Civic Intelligence

Greater Nevada Credit Union

990 • Fiscal year 2017 • EIN 88-0063808

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 14, 2018

PO Box 2128Carson City, NV 89702

(775) 882-2060

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.90x

Higher debt load relative to assets than 66% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

10th percentile

12.46x

Higher debt load relative to revenue than 10% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

78th percentile

19%

Higher net margin than 78% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

51st percentile

$405,480

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

98th percentile

29%

Faster asset growth than 98% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

95th percentile

21%

Faster revenue growth than 95% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Assets

Up

$873,801,899

Up $196,887,244 (+29%) from 2016

Net Assets

Up

$84,028,195

Up $18,306,200 (+28%) from 2016

Liabilities

Up

$789,773,704

Up $178,581,044 (+29%) from 2016

Revenue

Up

$63,403,288

Up $10,914,077 (+21%) from 2016

Expenses

Up

$51,155,014

Up $6,624,853 (+15%) from 2016

Net Income

Up

$12,248,274

Up $4,289,224 (+54%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $465,853,458Liabilities 2010: $440,738,464Net Assets 2010: $25,114,9942010Assets 2011: $444,741,327Liabilities 2011: $414,442,911Net Assets 2011: $30,298,4162011Assets 2012: $445,130,759Liabilities 2012: $403,567,265Net Assets 2012: $41,563,4942012Assets 2013: $454,759,684Liabilities 2013: $409,364,150Net Assets 2013: $45,395,5342013Assets 2014: $515,657,805Liabilities 2014: $463,489,582Net Assets 2014: $52,168,2232014Assets 2015: $587,660,066Liabilities 2015: $529,665,664Net Assets 2015: $57,994,4022015Assets 2016: $676,914,655Liabilities 2016: $611,192,660Net Assets 2016: $65,721,9952016Assets 2017: $873,801,899Liabilities 2017: $789,773,704Net Assets 2017: $84,028,1952017Assets 2018: $964,645,139Liabilities 2018: $867,524,559Net Assets 2018: $97,120,5802018Assets 2019: $1,062,492,971Liabilities 2019: $951,434,513Net Assets 2019: $111,058,4582019Assets 2020: $1,354,807,772Liabilities 2020: $1,229,313,117Net Assets 2020: $125,494,6552020Assets 2021: $1,614,964,186Liabilities 2021: $1,473,633,863Net Assets 2021: $141,330,3232021Assets 2022: $1,767,200,524Liabilities 2022: $1,649,750,780Net Assets 2022: $117,449,7442022Assets 2023: $1,756,847,081Liabilities 2023: $1,656,061,217Net Assets 2023: $100,785,8642023Assets 2024: $1,735,932,952Liabilities 2024: $1,671,855,189Net Assets 2024: $64,077,7632024

Highlighted filing

2017

Assets$873,801,899
Liabilities$789,773,704
Net Assets$84,028,195

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $43,539,6672010Expenses 2011: $29,216,6012011Expenses 2012: $27,714,3712012Revenue 2013: $35,023,351Expenses 2013: $28,366,355Net Income 2013: $6,656,9962013Revenue 2014: $34,379,757Expenses 2014: $28,812,678Net Income 2014: $5,567,0792014Revenue 2015: $42,867,566Expenses 2015: $36,786,880Net Income 2015: $6,080,6862015Revenue 2016: $52,489,211Expenses 2016: $44,530,161Net Income 2016: $7,959,0502016Revenue 2017: $63,403,288Expenses 2017: $51,155,014Net Income 2017: $12,248,2742017Revenue 2018: $68,729,217Expenses 2018: $54,410,946Net Income 2018: $14,318,2712018Revenue 2019: $73,910,723Expenses 2019: $62,877,901Net Income 2019: $11,032,8222019Revenue 2020: $93,422,671Expenses 2020: $79,459,124Net Income 2020: $13,963,5472020Revenue 2021: $96,680,282Expenses 2021: $78,080,188Net Income 2021: $18,600,0942021Revenue 2022: $81,598,679Expenses 2022: $78,661,196Net Income 2022: $2,937,4832022Revenue 2023: $96,660,698Expenses 2023: $115,001,515Net Income 2023: -$18,340,8172023Revenue 2024: $108,667,755Expenses 2024: $146,742,098Net Income 2024: -$38,074,3432024

