Civic Intelligence

Piedmont Credit Union

EIN 54-0911901 • 501(c)14 • Danville, VA

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Profile

The piedmont credit union has been serving its members since 1969, offering great pricing and wonderful personal service. It is a not for profit, member owned cooperative that is run by a volunteer, elected board of directors. It is operated for the purpose of providing financial services to its members through deposits and loans.

366 Piney Forest RoadDanville, VA 24540

www.piedmontcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

97th percentile

0.94x

Higher debt load relative to assets than 97% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

52nd percentile

16.75x

Higher debt load relative to revenue than 52% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

1st percentile

-37%

Higher net margin than 1% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

50th percentile

0.2%

Faster asset growth than 50% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

3rd percentile

-13%

Faster revenue growth than 3% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$61,487,215

Up $134,221 (+0.2%) from 2016

Liabilities

Up

$57,893,765

Up $1,425,058 (+2.5%) from 2016

Net Assets

Down

$3,593,450

Down $1,290,837 (-26%) from 2016

Operations
Liabilities / Revenue52nd percentileNet Margin1st percentile

Revenue

Down

$3,455,880

Down $537,594 (-13%) from 2016

Expenses

Up

$4,743,777

Up $1,224,019 (+35%) from 2016

Net Income

Down

-$1,287,897

Down $1,761,613 (-372%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth50th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $44,656,883Liabilities 2010: $40,770,651Net Assets 2010: $3,886,2322010Assets 2011: $49,829,133Liabilities 2011: $45,511,394Net Assets 2011: $4,317,7392011Assets 2012: $49,698,692Liabilities 2012: $44,970,145Net Assets 2012: $4,728,5472012Assets 2013: $51,902,838Liabilities 2013: $46,920,661Net Assets 2013: $4,982,1772013Assets 2014: $52,968,848Liabilities 2014: $48,370,770Net Assets 2014: $4,598,0782014Assets 2015: $56,283,888Liabilities 2015: $51,887,501Net Assets 2015: $4,396,3872015Assets 2016: $61,352,994Liabilities 2016: $56,468,707Net Assets 2016: $4,884,2872016Assets 2017: $61,487,215Liabilities 2017: $57,893,765Net Assets 2017: $3,593,4502017

Highlighted filing

2017

Assets$61,487,215
Liabilities$57,893,765
Net Assets$3,593,450
Open 2017 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,487,7972010Expenses 2011: $2,500,8772011Expenses 2012: $2,793,7212012Revenue 2013: $3,279,056Expenses 2013: $2,861,032Net Income 2013: $418,0242013Revenue 2014: $3,340,828Expenses 2014: $3,832,010Net Income 2014: -$491,1822014Revenue 2015: $3,979,062Expenses 2015: $4,208,415Net Income 2015: -$229,3532015Revenue 2016: $3,993,474Expenses 2016: $3,519,758Net Income 2016: $473,7162016Revenue 2017: $3,455,880Expenses 2017: $4,743,777Net Income 2017: -$1,287,8972017

Highlighted filing

2017

Revenue$3,455,880
Expenses$4,743,777
Net Income-$1,287,897
Open 2017 Filing

Filings

Most recent year

2017 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$61,487,215
Liabilities
$57,893,765
Net assets
$3,593,450
Revenue
$3,455,880
Expenses
$4,743,777
Net income
-$1,287,897
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.5$57.9$3.59$3.46$4.74$1.29
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.4$56.5$4.88$3.99$3.52$0.47
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.3$51.9$4.40$3.98$4.21$0.23
2014Detailed filing. Detailed filing data is available for this year.$53.0$48.4$4.60$3.34$3.83$0.49
2013Detailed filing. Detailed filing data is available for this year.$51.9$46.9$4.98$3.28$2.86$0.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.7$45.0$4.73$2.79
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.8$45.5$4.32$2.50
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.7$40.8$3.89$2.49
Latest Detailed Filing

The latest 2017 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Jul 7, 2017
Return Version
2016v3.0
Gross Receipts
$4,235,547
Mission and Program Overview

Mission

The piedmont credit union has been serving its members since 1969, offering great pricing and wonderful personal service. It is a not for profit, member owned cooperative that is run by a volunteer, elected board of directors. It is operated for the purpose of providing financial services to its members through deposits and loans.

