$395,165,703$418,249,417▲ $23,083,714
Other Assets Total$34,567,411$31,319,877▼ $3,247,534
Liabilities
Other Liabilities$354,888,224$363,260,931▲ $8,372,707
Mortgage Notes Payable Secured by Investment Property$6,000,000$17,475,000▲ $11,475,000
Accounts Payable and Accrued Expenses$1,662,134$2,865,018▲ $1,202,884
Escrow Account Liability$27,819$25,799▼ $2,020
Total Liabilities$362,578,177$383,626,748▲ $21,048,571
Net Assets / Fund Balance
Total Net Assets Fund Balance$32,587,526$34,622,669▲ $2,035,143
Total Liabilities and Net Assets / Fund Balance$395,165,703$418,249,417▲ $23,083,714

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$14,082,208$3,186,770$17,268,978
Equipment$1,767,102$8,471,400$10,238,502
Land$3,292,928-$3,292,928
Leasehold Improvements$738,297$1,608,922$2,347,219
Other Land Buildings$495,671$3,211$498,882
Other Assets Org$14,015,647--
Other Securities$1,149,798--
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jack L Fallis JrPresident/CEO/TreasurerFT$380,527$369,819$750,346
Mary StarkeyVP of Operations/COOFT$193,380$50,029$243,409
Kay KeyserRE Lending ManagerFT$167,894$30,577$198,471
Michael RaynorMortgage Loan OfficerFT$162,051$23,908$185,959
Jackie CardleRE Lending ManagerFT$140,047$40,034$180,081
Eduardo OrozcoVP of Special CreditsFT$129,837$39,459$169,296
David CummingsVP of It/CIOFT$137,857$30,640$168,497
Kim ShillVP of LendingFT$143,729$22,018$165,747
Charles T CasselsVP of Finance & Accounting/CFOFT$107,467$7,349$114,816
Brian KazembaVP of Finance & Acct. until 01/06/16FT$15,773$554$16,327

Board Members and Trustees

NameTitle
Joe M TortorelliBoard Chairman
Robert J LaPointeBoard Vice Chairman
Thomas A PauleyBoard Secretary
Hal WesbrookDirector
MArc HughesDirector
Richard FisherDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Bales Construction INCCommercial construction5620 E Desmet Ave, Spokane, WA 99212$3,899,001
Jack Henry & Associates IncIT/Core System License & MaintenancePO Box 609, Monett, MO 65708$452,275
PC Connection Sales CorporationMARKETs & distributes IT EquipmentPO Box 536472, Pittsburgh, PA 15253$431,267
Official Payments CorporationOnline And E-service License & Maintenan705 WESTECH DRIVE, Norcross, GA 30092$247,463
Velocity Solutions INCRetail Banking ServicesPO BOX 460939, Fort Lauderdale, FL 33346$230,183
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$18,457,627
Investment Income
$2,027,465
Other Revenue
$152,856
Change in Net Assets
$1,920,413
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,522,547
Salaries, Compensation, and Employee Benefits$9,123,538
Grants and Similar Amounts Paid$71,450
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,488,530
Information Technology---$1,407,451
Depreciation Depletion---$1,298,376
Current Officers, Directors, Trustees, and Key Employees---$1,293,398
Interest---$1,130,072
Occupancy---$1,042,674
Office Expenses---$692,410
Other Employee Benefits---$598,566
Payroll Taxes---$579,527
Advertising---$465,662
Fees for Services Other---$243,198
Other Expenses---$177,350
Pension Plan Contributions---$163,517
Travel---$144,378
All Other Expenses---$128,516
Insurance---$104,473
Fees for Services Accounting---$88,178
Grants to Domestic Orgs---$71,450
Conferences and Meetings---$69,760
Fees for Services Legal---$65,910
Total Functional Expenses$0$0$0$18,717,535
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
First Night SpokaneSpokane, WA-Community Event$15,000
Inland Publications IncSpokane, WA501(c)(3)Volume Community Event$15,000
Terrain ProgramsSpokane, WA501(c)(3)Sponsorship$14,000
Gonzaga UniversitySpokane, WA501(c)(3)Bulldog Club Donations$12,450
Spokane Neighborhood Action ProgramSpokane, WA501(c)(3)Capital Campaign$5,000
Spokane SymphonySpokane, WA-Harry Potter Symphony Sponsorship$5,000
Zak FoundationSpokane, WA501(c)(3)ZAK! CHARITY OPEN SPONSORSHIP$5,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares & Deposits$363,260,931
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The Organization operates as a Credit Union consisting of one class of members.”