Highlighted filing

2017

Revenue$63,403,288
Expenses$51,155,014
Net Income$12,248,274
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 14, 2018
Return Version
2017v2.3
Gross Receipts
$63,778,289
Mission and Program Overview

Mission

To provide quality financial services to members

To provide quality financial services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$457,513,108$566,707,568▲ $109,194,460
Investments in Publicly Traded Securities$64,224,343$96,448,257▲ $32,223,914
Cash and Non-Interest-Bearing Accounts$29,571,677$85,998,072▲ $56,426,395
Rtn Earn Endowment Incm Other Fnds$65,721,995$84,028,195▲ $18,306,200
Land, Buildings, and Equipment, Net$28,735,012$31,552,013▲ $2,817,001
Savings and Temporary Cash Investments$53,282,302$30,310,690▼ $22,971,612
Investments Other Securities$8,307,200$12,975,552▲ $4,668,352
Prepaid Expenses and Deferred Charges$1,224,116$2,100,262▲ $876,146
Intangible Assets-$898,573-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$676,914,655$873,801,899▲ $196,887,244
Other Assets Total$34,056,897$46,810,912▲ $12,754,015
Liabilities
Other Liabilities$603,047,962$741,882,377▲ $138,834,415
Accounts Payable and Accrued Expenses$5,535,267$42,338,212▲ $36,802,945
Mortgage Notes Payable Secured by Investment Property$2,609,431$5,553,115▲ $2,943,684
Total Liabilities$611,192,660$789,773,704▲ $178,581,044
Net Assets / Fund Balance
Total Net Assets Fund Balance$65,721,995$84,028,195▲ $18,306,200
Total Liabilities and Net Assets / Fund Balance$676,914,655$873,801,899▲ $196,887,244

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$13,593,872$9,159,541$22,753,413
Equipment$6,286,422$12,093,668$18,380,090
Land$10,213,671-$10,213,671
Leasehold Improvements$161,686$1,665,917$1,827,603
Other Land Buildings$1,296,362$94,892$1,391,254
Other Assets Org$8,376,845--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Wallace MurrayPresident/CEOFT$338,188$67,292$405,480
James AndersonEvp/mortgage LendingFT$171,688$105,963$277,651
Joyce Whitney-silvaEvp/CFOFT$170,739$70,696$241,435
Dean AltusEvp/COOFT$170,319$55,701$226,020
Natalie DuftyMortgage ConsultantFT$205,930$17,043$222,973
Nick SerranoVP/mortgage LendingFT$147,410$72,703$220,113
Jeremy GilpinEvp/commercial LendingFT$153,000$56,886$209,886
Jenny CasselmanVP/mortgage ServicesFT$140,000$60,035$200,035
Jesse HartfordGOV'T LENDING RELATIONSHIP OFFICERFT$75,000$114,088$189,088