Operated for the purpose of providing financial services to our members through deposit and loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$38,252,052$36,303,286▼ $1,948,766
Investments Other Securities$11,682,847$19,224,058▲ $7,541,211
Rtn Earn Endowment Incm Other Fnds$4,396,387$4,884,287▲ $487,900
Land, Buildings, and Equipment, Net$3,105,239$2,905,282▼ $199,957
Cash and Non-Interest-Bearing Accounts$2,485,592$2,182,699▼ $302,893
Prepaid Expenses and Deferred Charges$85,186$66,511▼ $18,675
Accounts Receivable$13,575$9,091▼ $4,484
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$56,283,888$61,352,994▲ $5,069,106
Other Assets Total$659,397$662,067▲ $2,670
Liabilities
Other Liabilities$51,811,553$56,397,912▲ $4,586,359
Accounts Payable and Accrued Expenses$75,948$70,795▼ $5,153
Total Liabilities$51,887,501$56,468,707▲ $4,581,206
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,396,387$4,884,287▲ $487,900
Total Liabilities and Net Assets / Fund Balance$56,283,888$61,352,994▲ $5,069,106

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,200,130$650,754$2,850,884
Equipment$273,754$375,474$649,228
Land$386,175-$386,175
Leasehold Improvements$45,223$28,625$73,848
Other Securities$17,930,588--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Alice Ann CrowlPresidentFT$100,650$3,000$103,650
Laura BlackwellVP-lendingFT$59,667$1,568$61,235

Board Members and Trustees

NameTitle
Kirby WrightChairman
Bill CarterDirector
Edward HairstonDirector
Esther MiseDirector
Sylvesta JenningsDirector
Mh HerndonSecretary
Carey WilkesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,793,407
Investment Income
$-7,567
Other Revenue
$207,634
Change in Net Assets
$473,716
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,135,188
Salaries, Compensation, and Employee Benefits$1,384,570
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$918,567
Fees for Services Other---$241,482
Depreciation Depletion---$208,997
Other Employee Benefits---$188,984
Occupancy---$173,052
Current Officers, Directors, Trustees, and Key Employees---$160,317
All Other Expenses---$156,756
Other Expenses---$101,358
Payroll Taxes---$88,923
Insurance---$40,792
Office Expenses---$35,132
Pension Plan Contributions---$27,779
Travel---$14,461
Fees for Services Legal---$13,484
Fees for Services Management---$5,053
Fees for Services Accounting---$2,644
Interest---$6
Total Functional Expenses$0$0$0$3,519,758
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts$56,619,187
Other Liabilities$-221,275
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Piedmont credit union is owned by the members and the members elect the board of directors, which is the governing body.”

Form 990, Part VI, Section A, Line 7A

“The membership elects the board of directors. Each year different directors rotate off: their replacements are elected at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Members must approve mergers, liquidation and other items as defined in the state code.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the board of directors before filing.”

Form 990, Part VI, Section B, Line 15

“The board of directors utilizes comparability data to review ceo and key employee compensation.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Piedmont Credit Union
EIN
54-0911901
Phone
4347971954
Address
366 PINEY FOREST ROAD, DANVILLE, VA 24540

Signing Officer

Name
Alice Ann Crowl
Title
President
Phone
4347971954
Signed
2017-07-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Alice Ann Crowl
Formed
1969
Legal Domicile
Va
Voting Board Members
9
Independent Board Members
9
Employees
36
Volunteers
14

Preparer

Firm
Brown Edwards & Company Llp
Address
2102 LANGHORNE ROAD SUITE 200, LYNCHBURG, VA 24501-1121
Preparer
Susan Ackley
Phone
4349489000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in market value of investments 14,184.”

