Civic Intelligence

Credit Unions in the State of Washington

EIN 91-0564948 • 501(c)14 • Lakewood, WA

View Organization Page

Profile

American lake credit union is a proactive financial cooperative dedicated to helping members improve their financial well-being by providing quality services at low cost and encouraging thrift.

9802 Gravelly Lake Dr SWLakewood, WA 98499

www.americanlake.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.86x

Higher debt load relative to assets than 32% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

16.55x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

5th percentile

-15%

Higher net margin than 5% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

86th percentile

$237,070

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 7.4% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

12th percentile

-4.2%

Faster asset growth than 12% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

18th percentile

0.4%

Faster revenue growth than 18% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Down

$61,650,906

Down $2,693,458 (-4.2%) from 2023

Liabilities

Down

$52,927,915

Down $2,222,699 (-4.0%) from 2023

Net Assets

Down

$8,722,991

Down $470,759 (-5.1%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin5th percentile

Revenue

Up

$3,198,236

Up $12,584 (+0.4%) from 2023

Expenses

Up

$3,668,995

Up $598,780 (+20%) from 2023

Net Income

Down

-$470,759

Down $586,196 (-508%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth12th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $46,100,281Liabilities 2010: $41,145,451Net Assets 2010: $4,954,8302010Assets 2011: $46,875,179Liabilities 2011: $41,566,699Net Assets 2011: $5,308,4802011Assets 2012: $46,768,906Liabilities 2012: $41,298,262Net Assets 2012: $5,470,6442012Assets 2013: $48,587,019Liabilities 2013: $43,063,200Net Assets 2013: $5,523,8192013Assets 2014: $46,785,985Liabilities 2014: $41,161,254Net Assets 2014: $5,624,7312014Assets 2015: $67,420,550Liabilities 2015: $61,723,558Net Assets 2015: $5,696,9922015Assets 2016: $65,901,196Liabilities 2016: $56,212,594Net Assets 2016: $9,688,6022016Assets 2017: $71,566,291Liabilities 2017: $62,606,690Net Assets 2017: $8,959,6012017Assets 2018: $68,572,315Liabilities 2018: $59,777,606Net Assets 2018: $8,794,7092018Assets 2019: $66,838,755Liabilities 2019: $58,015,849Net Assets 2019: $8,822,9062019Assets 2020: $68,754,541Liabilities 2020: $59,545,900Net Assets 2020: $9,208,6412020Assets 2021: $72,320,270Liabilities 2021: $62,853,629Net Assets 2021: $9,466,6412021Assets 2022: $70,051,462Liabilities 2022: $60,783,239Net Assets 2022: $9,268,2232022Assets 2023: $64,344,364Liabilities 2023: $55,150,614Net Assets 2023: $9,193,7502023Assets 2024: $61,650,906Liabilities 2024: $52,927,915Net Assets 2024: $8,722,9912024

Highlighted filing

2024

Assets$61,650,906
Liabilities$52,927,915
Net Assets$8,722,991
Open 2024 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $2,290,3622010Expenses 2011: $2,064,9272011Expenses 2012: $2,303,6682012Revenue 2013: $2,375,410Expenses 2013: $2,322,235Net Income 2013: $53,1752013Revenue 2014: $2,384,997Expenses 2014: $2,284,085Net Income 2014: $100,9122014Revenue 2015: $2,246,608Expenses 2015: $2,174,347Net Income 2015: $72,2612015Revenue 2016: $2,765,459Expenses 2016: $2,313,849Net Income 2016: $451,6102016Revenue 2017: $2,918,378Expenses 2017: $3,647,556Net Income 2017: -$729,1782017Revenue 2018: $3,093,397Expenses 2018: $3,258,289Net Income 2018: -$164,8922018Revenue 2019: $3,201,535Expenses 2019: $3,173,338Net Income 2019: $28,1972019Revenue 2020: $3,247,107Expenses 2020: $2,861,372Net Income 2020: $385,7352020Revenue 2021: $2,831,758Expenses 2021: $2,573,758Net Income 2021: $258,0002021Revenue 2022: $2,484,694Expenses 2022: $2,683,112Net Income 2022: -$198,4182022Revenue 2023: $3,185,652Expenses 2023: $3,070,215Net Income 2023: $115,4372023Revenue 2024: $3,198,236Expenses 2024: $3,668,995Net Income 2024: -$470,7592024