Board Members and Trustees

NameTitle
Rob JoinerChair
William ArrensdorfVice Chair
Barbara ByingtonDirector
Paul RicheyDirector
Vernon DaltonDirector
Jon SteeleSecretary
Alex TalmantTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCCore Processor SupportPO BOX 80123, City Of Industry, CA 91716$2,630,689
Exl MediaAdvertising Agency803 TAHOE BOULEVARD 7, Incline Village, NV 89451$522,437
Business Data INCNotices And Statement ServicingPO BOX 6081, Inglewood, CA 90312$383,928
Sectran Security INCCash Transport And Equipment MaintenancePO BOX 227267, Los Angeles, CA 90022$267,983
Diebold INCEquipment MaintenancePO BOX 643543, Pittsburgh, PA 15264$173,494
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$60,238,545
Investment Income
$2,721,240
Other Revenue
$443,503
Change in Net Assets
$12,248,274
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$31,883,312
Salaries, Compensation, and Employee Benefits$18,979,185
Grants and Similar Amounts Paid$292,517
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$13,969,612
All Other Expenses---$2,913,896
Depreciation Depletion---$2,324,771
Fees for Services Other---$2,282,847
Other Employee Benefits---$2,234,601
Interest---$2,120,903
Office Expenses---$2,092,402
Advertising---$1,763,891
Occupancy---$1,497,086
Payroll Taxes---$1,311,796
Other Expenses---$1,305,006
Current Officers, Directors, Trustees, and Key Employees---$1,150,585
Information Technology---$634,525
Travel---$407,577
Pension Plan Contributions---$312,591
Grants to Domestic Orgs---$252,517
Conferences and Meetings---$218,268
Fees for Services Legal---$129,955
Fees for Services Accounting---$97,155
Insurance---$88,223
Grants to Domestic Individuals---$40,000
Total Functional Expenses$0$0$0$51,155,014
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
University of Nevada RenoReno, NVState of NevadaEducational Assistance$33,565
Special Olympics NevadaLas Vegas, NV501(c)(3)Sports Events for People With Developmental Disabilities$30,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$741,882,377
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union has one class of member, which are: (i) shareholders of the credit union who live or work in the following nevada counties: carson city, churchill, clark, douglas, elko, esmeralda, eureka, humboldt, lander, lincoln, lyon, mineral, nye, pershing, storey, washoe, white pine; (ii) spouses of persons who died while within the field of membership of this credit union; (iii) employees of this credit union; (iv) persons retired as pensioners or annuitants from the above employment; and (v) members of their immediate families. Members do not receive shares of profit other than through share account dividends.

Form 990, Part VI, Section A, Line 7A

For each vacancy of the board of directors, the nominating committee files nominations with the secretary of the credit union at least 90 days prior to the annual meeting. Nominations for vacancies may also be made by members of the organization via petition signed by 500 members or one percent (1%) of the membership eligible to vote at meetings of the members, whichever is smaller. Should there be a contested election, the election is then determined by plurality vote open to all members of the organization eligible to vote.

Form 990, Part VI, Section B, Line 11B

The form 990 is prepared by an independent accountant in conjunction with the organization's evp/cfo. The evp/cfo, who is a member of the executive management team, then reviews and approves the form 990 prior to filing with the internal revenue service.

Form 990, Part VI, Section B, Line 15A

The ceo's compensation is determined by the board of directors. Compensation survey data obtained from outside consultants is utilized to determine appropriate salary and benefit levels for the ceo. Such decisions are documented by the board in an executive session. This process was last completed as of april 1, 2016.

Form 990, Part VI, Section C, Line 19

Monthly financial statements are posted in each of the credit union's branches. Governing documents and conflict of interest policy are not made available to the public.

Filing and Contact Details

Filer

Filer Name
Greater Nevada Credit Union
EIN
88-0063808
Phone
7758822060
Address
PO BOX 2128, CARSON CITY, NV 89702

Signing Officer

Name
Joyce Whitney-silva
Title
Evp/CFO
Phone
7758861329
Signed
2018-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Wallace Murray
Formed
1949
Legal Domicile
Nv
Voting Board Members
7
Independent Board Members
7
Employees
356
Volunteers
16

Preparer

Firm
Moss Adams Llp
Address
805 SW BROADWAY STE 1200, PORTLAND, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Equity acquired through merger 6,465,557.

Financial Statement Notes

PART IV, LINE 1B:

Borrower payments for principal, interest, taxes and insurance.

PART X, LINE 2:

