Civic Intelligence

Unknown Organization

990 • Fiscal year 2010 • EIN 87-6224921

Feb 01, 2009 to Jan 31, 2010 • Filed on Apr 15, 2010

Organization Profile
PO Box 3043084130
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.83x

Higher debt load relative to assets than 86% of similar nonprofits.

2010 filings • $5M-$10M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets86th percentile

Assets

$1,427,131

No earlier filing loaded for comparison.

Net Assets

$241,566

No earlier filing loaded for comparison.

Liabilities

$1,185,565

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$5,629,188

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,427,131Liabilities 2010: $1,185,565Net Assets 2010: $241,5662010Assets 2011: $1,270,917Liabilities 2011: $0Net Assets 2011: $1,270,9172011Assets 2012: $1,240,428Liabilities 2012: $0Net Assets 2012: $1,240,4282012

Highlighted filing

2010

Assets$1,427,131
Liabilities$1,185,565
Net Assets$241,566
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $5,629,1882010Expenses 2011: $1,351,6092011Revenue 2012: $99,732Expenses 2012: $130,221Net Income 2012: -$30,4892012

Highlighted filing

2010

Revenue-
Expenses$5,629,188
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Feb 1, 2009 to Jan 31, 2010
Signed
Apr 15, 2010
Return Version
2009v1.2
Gross Receipts
$5,121,998
Filing and Contact Details