Highlighted filing

2024

Revenue$3,198,236
Expenses$3,668,995
Net Income-$470,759
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$61,650,906
Liabilities
$52,927,915
Net assets
$8,722,991
Revenue
$3,198,236
Expenses
$3,668,995
Net income
-$470,759
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$61.7$52.9$8.72$3.20$3.67$0.47
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.3$55.2$9.19$3.19$3.07$0.12
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.1$60.8$9.27$2.48$2.68$0.20
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.3$62.9$9.47$2.83$2.57$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.8$59.5$9.21$3.25$2.86$0.39
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$66.8$58.0$8.82$3.20$3.17$0.03
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.6$59.8$8.79$3.09$3.26$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$71.6$62.6$8.96$2.92$3.65$0.73
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$65.9$56.2$9.69$2.77$2.31$0.45
2015Detailed filing. Detailed filing data is available for this year.$67.4$61.7$5.70$2.25$2.17$0.07
2014Detailed filing. Detailed filing data is available for this year.$46.8$41.2$5.62$2.38$2.28$0.10
2013Detailed filing. Detailed filing data is available for this year.$48.6$43.1$5.52$2.38$2.32$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.8$41.3$5.47$2.30
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.9$41.6$5.31$2.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.1$41.1$4.95$2.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$3,200,960
Mission and Program Overview

Mission

American lake credit union is a proactive financial cooperative dedicated to helping members improve their financial well being by providing quality services at low cost and encouraging thrift.

American lake credit union is a financial cooperative dedicated to helping members improve their financial status.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,954,300$33,706,160▲ $30,751,860
Investments Program Related$26,636,000--
Other Notes and Loans Receivable, Net$30,057,462$23,010,238▼ $7,047,224
Rtn Earn Endowment Incm Other Fnds$9,193,750$8,722,991▼ $470,759
Land, Buildings, and Equipment, Net$1,714,767$1,642,334▼ $72,433
Investments Other Securities-$584,014-
Cash and Non-Interest-Bearing Accounts$258,048$389,637▲ $131,589
Intangible Assets$397,689$367,779▼ $29,910
Accounts Receivable-$188,096-
Prepaid Expenses and Deferred Charges$188,797$113,087▼ $75,710
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$64,344,364$61,650,906▼ $2,693,458
Other Assets Total$2,137,301$1,649,561▼ $487,740
Liabilities
Other Liabilities$54,811,050$52,333,239▼ $2,477,811
Accounts Payable and Accrued Expenses$339,564$594,676▲ $255,112
Total Liabilities$55,150,614$52,927,915▼ $2,222,699
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,193,750$8,722,991▼ $470,759
Total Liabilities and Net Assets / Fund Balance$64,344,364$61,650,906▼ $2,693,458

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,154,663$673,640$1,828,303
Other Land Buildings$45,661$566,618$612,279
Equipment$49,083$534,233$583,316
Land$392,927-$392,927
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kolin McmannCEOFT$194,616$42,454$237,070
Cheryl BeesonVP AdminstrationFT$94,550$19,406$113,956
Jayde DelgadoVP Member ExperienceFT$89,808$6,245$96,053