Raw XML AppendixShowing 400 of 402 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt075948
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt070795
IRS990/AccountsReceivableGrp/BOYAmt013575
IRS990/AccountsReceivableGrp/EOYAmt09091
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0OPERATED FOR THE PURPOSE OF PROVIDING FINANCIAL SERVICES TO OUR MEMBERS THROUGH DEPOSIT AND LOANS.
IRS990/AllOtherExpensesGrp/TotalAmt0156756
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum04347971954
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0366 PINEY FOREST ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0DANVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd024540
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt02485592
IRS990/CashNonInterestBearingGrp/EOYAmt02182699
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0160317
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0-7567
IRS990/CYOtherExpensesAmt02135188
IRS990/CYOtherRevenueAmt0207634
IRS990/CYProgramServiceRevenueAmt03793407
IRS990/CYRevenuesLessExpensesAmt0473716
IRS990/CYSalariesCompEmpBnftPaidAmt01384570
IRS990/CYTotalExpensesAmt03519758
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03993474
IRS990/DecisionsSubjectToApprovaInd01
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IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0208997
IRS990/Desc0THE PIEDMONT CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS SUCH AS SAVINGS ACCOUNTS AND LOANS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
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IRS990/EmployeeCnt036
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt03519758
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IRS990/FeesForServicesAccountingGrp/TotalAmt02644
IRS990/FeesForServicesLegalGrp/TotalAmt013484
IRS990/FeesForServicesManagementGrp/TotalAmt05053
IRS990/FeesForServicesOtherGrp/TotalAmt0241482
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt71568
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt83000
IRS990/Form990PartVIISectionAGrp/PersonNm0KIRBY WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm1CAREY WILKES
IRS990/Form990PartVIISectionAGrp/PersonNm2BILL CARTER
IRS990/Form990PartVIISectionAGrp/PersonNm3EDWARD HAIRSTON
IRS990/Form990PartVIISectionAGrp/PersonNm4ESTHER MISE
IRS990/Form990PartVIISectionAGrp/PersonNm5MH HERNDON
IRS990/Form990PartVIISectionAGrp/PersonNm6SYLVESTA JENNINGS
IRS990/Form990PartVIISectionAGrp/PersonNm7LAURA BLACKWELL
IRS990/Form990PartVIISectionAGrp/PersonNm8ALICE ANN CROWL
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP-LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
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IRS990/GainOrLossGrp/SecuritiesAmt0-2359
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GrossReceiptsAmt04235547
IRS990/GroupReturnForAffiliatesInd00
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IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
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IRS990/InsuranceGrp/TotalAmt040792
IRS990/InterestGrp/TotalAmt06
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IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt011682847
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt019224058
IRS990/IRPDocumentCnt01420
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01054853
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IRS990/LoanOutstandingInd00
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IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PIEDMONT CREDIT UNION HAS BEEN SERVING ITS MEMBERS SINCE 1969, OFFERING GREAT PRICING AND WONDERFUL PERSONAL SERVICE. IT IS A NOT FOR PROFIT, MEMBER OWNED COOPERATIVE THAT IS RUN BY A VOLUNTEER, ELECTED BOARD OF DIRECTORS. IT IS OPERATED FOR THE PURPOSE OF PROVIDING FINANCIAL SERVICES TO ITS MEMBERS THROUGH DEPOSITS AND LOANS.
IRS990/MoreThan5000KToIndividualsInd00
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IRS990/OperateHospitalInd00
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IRS990/OtherChangesInNetAssetsAmt014184
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0188984
IRS990/OtherExpensesGrp/Desc0DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/Desc1OFFICE OPERATIONS EXPEN
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOSSES
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXPENSE
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IRS990/OtherExpensesGrp/TotalAmt1393591
IRS990/OtherExpensesGrp/TotalAmt2307090
IRS990/OtherExpensesGrp/TotalAmt3101358
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IRS990/OtherRevenueMiscGrp/BusinessCd0524298
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IRS990/OtherRevenueMiscGrp/Desc0INSURANCE PRODUCT INCO
IRS990/OtherRevenueMiscGrp/Desc1FOREIGN ATM FEES
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt125250
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0182384
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt125250
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt038252052
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IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
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IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt066511
IRS990/PrincipalOfficerNm0ALICE ANN CROWL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/BusinessCd4525990
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INVESTMENT INCOME
IRS990/ProgramServiceRevenueGrp/Desc3CREDIT CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc4BROKERED LOAN INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02942779
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1633196
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2137157
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt377185
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt43090