Form 990, Part VI, Section A, line 7A

“Members of the governing body are elected by vote of the Credit Union members.”

Form 990, Part VI, Section B, line 11B

“The credit union's form 990 is reviewed by the chief financial officer who then reports to the president/ceo. The president/ceo then provides a copy of the 990 to be reviewed by the board of directors.”

Form 990, Part VI, Section B, line 12C

“The Organization's conflict of interest policy is described in the employee handbook. Conflicts of interest are reviewed by management. Depending on the severity of the conflict, employees are placed on probation or terminated. Directors/Supervisory committee members must acknowledge the "Board of Director's Ethics/conflict of interest policy" each year, typically in March. The policy strictly prohibits most conflicts (gifts, solicitations, legacies, information interlocks, commission, etc). Loans are the exception, in which case the entire board must approve them individually and they cannot be preferential.”

Form 990, Part VI, Section B, line 15

“The process for reviewing the compensation paid to the organization's CEO, officers, and key employees includes a compensation study, and review and approval of compensation by a compensation committee.”

Form 990, Part VI, Section C, line 19

“The Credit Union makes governing documents, conflict of interest policy, and financial statements available for public inspection upon request at the main office.”

Filing and Contact Details

Filer

Filer Name
Global Credit Union
EIN
91-0620799
Phone
5094554700
Address
1500 W Fourth Avenue, Spokane, WA 99201

Signing Officer

Name
Tim Cassels
Title
Chief Financial Officer
Phone
5094554700
Signed
2017-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jack Fallis
Formed
1954
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
6
Employees
205
Volunteers
10

Preparer

Firm
Moss Adams LLP
Address
601 W Riverside Avenue Ste 1800, Spokane, WA 99201
Preparer
Emina O Cresswell CPA
Phone
5097472600
Supplemental Narrative

Financial Statement Notes

Part IV, Line 2B:

“The credit union has short term holdings of member escrow funds that get transmitted to DMI for payments. DMI services the payments which include county tax payments and insurance.”