Board Members and Trustees

NameTitle
William DisbrowChairman
Glen NealVice Chair
Brian HagelDirector
Connie HyndmanDirector
Deidra MclauchlanDirector
Donald HamDirector
Donald HoffmanDirector
Marlene GranthamDirector
Robert DermannSecretary
Roger EricksonTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
VeleraCard Processing And Reward, Shared Branc560 CARILLON PARKWAY, St Petersburg, FL 33716$189,046
Enhanced Software ProductsCore Software, Statement Print Services,1811 N HUTCHINSON RD, Spokane, WA 99212$118,442
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,737,450
Investment Income
$1,229,017
Other Revenue
$231,769
Change in Net Assets
$-470,759
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,497,538
Salaries, Compensation, and Employee Benefits$1,171,457
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$545,755
Office Expenses---$533,756
Current Officers, Directors, Trustees, and Key Employees---$403,974
Interest---$243,964
Fees for Services Other---$200,784
Other Employee Benefits---$116,707
Occupancy---$102,676
Payroll Taxes---$87,712
Fees for Services Accounting---$49,258
Depreciation Depletion---$38,315
Conferences and Meetings---$36,700
Advertising---$24,325
Other Expenses---$23,545
Pension Plan Contributions---$17,309
Information Technology---$13,627
Fees for Services Legal---$6,170
Travel---$5,994
Insurance---$1,959
All Other Expenses---$252
Total Functional Expenses$0$0$0$3,668,995
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$52,333,239
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

“Volunteers consist of elected board members with voting rights and non-voting supervisory committee members who are appointed by the board. The supervisory committee provides oversight over operations, assures compliance with credit union policies, and reports to the board.”

Form 990, Part VI, Section A, Line 6

“American lake credit union is a member-owned not-for-profit financial cooperative.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect board directors at the annual meeting.”

Form 990, Part VI, Section B, Line 11B

“After completion, the president/ceo reviews and verifies its accuracy to the best of their ability.”

Form 990, Part VI, Section B, Line 12C

“All employees and volunteers review and attest to the conflict of interest policy annually.”

Form 990, Part VI, Section B, Line 15

“Ceo compensation is based on national and statewide surveys of credit union ceo compensation. The board reviews these surveys and approves ceo compensation. Other officer salaries are based on survey data for comparable credit unions and included in the annual budget. The board approves the annual budget.”

Form 990, Part VI, Section C, Line 19

“The credit union makes governing documents, conflict of interest policy, and financial statements available to the public at the annual meeting and upon request.”

Filing and Contact Details

Filer

Filer Name
Credit Unions in the State of Washington
EIN
91-0564948
Phone
2535840079
Address
9802 GRAVELLY LAKE DR SW, LAKEWOOD, WA 98499

Signing Officer

Name
Kolin Mcmann
Title
CEO
Phone
2535840079
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kolin Mcmann
Formed
1948
Legal Domicile
Wa
Voting Board Members
11
Independent Board Members
10
Employees
19
Volunteers
11