The income taxes topic of the fasb asc clarifies accounting for uncertainty in income taxes reported in the consolidated financial statements. The interpretation provides criteria for assessment of individual tax positions and a process for recognition and measurement of uncertain tax positions. Tax positions are evaluated on whether they meet the "more likely than not" standard for sustainability upon examination by tax authorities. The credit union is a state-chartered credit union as defined in internal revenue code (irc) section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities directly related to its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (ubi) derived by state-chartered credit unions. Beginning in march 2008, the internal revenue service (irs) released technical advice memorandums (tams) to specific state-chartered credit unions specifying the revenue sources subject to unrelated business income tax (ubit). Ubi may also be subject to tax in certain states. Management has assessed the credit union's activities and any potential federal or state income tax liability and determined that the credit union has no uncertain tax positions that qualify for either recognition or disclosure in the consolidated financial statements. Additionally, no interest and penalties have been recorded in the accompanying consolidated financial statements related to uncertain tax positions. Currently, the 2016, 2015, and 2014 federal income tax returns are open for examination by the irs. The filing years open for examination by the state, if applicable, may be equal to, greater than or less than the years open for examination by the irs.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1219048
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt135960
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1414543
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1519704
IRS990/Form990PartVIISectionAGrp/PersonNm0ROB JOINER
IRS990/Form990PartVIISectionAGrp/PersonNm1WILLIAM ARRENSDORF
IRS990/Form990PartVIISectionAGrp/PersonNm2ALEX TALMANT
IRS990/Form990PartVIISectionAGrp/PersonNm3JON STEELE
IRS990/Form990PartVIISectionAGrp/PersonNm4BARBARA BYINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm5VERNON DALTON
IRS990/Form990PartVIISectionAGrp/PersonNm6PAUL RICHEY
IRS990/Form990PartVIISectionAGrp/PersonNm7WALLACE MURRAY
IRS990/Form990PartVIISectionAGrp/PersonNm8JOYCE WHITNEY-SILVA
IRS990/Form990PartVIISectionAGrp/PersonNm9DEAN ALTUS
IRS990/Form990PartVIISectionAGrp/PersonNm10JAMES ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm11JENNY CASSELMAN
IRS990/Form990PartVIISectionAGrp/PersonNm12NICK SERRANO
IRS990/Form990PartVIISectionAGrp/PersonNm13JESSE HARTFORD
IRS990/Form990PartVIISectionAGrp/PersonNm14NATALIE DUFTY
IRS990/Form990PartVIISectionAGrp/PersonNm15JEREMY GILPIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7388188
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8214489
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9214069
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10258642
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11195390
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12201065
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13183128
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14208430
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15190182
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8EVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9EVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP/MORTGAGE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP/MORTGAGE SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP/MORTGAGE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt13GOV'T LENDING RELATIONSHIP OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14MORTGAGE CONSULTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt15EVP/COMMERCIAL LENDING
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01949
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-30548
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt040000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0252517
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0344453
IRS990/GrossReceiptsAmt063778289
IRS990/GrossRentsGrp/RealAmt039302
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt033
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0634525
IRS990/InsuranceGrp/TotalAmt088223
IRS990/IntangibleAssetsGrp/EOYAmt0898573
IRS990/InterestGrp/TotalAmt02120903
IRS990/InvestmentIncomeGrp/ExclusionAmt02751788
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02751788
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt08307200
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt012975552
IRS990/InvestmentsPubTradedSecGrp/BOYAmt064224343
IRS990/InvestmentsPubTradedSecGrp/EOYAmt096448257
IRS990/IRPDocumentCnt015102
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt023014018
IRS990/LandBldgEquipBasisNetGrp/BOYAmt028735012
IRS990/LandBldgEquipBasisNetGrp/EOYAmt031552013
IRS990/LandBldgEquipCostOrOtherBssAmt054566031
IRS990/LegalDomicileStateCd0NV
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0375001
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt02609431
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt05553115
IRS990/NetAssetsOrFundBalancesBOYAmt065721995
IRS990/NetAssetsOrFundBalancesEOYAmt084028195
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-30548
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-30548
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt039302
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt039302
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-407631
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01497086
IRS990/OfficeExpensesGrp/TotalAmt02092402
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt034056897
IRS990/OtherAssetsTotalGrp/EOYAmt046810912
IRS990/OtherChangesInNetAssetsAmt06465557
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02234601
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROCESSING COSTS
IRS990/OtherExpensesGrp/Desc2LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc3LICENSES AND FEES
IRS990/OtherExpensesGrp/TotalAmt07134722
IRS990/OtherExpensesGrp/TotalAmt14438739
IRS990/OtherExpensesGrp/TotalAmt22433346
IRS990/OtherExpensesGrp/TotalAmt31305006
IRS990/OtherLiabilitiesGrp/BOYAmt0603047962
IRS990/OtherLiabilitiesGrp/EOYAmt0741882377
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0LIFE INSURANCE VALUE
IRS990/OtherRevenueMiscGrp/ExclusionAmt0404201
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0404201
IRS990/OtherRevenueTotalAmt0404201
IRS990/OtherSalariesAndWagesGrp/TotalAmt013969612
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0457513108
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0566707568
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt01311796
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0312591
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01224116
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02100262
IRS990/PrincipalOfficerNm0WALLACE MURRAY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST - MEMBER LOAN
IRS990/ProgramServiceRevenueGrp/Desc1FEES & SERVICE CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2GAIN ON SALE OF LOANS
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON-INTEREST INC
IRS990/ProgramServiceRevenueGrp/Desc4INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt026643617
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt114240476
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt29778449
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt34166389
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt44781616
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt026643617
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt114240476
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt29778449
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt34794387
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt44781616
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0627998
IRS990/ProgSrvcAccomActy2Grp/Desc0MORTGAGE SERVICES - ORIGINATING, SELLING, AND SERVICING OF REAL ESTATE MORTGAGES. DURING 2017, THE CREDIT UNION FUNDED NEARLY $189 MILLION IN MORTGAGE LOANS.
IRS990/ProgSrvcAccomActy3Grp/Desc0COMMERCIAL LENDING - ORIGINATING, SELLING, AND SERVICING OF COMMERCIAL LOANS. DURING 2017, THE CREDIT UNION FUNDED NEARLY $343 MILLION IN COMMERICAL LOANS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt0287922
IRS990/PYInvestmentIncomeAmt01884925
IRS990/PYOtherExpensesAmt026990836
IRS990/PYOtherRevenueAmt0391288
IRS990/PYProgramServiceRevenueAmt050212998
IRS990/PYRevenuesLessExpensesAmt07959050
IRS990/PYSalariesCompEmpBnftPaidAmt017251403
IRS990/PYTotalExpensesAmt044530161
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt052489211
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt012248274
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt039302
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt065721995
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt084028195
IRS990/SavingsAndTempCashInvstGrp/BOYAmt053282302
IRS990/SavingsAndTempCashInvstGrp/EOYAmt030310690
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AdditionsDuringYearAmt011058834
IRS990ScheduleD/AgentTrusteeEtcInd01
IRS990ScheduleD/BeginningBalanceAmt03770448
IRS990ScheduleD/BuildingsGrp/BookValueAmt013593872
IRS990ScheduleD/BuildingsGrp/DepreciationAmt09159541
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt022753413
IRS990ScheduleD/DistributionsDuringYearAmt011510839
IRS990ScheduleD/EndingBalanceAmt03318443
IRS990ScheduleD/EquipmentGrp/BookValueAmt06286422
IRS990ScheduleD/EquipmentGrp/DepreciationAmt012093668
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt018380090
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt010213671
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt010213671
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0161686
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01665917
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01827603
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt06210110
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt12662344
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt28180446