Raw XML AppendixShowing 400 of 744 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0RICHARD FISHER
IRS990/Form990PartVIISectionAGrp/PersonNm1HAL WESBROOK
IRS990/Form990PartVIISectionAGrp/PersonNm2MArc Hughes
IRS990/Form990PartVIISectionAGrp/PersonNm3JOE M TORTORELLI
IRS990/Form990PartVIISectionAGrp/PersonNm4Robert J LaPointe
IRS990/Form990PartVIISectionAGrp/PersonNm5Thomas A Pauley
IRS990/Form990PartVIISectionAGrp/PersonNm6JACK L FALLIS JR
IRS990/Form990PartVIISectionAGrp/PersonNm7Mary Starkey
IRS990/Form990PartVIISectionAGrp/PersonNm8DAVID CUMMINGS
IRS990/Form990PartVIISectionAGrp/PersonNm9Brian Kazemba
IRS990/Form990PartVIISectionAGrp/PersonNm10Charles T Cassels
IRS990/Form990PartVIISectionAGrp/PersonNm11KIM SHILL
IRS990/Form990PartVIISectionAGrp/PersonNm12EDUARDO OROZCO
IRS990/Form990PartVIISectionAGrp/PersonNm13JACKIE CARDLE
IRS990/Form990PartVIISectionAGrp/PersonNm14Kay Keyser
IRS990/Form990PartVIISectionAGrp/PersonNm15Michael Raynor
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6403574
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7195597
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8137925
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt915773
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12129905
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13147890
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14167968
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15162169
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6President/CEO/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP OF OPERATIONS/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP OF IT/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP of Finance & Acct. until 01/06/16
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP of Finance & Accounting/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP of Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP OF SPECIAL CREDITS
IRS990/Form990PartVIISectionAGrp/TitleTxt13RE Lending Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt14RE Lending Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt15Mortgage Loan Officer
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IRS990/Form990TFiledInd01
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IRS990/GrossReceiptsAmt023956912
IRS990/GrossRentsGrp/RealAmt0525799
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IRS990/IncludeFIN48FootnoteInd00
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IRS990/IndivRcvdGreaterThan100KCnt010
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01407451
IRS990/InsuranceGrp/TotalAmt0104473
IRS990/InterestGrp/TotalAmt01130072
IRS990/InvestmentIncomeGrp/ExclusionAmt01041983
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01041983
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt029109931
IRS990/IRPDocumentCnt07687
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt013270303
IRS990/LandBldgEquipBasisNetGrp/BOYAmt014388457
IRS990/LandBldgEquipBasisNetGrp/EOYAmt020376206
IRS990/LandBldgEquipCostOrOtherBssAmt033646509
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt02946021
IRS990/LessRentalExpensesGrp/RealAmt0372943
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The Organization is a Credit Union operated without profit for mutual purposes.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt06000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt017475000
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IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0985482
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0985482
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0152856
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0152856
IRS990/NetUnrelatedBusTxblIncmAmt0-97764
IRS990/NetUnrlzdGainsLossesInvstAmt0114730
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01042674
IRS990/OfficeExpensesGrp/TotalAmt0692410
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt034567411
IRS990/OtherAssetsTotalGrp/EOYAmt031319877
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0598566
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Member Servicing
IRS990/OtherExpensesGrp/Desc2REPOSSESSION EXPENSES
IRS990/OtherExpensesGrp/Desc3Other Operating Expense
IRS990/OtherExpensesGrp/TotalAmt01578771
IRS990/OtherExpensesGrp/TotalAmt1623541
IRS990/OtherExpensesGrp/TotalAmt2261827
IRS990/OtherExpensesGrp/TotalAmt3177350
IRS990/OtherLiabilitiesGrp/BOYAmt0354888224
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IRS990/OtherSalariesAndWagesGrp/TotalAmt06488530
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0265338058
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0322110909
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0579527
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0163517
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02184875
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02233191
IRS990/PrincipalOfficerNm0Jack Fallis
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1Visa/Debit Card Income
IRS990/ProgramServiceRevenueGrp/Desc2Fee Income
IRS990/ProgramServiceRevenueGrp/Desc3Other Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012396147
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13179215
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21521972
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3866926
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012396147
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13179215
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22015339
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3866926
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0493367
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IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt058852
IRS990/PYInvestmentIncomeAmt0839580
IRS990/PYOtherExpensesAmt09190348
IRS990/PYOtherRevenueAmt024649
IRS990/PYProgramServiceRevenueAmt017157132
IRS990/PYRevenuesLessExpensesAmt0869201
IRS990/PYSalariesCompEmpBnftPaidAmt07902960
IRS990/PYTotalExpensesAmt017152160
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt018021361
IRS990/ReconcilationRevenueExpnssAmt01920413
IRS990/RegularMonitoringEnfrcInd01
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IRS990/RelatedOrganizationCtrlEntInd01
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IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt03186770
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IRS990ScheduleD/EquipmentGrp/BookValueAmt01767102
IRS990ScheduleD/EquipmentGrp/DepreciationAmt08471400
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt010238502
IRS990ScheduleD/ExplanationProvidedInd0X
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03292928
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0738297
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01608922
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02347219
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0949275
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt112997932
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt23357023
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt314015647
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Accrued Interest
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Other Assets & Receivables
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2NCUA Share Insurance Fund
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3Deposits in Commercial Banks
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0495671
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03211
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0498882
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0363260931
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares & Deposits
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01172000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt126788133
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt21149798
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FHLB Stock
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Investments Available for Sale
IRS990ScheduleD/OtherSecuritiesGrp/Desc2Loans Held for Sale
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$418,249,417
Liabilities
$383,626,748
Net assets
$34,622,669
Revenue
$20,637,948
Expenses
$18,717,535
Net income
$1,920,413
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$12.6$16.1$3.56
2021Detailed filing. Detailed filing data is available for this year.$614$563$51.0$30.6$26.0$4.64
2020Detailed filing. Detailed filing data is available for this year.$543$497$46.7$27.5$25.6$1.94
2019Detailed filing. Detailed filing data is available for this year.$478$434$44.6$27.6$22.4$5.21
2018Detailed filing. Detailed filing data is available for this year.$454$415$39.0$23.3$20.1$3.24
2017Detailed filing. Detailed filing data is available for this year.$450$414$35.9$23.2$21.8$1.35
2016Detailed filing. Detailed filing data is available for this year.$418$384$34.6$20.6$18.7$1.92
2015Detailed filing. Detailed filing data is available for this year.$395$363$32.6$18.0$17.2$0.87
2014Detailed filing. Detailed filing data is available for this year.$371$339$31.8$18.2$17.0$1.18
2013Detailed filing. Detailed filing data is available for this year.$371$342$28.9$18.5$18.9$0.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$361$329$31.5$18.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$318$31.2$16.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$339$312$27.1$21.6
Peer Organizations

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