Preparer

Firm
Opsahl Dawson
Address
10940 NE 33RD PLACE SUITE 100, BELLEVUE, WA 98004
Preparer
Lindsey Sas CPA
Phone
4258891778
Raw XML AppendixShowing 400 of 446 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0339564
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0594676
IRS990/AccountsReceivableGrp/EOYAmt0188096
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0AMERICAN LAKE CREDIT UNION IS A FINANCIAL COOPERATIVE DEDICATED TO HELPING MEMBERS IMPROVE THEIR FINANCIAL STATUS.
IRS990/AdvertisingGrp/TotalAmt024325
IRS990/AllOtherExpensesGrp/TotalAmt0252
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KOLIN MCMANN
IRS990/BooksInCareOfDetail/PhoneNum02535840079
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt09802 GRAVELLY LAKE DR SW
IRS990/BooksInCareOfDetail/USAddress/CityNm0LAKEWOOD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd098499
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0258048
IRS990/CashNonInterestBearingGrp/EOYAmt0389637
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0403974
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt036700
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0189046
IRS990/ContractorCompensationGrp/CompensationAmt1118442
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0560 CARILLON PARKWAY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt11811 N HUTCHINSON RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0ST PETERSBURG
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1SPOKANE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd033716
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd199212
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0VELERA
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1ENHANCED SOFTWARE PRODUCTS
IRS990/ContractorCompensationGrp/ServicesDesc0CARD PROCESSING AND REWARD, SHARED BRANC
IRS990/ContractorCompensationGrp/ServicesDesc1CORE SOFTWARE, STATEMENT PRINT SERVICES,
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01229017
IRS990/CYOtherExpensesAmt02497538
IRS990/CYOtherRevenueAmt0231769
IRS990/CYProgramServiceRevenueAmt01737450
IRS990/CYRevenuesLessExpensesAmt0-470759
IRS990/CYSalariesCompEmpBnftPaidAmt01171457
IRS990/CYTotalExpensesAmt03668995
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03198236
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt038315
IRS990/Desc0THE CREDIT UNION PROVIDED LOW-COST RETAIL FINANCIAL SERVICES TO OVER 4,882 MEMBERS/OWNERS THROUGH FOUR BRANCHES LOCATED IN TACOMA AND LAKEWOOD. SERVICES INCLUDE SAVINGS AND DEPOSIT ACCOUNTS, CONSUMER, MORTGAGE, AND CREDIT CARD LOANS. THE CREDIT UNION GRANTED 1,121 LOANS TO MEMBERS, ACCOUNTING FOR $10,056,784 IN 2024.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt019
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt049258
IRS990/FeesForServicesLegalGrp/TotalAmt06170
IRS990/FeesForServicesOtherGrp/TotalAmt0200784
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1050.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1250.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1017454
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt116245
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1219406
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT DERMANN
IRS990/Form990PartVIISectionAGrp/PersonNm1ROGER ERICKSON
IRS990/Form990PartVIISectionAGrp/PersonNm2BRIAN HAGEL
IRS990/Form990PartVIISectionAGrp/PersonNm3DONALD HAM
IRS990/Form990PartVIISectionAGrp/PersonNm4DONALD HOFFMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5CONNIE HYNDMAN
IRS990/Form990PartVIISectionAGrp/PersonNm6DEIDRA MCLAUCHLAN
IRS990/Form990PartVIISectionAGrp/PersonNm7GLEN NEAL
IRS990/Form990PartVIISectionAGrp/PersonNm8WILLIAM DISBROW
IRS990/Form990PartVIISectionAGrp/PersonNm9MARLENE GRANTHAM
IRS990/Form990PartVIISectionAGrp/PersonNm10KOLIN MCMANN
IRS990/Form990PartVIISectionAGrp/PersonNm11JAYDE DELGADO
IRS990/Form990PartVIISectionAGrp/PersonNm12CHERYL BEESON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10219616
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1189808
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1294550
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP MEMBER EXPERIENCE
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP ADMINSTRATION
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01948
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-2724
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03200960
IRS990/GrossRentsGrp/RealAmt010824
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt013627
IRS990/InsuranceGrp/TotalAmt01959
IRS990/IntangibleAssetsGrp/BOYAmt0397689
IRS990/IntangibleAssetsGrp/EOYAmt0367779
IRS990/InterestGrp/TotalAmt0243964
IRS990/InvestmentIncomeGrp/ExclusionAmt01231741
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01231741
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0584014
IRS990/InvestmentsProgramRelatedGrp/BOYAmt026636000
IRS990/IRPDocumentCnt0491
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01774491
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01714767
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01642334
IRS990/LandBldgEquipCostOrOtherBssAmt03416825
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt02724
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AMERICAN LAKE CREDIT UNION IS A PROACTIVE FINANCIAL COOPERATIVE DEDICATED TO HELPING MEMBERS IMPROVE THEIR FINANCIAL WELL-BEING BY PROVIDING QUALITY SERVICES AT LOW COST AND ENCOURAGING THRIFT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt09193750
IRS990/NetAssetsOrFundBalancesEOYAmt08722991
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-2724
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-2724
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt010824
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt010824
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0102676