Filer

EIN
87-6224921
Raw XML Appendix320 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY0773187
IRS990/AccountsPayableAccruedExpenses/EOY01185565
IRS990/AccountsReceivable/BOY01242
IRS990/AccountsReceivable/EOY0123262
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0The primary purpose of the organization is to provide employee participants with health, dental, prescription and life insurance coverage.
IRS990/AddressPrincipalOfficerUS/AddressLine101850 W 2100 S
IRS990/AddressPrincipalOfficerUS/City0SALT LAKE CITY
IRS990/AddressPrincipalOfficerUS/State0UT
IRS990/AddressPrincipalOfficerUS/ZIPCode084119
IRS990/AllAffiliatesIncluded0false
IRS990/AnnualDisclosureCoveredPersons0false
IRS990/AuditCommittee0true
IRS990/BalanceSheetAmountsReported0false
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY01914328
IRS990/CashNonInterestBearing/EOY01303869
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0false
IRS990/CompensationProcessOther0false
IRS990/ComplianceWithBackupWitholding0false
IRS990/ConflictOfInterestPolicy0false
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0true
IRS990/DescribedIn501C30false
IRS990/Description0GROUP INSURANCE COVERAGE WAS PROVIDED TO APPROXIMATELY 516 INDIVIDUALS AND THEIR FAMILIES.
IRS990/DisregardedEntity0false
IRS990/DistributionToDonor0false
IRS990/DocumentRetentionPolicy0false
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
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IRS990/EmploymentTaxReturnsFiled0false
IRS990/EscrowAccount0false
IRS990/ExcessBenefitTransaction0false
IRS990/ExcessBusinessHoldings0false
IRS990/Expense05629188
IRS990/FamilyOrBusinessRelationship0true
IRS990/FederalGrantAuditPerformed0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesLegal/ProgramServices0134281
IRS990/FeesForServicesLegal/Total0134281
IRS990/FeesForServicesManagement/ManagementAndGeneral0173316
IRS990/FeesForServicesManagement/Total0173316
IRS990/FiledLieu10410false
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form1098CFiled0false
IRS990/Form8282PropertyDisposedOf0false
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IRS990/Form8899Filed0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
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IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
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IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/NamePerson0MARK STEWART
IRS990/Form990PartVIISectionA/NamePerson1KENT BECKSTROM
IRS990/Form990PartVIISectionA/NamePerson2BRENT FOULGER
IRS990/Form990PartVIISectionA/NamePerson3ROGER BYNUM
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/Title0TRUSTEE
IRS990/Form990PartVIISectionA/Title1TRUSTEE
IRS990/Form990PartVIISectionA/Title2TRUSTEE
IRS990/Form990PartVIISectionA/Title3TRUSTEE
IRS990/Form990ProvidedToGoverningBody0true
IRS990/Form990-TFiled0false
IRS990/FormersListed0false
IRS990/FSAudited0true
IRS990/FundraisingActivities0false
IRS990/FundsToPayPremiums0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts05121998
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0true
IRS990/Insurance/ProgramServices06179
IRS990/Insurance/Total06179
IRS990/InvestmentIncomeCurrentYear06502
IRS990/InvestmentIncome/ExclusionAmount06502
IRS990/InvestmentIncomePriorYear045795
IRS990/InvestmentIncome/TotalRevenueColumn06502
IRS990/InvestmentInJointVenture0false
IRS990/InvestTaxExemptBonds0false
IRS990/LoanToOfficerOrDQP0false
IRS990/LobbyingActivities0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0false
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0The primary purpose of the organization is to provide employee participants with health, dental, prescription and life insurance coverage.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerBusiness/BusinessNameLine10AFS SECURITY INSURANCE COMPANY
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers04
IRS990/NbrVotingMembersGoverningBody04
IRS990/NetAssetsOrFundBalancesBOY01142383
IRS990/NetAssetsOrFundBalancesEOY0241566
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions0false
IRS990/NonDeductibleDisclosure0false
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers00
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/OfficeExpenses/ProgramServices0455
IRS990/OfficeExpenses/Total0455
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/OnBehalfOfIssuer0false
IRS990/Organization501c0X
IRS990/OtherExpensePriorYear05322729
IRS990/OtherExpensesCurrentYear05629188
IRS990/OtherExpenses/Description0MEDICAL BENEFITS
IRS990/OtherExpenses/Description1STOP LOSS MEDICAL
IRS990/OtherExpenses/Description2ADMINISTRATIVE
IRS990/OtherExpenses/Description3LIFE INSURANCE
IRS990/OtherExpenses/Description4LIFE & DISABILITY BENEFITS
IRS990/OtherExpenses/ManagementAndGeneral03733
IRS990/OtherExpenses/ProgramServices04846811
IRS990/OtherExpenses/ProgramServices1233196
IRS990/OtherExpenses/ProgramServices2208736
IRS990/OtherExpenses/ProgramServices319872
IRS990/OtherExpenses/ProgramServices42609
IRS990/OtherExpenses/Total04846811
IRS990/OtherExpenses/Total1233196
IRS990/OtherExpenses/Total2212469
IRS990/OtherExpenses/Total319872
IRS990/OtherExpenses/Total42609
IRS990/OtherRevenueCurrentYear00
IRS990/PartialLiquidation0false
IRS990/PoliciesReferenceChapters0false
IRS990/PoliticalActivities0false
IRS990/PremiumsPaid0false
IRS990/PriorExcessBenefitTransaction0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenueCY05115496
IRS990/ProgramServiceRevenue/Description0PARTICIPANTS PREMIUMS
IRS990/ProgramServiceRevenuePriorYear05402480
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome05115496
IRS990/ProgramServiceRevenue/TotalRevenueColumn05115496
IRS990/ProhibitedTaxShelterTrans0false
IRS990/QuidProQuoContributions0false
IRS990/QuidProQuoDisclosure0false
IRS990/RegularMonitoringEnforcement0false
IRS990/RelatedEntity0true
IRS990/RelatedOrgControlledEntity0false
IRS990/RetainedEarningsEndowmentEtc/BOY01142383
IRS990/RetainedEarningsEndowmentEtc/EOY0241566
IRS990/Revenue05115496
IRS990/RevenuesLessExpensesCY0-507190
IRS990/RevenuesLessExpensesPriorYear0125546
IRS990/SalariesEtcCurrentYear00
IRS990/ScheduleBRequired0false
IRS990ScheduleD/AgentTrusteeEtc0false
IRS990ScheduleD/AreRelatedOrgsListedScheduleR0false
IRS990ScheduleD/DisclosedForCharitablePurposes0false