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,736$1,672$64.1$109$147$38.1
2023Detailed filing. Detailed filing data is available for this year.$1,757$1,656$101$96.7$115$18.3
2022Detailed filing. Detailed filing data is available for this year.$1,767$1,650$117$81.6$78.7$2.94
2021Detailed filing. Detailed filing data is available for this year.$1,615$1,474$141$96.7$78.1$18.6
2020Detailed filing. Detailed filing data is available for this year.$1,355$1,229$125$93.4$79.5$14.0
2019Detailed filing. Detailed filing data is available for this year.$1,062$951$111$73.9$62.9$11.0
2018Detailed filing. Detailed filing data is available for this year.$965$868$97.1$68.7$54.4$14.3
2017Detailed filing. Detailed filing data is available for this year.$874$790$84.0$63.4$51.2$12.2
2016Detailed filing. Detailed filing data is available for this year.$677$611$65.7$52.5$44.5$7.96
2015Detailed filing. Detailed filing data is available for this year.$588$530$58.0$42.9$36.8$6.08
2014Detailed filing. Detailed filing data is available for this year.$516$463$52.2$34.4$28.8$5.57
2013Detailed filing. Detailed filing data is available for this year.$455$409$45.4$35.0$28.4$6.66
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$445$404$41.6$27.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$445$414$30.3$29.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$466$441$25.1$43.5