IRS990/OfficeExpensesGrp/TotalAmt0533756
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02137301
IRS990/OtherAssetsTotalGrp/EOYAmt01649561
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0116707
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt01128761
IRS990/OtherExpensesGrp/TotalAmt148571
IRS990/OtherExpensesGrp/TotalAmt238881
IRS990/OtherExpensesGrp/TotalAmt323545
IRS990/OtherLiabilitiesGrp/BOYAmt054811050
IRS990/OtherLiabilitiesGrp/EOYAmt052333239
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc1NON-MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/ExclusionAmt02007
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0218938
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0218938
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt12007
IRS990/OtherRevenueTotalAmt0220945
IRS990/OtherSalariesAndWagesGrp/TotalAmt0545755
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt030057462
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt023010238
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt087712
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt017309
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0188797
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0113087
IRS990/PrincipalOfficerNm0KOLIN MCMANN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES, CHARGES AND OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01481506
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1255944
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01481506
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1255944
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02189437
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt01805752
IRS990/PYOtherRevenueAmt01065
IRS990/PYProgramServiceRevenueAmt0995150
IRS990/PYRevenuesLessExpensesAmt0115437
IRS990/PYSalariesCompEmpBnftPaidAmt01264463
IRS990/PYTotalExpensesAmt03070215
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03185652
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-470759
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt010824
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09193750
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08722991
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02954300
IRS990/SavingsAndTempCashInvstGrp/EOYAmt033706160
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01154663
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0673640
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01828303
IRS990ScheduleD/EquipmentGrp/BookValueAmt049083
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0534233
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0583316
IRS990ScheduleD/LandGrp/BookValueAmt0392927
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0392927
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt045661
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0566618
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0612279
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt052333239
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01642334
IRS990ScheduleD/TotalLiabilityAmt052333239
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0194616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount025000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt07786
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt09668
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KOLIN MCMANN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0237070
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VOLUNTEERS CONSIST OF ELECTED BOARD MEMBERS WITH VOTING RIGHTS AND NON-VOTING SUPERVISORY COMMITTEE MEMBERS WHO ARE APPOINTED BY THE BOARD. THE SUPERVISORY COMMITTEE PROVIDES OVERSIGHT OVER OPERATIONS, ASSURES COMPLIANCE WITH CREDIT UNION POLICIES, AND REPORTS TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AMERICAN LAKE CREDIT UNION IS A MEMBER-OWNED NOT-FOR-PROFIT FINANCIAL COOPERATIVE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CREDIT UNION MEMBERS ELECT BOARD DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AFTER COMPLETION, THE PRESIDENT/CEO REVIEWS AND VERIFIES ITS ACCURACY TO THE BEST OF THEIR ABILITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL EMPLOYEES AND VOLUNTEERS REVIEW AND ATTEST TO THE CONFLICT OF INTEREST POLICY ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CEO COMPENSATION IS BASED ON NATIONAL AND STATEWIDE SURVEYS OF CREDIT UNION CEO COMPENSATION. THE BOARD REVIEWS THESE SURVEYS AND APPROVES CEO COMPENSATION. OTHER OFFICER SALARIES ARE BASED ON SURVEY DATA FOR COMPARABLE CREDIT UNIONS AND INCLUDED IN THE ANNUAL BUDGET. THE BOARD APPROVES THE ANNUAL BUDGET.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC AT THE ANNUAL MEETING AND UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 1A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt064344364
IRS990/TotalAssetsEOYAmt061650906
IRS990/TotalAssetsGrp/BOYAmt064344364
IRS990/TotalAssetsGrp/EOYAmt061650906
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt019
IRS990/TotalFunctionalExpensesGrp/TotalAmt03668995
IRS990/TotalGrossUBIAmt010824
IRS990/TotalLiabilitiesBOYAmt055150614
IRS990/TotalLiabilitiesEOYAmt052927915
IRS990/TotalLiabilitiesGrp/BOYAmt055150614
IRS990/TotalLiabilitiesGrp/EOYAmt052927915
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09193750
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08722991
IRS990/TotalOtherCompensationAmt043105
IRS990/TotalProgramServiceRevenueAmt01737450
IRS990/TotalReportableCompFromOrgAmt0403974
IRS990/TotalRevenueGrp/ExclusionAmt01233748
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01953664
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03198236
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt010824

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $50M-$100M nonprofits