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02942779
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1633196
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2137157
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt377185
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt43090
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-17244
IRS990/PYOtherExpensesAmt02640192
IRS990/PYOtherRevenueAmt0328102
IRS990/PYProgramServiceRevenueAmt03668204
IRS990/PYRevenuesLessExpensesAmt0-229353
IRS990/PYSalariesCompEmpBnftPaidAmt01568223
IRS990/PYTotalExpensesAmt04208415
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03979062
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0473716
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03785840
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04396387
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04884287
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02200130
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0650754
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02850884
IRS990ScheduleD/EquipmentGrp/BookValueAmt0273754
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0375474
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0649228
IRS990ScheduleD/LandGrp/BookValueAmt0386175
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0386175
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt045223
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt028625
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt073848
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt056619187
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-221275
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01293470
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt117930588
IRS990ScheduleD/OtherSecuritiesGrp/Desc0GOVERNMENT SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CDS AND OTHER CREDIT UNION INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02905282
IRS990ScheduleD/TotalBookValueSecuritiesAmt019224058
IRS990ScheduleD/TotalLiabilityAmt056397912
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PIEDMONT CREDIT UNION IS OWNED BY THE MEMBERS AND THE MEMBERS ELECT THE BOARD OF DIRECTORS, WHICH IS THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS. EACH YEAR DIFFERENT DIRECTORS ROTATE OFF: THEIR REPLACEMENTS ARE ELECTED AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS MUST APPROVE MERGERS, LIQUIDATION AND OTHER ITEMS AS DEFINED IN THE STATE CODE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS REVIEWED BY THE BOARD OF DIRECTORS BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS UTILIZES COMPARABILITY DATA TO REVIEW CEO AND KEY EMPLOYEE COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CHANGE IN MARKET VALUE OF INVESTMENTS 14,184.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0VA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt056283888
IRS990/TotalAssetsEOYAmt061352994
IRS990/TotalAssetsGrp/BOYAmt056283888
IRS990/TotalAssetsGrp/EOYAmt061352994
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt036
IRS990/TotalFunctionalExpensesGrp/TotalAmt03519758
IRS990/TotalGrossUBIAmt0207634
IRS990/TotalLiabilitiesBOYAmt051887501
IRS990/TotalLiabilitiesEOYAmt056468707
IRS990/TotalLiabilitiesGrp/BOYAmt051887501
IRS990/TotalLiabilitiesGrp/EOYAmt056468707
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04396387
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04884287
IRS990/TotalOtherCompensationAmt04568
IRS990/TotalProgramServiceExpensesAmt03519758
IRS990/TotalProgramServiceRevenueAmt03793407
IRS990/TotalReportableCompFromOrgAmt0160317
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03785840
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03993474
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0207634
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt056283888
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt061352994
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt014461
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0366 PINEY FOREST ROAD
IRS990/USAddress/CityNm0DANVILLE
IRS990/USAddress/StateAbbreviationCd0VA
IRS990/USAddress/ZIPCd024540
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.PIEDMONTCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ALICE ANN CROWL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04347971954
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-07-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PIEDMONT CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0PIED
ReturnHeader/Filer/EIN0540911901
ReturnHeader/Filer/PhoneNum04347971954
ReturnHeader/Filer/USAddress/AddressLine1Txt0366 PINEY FOREST ROAD
ReturnHeader/Filer/USAddress/CityNm0DANVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd024540
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId01C76154176221C93BBAE6EBFFF44143B5701FD35
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0EE41F583819F7D9558FCDEEE71F82388F8928390
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0206.248.228.130
ReturnHeader/FilingSecurityInformation/IPDt02017-07-07
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm012:15:10
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0540504608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BROWN EDWARDS & COMPANY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02102 LANGHORNE ROAD SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LYNCHBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0245011121
ReturnHeader/PreparerPersonGrp/PhoneNum04349489000
ReturnHeader/PreparerPersonGrp/PreparationDt02017-07-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SUSAN ACKLEY
ReturnHeader/ReturnTs02017-07-10T11:26:50-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01

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