Civic Intelligence

Our Community Credit Union

990 • Fiscal year 2012 • EIN 91-0567189

Jan 01, 2012 to Dec 31, 2012

Organization ProfileWWW.OURCU.COM
Shelton, WA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.89x

Higher debt load relative to assets than 40% of similar nonprofits.

2012 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2012

Liabilities / Revenue

94th percentile

16.80x

Higher debt load relative to revenue than 94% of similar nonprofits.

2012 filings • $250M-$1B nonprofits • Source year 2012

Net Margin

66th percentile

14%

Higher net margin than 66% of similar nonprofits.

2012 filings • $250M-$1B nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

94th percentile

15%

Faster asset growth than 94% of similar nonprofits.

2012 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2011 to 2012

Revenue Growth

63rd percentile

7.1%

Faster revenue growth than 63% of similar nonprofits.

2012 filings • $250M-$1B nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets40th percentile

Assets

Up

$276,133,549

Up $35,508,498 (+15%) from 2011

Net Assets

Up

$30,286,649

Up $4,295,928 (+17%) from 2011

Liabilities

Up

$245,846,900

Up $31,212,570 (+15%) from 2011

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin66th percentile

Revenue

Up

$14,637,836

Up $972,624 (+7.1%) from 2011

Expenses

Up

$12,652,205

Up $311,816 (+2.5%) from 2011

Net Income

Up

$1,985,631

Up $660,808 (+50%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth94th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2011: $240,625,051Liabilities 2011: $214,634,330Net Assets 2011: $25,990,7212011Assets 2012: $276,133,549Liabilities 2012: $245,846,900Net Assets 2012: $30,286,6492012Assets 2013: $278,224,852Liabilities 2013: $244,662,152Net Assets 2013: $33,562,7002013Assets 2014: $296,436,932Liabilities 2014: $260,075,946Net Assets 2014: $36,360,9862014Assets 2015: $312,301,152Liabilities 2015: $273,985,456Net Assets 2015: $38,315,6962015Assets 2016: $334,095,722Liabilities 2016: $293,871,845Net Assets 2016: $40,223,8772016Assets 2017: $362,619,279Liabilities 2017: $319,489,824Net Assets 2017: $43,129,4552017Assets 2018: $400,102,670Liabilities 2018: $354,481,574Net Assets 2018: $45,621,0962018Assets 2019: $419,430,580Liabilities 2019: $367,467,671Net Assets 2019: $51,962,9092019Assets 2020: $501,755,520Liabilities 2020: $449,214,011Net Assets 2020: $52,541,5092020Assets 2021: $583,251,574Liabilities 2021: $528,064,292Net Assets 2021: $55,187,2822021Assets 2022: $590,462,520Liabilities 2022: $539,908,400Net Assets 2022: $50,554,1202022Assets 2023: $594,854,081Liabilities 2023: $536,816,493Net Assets 2023: $58,037,5882023Assets 2024: $613,272,480Liabilities 2024: $548,071,793Net Assets 2024: $65,200,6872024

Highlighted filing

2012

Assets$276,133,549
Liabilities$245,846,900
Net Assets$30,286,649
Open 2012 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Revenue 2011: $13,665,212Expenses 2011: $12,340,389Net Income 2011: $1,324,8232011Revenue 2012: $14,637,836Expenses 2012: $12,652,205Net Income 2012: $1,985,6312012Revenue 2013: $14,737,508Expenses 2013: $12,430,819Net Income 2013: $2,306,6892013Revenue 2014: $14,917,926Expenses 2014: $12,489,316Net Income 2014: $2,428,6102014Revenue 2015: $15,684,819Expenses 2015: $12,649,340Net Income 2015: $3,035,4792015Revenue 2016: $16,304,667Expenses 2016: $14,098,860Net Income 2016: $2,205,8072016Revenue 2017: $16,963,794Expenses 2017: $13,801,987Net Income 2017: $3,161,8072017Revenue 2018: $19,228,008Expenses 2018: $14,982,296Net Income 2018: $4,245,7122018Revenue 2019: $20,271,999Expenses 2019: $16,764,314Net Income 2019: $3,507,6852019Revenue 2020: $19,503,517Expenses 2020: $17,271,165Net Income 2020: $2,232,3522020Revenue 2021: $19,630,012Expenses 2021: $17,346,343Net Income 2021: $2,283,6692021Revenue 2022: $25,930,481Expenses 2022: $20,038,653Net Income 2022: $5,891,8282022Revenue 2023: $32,175,619Expenses 2023: $25,726,599Net Income 2023: $6,449,0202023Revenue 2024: $35,651,903Expenses 2024: $30,693,087Net Income 2024: $4,958,8162024

Highlighted filing

2012

Revenue$14,637,836
Expenses$12,652,205
Net Income$1,985,631
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Our community credit union is a member-owned financial cooperaive. Our mission is to sustain consistent growth and a strong financial position.-we will treat all members in a dignified, caring manner.-we will manage our members' business confidentially.-we will provide our members with choices in the services we offer.-we will build lasting relationships through consultation to aid us in helping meet our members' needs.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$276,133,549
Liabilities
$245,846,900
Net assets
$30,286,649
Revenue
$14,637,836
Expenses
$12,652,205
Net income
$1,985,631
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$613$548$65.2$35.7$30.7$4.96
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$595$537$58.0$32.2$25.7$6.45
2022Detailed filing. Detailed filing data is available for this year.$590$540$50.6$25.9$20.0$5.89
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$583$528$55.2$19.6$17.3$2.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$502$449$52.5$19.5$17.3$2.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$419$367$52.0$20.3$16.8$3.51
2018Detailed filing. Detailed filing data is available for this year.$400$354$45.6$19.2$15.0$4.25
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$363$319$43.1$17.0$13.8$3.16
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$334$294$40.2$16.3$14.1$2.21
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$312$274$38.3$15.7$12.6$3.04
2014Detailed filing. Detailed filing data is available for this year.$296$260$36.4$14.9$12.5$2.43
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$278$245$33.6$14.7$12.4$2.31
2012Summary only. Only limited summary data is available for this year.$276$246$30.3$14.6$12.7$1.99
2011Summary only. Only limited summary data is available for this year.$241$215$26.0$13.7$12.3$1.32