IRS990ScheduleD/DisclosedOrgsLegalControl0false
IRS990ScheduleD/EndowmentsHeldByRelatedOrgs0false
IRS990ScheduleD/EndowmentsHeldByUnrelatedOrgs0false
IRS990ScheduleD/ExcessOrDeficitForYear0-507190
IRS990ScheduleD/ExcessOrDeficitPerFS0-507190
IRS990ScheduleD/ExpensesSubtotal05629188
IRS990ScheduleD/IncludedOnFS0false
IRS990ScheduleD/RevenueSubtotal05121998
IRS990ScheduleD/Sect170hRequirementsSatisfied0false
IRS990ScheduleD/SolicitedAssetsForSale0false
IRS990ScheduleD/TotalExpenses05629188
IRS990ScheduleD/TotalExpensesPerForm99005629188
IRS990ScheduleD/TotalRevenue05121998
IRS990ScheduleD/TotalRevenuePerForm99005121998
IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt05629188
IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt05121998
IRS990ScheduleD/WrittenPolicyMonitoring0false
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0VI - LINE 19: THIS DOCUMENT AND OTHERS ARE NOT PUBLIC INFORMATION. VI - LINE 11A: A COPY OF THIS RETURN WAS PROVIDED TO EACH MEMBER OF THE BOARD. VI - LINE 3: MANAGEMENT OF THE PLAN WAS DELEGATED TO AFS INSURANCE PRESIDENT, DON NOYES VI - LINE 7A: ELECTED BY BOARD OF DIRECTORS
IRS990/ScheduleORequired0false
IRS990ScheduleR/ExchangeOfAssets0false
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine101850 West 2100 South
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City0SALT LAKE CITY
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/State0UT
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode084119
IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityName/BusinessNameLine10AFS INC
IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection0501(c)(9)
IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState0UT
IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine10AFSI
IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities0PROVISION OF INSURANCE SERVICES
IRS990ScheduleR/GiftGrantOrCapContrFrOtherOrg0false
IRS990ScheduleR/GiftGrantOrCapContrToOtherOrg0false
IRS990ScheduleR/LoansOrGuaranteesFromOtherOrg0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrg0false
IRS990ScheduleR/OtherTransferFromOtherOrg0false
IRS990ScheduleR/OtherTransferToOtherOrg0false
IRS990ScheduleR/PerformOfServicesByOtherOrgs0false
IRS990ScheduleR/PerformOfServicesForOtherOrgs0false
IRS990ScheduleR/PurchaseOfAssetsFromOtherOrg0false
IRS990ScheduleR/ReceiptOfIntAnnRentsRoyalties0false
IRS990ScheduleR/ReimbursementPaidByOtherOrg0false
IRS990ScheduleR/ReimbursementPaidToOtherOrg0false
IRS990ScheduleR/RentalOfFacilitiesFrOtherOrgs0false
IRS990ScheduleR/RentalOfFacilitiesToOtherOrgs0false
IRS990ScheduleR/SaleOfAssetsToOtherOrg0false
IRS990ScheduleR/SharingOfFacilities0false
IRS990ScheduleR/SharingOfPaidEmployees0false
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0UT
IRS990/StatesWhereCopyOfReturnIsFiled0UT
IRS990/SubjectToProxyTax0false
IRS990/TaxableDistributions0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TerminationOrContraction0X
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine101850 W 2100 S
IRS990/TheBooksAreInCareOf/AddressUS/City0Salt Lake City
IRS990/TheBooksAreInCareOf/AddressUS/State0UT
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode084119
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10AFS INSURANCE SERVICES INC
IRS990/TheBooksAreInCareOf/TelephoneNumber08019734400
IRS990/TotalAssets/BOY01915570
IRS990/TotalAssetsBOY01915570
IRS990/TotalAssets/EOY01427131
IRS990/TotalAssetsEOY01427131
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear05629188
IRS990/TotalExpensesPriorYear05322729
IRS990/TotalFunctionalExpenses/ManagementAndGeneral0177049
IRS990/TotalFunctionalExpenses/ProgramServices05452139
IRS990/TotalFunctionalExpenses/Total05629188
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY0773187
IRS990/TotalLiabilitiesBOY0773187
IRS990/TotalLiabilities/EOY01185565
IRS990/TotalLiabilitiesEOY01185565
IRS990/TotalLiabNetAssetsFundBalances/BOY01915570
IRS990/TotalLiabNetAssetsFundBalances/EOY01427131
IRS990/TotalNbrEmployees00
IRS990/TotalNetAssetsFundBalances/BOY01142383
IRS990/TotalNetAssetsFundBalances/EOY0241566
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceExpense05629188
IRS990/TotalProgramServiceRevenue05115496
IRS990/TotalRevenueCurrentYear05121998
IRS990/TotalRevenue/ExclusionAmount06502
IRS990/TotalRevenuePriorYear05448275
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome05115496
IRS990/TotalRevenue/TotalRevenueColumn05121998
IRS990/TransfersToExemptNonChrtblOrg0false
IRS990/TypeOfOrganizationOther0X
IRS990/TypeOfOrgOtherDescription0Health care benefit
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0N/A
IRS990/WhistleblowerPolicy0false
IRS990/WrittenPolicyOrProcedure0false
IRS990/YearFormation02002
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0876224921
ReturnHeader/Filer/Name/BusinessNameLine10AFS EMPLOYEE BENEFITS TRUST
ReturnHeader/Filer/NameControl0AFSE
ReturnHeader/Filer/Phone08019734400
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 30430
ReturnHeader/Filer/USAddress/City0Salt Lake City
ReturnHeader/Filer/USAddress/State0UT
ReturnHeader/Filer/USAddress/ZIPCode084130
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02010-04-15
ReturnHeader/Officer/Name0DONALD B NOYES
ReturnHeader/Officer/Phone08019734400
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02010-06-01
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10CARVER FLOREK JAMES CPAS
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine102246 N UNIVERSITY PARK BLVD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0LAYTON
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0UT
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode084041
ReturnHeader/Preparer/Name0Steven L Carver CPA
ReturnHeader/Preparer/Phone08019261177
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02009-02-01
ReturnHeader/TaxPeriodEndDate02010-01-31
ReturnHeader/TaxYear02009
ReturnHeader/Timestamp02010-06-01T09:38:55-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,427,131
Liabilities
$1,185,565
Net assets
$241,566
Revenue
-
Expenses
$5,629,188
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Summary only. Only limited summary data is available for this year.$1.24$0.00$1.24$0.10$0.13$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.00$1.27$1.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.43$1.19$0.24$5.63